NPS Transaction Statement for Tier I Account

Statement Period: From April 01, 2018 to July 22, 2018 Statement Generation Date : July 22, 2018

PRAN 111000632623 Registration Date 24-Sep-09

Subscriber Name SHRI MAHENDRA KUMAR SHARMA Tier I Status Active
P&T COLONY Tier II Status Not Activated
QUARTER NO 07 Scheme Choice DEFAULT SCHEME SET-UP

DHOLPUR DDO Registration No CGV003733C

Address DDO Name POSTMASTER DHOLPUR HPO
DHOLPUR
DDO Address POSTMASTER DHOLPUR, HPO RAJASTHAN
RAJASTHAN - 328001 DHOLPUR, 328001
INDIA PAO Registration No 2003046

PAO Name Director of Accounts (Postal), Rajasthan Circle,

Mobile Number 07742645005 Jaipur
Email ID [email protected] D - 1, Jhalana, Institutional Area
PAO Address
Jaipur, 302014
IRA Status IRA compliant
Tier I Nominee Name/s Percentage
GITA DEVI SHARMA 50%
MAHAVIR DATT SHARMA 50%

Summary
The total contribution to your pension account till July 22, 2018 was Rs. 536604.00.
The total value of your contributions as on July 22, 2018 was Rs. 731925.01.
Your contributions have earned a return of Rs.195321.01 till July 22, 2018.

Current Scheme Preference

Investment Option Scheme Details Percentage
Scheme 1 SBI PENSION FUND SCHEME - CENTRAL GOVT 33.50%
Scheme 2 UTI RETIREMENT SOLUTIONS PENSION FUND SCHEME- CENTRAL GOVT 34.50%
Scheme 3 LIC PENSION FUND SCHEME - CENTRAL GOVT 32.00%

Investment Details Summary

Total Contribution Total Withdrawal Current Valuation Notional Gain / Loss
(Rs) No of Contribution (Rs) (Rs) (Rs)
536604.00 118 0.0000 731925.01 195321.01

Investment Details - Scheme Wise Summary

Total Net Latest NAV Value at NAV Unrealized Return on
PFM/Scheme Contribution Total Units Gain / Loss
(Rs) Date (Rs) (Rs) Investment(XIRR)

SBI PENSION FUND SCHEME - CENTRAL 26.1904

183869.14 9592.0826 251220.48 67351.34
GOVT 20-Jul-18
UTI RETIREMENT SOLUTIONS PENSION 25.4389
177264.51 9489.7280 241408.24 64143.73 8.81%
FUND SCHEME- CENTRAL GOVT 20-Jul-18
LIC PENSION FUND SCHEME - CENTRAL 25.4613
175470.35 9398.4320 239296.29 63825.94
GOVT 20-Jul-18
Total 536604.00 731925.01 195321.01

Changes made during the selected period

No change affected in this period
 Contribution/ Redemption Details
Contribution
Date Particulars Uploaded By Employee Employer's Total
Contribution Contribution (Rs)
(Rs) (Rs)
01-Apr-18 Opening balance 508232.00
Director of Accounts (Postal), Rajasthan Circle,
09-Apr-18 For April, 2018 Jaipur(REG NO.2003046),Communications and 3497.00 3497.00 6994.00
Information Technology
Director of Accounts (Postal), Rajasthan Circle,
21-May-18 For May, 2018 Jaipur(REG NO.2003046),Communications and 3563.00 3563.00 7126.00
Information Technology
Director of Accounts (Postal), Rajasthan Circle,
13-Jun-18 For June, 2018 Jaipur(REG NO.2003046),Communications and 3563.00 3563.00 7126.00
Information Technology
Director of Accounts (Postal), Rajasthan Circle,
12-Jul-18 For July, 2018 Jaipur(REG NO.2003046),Communications and 3563.00 3563.00 7126.00
Information Technology
22-Jul-18 Closing Balance at NSDL CRA 5,36,604.00
* For Department of Posts, Accumulated Contribution received was upto August 31, 2008.

