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Overview of Bangladesh Banking Sector

This document provides information on various topics related to banking, insurance, and the budget in Bangladesh. It outlines that there are currently 56 total banks, including 9 foreign banks and 8 Islamic banks. It also notes there are 33 non-bank financial institutions. Details are given on credit rating indicators for banks (CAMEL) and insurance companies (CARAMEL). The document concludes with GDP growth, inflation, and other economic rates for Bangladesh, along with details on insurance regulation and the capital market authorities.

Uploaded by

fmdunia
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

Topics covered

  • Economic indicators,
  • Mobile banking,
  • Financial institutions,
  • Islamic banks,
  • Bank types,
  • Financial performance,
  • Financial services,
  • Bangladesh Bank,
  • Public sector banks,
  • Market trends
73 views7 pages

Overview of Bangladesh Banking Sector

This document provides information on various topics related to banking, insurance, and the budget in Bangladesh. It outlines that there are currently 56 total banks, including 9 foreign banks and 8 Islamic banks. It also notes there are 33 non-bank financial institutions. Details are given on credit rating indicators for banks (CAMEL) and insurance companies (CARAMEL). The document concludes with GDP growth, inflation, and other economic rates for Bangladesh, along with details on insurance regulation and the capital market authorities.

Uploaded by

fmdunia
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

Topics covered

  • Economic indicators,
  • Mobile banking,
  • Financial institutions,
  • Islamic banks,
  • Bank types,
  • Financial performance,
  • Financial services,
  • Bangladesh Bank,
  • Public sector banks,
  • Market trends

Banking, Insurance, BSEC & Budget

Total Bank = 56

1. Schedule Bank =56 [Under Bank Company ACT 1991 ]

2. Foreign Bank 9

1. Bank Al-Falah
2. Citibank NA
3. Commercial Bank of Ceylon
4. Habib Bank Limited
5. HSBC (The Hong Kong and Shanghai Banking Corporation Ltd.)
6. National Bank of Pakistan
7. Standard Chartered Bank
8. State Bank of India
9. Woori Bank
3. Islamic Bank : 8

1. Islami Bank Bangladesh Limited (First)


2. Al-Arafah Islami Bank Limited
3. Export Import Bank of Bangladesh Limited
4. Social Islami Bank Limited
5. Shahjalal islami Bank Limited
6. First Security Islami Bank Limited
7. Union Bank Limited (Last)
8. ICB Islamic Bank Limited

4. State-owned commercial banks

1. Sonali Bank Limited [Link]


2. Janata Bank Limited [Link]
3. Agrani Bank Limited [Link]
4. Rupali Bank Limited [Link]
5. BASIC Bank Limited [Link]
6. Bangladesh Development Bank Limited

5. State-owned Specialized Banks

1. Rajshahi Krishi Unnoyon Bank (RKUB)


2. Bangladesh Krishi Bank Limited

6. __ Trust Bank
7. __
8. Proposed #Maritime Bank _Navy
9. First private commercial bank __ AB Bank Ltd.
10.
11. Bank & NBFI Ministry of Finance
12. BANK & NBFI are controlled by Bangladesh Bank
13. Non Bank Financial Institution [NBFI] =33, Last _ CAPM captial venture & Finance Ltd]
14. Registered Credit Rating agency __8
15. Bank credit rating indicator: CAMEL
 (C)apital adequacy,
 (A)ssets,
 (M)anagement Capability,
 (E)arnings,
 (L)iquidity (also called asset liability management),
 (S)ensitivity (sensitivity to market risk, especially interest rate risk)

 Ratings are given from 1 (best) to 5 (worst) in each of the above categories

1. Insurance credit rating Indicator: CARAMEL

[CARAMEL — like the central bank’s CAMELS rating, will be based on analyses upon seven
indicators – Capital adequacy, Asset quality, Reinsurance, Actuarial issues, Management
efficiency, Earnings and profitability and Lquidity — to be evaluated on a scale of one to
six. Rating-one indicate a very strong performance of an insurer. It is the highest rating,
meaning significantly higher than the average level. Rating-two will indicate strong
performance, three will represent satisfactory, four will reflect marginal performance, five,
unsatisfactory, and six, highly unsatisfactory performance.]

 The pioneer of BB__ Shafiul kader


 Total branch of Bangladesh Bank => 10 [ last __Mymensingh]
 BB recently launched Green banking & CSR
 The pioneer of Green Banking & CSR => Dr. Atiur Rahman
 BB first governor __ A N M Hamidulalllah
 Present governor__ Md. Fazle Kabir (11th)
 ACU ~Asian clearing house ~Chairman ~ Md Fazle Kabir 11th
 Governor duration __4 years {2 times }
 Number of total Note => 9
 Bank note Signed by Governor ~ Md. Fazle KabirGovernment
 Treasury Note signed by Secretary of Finance ~~ Mahbub Ahmed
 Banking industry under SERVICE Industry

 First launching service ___

Mobile banking # DBBL


Tele banking and ATM #Standard Charterd Bank Ltd
Agent banking # Bank asia ; Agrani Bank
Ready cash # Janata Bank

 First Bangla mobile banking __ IFIC

 = –

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 $ . %। = . %

 # . %, # . %, # . %
Budget

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Rates

 GDP growth rate __7.2%


 Per capita income __$1466
 Inflation rate __5.61% <April>
 Bank rate __5%
 CRR __6.5%
 SLR__13%

Insurance :

Controlled by => IDRA = Insurance development & Regulatory Authority


=> IDRA ~ Chairman __ M. Shefaque Ahmed

 Total insurance company __ 77


 Foreign operating company __ Met life (USA)
 New approved Insurance company ___LICBL
 IDRA recently postpone license __ Standard life insurance.
 Bangladesh Insurance Academy established in 1973
 Insurance Fair for first time : 23-25 March 2016

BSEC : Capital Market

BSEC = Bangladesh security exchange & commission

Two SEC
Dhaka Stock Exchange [DSE] _1954
Chittagong Stock Exchange [CSE] __1995

#Khulna Stock Exchange ( proposed)

**[ IPO, Burse, Primary & Secondary related in SE]

FBCCI _1973
DCCI _1958

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