Answers to the most common questions buyers ask before building or buying a new construction home with Riverside Homebuilders in the Dallas-Fort Worth area of Texas.
About Riverside Homebuilders
Riverside builds throughout the Dallas-Fort Worth area, with communities from Fort Worth, Weatherford, and Springtown to Anna, Princeton, Van Alstyne, Ennis, and more across North Texas. New communities open regularly, so there’s likely a Riverside neighborhood near the area you have in mind.
Riverside is a third-generation, family-owned builder with roots in Fort Worth going back to the 1940s. Every home is Energy Star certified, backed by a StrucSure warranty, and supported by an in-house Design Center, and Riverside has been named a Top 100 Builder nationally and Homebuilder of the Year by the Greater Fort Worth Builders Association.
Every home includes a StrucSure warranty: 1 year on workmanship and materials, 2 years on core systems like plumbing, electrical, and HVAC, and 10 years on major structural components.
Building & Customization
Most custom-built homes take several months from groundbreaking to closing, depending on the floor plan and community. Quick-move-in homes are already complete or nearly there, so they close much faster.
Yes. Once under contract on a home that isn’t already built, buyers meet with the Design Center team to select finishes like cabinets, countertops, and flooring, plus any available structural options. Spec homes already under construction can often still be customized too, depending on how far along the build is when the contract is signed.
In most cases, yes. Certain lots, like corner or larger acreage homesites, may carry a premium. A sales consultant can confirm what’s included for any specific home.
A spec home is a new construction home built on a proven floor plan without a specific buyer lined up in advance, so it’s often complete or close to it when listed. Riverside’s quick-move-in homes are a good example.
Pricing & Financing
Payment depends on the home price, down payment, interest rate, and loan term, plus estimated taxes, insurance, and any HOA dues. Use Riverside’s mortgage calculator on the Financing page for a personalized estimate, or ask a preferred lender for an exact number.
Cash to close covers the down payment plus closing costs, generally 2 to 5 percent of the purchase price, minus any credits applied. Down payment amounts vary by loan type: as little as 3.5 percent with FHA, 5 to 20 percent with conventional loans, and 0 percent for eligible VA or USDA buyers. A preferred lender can give an exact number based on the loan program.
Yes. Current promotions can include a temporary or permanent rate buydown through a preferred lender, lowering the monthly payment. Offers change by community and season, so a sales consultant can confirm what’s currently available.
Yes. Riverside’s preferred lenders offer several down payment assistance options, including Builder Mortgage Direct’s Buy First Program, bridge loans through Barry Wolzen and Ryan Davis, and a tribal loan program through Donnie Walton. A preferred lender can walk through eligibility and help determine which option fits a specific situation.
Yes, lenders require one just like on a resale home. If it comes in below the contract price, the buyer, lender, and builder typically work together on next steps.
Yes, lenders require one just like on a resale home. If it comes in below the contract price, the buyer, lender, and builder typically work together on next steps.
Move-In Ready Homes
These are homes Riverside has already built, or nearly finished, in one of its communities, so buyers skip the months-long design and construction timeline of a custom build.
A quick-move-in home can often close in a matter of weeks. A home built from the ground up takes longer, typically several months.
Inventory changes frequently as homes complete and sell. The Quick Move-In Specials page lists every available home with price, square footage, and location, updated in real time.
Buying a New Home
New homes come with modern, energy-efficient systems, finishes buyers choose themselves, and a builder’s warranty, benefits a resale home typically doesn’t offer.
No. Riverside’s on-site sales team can guide buyers through the whole process. Buyers working with a Realtor are welcome too; the agent just needs to register on the first visit.
Walk-ins are welcome, but scheduling ahead helps ensure a sales consultant is available, especially for quick-move-in homes that can sell quickly.
Riverside’s Unique Programs
Riverside works with buyers at every stage of selling their current home. For buyers who haven’t sold yet, the Trade-In/Trade-Up Program lets Riverside buy an eligible home directly or help manage the sale so both transactions close together. Century21 agent Tom White also offers an EX Move program as another option.
Yes. Century21 agent Tom White helps buyers get out of an existing lease so they can move forward with purchasing a Riverside home. A sales consultant can connect buyers with him directly.
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