Transaction Details
UTI RETIREMENT SOLUTIONS
SBI PENSION FUND SCHEME - LIC PENSION FUND SCHEME -
CENTRAL GOVT PENSION FUND SCHEME- CENTRAL GOVT
CENTRAL GOVT
Date Particulars
Amount (Rs) Amount (Rs) Amount (Rs)
Units Units Units
NAV (Rs) NAV (Rs) NAV (Rs)
01-Apr-18 Opening Balance 9228.6596 9104.4399 9037.7487
2308.02 2377.96 2308.02
09-Apr-18 By Contribution for April,2018 87.2838 92.6058 89.6140
26.4427 25.6783 25.7551
2387.21 2458.47 2280.32
21-May-18 By Contribution for May,2018 92.5799 98.1413 90.8787
25.7854 25.0503 25.0919
2387.21 2458.47 2280.32
13-Jun-18 By Contribution for June,2018 92.2839 97.7993 90.5399
25.8681 25.1379 25.1858
2387.21 2458.47 2280.32
12-Jul-18 By Contribution for July,2018 91.2754 96.7417 89.6507
26.1539 25.4127 25.4356
22-Jul-18 Closing Balance at NSDL CRA 183869.14 9592.0826 177264.51 9489.7280 175470.35 9398.4320
* For Department of Posts, Accumulated Contribution received was upto August 31, 2008.
Notes
1. The 'Investment Details' section gives an overall status of the total contribution processed under the account and the returns accrued
2. 'Notional Gain / Loss' indicates the overall gain or loss after factoring for the withdrawals processed in the account.
3. 'Total Net Contributions' indicates the cost of units currently held in the PRAN account
4. 'Unrealized Gain / Loss' indicates the gain / loss in the account for the current units balance in the account.
Returns based on Inflows' gives the annualized effective compounded return rate in PRAN account and is calculated using the formula of XIRR. The
5. calculation is done considering all the contribution / redemptions processed in PRAN account since inception and the latest valuation of the
investments. The transactions are sorted based on the NAV date.
6.
'Changes made during the selected period' indicates all the change requests processed in PRAN account during the period for which the
statement is generated
The section 'Contribution / Redemption Details' gives the details of the contributions and redemption processed in subscribers' account during the
7. period for which the statement is generated. While contribution amount indicates the amount invested in subscribers account, the redemption
amount indicates the cost of units redeemed from the account. The cost of units is calculated on a First-In-First-Out (FIFO) basis. The details are
sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
'Transaction Details' gives the units allotted under different schemes / asset classes for each of the contributions processed in subscribers'
8. account during the period for which the statement is generated. It also contains units debited from the account for redemption and rectification. The
details are sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
The Amount in the Closing Balance under the section 'Transaction Details' refers to the Units Balance in the books of NSDL CRA and it gives the
9. cost of investment of the balance units and not a sum total of all contributions and withdrawals. The cost of units is calculated on a First-In-First-Out
(FIFO) basis.
For transactions with the remarks "To Unit Redemption", the cost of units redeemed are adjusted against the total contribution in the Investment
10. Details section. Further, the cost of units is calculated on a First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual
redemption value corresponding to the units redeemed has been considered.
11. The Transaction statement is dynamic. The value and other computations in the Transaction statement depend upon the generation date.
12. The above returns are calculated based on scheme NAVs and the securities held under the scheme portfolio are valued on mark to market basis
and are subject to change on NAV fluctuations.
13. Due to review of transactions, units allotted to certain subscribers may undergo a change. Review of transactions carried out in order to protect the
interest of subscribers as directed by PFRDA.
14.
On May 1, 2009, PFRDA had revised the allocation ratio of funds (contribution remitted by the PAOs/CDDOs) from 55:40:5 to 40:31:29 for the three
PFMs - SBI, UTI and LIC respectively.
15.
On July 19, 2010, PFRDA has revised the allocation ratio of funds (contribution remitted by the PAOs/CDDOs) from 40:31:29 to 33:32:35 for the three
PFMs - SBI, UTI and LIC respectively.
16.
On July 01, 2011, PFRDA has revised the allocation ratio of funds (contribution remitted by the PAOs/CDDOs) from 33:32:35 to 32.5:34:33.5 for the
