Schedule of Bank Charges

(Exclusive of FED / Sales Tax)

Effective

July 01, 2015

MOST IMPORTANT
LEVY OF FEDERAL EXCISE DUTY (FED) / SALES TAX
All Branches / Offices are advised to recover FED / Sales Tax on all banking
services (excluding markup mentioned in the Schedule of Bank Charges) at
rates as applicable in the respective provinces

ASKARI BANK LIMITED

Head Office: AWT Plaza, P.O. Box No.1084, Rawalpindi Pakistan
Tel: PABX: 051-9063000, 9272150, Fax: 051-9272455,
SWIFT: ASCMPKKA

Askari Bank Limited

Schedule of Bank Charges (Exclusive of FED / Sales Tax) effective July 01, 2015

Table of Contents
Page #

TRADE FINANCE
A.

B.

C.

Imports
1. Letters of Credit
2. Bills
Exports
1. Letters of Credit
2. Bills
3. Others
Domestic Banking
1. Inland Letters of Credit
2. Bills
3. Guarantees

2
2
3
4
4
4
5
5

GENERAL BANKING (Foreign)

A.
B.
C.
D.
E.

Remittances
Clearing Through NIFT
Collection through Correspondent
Foreign Bills Purchased
Postal/Telegram etc.

6
6
6
6

GENERAL BANKING (Domestic)

A.
B.
C.
D.
E.

F.

G.
H.
I.
J.
K.
L.
M.
N.
O.
p.

Remittances
Bills
Safe Deposit Lockers
Utility Bills

7
8
8

Alternate Delivery Channels

1. Visa Debit Card
2. ATM Services
3. I-Net Banking
Consumer Banking Services
1. Personal Finance
2. Smart Cash
3. Mortgage Finance
4. Business Finance
5. Auto Finance
Certificate of Investment
Askari Master Card
Branchless Banking
Corporate & Commercial Leasing
Agricultural & Rural Banking Services
Advances
Miscellaneous charges
NIL Charges
Sale and Purchase of Securities, Safe Custody Articles in Safe Deposit
Postal/Telegram etc. (Domestic)

8
8
8
9
9
9
9
10
10
10
11
12
13
13
14
15
15
17

Askari Bank Limited

Schedule of Bank Charges (Exclusive of FED / Sales Tax) effective July 01, 2015

TRADE FINANCE
A.

IMPORTS

1)

LETTERS OF CREDIT

Cash Letters of Credit

First Quarter or
Part thereof

Each Subsequent
Quarter or part Thereof

Minimum

a.
i)

LCs upto Rs. 30 M

ii)

LCs above Rs.30M upto Rs.50M

iii)

LCs above Rs.50M upto Rs.100M

iv)

LCs in excess of Rs.100M/ Based on

volume during a year/currency of
limit(s) and arrangement with
customer/group including allied
accounts.

0.40%

0.30%

Rs. 2,000/-

0.30%

0.20%

Rs. 2,000/-

0.20%

0.15%

Rs. 2,000/-

Commission subject to negotiation and approval from the competent authority

Note:
a. Nil Charges, if the LCs are opened against 100% cash margin
b.

Charges may be reduced by the competent authority, depending upon

business reciprocity for the whole year, subject to written undertaking by
the customer.

c.

Charges may be waived-off by the competent authority, in case of lien over

current account with equivalent amount, for the customers having
satisfactory borrowing relationship.

b.

Revalidation Commission

Revalidation commission after expiry of LC, when the same is revalidated,

revalidation commission is to be charged same as in case of opening a fresh LC.

c.

Transfer Commission

When LC is transferred to new beneficiary, transfer commission will be charged

as applicable in case of opening fresh LC as above.

d.

e.
f.

i)

LCs under suppliers/ buyers credit

pay as you earn scheme and
deferred payment LCs for period
over one year upto US$10M or
equivalent

0.45% per quarter or part thereof at the time of opening of LC is to be charged

on full amount of LC liability plus interest payable thereon for the period from
the date of opening of LC till the expiry of LC. Thereafter commission is to be
recovered on 6 monthly basis on reducing liability till payment of the last and
final installment.

ii)

LCs under suppliers/ buyers credit

pay as you earn scheme and
deferred payment LC for over one
year and for amounts in excess of
US$ 10M or equivalent

0.40% per quarter or part thereof for the first quarter and 0.22% for each
subsequent quarter to be charged on full amount of LC liability plus interest
payable thereon for the period from the date of opening of LC till the expiry of
LC. Thereafter commission is to be recovered on 6 monthly basis on reducing
liability till payment of the last and final installment.

iii)

Non-Reimbursable LCs under

Barter/Aid/ Loans.

1% per quarter or part thereof. 0.40% for each subsequent quarter or part
thereof. Minimum Rs. 375/-.

Amendments.
Import under Registration of Contract

2)

BILLS

a.

If bills are to be drawn under usance

LC.

Rs. 1,000/- per amendment (flat) or Commission under items a or d above if

amendment involves increase in amount or extension in period of shipment.
i)

Registration of contract 0.10% (flat) minimum Rs. 1,000/(OR subject to negotiation and approval from the competent authority)

ii)

Collection commission at the time of payment of bill Rs. 500/- (Flat)

Rs. 650/- per bill (flat) to be charged at the time of retirement of bills. Extra
Commission @ 0.15% is to be recovered/charged on monthly basis for the
usance import bills for any period beyond validity of LC. However, no
commission to be charged if the maturity/payment period of the bill falls within
the period for which commission has already been recovered.
Acceptance commission for amount in excess of US$ 5 M or equivalent,
0.08% per month.

Askari Bank Limited

Schedule of Bank Charges (Exclusive of FED / Sales Tax) effective July 01, 2015

b.

Purchase of Own Acceptances (OAP)

Mark-up @ Rs.0.55 / Rs.1,000/- on daily product basis on the bill amount shall
be charged alongwith penal commission @ 0.32% (flat) or as approved by the
competent authority.

c.

