Domestic & NRI Saving Account Interest Rates : (W.E.F.
1st September 2020)
Rate Of Interest
Savings Fund Account Balance upto Rs. 50 Lac 3.00% p.a.
Savings Fund Account Balance of above Rs. 50 Lac 3.00% p.a.
For Bulk deposit please contact your nearest branch
For Bulk Deposit Rates Please Click Here
Rate Of Interest On Single Domestic / NRO / NRE Term Deposits (TD) Up To Rs.10 Cr. (Callable)
NRE TD
NRE TD
Domestic/N $ Rs.2
$ Less
RO $ TD Cr. To
Domestic/NRO $ TD Less Than
Rs. 2 Cr To Rs. 10
Than Rs.2 Cr. Rs.2 Cr. PNB Tax Saver FD
Rs. 10 Cr.# Cr.
W.E.F. 01.10.2020 W.E.F.
W.E.F. W.E.F.
01.10.2
01.09.2020 01.09.20
020
20
For
S Senior A
ROI ROI ROI ROI
l. Citize .
Period (% A.Y.* (% (% (% ROI (% p.a.)
N n ROI Y
p.a.) p.a.) p.a.) p.a.)
o (% .*
p.a.)**
3
7 to 14 .
1 3.00 3.00 3.75 3.00 NA NA NA
days 0
0
3
15 to .
2 3.00 3.00 3.75 3.00 NA NA NA
29days 0
0
3
30 to
.
3 45 3.00 3.00 3.75 3.00 NA NA NA
0
days
0
3
46 to
.
4 90 3.25 3.25 4.00 3.00 NA NA NA
0
days
0
91 to
3
5 179 4.00 4.00 4.75 3.00 NA NA NA
.
days
0
0
180 3
days to .
6 4.40 4.42 5.15 3.10 NA NA NA
270 1
Days 1
271
3
days to
5.25 .
7 less 4.50 4.55 3.10 NA NA NA
1
than 1
2
year
3
.
8 1 year 5.20 5.30 5.95 3.10 5.20 3.10 NA
1
4
above 3
1 year 5.95 .
9 5.20 5.30 3.00 5.20 3.00 NA
& upto 0
2 years 3
above 3 Public (General)-
1 2 year 5.95 . 5.25 (for 5 years)
5.20 5.44 3.00 5.20 3.00
0 & upto 0
5.25 ( for above
3 years 8
5years to 10 years)
above 3 Sr. Citizen (General)-
1 3 year 6.00 .
5.25 5.65 3.00 5.25 3.00 5.75 (for 5 years)
1 & upto 1
5 years 3 5.75 ( for above
5years to 10 years)
Staff member- 6.25
(for 5 years) 6.25 (
for above 5years to
above
3 10 years)
5 years
1 6.00 .
& upto 5.25 5.96 3.00 5.25 3.00
2 2 Retired Staff (Sr.
10
2 Citizen)- 6.25 (for 5
years
years) 6.25 ( for
above 5years to 10
years)
* Annualized Yield in % terms at the beginning of the slab.
** The additional rate of Interest applicable on domestic deposits accepted from senior citizens is not
applicable for NRO deposits
The revised interest rates will be applicable to fresh Deposits and renewal of existing deposits with effect
from 01.10.2020.
# The rates for Rs.2 Crore to Rs.10 Crore are not to be loaded with additional rate of interest for Sr.
Citizens, staff accounts etc.
The Senior citizens shall get an additional rate of interest of 75 bps over applicable card rates for all
maturities on domestic deposits of less than Rs. 2 Crore. In case of staff members as well as retired staff
members who are also Senior Citizens, maximum rate of interest to be allowed over applicable card rate
shall be 175 bps except in case of PNB Tax Saver Fixed depost scheme, where the maximum rate of
interest to be allowed over applicable card rate is 100 bps.
These revised interest rates will be applicable to the fresh deposits and renewal of existing Term deposits
with effect from 01.10.2020 The above rates shall also be applicable to NRE term deposits
“PNB UTTAM FIXED DEPOSIT SCHEME” (Non-Callable) @ With Effect From 01.10.2020 (For
Deposit Above 15 Lakh)
Domestic TD More Than Rs 15 Lakh To Less Domestic TD Rs.2 Cr. To Rs 10
Than Rs.2cr W.E.F. 01.10.2020 Cr. W.E.F. 01.09.2020
Period ROI (% p.a.) A.Y.* ROI (% p.a.) A.Y.*
91 to 179 days 4.05 4.05 3.05 3.05
180 days to 270
4.45 4.47 3.15 3.16
Days
271 days to less
4.55 4.60 3.15 3.17
than 1 year
1 year 5.25 5.35 3.15 3.19
above 1 year &
5.25 5.35 3.05 3.09
upto 2 years
above 2 year &
5.25 5.50 3.05 3.13
upto 3 years
above 3 year &
5.30 5.70 3.05 3.18
upto 5 years
above 5 years &
5.30 6.02 3.05 3.28
upto 10 years
Note: Discontinue the scheme of 333 days, 444 days and 555 days tenure Domestic Term Deposit under
Callable & PNB Uttam (Non- Callable) scheme including NRE & NRO deposits w.e.f 01.10.2020.
Gold Monetization Scheme (GMS)
Period Rate of Interest PA
Short Term Bank Deposit (STBD)
1 year 0.50%
Above 1 year up to 2 years 0.60%
Above 2 years up to 3 years 0.75%
Medium and Long Term Government Deposit (MLTGD)
Medium Term Government Deposit 2.25%
Long Term Government Deposit 2.50%
