Important Banking Abbreviations
[Link] Acronym Abbreviation
1) ACS Automated Clearing System
2) ADR American Depository Receipt
3) AEPS Aadhar Enabled Payment System
4) AFS Annual Financial Statement
5) AIF Alternative Investment Fund
6) ALCO Asset Liability Committee
7) ALM Asset Liability Management
8) ALM Asset Liability Management
9) AMFI Association of Mutual Funds in India
10) ANBC Adjusted Net Bank Credit
11) APBS Aadhar Payment Bridge System
12) ARC Asset Reconstruction Companies
13) ASBA Application Supported by Blocked Account
14) ATM Automated Teller Machine
15) BBPS Bharat Bill Payment System
16) BCBS Basel Committee on Banking Supervision
17) BCSBI Banking Codes and Standards Board of India
18) BHIM Bharat Interface for Money
19) BIS Bank of International Settlements
20) BOP Balance of Payments
21) BPLR Benchmark Prime Lending Rate
22) BRBNMPL Bharatiya Reserve Bank Note Mudran Private Limited
23) BSBDA Basic Savings Bank Deposit Account
24) CAD Capital Account Deficit
25) CAD Current Account Deficit
26) CAGR Compound Annual Growth Rate
27) CAR Capital Adequacy Ratio
28) CARE Credit Analysis and Research Ltd
29) CASA Current Account Saving Account
30) CBLO Collateralized Bank Lending Obligations
31) CBS Core Banking Solutions
32) CCEA Cabinet Committee on Economic Affairs
33) CCF Credit Conversion Factor
34) CCL Cash Credit Limit
35) CDR Corporate Debt Restructuring
36) CDS Credit Default Swap
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Important Banking Abbreviations
37) CEPA Comprehensive Economic partnership Agreement
38) CIBIL Credit Information Bureau of India Ltd
39) CIDR Central Identities Data Repository
40) CII Confederation of Indian Industries
41) CMIS Currency Management Information System
42) CPI Consumer Price Index
43) CRAR Capital to Risk- Weighted Assets Ratio
44) CRILC Central Repository of Information on Large Credits
45) CRIS Comparative Rating Index of Sovereign
46) CRISIL Credit Rating Information Services of India Ltd
47) CRR Cash Reserve Ratio
48) CSR Corporate Social Responsibility
49) CTS Cheque Truncation System
50) CVV Card Verification Value
51) DEAF Depositor Education and Awareness Fund
52) DICGC Deposit Insurance and Credit Guarantee Corporation of India
53) DII Domestic Institutional Investor
54) DNS Domain Name System
55) DPG Deferred Payment Guarantee
56) DPN Demand Promissory Note
57) DRAT Debt Recovery Appellate Tribunal
58) DRI Differential Rate of Interest
59) DSCR Debt Service Coverage Ratio
60) DTAA Double Taxation Avoidance Agreement
61) ECB External Commercial Borrowings
62) ECGC Export Credit Guarantee Corporation
63) ECR Export Credit Refinance
64) ECS Electronic Clearing System
65) EDI Electronic Data Interchange
66) EDP Entrepreneurship Development Programme
67) EEFC Exchange Earners Foreign Currency
68) EFSF European Financial Stability Facility
69) EFTPOS Electronic Funds Transfer at Point of Sale
70) ELSS Equity Linked Savings Scheme
71) EMI Equated Monthly Installment
72) EPOS Electronic Point of Sale
73) EPS Earnings Per Share
74) ETF Exchange Traded Fund
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Important Banking Abbreviations
75) FCA Foreign Currency Assets
76) FCCB Foreign Currency Convertible Bond
77) FCNRA Foreign Currency Non Resident Account
78) FCNRD Foreign Currency Non-Repatriable Deposit
79) FDI Foreign Direct Investment
80) FEMA Foreign Exchange Management Act
81) FERA Foreign Exchange Regulation Act
82) FICCI Federation of Indian Chambers of Commerce and Industry
83) FII Foreign Institutional Investor
84) FIMMDA Fixed Income Money Markets and Derivatives Association
85) FINO Financial Inclusion Network Operation
86) FIPB Foreign Investment Promotion Board
87) FPI Foreign Portfolio Investment
88) FPO Follow on Public Offer
89) FRA Forward Rate Agreement
90) FRBMA Fiscal Responsibility and Budget Management Act
91) FRN Floating Rate Note
92) FSLRC Financial Sector Legislative Reforms Commission
93) GAAR General Anti Avoidance Rule
94) GFD Gross Fiscal Deficit
95) GIRO Government Internal Revenue Order
96) GMS Gold Monetization Scheme
97) GNFV Gross Negative Fair Value
98) HCE Host Card Emulation
99) IBA Indian Banks Association
100) IBRD International Bank for Reconstruction and Development
101) ICAAP Internal Capital Adequacy Assessment Process
102) ICRA Indian Credit Rating Agency
103) IDRBT Institute for Development and Research of Banking