Mark-up in case of import bills under

import foreign/ inland LCs for clearance of
goods

Mark-up @ Rs. 0.50/Rs.1,000/- daily product on the bill amount shall be

charged (from the date of negotiation appearing on covering schedule/ value
date, wherever applicable, till the payment of buy back price OR from the date
of lodgment/remittance by the branch till the payment of buy back price in case
amount is not directly claimed from the reimbursing bank).
However, the proportionate bonus (rebate) shall be given on early payment
of the bill as under:
i)

If the bill is paid (retired) within 15 days, a rebate of Rs.0.12/Rs.1,000/on daily product basis shall be allowed on the above rate.

ii)

If the bill is paid within 16-35 days, rebate under item (i) above will not
be allowed and a rebate of Rs.0.02/- per Rs.1,000/- per day shall be
allowed (for the entire period) and Mark-up of Rs.0.48/1,000/- on daily
product basis shall be charged from the date of negotiation.

iii) If the bill is paid (retired) after 35th day, no rebate will be allowed as
applicable under (i) & (ii) and mark-up at the rate of Rs.0.50/Rs.1,000/on daily product basis shall be charged from the date of negotiation.
iv) Mark-up at above rate shall be charged from the date of negotiation till
deposit of 100% cash margin or retirement of bill (whichever is earlier).
Note:
d.

e.

Discrepant Documents
Import LC.
i.)

received

under

Rs. 800/- (Flat).

ii.) Items returned unpaid.

f.

Handling
charges
on
denominated import bill

i) Rs. 600/- per discrepancy per document if charges are on Applicants account.
ii) US$ 50/- per document if charges are on beneficiarys account and to be
recovered from negotiating bank.

Collection.

iii.)

Rs. 800 from the Importer or US$ 75/- (or equivalent) recoverable from the
forwarding bank.
Rupees

Service charges against import transactions

i.e. Import Bills/PAD/Collection.

Rs. 750/- (Flat).

i)
ii)

g.

Remittance on account of Import without

opening of LC or contract registered as
specified in the import Policy.

h.

Issuance of NOC to other banks for booking

Foreign Exchange or effecting remittance
under our LC or registered contract etc.

B.
1)

For special arrangements; Mark-up as approved by the Head Office.

0.15% flat - Minimum Rs. 1,500/(OR Subject to negotiation and approval from the competent authority)
Nil if the LC is backed by 100% cash margin or if 100% margin is blocked
in non profit bearing A/C.

Rs. 750/- (Flat) plus SWIFT/Telex charges if required.

Rs.1,000/- per NOC

EXPORTS

Letter of Credit
a.

Advising

Rs. 1,000/- for customers,

Rs. 2,000/- for non-customers

b.

Amendment Advising

c.

Negotiation of Rupee Bills under

export Letters of Credit

0.30% flat Minimum Rs. 600/- (OR subject to negotiation and approval from
the competent authority)

d.

Confirmation

Subject to Arrangement / as decided by International Division

e.

Transfer of Export LCs

Rs. 1,500/-

Rs. 1,000/- for customers,

Rs. 1,200/- for non-customers

Askari Bank Limited

2)

Schedule of Bank Charges (Exclusive of FED / Sales Tax) effective July 01, 2015

f.

Reimbursement payment to other

local
banks
from
non
Resident Rupee account

Rs. 550/-

g.

Verification of EE Statement

Rs. 1,000/- per form

BILLS

a)

If the documents are sent to other banks for

negotiation under restricted LCs

Rs. 1,000/-

b)

Service Charges against export documents

sent on collection basis where payment cover
is already received in bank's Nostro
Accounts/Advance Payment.

0.13%, Minimum Rs. 1,000/- ( OR subject to negotiation and approval from

the competent authority)

c) Collection
i)
Clean
ii)

3)

Rs. 200/- (Excluding postage)

Document (on which bank does not

earn any exchange income)

Rs. 500/- (Excluding postage)

OTHERS

a)

Handling of Duty Draw Back Claims

@ 0.45% per claimMin. Rs. 600/-

b)

Freight Subsidy Claim

@ 0.45% per claimMin. Rs. 750/-

c)

Processing charges for 6% Research &

Development Support cases

@ 0.45% per claim.Min. Rs. 1000/-

d)

Issuance of EPRC (Export Proceeds

Realization Certificate)
Handling Charges for Export Refinance
Applications

Rs. 300/- per certificate

Handling of Substitution Cases of Export

Refinance
Processing
Charges
on
Export
Development Surcharge

Rs. 600/- per case

e)
f)
g)

C.

DOMESTIC BANKING

1.

Inland Letters of Credit

a)

Issuance.

Rs. 600/- per application

Rs. 100/- per export Bill

i)

0.45% per quarter or part thereof Min. Rs. 1500/-

ii)

For annual volume of Rs.50M/Public Sector Organization/ Government/

Semi-Government Sponsored Bodies, commission subject to negotiation
and approval from the competent authority.

b)

Amendments

Rs. 1,000/- per amendment (Flat) or commission under item 1(a) above if
amendment involves increase in amount or extension in period of shipment.

c)

Discrepancy Charges on
documents (wherever
applicable)

Rs. 1,000 (Flat)

d)

Negotiation
i)

Sight.

ii) Usance

e)

If bills are drawn at usance

under inland LC

0.40% Flat ... Minimum Rs. 800/0.45% Flat ... Minimum Rs. 800/(OR subject to negotiation and approval from the competent authority)

Rs. 650/- per bill (flat) to be charged at the time of retirement of bills. Extra
Commission at 0.145% per month is to be recovered/charged for the usance bills
for any period beyond validity of LC till date of maturity/payment. However, no
commission to be charged if the maturity/payment period of the bill falls within
the period for which commission has already been recovered

Askari Bank Limited

Schedule of Bank Charges (Exclusive of FED / Sales Tax) effective July 01, 2015

f)

Purchase of Usance Bills.

Charges as per item 2 (a) and point (iv) of the notes below.

g)

Advising,
Amendment,
and Confirmation charges
of (inward) inland Letters
of Credit

As applicable in case of Export Letters of Credit.

2.

BILLS

a)

Documentary Collections.

0.40% ... Minimum Rs. 500/(OR subject to negotiation and approval from the competent authority)

b)

Documentary Bills other than those

drawn against Letters of Credit & Clean
Bills/Trade Cheques.

0.45% min. Rs. 500/- plus mark-up/return from the date of purchase upto
the date proceeds received.

Notes:
i)
ii)

Collecting agent's charges, if the collecting agent is other than the bank, will be extra.
Charges of Rs. 135/- for documentary collection in case the instrument is returned unpaid.

iii) Telegram/trunk call charges will be extra if fate of instrument is obtained by telegram/telephone.
iv) Mark-up shall be applied on bills purchased/negotiated as approved.
v)

Storage charges Rs. 135/- (flat) per packet per day. No charge if cleared within 3 days of its receipt by the branch.

vi) Other charges as per notes (i) to (iii) & (v) above will be extra.

