(opens in a new tab)![]()
(opens in a new tab)
Precision CUSO
Precision CUSO puts AI-driven, fully governed decision intelligence directly in credit unions’ hands to own, control, and scale
Built By Credit Unions, For Credit Unions
Watch the CU Broadcast podcast from GAC 2026
Mike Lawson, Brad Calhoun, Suresh Renganathan, and Manish Gupta come together to discuss how Precision CUSO is redefining AI-driven, fully governed decisioning for credit unions.
Watch the full episode here.
Members today expect instant, contextual decisions
The Credit Union Challenge: Competing at Digital Speed
Competitors Are Winning Your Best Members
Members can switch instantly to institutions offering faster, real-time contextual offers.
Real-Time Decisioning is Imperative to Scale
Manual decisioning workflows leave credit unions without the speed, analytics, expertise required for digital transformation.
AI Sophistication Requires Compliance Uplift
Deploying advanced AI responsibly requires stronger governance, regulatory alignment, & robust oversight.
What does Precision CUSO offer?
Precision CUSO delivers advanced, AI powered decisioning to credit unions, providing best in class technology, credit union owned models & strategies, full compliance and dedicated support.
- AI powered decisioning
- Best in class technology
- Credit union owned models & strategies
- Full compliance
- Dedicated support
Gaps in Today’s Fintech Landscape for Credit Unions
Models Alone Don’t Deliver Real-Time Decision Outcomes
Advanced models can generate risk scores instantly, but real-time pricing, approvals, and funding etc. still require strategies that turn those scores into decision actions, otherwise most decisions fall back to manual processing.
No True End-to-End Lifecycle Solution
Most fintech offerings focus on underwriting alone and do not support ongoing member marketing or decisioning across the full member lifecycle.
Outsourcing Core Capabilities Creates Long-Term Risk
In the age of AI, data and analytics are a competitive must. Relying on external vendors without building in-house capabilities creates dependency and risk.
How We Help
AI precision. Designed for Compliance. Expandable.
Not another vendor, but a credit union owned solution that understands your needs, compliance & grows with you!
Full Suite Decisioning with AI & Member Optimization across the life-cycle (Acquisition, Underwriting, Member Marketing, Portfolio Loss Management).
Models and strategies unique to each credit union, calibrated on its own member signals and continually refined as member behaviors evolve. Ability to incorporate in-house or third-party risk models and scores.
Harness all internal and external data at the point of decisioning to enable true 360° member lifecycle optimization.
Tried and tested governance and compliance with full visibility.
Accelerate Time to Market, Leverage Pooled Intelligence

Expected ROI (Underwriting only)
Improved Member Experience
- ~25%Higher Approval Rates
- Better Quality Members Onboarded
- 75%Decision Automation
- Improved ‘Look to Book’ driving Loan Growth
Cost Reduction
- ~15%Reduction in Credit Losses
- Improved Portfolio Quality
- ~30%Reduction in Operating Costs
- Streamlined Underwriting
Hear from our Leaders
Explore the results Teachers achieved — full story in the case study (PDF, opens in a new tab)!
Let’s ignite your decisioning success
Tell us about your credit union and where decisioning is holding you back. A member of the Precision CUSO team will get back to you.




