Emma Lunn

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  • Best Student Bank Accounts 2025

    Whether you’ll be starting university in 2025 or you’re already studying in higher education, it’s worth comparing student current accounts to ensure you find the right deal. The big UK banks compete with each other every year to grab a...
  • How To Transfer Money From One Bank Account To Another

    Every day millions of people transfer money from one bank account to another – between their own accounts, to friends or family, and to pay companies or businesses. Online bank transfers have become a lot more common since the move...
  • 5 Types Of Borrowing To Avoid While At Uni

    Student life can be an expensive business. If you’re heading off to uni this September, you’ll probably be budgeting your rent, bills and spending money for the first time.  Many undergraduates find their maintenance grant doesn’t cover all their costs...
  • Mortgage Repayment Calculator: How Much Will Your Home Cost Each Month?

    With so many costs and variables at play, it can be difficult to budget when it comes to paying for a home. A mortgage calculator can prove an indispensable tool when it comes to seeing what your monthly payments could...
  • Travel Insurance For Asthma Patients

    Asthma is a common, long-term chronic illness that requires ongoing management. A diagnosis of asthma can affect how much the sufferer pays for travel insurance. According to the British Lung Foundation, about eight million people in the UK – more than...
  • What Is A UK Wire Transfer?

    A wire transfer is a type of bank transfer where money is transferred from one person or bank to another.  The term originates from when long-distance communication was carried out using telegraph wires. Typically used for international transfers, customers would...
  • Pet Insurance For Kittens: Our Pick Of The Best

    Pet insurance can be an integral part of helping kittens grow into strong and healthy cats. With veterinary treatment for injury and illness (a broken tibia or diabetes, for example) running into hundreds, or even thousands, of pounds, this kind...
  • How To Send Money To The USA

    There are a few options for sending money to the United States, and your own bank is unlikely to be the cheapest. If you need to send money to family or a business in America, for example, we’ve rounded up...
  • How To Open A Business Bank Account

    Do you run a business? If so, you’re likely to need a business bank account. Some types of companies are required to have a business bank account, while it’s optional for other business set-ups. A business bank account is very...
  • Travel Insurance For Cancer Patients

    Every two minutes, a person in the UK is diagnosed with cancer, according to Cancer Research UK. The charity says there are around 367,000 new cancer cases in the UK every year. That’s around 1,000 every day. But it also...
  • What Is An Innovative Finance ISA?

    An Innovative Finance ISA (IFISA) is a type of ISA that allows you to use your tax-free ISA allowance while investing in peer-to-peer lending and crowdfunding.  Other types of ISA allow people to save in cash (cash ISA) or invest in...
  • Travel Insurance For The Under-18s

    Going on holiday without their parents for the first time is a rite of passage for children and teenagers. But foreign countries can be risky places for unwary under-18s – so it’s a good idea to have travel insurance in...
  • Pet Insurance For Older Dogs

    If your pet is getting old, or you’ve re-homed a pet heading for its twilight years, getting pet insurance can be trickier. But how old your pet has to be before age becomes an issue depends on the type of...
  • How Much Does Car Insurance Cost?

    The average comprehensive motor insurance premium cost £511 in the second quarter (April to June) of 2023, according to the Association of British Insurers (ABI). It marks a 7% rise compared to the previous quarter (January to March) and a...
  • What Is 5G Broadband?

    With UK mobile networks rolling out 5G across the UK, the fifth generation of wireless technology could shake up the world of home broadband.  5G is the fifth, and latest, generation of wireless technology. It’s a step up from 4G...
  • Should I Make Mortgage Overpayments?

    When you take out a repayment (capital & interest) mortgage your lender will work out how much you need to pay back each and every month to ensure the mortgage is paid off at the end of the agreed term. If...
  • Mortgage Offers – What You Need To Know

    A mortgage offer confirms that your mortgage application has been accepted and the lender agrees to lend you a sum of money to buy a home – or take over an existing mortgage on a home you already have. If...
  • Getting A Mortgage Agreement In Principle – What You Need To Know

    A mortgage Agreement in Principle (AIP) is a document that indicates that a particular lender would be willing to lend you a specified sum, based on details you’ve provided about your income, spending and debts. An AIP is not a...
  • Types Of Cracks In Your Home – When Should You Worry?

    If you’ve spotted a crack in the wall or ceiling of your home, it’s not necessarily a cause for alarm – many such cracks are cosmetic. However, that’s not always the case. This guide takes a closer look at how...
  • How Much Does It Cost To Neuter A Dog?

    According to a survey by the People’s Dispensary for Sick Animals (PDSA), around seven in 10 dogs in the UK are neutered. Neutering prevents unwanted pregnancies, pregnancy-related illness and has many other health benefits for dogs. It can improve behaviour...
  • 10 Steps To Getting A Mortgage

    The difference between being accepted or rejected for a mortgage can be nothing short of life-changing. Here’s a 10 step guide on how to give yourself the best possible chance of being shown the green light.  Note however, that these...
  • How Much Deposit Do I Need For A Mortgage?

    You’ll need a deposit of at least 5% of your property’s purchase price to get a mortgage. If your deposit is higher than 5%, it will mean you have more mortgage options and lower costs, with the choice improving as...
  • A Guide To Loans For Unemployed People

    If you’re unemployed, borrowing money can be both difficult and expensive – but it’s not impossible.  Without a regular income to repay the loan, many lenders will turn you down for a personal loan if you’re not working. This is...
  • Travelling To France With Your Dog

    Family holidays aren’t complete unless the family pet goes too. With France easily accessible by train, plane and ferry, more and more people are taking their four-legged friend across the channel. The rules about taking your dog to France have...
  • Perfect Pet Insurance Review

    Perfect Pet is a pet insurer which offers pet insurance for dogs and cats from just four-weeks-old, with no upper age limit for older pets. The provider has been in business for more than 20 years and pays 97% of...
  • VetsMediCover Pet Insurance Review

    VetsMediCover is a pet insurance provider. It is part of PetsMediCover Limited which is authorised and regulated by the Financial Conduct Authority. VetsMediCover offers four levels of cover and covers your pet for vets’ bills of up to £10,000 per...
  • Pet Insurance With Immediate Cover

    It can be difficult to find pet insurance with immediate cover – pet owners typically have to wait 14 days before they can make a claim on a new policy.  This applies to all types of pets and almost all...
  • Car Insurance For Women: Our Pick Of The Best

    Women aren’t offered cheaper car insurance than men on the basis of their gender, but they often benefit from cheaper premiums due to the choices they make and the way they drive. Up until 2012, women generally paid less for...
  • What Is A No Claims Discount On Car Insurance?

    A No Claims Discount (NCD) or No Claims Bonus (NCB) can save you money on your car insurance. As the name suggests, you can build up an NCD if you don’t make a claim on your car insurance policy. Having an...
  • Help To Buy London: What Are The Alternatives?

    Government schemes, Help to Buy and Help to Buy London, closed to new applicants on 31 October 2022 – so if you are looking to get on the housing ladder in the capital, what are your options now? Help to...