3.

GUARANTEES:

a)

Guarantees issued to shipping companies

in lieu of bills of lading /delivery orders
against AWB where original documents
have not been received.

Rs. 1,500/- (flat) (against 110% cash margin, or against available limits).

b)

Other Guarantees

0.45% per quarter or part thereofMinimum Rs. 1,000/- (per transaction)

c)

Public sector corporation/ government/ semi

government sponsored bodies

0.15% per quarter or part thereof.

d)

Guarantees against 100% Cash Margin

(Deposit under lien will not be considered)

NIL charges.

e)

Amendment Charges

Rs. 650/- Flat in addition to charges as above.

f)

Handling of claims under guarantees.

Rs. 2,500/- Flat to be charged to the applicant, except for interim claims
received from Custom Authorities.

Commission against guarantees on behalf of correspondent banks subject to approval from IND and commission on guarantees issued
under syndicated arrangements, subject to negotiation and approval from the competent authority.

Note:

All guarantees issued by banks will contain specific amount, expiry date and date by which the claims are to be lodged.

Note:
BUSINESS COMMITMENT &
COMPENSATORY
COMMISSION

Business commitment to be obtained from the client alongwith an undertaking to the effect that
they will pay commission upto 1% to the extent of shortfall in their business commitment.

GENERAL BANKING (Foreign)

A. REMITTANCES
a.

Outward.

i) FDD US$ 20/- plus cost of SWIFT Charges @ US$ 5/- per message or equivalent
PKR 0.3% will also be applicable if the amount is not retained in the account for 15
days
ii) FTT US$ 20/- plus SWIFT charges @ US$ 13/- per message or equivalent PKR
0.3% will also be applicable if the amount is not retained in the account for 15 days

b.

i)

Inward

Nil if proceeds are credited to an account with us, otherwise a flat charge of US$ 5/or equivalent

ii)

Home remittances

Nil charges (excluding cost of money order or telegram charges when T.T. is
requested).

Askari Bank Limited

Schedule of Bank Charges (Exclusive of FED / Sales Tax) effective July 01, 2015

c.

Cancellation of demand draft

US$ 10/- plus SWIFT charges @ US$ 5/- or equivalent

d.

Issuance of duplicate demand

drafts (in lieu of lost)

US$ 10/- plus SWIFT charges @ US$ 5/- or equivalent

e.

Foreign exchange permits on

behalf of account holders

Rs. 1,075/- per permit.

f.

Registration of student cases

US$ 70/- per case & Renewal fee US$ 50 or equivalent

g.

Cash deposit in FCY Account

Nil Charges

B. CLEARING THROUGH NIFT

Local US$ Cheques:

1.

i)
ii)
iii)
iv)

US$ 10/- per item + postage

US$ 15/- per item + postage
US$ 3.5/- per item
US$ 10/- per item

Outward Clearing (Paid)

Outward Clearing (Returns)
Inward Clearing (Paid)
Inward Clearing (Returns)

C. Collection through Correspondent

Collection of FCY Cheques
through Correspondent Bank

i)

US$ 13/- per cheque plus Correspondent Banks charges at actual.

D. FOREIGN BILLS PURCHASED

i)

T.Cs (except American Express)

0.75% min. US$ 7.5/- or equivalent in Pak Rupees

ii)

"Walk-in" Customers (except Amex TCs)

0.80% min US$ 14/- or equivalent in Pak Rupees

iii) Cheques, drafts, IMO etc, purchased for credit to F.C. account

E.

US$ 25/- plus actual courier charges (correspondent bank

charges will be extra , if any)

Postal/Telegram/Telephone/SWIFT/Telex/fax & Courier Charges.

1.

Correspondent Charges.

Actual

2.

Postage

Rs. 320/-

3.

Courier Service

Rs. 1,800/- Flat

4.

SWIFT/Telex/Cable Charges.
a. Full text L/C etc.
b. Short messages (e.g. L/C, amendment, etc.)
c. Other short messages.

Rs. 1,700/- Flat

Rs. 650/- Flat
Rs. 650/- Flat

5.

Telephone & Fax Charges.

Rs.650/-

Flat

6.

Foreign Bills sent for collection returned unpaid.

Rs. 550/-

Flat

GENERAL BANKING (Domestic)

REMITTANCES

A.
I.

Drafts and TTs

a)

Issuance of Drafts and TTs within the

network of Askari Banks Branches

i) upto Rs. 1,000,000 - Rs.100/- for account holders

0.20% Minimum Rs. 1,000/- for non-account holders.
ii) Over Rs. 1,000,000 - NIL for account holders.
0.20% Minimum Rs. 1,500/- for non-account holders.

b)

Issuance of Demand Drafts drawn on

other banks under special arrangements

i) 0.12% or Minimum Rs. 200/- for account holders.

ii) 0.20% or Minimum Rs. 1,500/- for non-account holders.

c) Cancellation of demand draft

Rs. 300/- (flat)

d)

Issuance of duplicate demand drafts (in

lieu of lost).

Rs. 600/- (flat)

e)

Postage charges

No postage charges on DDs

(Through Correspondent Bank)

As above or as levied by our Correspondent Bank, whichever is higher.

Askari Bank Limited

II.

Schedule of Bank Charges (Exclusive of FED / Sales Tax) effective July 01, 2015

Pay Order
a)

i) NIL for current account holders

ii) Upto Rs. 1 M Rs. 100 (Flat) for saving / other account holders.
Rs. 1,000/- for non-account holders / in cash.

Issuance of Pay Order

iii) Above Rs.1M Rs. 100 (Flat) for saving / other account holders.
Rs. 1,500/- for non-account holders / in cash.

b)

Cancellation of Pay Order

c)

Issuance of duplicate Pay Order (in

lieu of lost).

III.
a)

Issuance of Bankers Cheque

i) NIL for current account holders

ii) Rs. 50 (Flat) for saving / other account holders
iii) 0.20% (Min Rs. 1,000) for non-account holders

b)

Cancellation of Bankers Cheque

i) Rs. 200 (Flat) for account holders

ii) Rs. 500 (Flat) for non-account holders

c)

Duplicate Issuance Bankers Cheque

i) Rs. 500 (Flat) for account holders

ii) Rs. 800 (Flat) for non-account holders

IV.

