Q&A

Joint home loan: How couples can split ownership, EMIs for maximum tax savings

For a couple taking a joint home loan, how should co-ownership and EMIs be structured to maximise tax benefits and boost approval chances? India’s housing market is shifting, with more couples making shared homebuying decisions - Livemint answer this reader query…

2 min read17 Mar 2026
Joint home loan: How couples can split ownership, EMIs for maximum tax savings