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Banking Law Exam Paper 2021

This document contains questions from a Banking Law exam for a B.A. LL.B. degree. It has four parts with multiple choice and short answer questions. Part A contains two long answer questions asking about the functions of commercial banks versus cooperative banks and defining the salient features of the SARFAESI Act. Part B contains two short answer questions about special customers to banks and the impact of computer technology in banking. Part C asks for short notes on five topics related to banking such as crossing of cheques and rights of a holder. Part D contains two case study questions regarding the validity of a promissory note and the liability of a bank for refusing payment on a stale-dated cheque.

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73 views2 pages

Banking Law Exam Paper 2021

This document contains questions from a Banking Law exam for a B.A. LL.B. degree. It has four parts with multiple choice and short answer questions. Part A contains two long answer questions asking about the functions of commercial banks versus cooperative banks and defining the salient features of the SARFAESI Act. Part B contains two short answer questions about special customers to banks and the impact of computer technology in banking. Part C asks for short notes on five topics related to banking such as crossing of cheques and rights of a holder. Part D contains two case study questions regarding the validity of a promissory note and the liability of a bank for refusing payment on a stale-dated cheque.

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Register No.

FA7A

(For the candidates admitted from 2017-2018 onwards)


[Link].B. DEGREE (SEMESTER) EXAMINATIONS, JANUARY 2021.
(Five-year Regular Course)

Fourth Year-Seventh Semester


BANKING LAW

Time: 2½ hours Maximum: 70 marks


PART A – (2 x 12 = 24 marks)
Answer TWO of the following in about 500 words each.
gpd;tUtdtw;Ws; ,uz;bw;F xt;nthU tpdhtpw;Fk; Vwj;jho 500 nrhw;fspy; tpilaspf;fTk;.

1. Explain the functions of Commercial Banks and how does it differs with
Co-Operative Banks.
tzpf tq;fpapd; nray;ghLfis tpthpj;J> mjw;Fk; $l;LwT tq;fpfSf;Fk; cs;s
NtWghLfis tpthp.

2. Define the salient features of the SARFAESI Act?


ru;gh]p rl;lj;jpd; Kf;fpa $Wfs; ahit?

3. Explain the characteristics and categories of Negotiable Instruments.


khw;WKiw Mtzq;fspd; Kf;fpa $WfSk;> tiffisAk; tpsf;Ff.

PART B – (2 x 7 = 14 marks)
Answer TWO of the following in about 300 words each.
gpd;tUtdtw;Ws; ,uz;bw;F xt;nthU tpdhtpw;Fk; Vwj;jho 300 nrhw;fspy; tpilaspf;fTk;.

4. Discuss about the special customers to the Bank.


rpwg;G thbf;ifahsu;fisg; gw;wp tpthjpf;fTk;

5. Explain the impact of Computer Technology in Banking System?


tq;fp mikg;gpy; fzpdp njhopy;El;gj;jpd; jhf;fj;ij tptup

6. Explain the powers of Reserve Bank of India?


,e;jpa upru;t; tq;fpapd; mjpfhuq;fs; ahit?

PART C – (5 x 4 = 20 marks)
7. Write short notes on FIVE of the following:
gpd;tUtdtw;Ws; Ie;jpw;F rpW Fwpg;Gfs; vOJf

(a) Crossing of cheques


FWf;FNfhbl;l fhNrhiy

(b) Collecting Banker


t#y; tq;fpau;

(c) Rights of a Holder


cilatupd; chpikfs;
(d) Liability on Foreign Instruments
ntspehl;L Mtzq;fspd; nghWg;G

(e) Kinds of Endorsement


Nkw;Fwpg;gpd; tiffs;

(f) Travellers Cheque


gazpah; fhNrhiy

(g) NABARD
neghu;l;

PART D – (2 x 6 =12 marks)


Answer TWO of the following by referring to the relevant provisions of law
and decided cases. Give cogent reasons.
gpd;tUtdtw;Ws; ,uz;bw;F rl;l tifaq;fs; kw;Wk; jPh;khdpf;fg;gl;l
tof;Ffisf; $wp jFe;j fhuzq;fSld; tpilaspf;fTk;.

8. „A‟ signs in an instrument with the following terms. “I promise to pay „B‟ or
order Rs.5,000 if „D‟ leaves me enough money on D‟s death to pay that
sum”. Decide whether it is valid?

‘m’ vd;gth; xU Mtzj;jpy; gpd;tUkhW vOjp ifnahg;gk; nra;Js;;shh;. ‘M’


vd;gtUf;Nfh my;yJ mtuhy; mjpfhuk; gLj;jg;gl;ltUf;Nfh &.5>000/-ia ‘<’
vd;gtu; ,wf;Fk; NghJ Nghjpa gzk; tpl;Lr; nrd;whu; vdpy; ‘M’ tpw;F toq;f
cWjpaspf;fpNwd;. ,J nry;yj;jf;fjh vd KbT nra;f.

9. Kannan issued a leaver cheque to „B‟ for Rs.10,000/- on 10/06/2020. „B‟


presented the cheque on 12/9/2020, but the Bank refused the payment.
Discuss the liability of the Bank?

fz;zd; vd;gtu; ‘M’ vd;gtUf;F &.10>000/-f;F nfhzu;gtu; fhNrhiy xd;iw


10/06/2020 md;W nfhLj;jhu; ‘M’ me;j fhNrhiyia 12/9/2020 md;W
tq;fpapy; rku;g;gpj;jhu;. Mdhy; tq;fpau; me;j fhNrhiyf;F gzk; ju kWj;Jtpl;lJ.
tq;fpapd; nghWg;gilT vd;d?

10. In the body of a cheque the words “Rupees one hundred and sixty two fifty
paise” are written whereas the figures read as Rs.165.50 paise. How
should the paying banker clear with such a cheque as presentation?

xU fhNrhiyapd; kPJ &gha; E}w;W mWgj;J ,uz;L Ik;gJ fhRfs; vd;W


vOjg;gl;L> mNj rkak; vz;fshy; &165.50 fhRfs; vdTk; ,Ue;jJ. me;j
fhNrhiyia rku;g;gpj;jhy; gzk; nfhLf;Fk; tq;fpau; vg;gb gzk; toq;Fthu;.
__________

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