*0404* 0404
Fourth Semester of Three Year LL.B. Examination, June 2011
Optional – II : BANKING LAW
(Course – III)
Duration : 3 Hours Max. Marks : 100
Instructions : 1. Answer all 5 questions.
2. All questions carry equal marks.
3. Answers should be written either in English or Kannada
completely.
Q. No. 1. (a) Explain the functions of the Reserve Bank of India. Marks : 15
»ÝÃÜ£à¿á ÄÓÜÊ
ì ¸ÝÂíQ®Ü ±ÜÅPÝ¿áìWÜÙÜ®Üá° ËÊÜÄÔÄ.
OR
Examine the various control of RBI over Commercial Bank.
ÊÝ~g ¸ÝÂíPÜáWÜÙÜ ÊæáàÇæ »ÝÃÜ£à¿á ÄÓÜÊ
ì ¸ÝÂíQ®Ü ËË«Ü ¯¿áíñÜÅ|WÜÙÜ®Üá°
±ÜÄàQÒÔÄ.
(b) Write short note on : Marks : 5
q±Ü³~ ÃæÀáÄ :
IDBI or State Bank of India.
I.w.¹.I. A¥ÜÊÝ »ÝÃÜ£à¿á Óæràp
¸ÝÂíP
.
Q. No. 2. (a) Explain the precautions to be taken by a banker while lending
against goods. Marks : 15
¸ÝÂíQ®ÜÊÜÃÜá ÓÜÃÜPÜáWÜÙÜ B«ÝÃÜ¨Ü ÊæáàÇæ ÓÝÆ PæãvÜáÊÝWÜ ¿ÞÊÜ Äࣿá
GaÜcÄPÝ PÜÅÊÜáWÜÙÜ®Üá° ñæWæ¨ÜáPæãÙÜÛ¸æàPæíá¨Ü®Üá° ËÊÜÄÔÄ.
OR
Examine the advantages of Securitisation Act to the banker.
¸ÝÂíPÜÃÜáWÜÚWæ ÓæPÜãÂÄpæçÓæàÍÜ®
PÝÁᪿáÈÉÃÜáÊÜ A®ÜáPÜãÆWÜÙÜ®Üá° ±ÜÄàQÒÔÄ.
(b) Write short note on : Marks : 5
q±Ü³~ ÃæÀáÄ :
Credit Guarantee Scheme.
ÓÝÆ TݣŠÁãàg®æ.
OR
Priority sector advances.
B¨ÜÂñÝ ÊÜÆ¿á ÊÜááí±ÝÊÜ£.
P.T.O.
0404 -2- *0404*
Q. No. 3. (a) Discuss the various types of crossing of cheques with their
legal effects. Marks : 15
ËË«Ü Äࣿá ÃæàUñÜ (AvÜWx Ãæ )æ aæPáÜ RWÙÜ ®Ü áÜ ° A¨ÜÃÜ PÝ®Üã¯PÜ ±ÜÄOÝÊÜáWÜÙã
æ í©Wæ
aÜbìÔ.
OR
Analyse the penal provisions under Negotiable Instrument
Act.
ÊÜWÝìÊÜOæ ±ÜñÜÅWÜÙÜ PÝÁᪿáÈÉ®Ü ¨Üívܯà¿á ¯¿áÊÜáWÜÙÜ®Üá° ±ÜÄËàQÒÔ.
(b) Write a note on promissory note. Marks : 5
ÊÝWݪ®Ü ±ÜñÜÅ PÜáÄñÜá ÆZá q±Ü³~ ÃæÀáÄ.
OR
Sonu couldn’t present the cheque received from his friend
due to busy schedule. Period of limitation is about to expire
on a day which happens to be a holiday. Advice Sonu.
Óæãà®Üá ñܮܰ Óæ°à×ñܯí¨Ü ±Üvæ¨Ü «Ü®Ý¨æàÍÜÊÜ®Üá° PæÆÓÜ ¯Ëáñܤ PÝÃÜ| ¸ÝÂíQWæ
ÓÜÈÉÓÜÇÝWÜÈÆÉ. ÃÜhÝ ©®Ü¨Üí¨Üá PÝÆ ±ÜÄËᣠAÊÜ ÊÜááPݤ¿áÊÝWÜáÊÜâ¨ÜÃÜÈɨæ.
Óæãà®ÜáWæ ÓÜÆÖæ ¯àw.
Q. No. 4. (a) ‘The bankers’ duty of secrecy is not absolute but qualified’.
Elucidate. Marks : 15
‘¸ÝÂíPÜÄ®Ü ÃÜÖÓÜ ÂÜ ±ÝÆ®æ PÜñì
Ü ÊÜÂÊÜâ ÓÜí±Üä|ìÊÝXÃÜ¨æ ±ÜÄËáñÜÊÝX¨æ.’ ËÍÜ©àPÜÄÔÄ.
OR
Who is a paying banker ? State the statutory protections
available to paying banker.
±ÝÊÜ£ ¸ÝÂíPÜÃ
Gí¨ÜÃæ ¿ÞÃÜá ? ±ÝÊÜ£ ¸ÝÂíPÜÄWæ CÃÜáÊÜ ÍÝÓÜ®Ü¨Ü ÃÜPæÒWÜÙÜ®Üá°
£ÚÔ.
(b) Write an explanatory note on : Marks : 5
ËÊÜÃÜOÝñܾPÜÊÝX q±Ü³~ ÃæÀáÄ :
Pass book.
±ÝÓ
±ÜâÓܤPÜ.
OR
Banker’s liability.
¸ÝÂíPÜÄ®Ü ÖæãOæWÝÄPæ.
*0404* -3- 0404
Q. No. 5. (a) Explain the various E-banking services. Marks : 15
C&¸ÝÂíQíW
ÓæàÊæWÜÙÜ®Üá° ËÊÜÄÔÄ.
OR
Examine the grounds under which the banking Ombudsman
may reject the complaint.
¨ÜãÃÜáWÜÙ®Ü áÜ ,° ¸ÝÂíQíW
Kív
ÕÊáÜ ®
¿ÞÊÜ B«ÝÃÜWÙÜ Ü ÊæáàÇæ £ÃÜÓRÜ ÄÓÜÖÜá¨æí
WæY ±ÜÄàQÒÔÄ.
(b) Write a note on : Marks : 5
q±Ü³~ ÃæÀáÄ :
A.T.M.
G.q.Gí.
OR
Internet Banking.
CíoÃ
®æp
¸ÝÂíQíW
.
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