Rs. 500 (Flat) per instrument

Issuance of Bankers Cheque Through INet Banking

Note: -

i) Charges may be reduced or waived by competent authority depending upon business consideration etc.
ii) Charges on Issuance of Pay Orders/DD/BC any other related instruments for payment of fee/dues in favour of Educational
Institution, HEC/Board charges not exceeding 0.5% of the fee/dues or Rs 25/- per instrument whichever is less (Ref. HO
Circular No.1879 dated August 13, 2009).

Inter Branch Online Withdrawal/Deposit

a)
b)
c)

Withdrawal upto Rs.1M

Withdrawal over Rs.1M
Deposit

Rs. 100/- (flat)

0.050% (Flat)
NIL for current account holder and others Rs.100/- (Flat)

Inter Branch Online Transfers

a)

Inter-branch Online Transfers

NIL

b)

Collection Account (companies only)

opened with the approval of Head
Office.

As per approval by HO on case to case basis

Note: -

B.

i) No charge on Online withdrawal/deposit/transfers within one city (Rawalpindi/Islamabad is treated as one city)
ii) Charges may be reduced or waived competent authority depending upon business consideration etc.

BILLS
Collections
Clean (including Cheques)

1.

Intercity Collection of Cheques

through NIFT

2.
3.

i) Rs. 500/- (flat) for account holders

ii) Rs. 800/- (flat) for non-account holders

Bankers Cheque

j)

V.

i) Rs. 100/- (flat) for account holders

ii) Rs. 300/- (flat) for non-account holders.

Purchase of Bills, Cheques etc.

i)

Upto Rs. 1,000,000

0.15% Minimum Rs. 100

ii)

Over Rs. 1,000,000

0.080% Flat

Rs. 200/- per item

0.50%... Minimum Rs. 200/- (Plus mark-up as approved)

(Other Cheques/Demand instruments)

Notes:

a) Collecting agent's charges, if the collecting agent is other than the bank, will be extra.
b) Charges of Rs. 65 for clean collection in case the instrument is returned unpaid.
c) Mark-up shall be applied on bills purchased/negotiated as approved.
d) Nil charges on Pak Rupee Cheques for Clearing through NIFT within a city (Rawalpindi /Islamabad is treated
as one city)

Askari Bank Limited

C.

Schedule of Bank Charges (Exclusive of FED / Sales Tax) effective July 01, 2015

SAFE DEPOSIT LOCKERS

Fee for safe deposit lockers (to be recovered in advance or at the commencement of the period yearly/half yearly/quarterly as the case
may be).
a) i) Small
Rs. 2,000/- p.a. or Nil on refundable security deposit of Rs. 30,000/ii) Medium
Rs. 2,500/- p.a. or Nil on refundable security deposit of Rs. 40,000/iii)
iv)
v)

Large
Extra Large XL (16x 16)
Extra Extra Large XXL(16x31)

Rs. 4,000/- p.a. or Nil on refundable security deposit of Rs. 50,000/Rs 6,000 /- p.a. or Nil on refundable security deposit of Rs. 60,000/Rs. 7,000/- p.a. or Nil on refundable security deposit of Rs. 85,000/-

b)

Key Deposit.

Rs. 5,000/- per locker for those locker holder who opt to pay Annual Fee instead
of one time security deposit.

c)
d)

Breaking Charges.
Late payment charges

At actual plus Rs. 2,000/- as service charges.

Rs. 150/- per month or part thereof, maximum one year annual rent.

Note: New amount of Key Deposit is applicable only to Lockers licensed from 1st July 2014 onwards.

D.

UTILITY BILLS

(PTCL, WAPDA, SNGPL)

(for details please refer Instruction Circular No. 1115 and 1527)

E.

a.

Service Charges

Rs.8/- per bill (payable by other utility companies)

b.

Cheque collection/return charges

Rs. 9/- per PTCL bill ( payable by PTCL company)

NIL

ALTERNATE DELIVERY CHANNELS

1.

Visa Debit Card

a.

b.

c.

d.

2.

Note:

3.

(Basic & Supplementary)

Issuance Fee
i) Classic
ii) Gold

Rs. 750/Rs. 1,000/-

Annual Service Fee

i) Classic
ii) Gold

Rs. 750/Rs. 1,000/-

Replacement
i) Classic
ii) Gold

Rs. 750/Rs. 1,000/-

ROC/Voucher Retrieval Charges

i) Local
ii) International

Rs. 250/Rs. 500/-

ATM Services
a.

Service Charges on ATM/Debit Card

on half yearly basis

b.

Cash Withdrawal Fee

i) From Askari Banks ATM
ii) From Independent Service Providers ATM
iii) From 1-Link Member Banks ATM
iv) From MNet ATM
v) International ATM

c.

Balance Enquiry Fee

i) From Askari Banks ATM
ii) From 1-Link Member Bank ATM

Rs. 300/-

Free
Rs.15/- per transaction
Rs.15/- per transaction
Rs.15/- per transaction
Rs.300/- per transaction or 2.5% of transaction amount
(whichever is higher)
Free
Free

Charges (excluding 2-b & 2-c) may be reduced / waived by the competent authority depending upon business considerations
etc.

Fund Transfer Through ATM/I-Net Banking/

IVR-Call Center
a.

Inter Branch Fund Transfer

Free for all Account Holders.

b.

Inter Bank Fund Transfer

i) Rs. 15 for Current Account Holders

ii) Rs. 100/- per transfer for profit
bearing Account Holders.

Askari Bank Limited

F.

Schedule of Bank Charges (Exclusive of FED / Sales Tax) effective July 01, 2015

CONSUMER BANKING SERVICES

1. Personal Finance

i) Clean -

1.00% of loan amount OR Rs. 2500/- whichever is

higher (including legal & documentation charges)
ii) Secured 1.30% of loan amount
max. upto Rs. 6000 /(Legal & documentation charges at actual)

a.

Processing fee for civilians

b.

Processing fee for Armed Forces personnel

i) Clean -

c.

Late payment charges

d.
e.

Cheque return charges

Early settlement charges

Rs. 1000/- or 8.62% of the installment mount whichever is higher.

Rs. 1000/- per cheque
Upto 4.31% of the outstanding amount.

1.00% of loan amount min. Rs. 1900/- (including

legal & documentation charges)
ii) Secured - 1.30% of loan amount
max. upto Rs. 5850/- (Legal & documentation
charges at actual)

2. Smart Cash
a.

Processing Fee

i) Clean

- 2% of loan amount min. Rs. 5,000/(including legal & documentation charges)

ii) Secured - 1.50% of loan amount max. upto Rs. 6,000/(Legal & documentation charges at actual)

b.

