CREDIT ASSESSMENT
AND ROBOTICS
TRANSFORMATION
[C.A.R.T]
AI DRIVEN SOLUTIONS FOR SMOOTHER BANKING EXPERIENCE
Company Profile
Business Outcome Driven Analytics & Data Management Partner
Spread Across Sectors Services Products & Frameworks
• BFSI • Analytics Development & • C.A.R.T | Credit Automation
• Healthcare Management and Robotics Transformation
• Manufacturing & Logistics • Business Consulting • Genesis| Investment
• Retail • Analytics Framework & Accounting & PMS Solution
• Telecom and Digital Media Services • DataDimensions | Advance
• Managed Services, Packaged Analytics Framework
• Insurance
Implementations & Platform-
Based Services
VALUE PROPOSITION
Domain Data Science Collaborative Program
Knowledge Approach Governance
What we Do
Financial Assessment Data Management &
Investment Management
Automation Advance Analytics
v Cloud based Investment v Cloud based document data v Framework for accelerating
Management Solution to extraction and customer analytics and big data initiatives
address business needs around behavioral insights generation
ü PMS from Bank Statements and net v Machine learning & Deep
ü Investment/Fund banking. Also support Fraud learning for addressing use
Accounting Check cases across Healthcare,
ü Family Offices Manufacturing, Financial
ü Alternative Investments v Creating earning opportunities domains and specialized areas
by partnering in Banks/NBFCs covering smart cities, Document
v Creating earning opportunities digital journey and optimizing Data Extraction, Image Analysis,
by addressing challenges operations cycle of credit Video Analysis
around current solutions being assessment
on older technology stacks, in- v Creating earning opportunities
flexibility around customers v Enabling faster next gen OCR by accelerating advance
personalized needs and driven credit assessment analytics implementations for
dynamic accounting and organizations
reporting needs
Credit Assessment and Robotics Transformation (C.A.R.T)
Document Type TAT
Consolidated Summary Analysis (
eStatement PDF 400+ data points)
eStatement PDF Real Time
Fraud Analysis
Scanned PDF Scanned PDF 10 mins ( 6 page)
Bank Statement Auto Rejection if not Bank
Net Banking Statement
Net Banking Real TIme
EMI Detection Salary Detection Limit Utilization Limit Deposit
SaaS based Portal for Quick Go-Live
Configurable Cash
EOD Balances Cheque Bounces REST based APIs available
ABB Withdrawals
ML based
Internal Transfer
Top dr/cr Holiday Scalable ( Benchmarking done for
categorization transactions Transactions 10000 txns./min)
Customizable No Integration
Pay Per Use No Volume Locking
Report Cost
Novel Patterns – New capabilities
Bank Statement and Personal Information
CIBIL data Customer Validation ||
Putting advance facial recognition Redaction||
amalgamation || to use to match the borrower’s Masking of sensitive information
System will automatically read photograph from KYC documents on documents shared by
the Bank Statement and pdf with any selfie if captured and customer (like aadhaar number
format of CIBIL as well to match provide a combined result. redaction).
outstanding liabilities of that
mentioned in CIBIL with Bank
Statements thus removing any
manual intervention.
HIGHER ACCURACY
WHAT’S NEW ?
REDUCED CUSTOMER
AUG, 2019 ONBOARDING TIME
Passport HIGHER OPERATIONAL
EFFICIENCY
DL
Aadhaar
PAN
SINGLE PLATFORM FOR ALL DOCUMENT PROCESSING
Existing Challenges
Prone to Error Manual
Intervention
People Scanned Financial
Dependency Documents
Single 360 Time consuming
degree view
missing
Credit Assessment and Robotics Transformation [C.A.R.T]
RPA OCR Equipped Seamless Integration Scalable Platform
CART facilitates end to Scanned images of Underlying Framework The Framework is made
end automation removing Borrower’s Financial based on Service to run Advanced Analytics
any manual intervention Documents which require Oriented Architecture and tackle Big Data
in the complete process Manual intervention of (SOA) enables CART to be Problems. CART
through BOTS in effect data entry before integrated with any 3rd Statement Analyzer is a
reducing over all TAT and processing is completely party system like LOS, ready to use solution
enhanced efficiency. automated through a CRM etc. through web which can help business
combination of Advanced services and APIs streamline the desired
Image Analytics and OCR process.
capability.
Credit Assessment and Robotics Transformation [C.A.R.T]
Key Differentiators Unmatched Features Business Benefits Roadmap
ü AI driven OCR capability ü Extensive Summary ü Enabling Accurate ü Quarterly Releases
ü Support for Financial Analysis Decision Making ü Enhanced Functional
Documents ü Fastest TAT ü Saves later on expenses features
ü ML based Categorization ü Accurate ü Reduced Operations ü Data Protection Laws
Cost Compliant
VALUE PROPOSITION
[C.A.R.T] vs Perfios
Connect Us: [email protected]
www.novelpatterns.com
