UNIT 3
LESSON B
DATE:11-11-2020
TRY TO FIND 14 WORDS RELATED TO MONEY
A C S D E F B N J H N
B G P R C O S T A E B
C N E J K M R D T U O
D X N W A F F O R D R
E Z T Q K L M U R E R
F L R A A D E T C D O
G O J S O W E D V B W
H A U X N M A E D I E
I N N Z A E F G H D D
J T F R E E Q E T I W
K U D T F S A L E S S
L Y R U T D Y R W C E
O F F E R V L T D O D
M O M H H T U G G U T
N P K L E N D H O N R
O R E H O Y I U L T H
P S A V I N G U P U L
C A S H P U O K M O J
Q E L M L L E D R P U
P A I D B A C K U F R
R D O T N W E E S E M
S F T R R B A N K I N
COMPLETE THE TEST ABOUT WHAT KIND OF SPENDER ARE YOU? PAGE 30
b, c, c,c,c, c.
LISTEN TO THREE DESCRIPTIONS AND COMPLETE THE GAPS
PRESENTER: So, in these difficult times, how are people spending their money? Are people still
borrowing from the banks? I came to Norwich to talk to shoppers. Excuse me, sir do you mind if I
ask you a few questions about spending habits?
SPEAKER 1: Err. OK
PRESENTER: Can I ask what you have got in your bags?
SPEAKER 1: I have just bought my food for the week. They had some special offers on cheese! I
think I have got enough for a month
PRESENTER: Are you saving up for anything at the moment?
SPEAKER 1: Yes actually, I am saving for a car . My girlfriend is moving away to Leeds to study and I
want to visit her at weekends. The train is really expensive so in the end, it is cheaper to drive.
PRESENTER: Why didn’t you borrow the money for the car?
SPEAKER 1: Well, I don’t want to owe money to a bank. I generally don’t like borrowing. I have got
three credit cards and I have never used any of them. I have only got them, because of the free
stuff you get – travel, insurance, cinema tickets, that kind of thing
Is this person a big spender, smart spender or non spender?
He's a smart spender
What is he/she saving for?
He is saving for a card because he wants to visit you on the weekends
How does he/she feel about borrowing money?
He doesn't want to owe money to the bank
PRESENTER: And what have you just bought?
SPEAKER 2: Not much! It was all too expensive But I found a good price on some suntan lotion. So
I bought a lot.
PRESENTER: Are you saving up for anything at the moment?
SPEAKER 2: Well. I am always saving, but there isn’t really anything I actually want to buy. I have
already got everything I need. Why should I spend my money on new things when the things I
have are perfectly OK? Everyone should save for when they are older I don’t want to be working
when I am an old man.
PRESENTER: So I suppose you don’t need to borrow?
SPEAKER 2: No, not yet! And I hope I never do. When I can’t afford something, I don’t buy it.
Simple . And I never lend money to other people. Never, You give them money, and you never get
it back. Then you lose a friend
Is this person a big spender, smart spender or non spender?
What is he/she saving for?
How does he/she feel about borrowing money
3
PRESENTER: Have you bought anything nice today?
SPEAKER 3: Some perfume and a small necklace. The necklace was quite expensive Well, very
expensive, but I need a new one to go with a dress I have just bought.
PRESENTER: Lovely? And are you saving up for anything at the moment?
SPEAKER 3: No, not really. I don’t really save up for things, to be honest. If I need something, I just
buy it. I have got credit cards. I have already spent my salary this month, but that is OK. Life’s too
short to worry about money.
PRESENTER: So you don’t mind borrowing money?
SPEAKER 3: I don’t borrow money. Well, I use my credit cards, but that’s not really borrowing, is
it? Oh! And I got a small loan last year. I haven’t paid it back yet
Is this person a big spender, smart spender or non spender?
Not because the thinks money is to be spent
What is he/she saving for?
You do not save anything now, if you need, buy it.
How does he/she feel about borrowing money?
GRAMMAR
EXERCISES
MATCH THE QUESTIONS AND ANSWERS
1 Would you like some food? A Yes, I´ve just spoken to her
2 Did you like the movie? B I’ve already emailed him
3 Has Junko called yet? C She’s just gone out. She’ll be back soon
4 Where’s Liza? D I’m afraid I haven’t read it yet
5 Would you like to go for a walk? E No, thanks. I’ve already been out
6 Can you email Marc about the meeting? F We haven’t seen it yet
7 Have you written your essay yet? G No, thanks. I’ve already had lunch
8 What did you think of the report? H Not yet. I’ve just finished the
introduction
1-G
2-F
3-A
4-C
5-E
6-B
7-H
8-D
PUT THE WORDS IN THE CORRECT ORDER TO MAKE SENTENCES OR QUESTIONS
1.- they/have/us/yet?/paid
2.- already/I’ve/money/all/spent/my
3.- arrived/our visitors/have/just
4.- shops/I/yet/haven’t/to/the/been
5.- raining/just/started/it/has
6.-he/yet?/any/has/money/saved
LOOK AT JEFF’S LIST OF THINGS TO DO. WRITE SENTENCES ABOUT WHAT HE HAS ALREADY DONE
AND WHAT HE HASN’T DONE YET. USE ALREADY/YET/AND THE PRESENT PERFECT
Do shopping He hasn’t done the shopping yet
Pay Mark back He hasn’t pain Mark back
Buy paper for the printer (done) He has already bought for the printer
Check my emails (done) He has already checked his emails
Ask Dad for some money He hasn’t asked Dad for any money yet
Write to Daniel (done) He has already written to Daniel
Finish writing my project (done) He has already finished writing his project
Clean the flat He hasn’t cleaned they the flat yet
Take out rubbish He hasn’t taken out the rubbish yet
Have a haircut (done) He has already had a haircut.
SPEAKING
COMPLETE THE MIND MAP ABOUT SAVING UP FOR ANYTHING AND MAKE A PLAN TO GET IT
How much
money do
you need?
What have you
1000
done to save up
the money? What for?
I don't spend Laptop
Are you saving
up for anything
at the moment?
YES