Annual/Renewal Fee

Rs. 5,000

c.

Enhancement charges

1.50% of the enhanced amount minimum Rs. 5000

d.

Cheque return charges

Rs. 1,000/- per cheque

e.

Late payment charges

Rs. 1,000/- per month or 8.62% of the minimum amount

whichever is higher.

3. Mortgage Finance
a.

Processing Fee

Rs. 8,000/- (Flat)

b.

At actual

c.

Legal/documentation / valuation /
income estimation charges
Enhancement Charges

d.

Late Payment Charges

Rs. 1,000/- or 8.62% of the installment amount whichever is

higher.

e.

Cheque return charges

Rs.1,000/- per cheque

f.

Premature Termination Charges

a) In case of early settlement by the borrower charges will be

applicable in the following manner.
i)
1st Year: Upto 6.5% on outstanding balance
ii)
2nd Year: Upto 5.5% on outstanding balance
iii) 3rd Year onwards: Upto 4.5% on outstanding balance.
b) Upto 11% of the outstanding balance, in case of balance
transferred to other bank, irrespective of the time period.

g.

Balloon Payment

Balloon Payment allowed upto a maximum of 20% of the

outstanding balance in a year. Additional balloon payments will
be upto 6% charges on the amount being paid (balloon payment
amount).

Rs. 6,500/- (Flat)

4. Business Finance
a.

Processing Fee

Rs. 10,000/- (Flat)

b.

Legal/documentation/valuation/income
estimation charges

At actual

c.

Renewal Fee

Rs. 10,000/- (Flat)

d.

Enhancement Charges

Rs. 10,000/- (Flat)

e.

Cheque Return Charges

Rs. 1,000/- per cheque

f.

Late Payment Charges

g.

Premature Termination Charges

Rs. 1,000/- or 8.62% of the installment amount whichever is

higher.
Upto 6.5% of the limit.

Askari Bank Limited

Schedule of Bank Charges (Exclusive of FED / Sales Tax) effective July 01, 2015

5. Auto Finance
a.

G.

Processing Fee including legal documentation

charges

Rs. 5,000/- {non-refundable if down payment is received }

b.

Valuation/income estimation charges

At actual maximum up to Rs.3,000/-

c.

Premature Termination Charges

Up to 5% of the Principal outstanding

d.

Baloon Payment

20% of the outstanding balance in a year subject to 5.0% charges

on the amount being paid (balloon payment amount)

e.

Cheque Return Charges

Rs. 1,000/- per cheque

f.

Late Payment Charges

3.0% of Equal Monthly Installment.

g.

Repossession Charges

At actual (Upto Rs.50,000/-)

h.
i.

Tracker Charges
Litigation charges (if any)

Up to Rs.15,000/- as one time charges

j.

Comprehensive Insurance Charges

k.

Third party NOC issuance charges

l.

Duplicate / Revalidation of NOC charges

At actual
At actual
Rs. 5,000/Rs. 5,000/-

Certificate of Investment
Premature Encashment Charges

H.

0.01% of

amount invested

ASKARI MASTER CARD

1.

Awami Card

i) Rs. 550/- as Processing Charges.

2.

Classic Card

Rs. 2,000/- per annum (waiver based on Rs. 5,000/- spending

within two months of issuance / renewal.

3.

Gold Card

Rs. 4,000/- per annum (waiver based on Rs. 10,000/- spending

within two months of issuance / renewal.

4.

Platinum Card

Rs. 5,000/- per annum (waiver based on Rs. 15,000/- spending

within two months of issuance / renewal.

5.

World Card

6.

Supplementary Card Awami

No Annual Fee

7.

*Supplementary Card Classic

8.

*Supplementary Card - Gold

9.

*Supplementary Card Platinum

10.

*Supplementary Card - World

Rs. 1,000/- per annum (waiver based on Rs. 1,000/- spending

within two months of issuance / renewal.
Rs. 2,000/- per annum (waiver based on Rs. 1,000/- spending
within two months of issuance / renewal.
Rs. 3,000/- per annum (waiver based on Rs. 1,000/- spending
within two months of issuance / renewal.
Rs. 4,000/- per annum (waiver based on Rs. 20,000/- spending
within two months of issuance / renewal.
*No annual fee for first year, whereas on subsequent renewal
years waiver based on spending

11.

Late Payment Charges

12.

Service Charges Retail Transactions for Classic, Gold

and Platinum Cards

Rs. 1,000/- per month or 8.62% of the minimum amount

whichever is higher.
i) Salaried / Individual Person:
3.20% per month
ii) Self Employed and Zarai:
3.45% per month
iii) Armed Forces /Corporate:
2.00% per month

13.
14.

Service Charges Retail Transitions for World Card

Service Charges Retail Transactions for Awami Cards

3% per month
i) Awami:

15.
16.

Service Charges Cash

Cash Advance Charges

3.70% per month

Rs. 1,000/- or 3.5% whichever is higher

17.

Cheque Return Charges

Rs. 1,000/- per cheque

18.

Excess Over Limit Charges

Rs. 1,000/- (Flat)

ii) No Annual Fee.

Rs. 8,000/- per annum (First year free. In subsequent years,

waiver based on Rs.50,000/- spending within two months of
renewal)
No Annual Fee (Askari Master Credit Card) for Armed Forces

10

3.70% per month

Askari Bank Limited

Schedule of Bank Charges (Exclusive of FED / Sales Tax) effective July 01, 2015

19.

Issuance of Duplicate Statement

NIL

20.

Card Replacement Fee

Classic Card Gold Card Platinum Card World Card -

21.

Flexible Credit Plan (FCP)

2.00% per month

22.

FCP Early Cancellation Charges

Rs. 1,075/- or 5.5% of the outstanding amount whichever is

higher

23.

FCP Processing Charges

Rs. 550 or 3.20% whichever is higher

24.

Credit Cover (with the consent of customer)

0.60% of outstanding balance

25.

Voucher Retrieval
a. Local Transaction
b. International Transaction

Rs. 375/Rs. 900/-

26.

Corporate Card (Annual Fee)

Rs.1,500/-

27.

Balance Transfer Facility Service Charges

2.00% per month

28.

Forex Markup

29.
30.

Service Charges for SMS alert

Internet transaction charges

2% on the transactions amount to be applied on all transactions

other than Pak Rupee
Rs. 50/- per month
Nil

Rs. 500 /Rs. 800/Rs. 1,000/Rs.1,000/-

Note: Waiver of annual fee for Basic and Supplementary cards, subject to approval by the competent authority, based on the customer
relation and spending profile.

