Mortgage

As mortgage rates stabilize and inventory grows, the HousingWire 2026 Housing Market forecast points to modest price changes and improved conditions for buyers this year. Our forecast range for the 10-year yield is between 3.80% and 4.60% with mortgage rates ranging from 5.75% to 6.75%. If mortgage rates stay below 6.25%, we will get an additional 237,000 existing home sales in 2026.

Mortgage News

Three lessons for mortgage leaders right now 

Apr 17, 2026By Sue Woodard

Mortgage still repeats old habits, chasing top producers, designing for internal teams, and lagging AI, despite new data and tools.

• HOA liens climb 8.6% nationwide in 2025, with Sun Belt states feeling the most heat 

  Apr 17, 2026By HousingWire Automation

• Portable credit reports spark debate over costs, feasibility 

  Apr 17, 2026By Flávia Furlan Nunes

• Dark Matter’s Vikas Rao on the nature of shifting mortgage work in the era of AI 

  Apr 17, 2026By Sarah Wolak

• Maine becomes first state to impose consumer safeguards on home equity investments 

  Apr 17, 2026By HousingWire Automation and Neil Pierson

• OCC consent order targets VA cash-out refis at Federal Savings Bank 

  Apr 17, 2026By Sarah Wolak

• MBA backs CFPB strategic plan, urges broader mortgage rule relief 

  Apr 17, 2026By Sarah Wolak

• Building mortgage AI agents that compliance teams can trust 

  Apr 17, 2026By Sandeep Shivam

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Featured Events

The state of home equity: A strategic indicator for risk, growth, and performance in today’s mortgage market 

Mar 04, 2026By Allison La Forgia

Home equity has re-emerged as one of the most active and strategically important segments of today’s mortgage market — serving as both a growth channel and a signal of evolving risk. Its impact extends beyond second liens, influencing borrower behavior, valuation strategy, and operational efficiency across first mortgage portfolios as well. In this data-driven session, […]

• From vision to value: How AI is taking shape in mortgage 

  Feb 12, 2026By Allison La Forgia

• AI Summit 2026  

  Aug 15, 2025By Makenna Clay

HousingWire Partners