104) IEPF Investors Education and Protection Fund
105) IFSC Indian Financial System Code
106) IIB International Investment Bank
107) IIP Index of Industrial Production
108) IMPS Immediate Mobile Payment Service
109) IMT Instant Money Transfer
110) INFINET Indian Financial Network
111) IPO Initial Public Offering
112) IRBI Industrial Reconstruction Bank of India
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Important Banking Abbreviations
113) IRO Interest Rate Options
114) ISCI International Standard Industrial Classification
115) KCC Kisan Credit Card
116) KVP Kisan Vikas Patra
117) KYC Know Your Customer
118) LAF Liquidity Adjustment Facility
119) LAMPS Large Sized Adivasi Multipurpose Societies
120) LCR Liquidity Coverage Ratio
121) LIBOR London Interbank Offered Rate
122) LRS Liberalised Remittance Scheme
123) LTCG Long Term Capital Gains
124) MAMP Minimum Average Maturity Period
125) MCLR Marginal Cost of Lending Rate
126) MFI Micro Finance Institutions
127) MIBOR Mumbai Interbank Offered Rate
128) MICR Magnetic Ink Character Recognition
129) MSF Marginal Standing Facility
130) MSS Market Stabilisation Scheme
131) MUDRA Micro Units Development and Refinance Agency
132) NABARD National Bank for Agriculture and Rural Development
133) NACH National Automated Clearing House
134) NAS National Accounts Statistics
135) NBFC Non Banking Finance Companies
136) NDS Negotiated Dealing System
137) NDTL Net Demand Time Liabilities
138) NEFT National Electronic Funds Transfer
139) NFA No Frills Account
140) NFS National Financial Switch
141) NPA Non Performing Assets
142) NPCI National Payments Corporation of India
143) NPS National Pension Scheme
144) NPV Net Present Value
145) NRE Non Resident External Account
146) NRO Non Resident Ordinary Account
147) OLTAS Online Tax Accounting System
148) OMO Open Market Operations
149) OTCEI Over the Counter Exchange of India
150) OTCEI Over the Counter Exchange of India
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Important Banking Abbreviations
151) P- Notes Participatory Notes
152) P2P Peer to Peer
153) PACS Primary Agricultural Credit Societies
154) PCA Prompt Corrective Action
155) PCR Public Credit registry
156) PFRDA Pension Fund Regulatory Development Authority
157) PGS Payment Gateway System
158) PIN Personal Identification Number
159) PIO Persons of Indian Origin
160) PIS Portfolio Investment Scheme
161) POA Power of Attorney
162) PPF Public Provident Fund
163) PPIs Prepaid Payment Instruments
164) PPP Public Private Partnership
165) PPP Purchasing Power Parity
166) PRSF Partial Risk Sharing Facility
167) PRSF Partial Risk Sharing Facility
168) RDBMS Relational Database Management System
169) RDDBFI Recovery of Debt due to Banks and Financial Institutions
170) RIDF Rural Infrastructure Development Fund
171) RLA Recoveries of Loans & Advances
172) ROA Return on Investment
173) RTGS Real Time Gross Settlement
174) RWA Risk Weighted Assets
175) Securitisation and Reconstruction of Financial Assets and
SARFAESI
Enforcement of Security Interest Act
176) SDR Special Drawing Rights
177) SFMS Structured Financial Messaging Services
178) SGB Sovereign Gold Bond
179) SHG Self Help Group
180) SIFI Systematically Important Financial Intermediaries
181) SIP Systematic Investment Plans
182) SIPS Systematically Important Payment System
183) SLR Statuatory Liquidity Ratio
184) SMERA SME Rating Agency of India Limited
185) SMILE SIDBI Make in India Loan for small Enterprises
186) SPNS Shared Payment Network System
187) SPNS Shared Payment Network System
188) STRIPS Separate Trading of Registered Interest and Principal of
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Important Banking Abbreviations
Securities
189) SWIFT Society for Worldwide Interbank Financial Telecommunication
190) TDS Tax Deducted at Source
191) TIN Tax Identification Network
192) UEBA Universal Electronic Bank Account
193) UIDAI Unique Identification Authority of India
194) UPI Unified Payments Interface
195) UPIN Unique Property Identification Number
196) USSD Unstructured Supplementary Services Date
197) UTI Unit Trust of India
198) VCF Venture Capital Fund
199) VPA Virtual Payment Address
200) WCTL Working Capital Term Loan
201) WCTL Working Capital Term Loan
202) WMA Ways and Means Advances
203) WPI Wholesale Price Index
204) YTM Yield To Maturity
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