three PFMs - SBI, UTI and LIC respectively.
17. On May 01, 2012, PFRDA has revised the allocation ratio of funds (contribution remitted by the PAOs/CDDOs) from 32.5:34:33.5 to 34:32:34 for the
three PFMs - SBI, UTI and LIC respectively.
18.
On May 15, 2013, PFRDA has revised the allocation ration of funds (contribution remitted by the PAOs/CDDOs) from 34:32:34 to 34:33:33 for the
three PFMs - SBI, UTI and LIC respectively.
19.
For the FY 2014-15 and 2015-16, after reviewing performance of the PFMs, it was decided that there is no change in the allocation ratio of funds
between the three PFMs - SBI, UTI and LIC.
20. On Nov 10, 2016, NPS Trust has revised the allocation ratio of funds (contribution remitted by the PAOs/CDDOs) from 34:33:33 to 35:33.50:31.50 for
the three PFMs - SBI, UTI and LIC respectively.
21.
On Nov 06, 2017, NPS Trust has revised the allocation ratio of funds (contribution remitted by the PAOs/CDDOs) from 35:33.50:31.50 to 33:34:33 for
the three PFMs - SBI, UTI and LIC respectively.
22.
On May 07, 2018, NPS Trust has revised the allocation ratio of funds (contribution remitted by the PAOs/CDDOs) from 33:34:33 to 33.50:34.50:32.0
for the three PFMs - SBI, UTI and LIC respectively.
23.
The balances reflecting in your account are based on the contribution amount uploaded by your uploading office (PAO/CDDO). In case there is
no/less/excess contribution for any month, please contact your uploading office (PAO/CDDO).
24.
The narration appearing in the Arrear contributions is as mentioned by your office at the time of giving/uploading information to CRA. In case you do
not find clarity in the narration provided, you may kindly contact your PrAO/PAO/CDDO.
25.
There may be more than one credit appearing against a month. This is due to monthly subscription contribution being sent through multiple fund
transfers on different days by the PAO/CDDO.
26. In case you have not filled up S1 form for registration, please fill up the same and submit to your PAO/CDDO.
27. According to the Regulatory Guideline CRA follows the T+3 Settlement Cycle, Subsequent to execution of the withdrawal request the fund is being
received by the Trustee Bank after three settlement days.
If you are an employee or if you are self-employed , you will be able to avail of deduction on contribution made from your taxable income to the extent
of (u/s 80 CCD (1) of income Tax Act, 1961)
- 10% of salary (Basic + DA ) - if you are salaried employee
- 10% of your gross income - if you are self-employed
However, please note that the maximum deduction from your taxable income is limited to RS.1.50 lac, as permitted under Sec 80 CCE of the
28.
Income Tax Act.
Further, an additional deduction from your taxable income to the extent of Rs. 50,000/- is available only for contribution in NPS u/s Sec. 80 CCD (1B).
To give an example, your salary is Rs.15 lac per annum. On contribution of Rs. 2 lac, you can avail:
Deduction under Sec. 80 CCD (1) - Rs. 1.50 lac
Deduction under Sec. 80 CCD (1B) - Rs. 0.50 lac
Total deduction - Rs. 2.00 lac
Also note that your employer's contribution upto 10% of your salary is fully deductible from your taxable income.
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Legends
Term Description
The contributions accumulated up to March 31, 2008 (except for Department of Post) and transferred to NPS by your uploading
office (PrAO/PAO).
Legacy Amount
For Department of Post, contributions accumulated up to August 31, 2008 and transferred to NPS by your uploading office
(PrAO/PAO).
Contributions transferred to NPS as an arrear for the previous months by your uploading office (PAO/CDDO) on account of pay,
Arrears pay revision etc. as reflected in the "Particular" column.
Residue amount Amount credited in your account for compensating the residue amount generated against your contributions. Residue is generated
generated re- due to arithmetical limitation of distributing the contributions exactly as per the allocation ratio to the PFMs. PFRDA has re-credited
credited residue amount to PRANs having residue of Re 1.00 and above.
Net Asset Value is the underlying value of one unit, it is computed daily based on the closing market prices of the securities in the
NAV fund's portfolio. The daily NAV is available at https://npscra.nsdl.co.in/nav-search.php Current value of Contribution in a Scheme =
Current NAV of the scheme x Total Units in the Scheme.