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Assets and Liabilities Declaration

This document contains a personal assets and liabilities statement form for loans up to 25 lacs. It includes sections for the applicant to provide their personal details, description and value of immovable property and other assets, liabilities, and signature. It also includes instructions that copies of documents should be obtained, bank statements for one year are required, and the opinion report will be based on self-certification and discreet enquiries made by the assessing officer.

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Sai Satish Gubbala
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24K views2 pages

Assets and Liabilities Declaration

This document contains a personal assets and liabilities statement form for loans up to 25 lacs. It includes sections for the applicant to provide their personal details, description and value of immovable property and other assets, liabilities, and signature. It also includes instructions that copies of documents should be obtained, bank statements for one year are required, and the opinion report will be based on self-certification and discreet enquiries made by the assessing officer.

Uploaded by

Sai Satish Gubbala
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

Annexure-I

PERSONAL ASSETS AND LIABILITIES STATEMENT


(For Loans up to 25 Lacs)

Please note the following before compiling Opinion Report


a. Copies of Documentary evidence in respect of assets of Borrowers/ Guarantors to be
obtained and kept on record.
b. Bank account statement for the past one year to be obtained.
c. Self certification will be the basis for the Opinion Report.
d. Other assets to include cars etc.

Name: Shri/Smt./Kum. ...............................................................................


S/o, W/o, D/o …………………………….....................................………...
Aadhar Number:
Resident of ………………………… Mobile No. ......................................
Landline or Alternate Mobile No. ............................... PAN No. .........................................
DOB ..................... Age …… Date of Retirement .....................................
Profession …………………… Net Annual Income/ NMI .......................

Description of immovable property


House / Address/Location Owned / Leased Value, Encumbrance,
Flat No. if any, for loan
(Area of land and availed and amount.
House)

Other assets-Description and value


Description Value Description Value Description Value
NSCs PF Gold
PPF ornaments
Mutual Shares/ Others
Funds Debentures (please
specify)
Total Assets `
Liabilities
Description Amount Description Amount
Home Loan Personal Loan
Car Loan PF Loans
Other Loans Other liabilities
Total Liabilities `
I hereby declare that the particulars furnished by me are correct. I enclose photocopies of
relevant documents on support of my statement. I undertake to furnish original documents, if
needed by Bank, for verification.

Signature of the applicant/ Guarantor

For Office Use only


Opinion Report
After perusal of relative documents and on discreet enquiries made by me it is observed that
Shri/Smt./Kum. ………………….……………...…….………… Aged …….. Years, resident
of …………………… is a person of Net Worth of ` ….....…..…….. and has capacity to repay
the ………… loan (Scheme) of ` ……..…….. applied for. His / Her Networth is ` ……..……..
which is good for the loan amount and therefore, he/ she has capacity to stand as Borrower/
Guarantor to Shri/Smt./Kum. …………………………………
Market Value of immovable property (A)
Other Liquid Assets (B)
Total (A+B)
Less Liabilities (C)
Net Worth (A+B) – (C)

I/We estimate the net means of Shri/Smt. ................................................... at ` ……..……..


and therefore the his/her rating is ..............................

CSO/Field Officer/ Relationship Manager/ Branch


Authorised Officer Head/Unit Head
Signature
Name & PF No.
Date
100201038

Annexure-I PERSONA
Liabilities Description Amount Description Amount Home Loan Personal Loan Car Loan PF Loans Other Loans Other liabilities

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