I.
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.

12.

Branchless Banking
Cash Deposit BB Account Holder in his/her account
Minimum Rs.50/- to maximum Rs.25,000/Bill Payment
Balance Top Up Minimum Rs.10/- to maximum Rs.5,000/Create PIN
Change PIN
Balance Enquiry
Mini Statement
Send Account Info
Issuance of Account Statement at the request of Customer
a) Account Opening (Level -0)
b) Account Opening (Level 1)

Free
Free
Free
Free
Free
Free
Free
Rs. 30/- per statement
Nil
Nil

Cash Withdrawal:
a)
Upto Rs.1,000/b)
Over Rs.1,000/- to Rs.2,500/c)
Over Rs.2,500/- to Rs.4,000/d)
Over Rs.4,000/- to Rs.6,000/e)
Over Rs.6,000/- to Rs.8,000/f)
Over Rs.8,000/- to Rs.10,000/g)
Over Rs.10,000/- to Rs.13,000/h)
Over Rs.13,000/- to Rs.16,000/i)
Over Rs.16,000/- to Rs.20,000/j)
Over Rs.20,000/- to Rs.25,000/-

Rs. 20/- per transaction

Rs. 39/- per transaction
Rs. 56/- per transaction
Rs. 78/- per transaction
Rs. 95/- per transaction
Rs. 116/- per transaction
Rs. 134/- per transaction
Rs. 155/- per transaction
Rs. 177/- per transaction
Rs. 194/- per transaction

Fund Transfer (Mobile account to Mobile Account):

a)
Upto Rs.200/b)
Over Rs.200/- to Rs.500/c)
Over Rs.500/- to Rs.1,000/d)
Over Rs.1,000/- to Rs.2,500/e)
Over Rs.2,500/- to Rs.4,000/f)
Over Rs.4,000/- to Rs.6,000/g)
Over Rs.6,000/- to Rs.8,000/h)
Over Rs.8,000/- to Rs.10,000/i)
Over Rs.10,000/- to Rs.13,000/j)
Over Rs.13,000/- to Rs.16,000/-

Rs. 5/- per transaction

Rs. 11/- per transaction
Rs. 18/- per transaction
Rs. 36/- per transaction
Rs. 56/- per transaction
Rs. 73/- per transaction
Rs. 91/- per transaction
Rs. 108/- per transaction
Rs. 129/- per transaction
Rs. 147/- per transaction

11

Free

Askari Bank Limited

k)
l)

Schedule of Bank Charges (Exclusive of FED / Sales Tax) effective July 01, 2015

Over Rs.16,000/- to Rs.20,000/Over Rs.20,000/- to Rs.25,000/-

Rs. 164/- per transaction

Rs. 181/- per transaction

Fund Transfer (Mobile Account to CNIC):

13.

a)
b)
c)
d)
e)
f)
g)
h)

Upto Rs.1,000/Over Rs.1,000/- to Rs.2,500/Over Rs.2,500/- to Rs.4,000/Over Rs.4,000/- to Rs.6,000/Over Rs.6,000/- to Rs.8,000/Over Rs.8,000/- to Rs.10,000/Over Rs.10,000/- to Rs.13,000/Over Rs.13,000/- to Rs.15,000/-

Rs. 39/- per transaction

Rs. 78/- per transaction
Rs. 116/- per transaction
Rs. 155/- per transaction
Rs. 194/- per transaction
Rs. 233/- per transaction
Rs. 276/- per transaction
Rs. 310/- per transaction

Fund Transfer (CNIC to CNIC):

14.

a)
b)
c)
d)
e)
f)
g)
h)

Upto Rs.1,000/Over Rs.1,000/- to Rs.2,500/Over Rs.2,500/- to Rs.4,000/Over Rs.4,000/- to Rs.6,000/Over Rs.6,000/- to Rs.8,000/Over Rs.8,000/- to Rs.10,000/Over Rs.10,000/- to Rs.13,000/Over Rs.13,000/- to Rs.15,000/-

Rs. 52/- per transaction

Rs. 103/- per transaction
Rs. 147/- per transaction
Rs. 198/- per transaction
Rs. 250/- per transaction
Rs. 302/- per transaction
Rs. 345/- per transaction
Rs. 388/- per transaction

Fund Transfer (CNIC to Mobile Account):

a)
Upto Rs.200/b)
Over Rs.200/- to Rs.500/c)
Over Rs.500/- to Rs.1,000/d)
Over Rs.1,000/- to Rs.2,500/e)
Over Rs.2,500/- to Rs.4,000/f)
Over Rs.4,000/- to Rs.6,000/g)
Over Rs.6,000/- to Rs.8,000/h)
Over Rs.8,000/- to Rs.10,000/i)
Over Rs.10,000/- to Rs.13,000/j)
Over Rs.13,000/- to Rs.15,000/k)
Over Rs.15,000/- to Rs.18,000/l)
Over Rs.18,000/- to Rs.22,000/m)
Over Rs.22,000/- to Rs.25,000/-

15.

Rs. 13/- per transaction

Rs. 22/- per transaction
Rs. 30/- per transaction
Rs. 56/- per transaction
Rs. 86/- per transaction
Rs. 116/- per transaction
Rs. 147/- per transaction
Rs. 173/- per transaction
Rs. 203/- per transaction
Rs. 233/- per transaction
Rs. 267/- per transaction
Rs. 302/- per transaction
Rs. 345/- per transaction

Note:

No charges on On-Line Cash Deposit for customers maintaining account with Branchless Banking.

J.

Corporate & Commercial Leasing

1.

Commitment Charges

1% per quarter

2.

Lease Rental Cheque Return Charges

Rs. 500/- per cheque

3.

Lease Rental Late Payment Charges

(Rental/1000) * No. of days or 36% per annum

4.

Lease Premature Termination Charges

5% of the principal outstanding

5.

Private Cars Repossession Charges (Local)

At actual (Upto Rs.30,000/-)

6.

Private Cars Repossession Charges (Outstation)

At actual (Upto Rs.35,000/-)

7.

Commercial Vehicles Repossession Charges

At actual (Upto Rs.75,000/-)

8.

Documentation Charges

Rs. 4000/- per case

9.

Verification Charges/Processing Fee

Rs. 1000/- per case

10.

Third Party NOC issuance Charges

Rs. 2000/- per case

11.

Duplicate NOC issuance Charges

Rs. 5000/- per case

12.

Tracker Charges

Upto Rs.15,000/- per case (One time charges)

13.

Balloon Payment charges

5% of principal amount being paid

14.

Asset valuation charges

At actual

15.

Litigation charges

At actual

12

Askari Bank Limited

K.
1.

AGRICULTURAL & RURAL BANKING SERVICES

Processing Fee for following Finances:
i)
Askari Kissan Evergreen Finance.
ii)

2.

Schedule of Bank Charges (Exclusive of FED / Sales Tax) effective July 01, 2015

1.25% of the sanctioned facility amount

Askari Kissan Tractor Finance.

iii)

Askari Kissan Farm Mechanization.

iv)

Askari Kissan Livestock Development Finance

v)

Askari Kissan Aabpashi Finance

vi)

Askari Kissan Transport Finance

vii)

Askari Kissan Green House & Tunnel Finance

viii)

Askari Kissan Farm Storage Finance

ix)

Askari Kissan Model Dairy Finance

x)

Askari Kissan Gold Fish Finance.

xi)

Askari Kissan White Pearl Finance

xii)

Askari Kissan Murghban Finance

xiii)

Askari Kissan Gulban Finance

xiv)

Askari Kissan Samar Bahisht Finance

xv)

Asan Mali Sahulat.

Service charges on delayed payment of markup/Installment

of TF/rollover of revolving credit facilities.
i)

Overdue by 31 days to 60 days

Rs. 500/- (flat)

ii)

Overdue by 61 days to 90 days

Rs. 1,000/- (flat)

iii) Overdue (past) 90 days

Rs. 1,500/- (flat)

3.

Transfer of Facility (on borrowers request)

Rs. 1,000/- (flat)

4.

Amendments in terms of approval

Rs. 500/- (flat)

L.

ADVANCES

Following charges will be recovered in addition to mark-up profit on investment:1.

2.

3.

Miscellaneous charges.
(i.e., charges for documents, evaluation of security &
maintenance thereof, etc.)
Service charges on processing of credit proposal
(upfront)

Actual

i)

Upto Rs. 25M

0.10% minimum Rs. 5,000/-

ii)

Over Rs. 25M

0.050%
Note: Charges may be reduced by the competent authority,
depending upon business consideration.

OTT / EOL Processing Charges against Funded/nonfunded facilities:

i)
ii)
iii)
iv)
v)

Upto Rs.5M
Over Rs.5M to Rs.10M
Over Rs.10M to Rs.25M
Over Rs.25M to Rs.50M
Over Rs.50M

Rs. 1,000/Rs. 2,000/Rs. 3,000/Rs. 4,000/Rs. 5,000/-

each case
each case
each case
each case
each case

4.

Change of Security documents

Rs. 3,000/- (flat) per request.

5.

Release of Security documents

Rs. 1,300/- (flat) per request.

6.

Project examination fee.

0.75% the proposed exposure subject to 50% payable

upfront. (Wherever applicable).
(OR subject to negotiation and approval from the competent
authority)

7.

Issuance of NOC for Credit Facilities from other Banks

Upto Rs. 10,000/- or as per approval

Note: Charges may be reduced from Rs. 10,000/- to 5,000/- by the
competent authority.

13

Askari Bank Limited

Schedule of Bank Charges (Exclusive of FED / Sales Tax) effective July 01, 2015
8.
Advances against pledge/hypothecation:
a) Godown rent.

Actual.

b) Godown Staff Salaries (Godown Keepers/

Chowkidars).
c) Godown Inspection Charges.

Actual.
Actual conveyance plus other charges.

I) Within Municipal Limits or within a radius of 8

Km from the branch.
II) Outside the above limits.

9.

i) Upto Rs. 10 M Rs. 1,075/ii) Above Rs. 10 M Rs. 2,200/TA & DA as per rules plus above charges.

d) Delivery charges if a Godown Keeper is not posted.

Conveyance charges will be recovered.

Actual.

e) Other incidental expenses Insurance premium, Legal

charges etc

Actual.

f)

Rs. 550/- per delivery order.

Issuance of Delivery Order against pledge.

Penalty for late payment of Mark-up

i) Up to Rs.500,000 - Rs. 200 per day

ii) Over Rs.500,001 to Rs.1,000,000 - Rs.300 per day
iii) Over Rs.1,000,000 - Rs. 500 per day
(Note: Penalty amount may be reduced/waived subject to
the approval of competent authority)

Note: While recovering the Miscellaneous Charges like godown staff salary, inspection charges etc., the amount recovered from the
borrowers will not exceed the total rent of the godown, salary of the godown staff etc. In other words, Miscellaneous Charges
will be levied as per actual.

M.

MISCELLANEOUS CHARGES

1.

Stop payment of cheques

Rs. 500/- per instruction

2.

Duplicate statement of Account

Rs. 35/- (Flat)

3.

Duplicate party advice charges

Rs. 50/- per advice

4.

Confirmation of balance to Auditors/any other certificate

Rs. 300/- Flat

5.

Issuance of cheque book

6.

Re-issuance of cheque book against Form B.

Rs.7/- per leaf (FED is applicable in provinces of Punjab & KPK

only)
Rs. 300 plus Rs. 7 per leaf (FED is applicable in provinces of
Punjab & KPK only)

7.

Cheques returned unpaid in clearing

i)

Inward: Rs. 400/- per cheque from issuer

ii) Outward: Rs. 50/- per cheque or available balance below

Rs.50/- (FED is applicable in provinces of Punjab, Sindh &
KPK only)
8. Account Closing Charges

LCY: Rs.200/- or whatever minimum balance available in A/c.

No service charges if closed by the Bank. Free for regular Saving
Accounts. FCY: US $ 10/- or equivalent to other currencies.
No service charges if closed by the Bank

9.

Rs. 425/- (flat)

Issuance of SBP cheque on behalf of customer other than

banks and financial institutions.

10. Charges to be recovered from Employer Account in case of

transfer of salary to the Employee Account.

Rs. 30/- flat per credit (Except defense & Govt. Employees) or
as approved by the competent authority.

11. Collection of School fee/any other periodical subscription

amount etc.

Nil

12. Photocopy of Bank Record provided to Customer

i) Rs. 110/- for record upto one year

ii) Rs. 550/- (flat) for record over one year

14

Askari Bank Limited

Schedule of Bank Charges (Exclusive of FED / Sales Tax) effective July 01, 2015

13. Obtaining eCIB report

At actual (Rs.50/-) per report

14. Obtaining Credit Report from Foreign Bank/Agency

At actual

15. Same day clearance of instrument

Rs. 300/-

16. Issuance of Call Deposit Receipt (CDR)

Rs. 750/- from non-Askari Bank (Walk-in-Customers)

17. Issuance of Duplicate TDR/CDR

Rs. 320/-

18. Test Verification from other Banks

Rs. 375/-

19. Standing Instructions

Rs. 215/- per execution will be recovered in addition to the usual

charges

20. SMS charges

Rs. 30/- per month

21. Savings Bank Account Minimum balance requirements

(a) Regular Account

No minimum balance limit.

(No Service charges on PLS Saving Accounts in any manner
whatsoever)

(b) Basic Bank Account (Unique Account)

No minimum balance limit.

(No Service charges)
NIL

22. Service Charges on Dormant Accounts

(All types of accounts including Local and FCY)
23. Account maintenance charges on all Foreign
Currency Accounts (New FCA + Frozen), where balance
of CD & SB accounts during the month falls below the
slabs as mentioned hereunder:a) New FCY Accounts
i)
ii)
iii)

i) US$ 1/- per month

ii) GBP 1/- per month
iii) EUR 1/- per month

US$ 100/GBP 100/EUR 100/-

b) Frozen FCY Accounts

i)
ii)
iii)

US$ 50/GBP 50/EUR 50/-

i) US$ 2/- per month

ii) GBP 2/- per month
iii) EUR 2/- per month
Note:

Above charges are not applicable on active salary

accounts.

NIL CHARGES:
(Other than Import, Export, Local LC & Guarantee Business).
From customers maintaining average deposit of Rs.1M in non-interest/ non-profit bearing accounts for the last 6 months or Rs.5M in
interest/profit bearing accounts; except out of pocket expenses and correspondent bank charges.

Staff: On all banking transactions, commission/charges including cheque books within reasonable amount with the approval of
competent authority. In case of availing Locker facility 50% of the rent amount with no key deposit.

N.
1.

SALE AND PURCHASE OF SECURITIES, SAFE CUSTODY ARTICLES IN SAFE

DEPOSIT
i)

Sale and purchase of shares.

I

ii)

0.37% on the first Rs.10,000/- of purchase price or cost thereof

Minimum Rs. 45/0.32% on amount exceeding Rs.10,000/-.

NOTES:
a.

The above charge is in addition to brokerage.

b.

Commission will not be recovered on purchase of newly floated securities where it is payable by the
Government/Government Agencies, and from the subscribers to new share floatation.

c.

When orders for purchase or sale of shares/securities are executed through the bank's other offices, all incidental
expenses, such as postage, insurance charges etc. incurred will be recovered in addition to the commission brokerage
charges.

15

Askari Bank Limited

Schedule of Bank Charges (Exclusive of FED / Sales Tax) effective July 01, 2015

2.

Withdrawal fee on shares and securities held in safe custody

(to be recovered at the time of withdrawal).

0.65% on the first Rs.10,000/- of the paid up or face value

minimum Rs.13/-; 0.160% on amount exceeding Rs.10,000/-.

3.

Withdrawal fee on Government Securities, where share and/or

securities sold are from those held in safe custody, either
commission on sale of share and securities as shown against
item (i) or withdrawal fees, as shown against item (ii) and (iii)
whichever is higher, will be charged but not both.

Rs. 10/- per scrip.

4.

Charges for collection of interest/ return and dividend.

0.37% on the amount of interest/return/dividend/collected

minimum Rs. 13/-

5.

Handling charges for conversion, renewal consolidation for

subdivision of Government Securities.

i) Minimum Rs. 7.5 per scrip.

6.

ii) Rs. 50/- flat in case of

Deposit Certificates issued by Government Agencies.

Investor Portfolio Securities Account (IPS)

a)

IPS Account Opening Charges

Rs. 5,000/- (Negotiable)

b)

IPS Transaction Charges (Settlement Charges)

Rs. 1,200/- per transaction (Negotiable)

b)

IPS Account Maintenance Charges

Rs. 1,500/- per month (Negotiable)

c)

Claim of PIB Coupon from SBP

0.01% of Face Value Maximum Rs. 10,000/- (Negotiable)

d)

Claim of maturity of Securities (PIB/T.Bills) from SBP

0.01% of Face Value Maximum Rs. 10,000/- (Negotiable)

Note: Charges at serial # a to d may be waived / reduced by the competent authority.

O.

SETTLEMENT OF 3RD PARTY FUND TRANSFER THROUGH PRISM:

Days
Timing
Settlement Timings for Interbank Funds Transfer

SBP

9:00 a.m. to 5:00 p.m

(Interbank Funds Transfer)
5:00 p.m. to 5:30 p.m.
(SBP Transactions & Clearing
Returns)
Settlement Timings for Customer Transfers (MT103)
(For Rs.1M and above)
9:00 a.m. to 1:30 p.m.
Monday to Friday
1:30 p.m. to 3:00 p.m.
3:00 p.m. to 4:00 p.m

Charges
AKBL

Total

Rs.200/-

Rs.20/-

Rs. 220/-

N/A

N/A

N/A

Rs.200/Rs.300/Rs.500/-

Rs.20/Rs.30/Rs.50/-

Rs. 220/Rs.330/Rs.550/-

Rs.25/- per
payment
Instruction

Rs.25/- per
payment
Instruction

Rs.50/- per payment

Instruction

Monday to Friday

Settlement Timings for Customer Transfers (MT102)

(Lower value limit for each credit transfer is Rs.100,000/-, max. 10 payment
instructions are allowed to be sent through one MT102). Charges for each
Payment Instruction within a single MT102 are as follows
Monday to Friday

9:00 a.m. to 4:30 p.m.

16

Askari Bank Limited

Schedule of Bank Charges (Exclusive of FED / Sales Tax) effective July 01, 2015

P. Postal/Telegram/Telephone/SWIFT/Telex/fax & Courier Charges (Domestic)

1.

Correspondent Charges.

Actual

2.

Courier Service

Rs. 150/- Flat

3.

SWIFT/Telex/Cable Charges.
a. Long message (e.g. full text L/C etc.)

Rs. 425/- Flat

b. Short message (e.g. L/C amendment etc.)

Rs. 225/- Flat

c. SWIFT/Telex/telegram charges or message for T.T.

Rs. 110/- Flat

4.

Telephone & Fax Charges.

Actual plus Rs. 135/- service charges

5.

Postages.

Rs. 150 Flat

17