About
Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of leading national publishers including Business Insider and MyFICO. Clint has redeemed millions of credit card points and miles to book budget-friendly travel and is passionate about helping others do the same.
Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. After starting his own personal finance blog in 2018, Clint quickly began freelance writing for several national publications including Business Insider, MyFICO, Credit Karma, Magnify Money, ChooseFI, DoughRoller and more. Within a year, he was able to quit his job and focus full-time on creating personal finance content.
After accepting his first part-time editor role in 2020, he transitioned to full-time editing work from 2021-2022 before joining Forbes Advisor’s Credit Cards and Travel Rewards editorial team in 2023. Clint has redeemed millions of credit card points and miles to book budget-friendly travel and is passionate about helping others do the same.
In addition to his bucket list of world travel destinations, he would love to visit all 63 U.S national parks. When he’s not editing or traveling, you’ll most likely find him spending time with his wife and two boys with a cup of coffee in his hands.
Expertise
- Earning credit card rewards
- Maximizing points and miles
- Traveling on a budget
- Building credit
- Traveling with kids
Achievements
- 5 years of experience in personal finance journalism
- Contributor to national personal finance brands, including Business Insider and myFICO
- Millions of miles and points redeemed for travel
Other Publications
- What credit score is needed to buy a house?
- How to maximize World of Hyatt rewards
- Do Insurance Companies Use Credit Data?
- What Is a Bad Credit Score and What Is Considered Bad Credit?
- What should I know if I have debts in collection?
- Before You Get a Credit Card Cash Advance, Read the Fine Print
Education
Palm Beach Atlantic University, Bachelor of Science in Organizational Management
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Best Credit Cards For United Flyers Of 2025
United Airlines transported nearly 174 million passengers in 2024. If you’re reading this, there’s a good chance you were one of them. Many flyers can’t wait to hear the sweet roar of a pair of GE or P&W turbofans during... -
Best Visa Credit Cards Of 2025
Today Visa boasts more than 4.7 billion cards as part of a global payment network that processes billions of transactions every year. Although Visa doesn’t issue credit, nearly all major card issuers in the U.S. offer products that are part... -
Best Credit Cards For Costco 2025
Wholesale clubs like Costco have grown in popularity because of the high-quality products offered and opportunities to save on necessities and indulgences alike. Paying with a credit card can unlock valuable rewards and benefits like cash back and flexible travel... -
Best Beginner Credit Cards To Build Credit Of 2025
Building credit from scratch can feel daunting, but picking the right first credit card can help jump-start your journey. There are three main types of starter cards to choose from: student cards, secured cards and no-deposit cards (or unsecured cards).... -
Best Student Credit Cards Of 2025
Student credit cards are a great stepping stone for young adults to transition into a new form of payment. With gentler approval requirements and lower credit limits, you can begin to build your credit while also enjoying potential card benefits... -
Best Store Credit Cards Of 2025
A store card can be tempting, especially with deep discount offers on your first purchase or special financing on large expenses. But before you sign up for a store credit card, make sure you read the fine print and understand... -
Best American Express Credit Cards Of 2025
Using taglines like “Membership has its privileges,” American Express has long marketed itself as an aspirational brand that provides elevated benefits and service to cardholders. While Amex’s menu of cards has changed and grown over time, that underlying message of... -
Best Credit Cards For Study Abroad Of 2025
If you’re preparing to study abroad, you might want to consider applying for a credit card before you leave the country. But even if you’re already living and studying internationally, you can still get a U.S. credit card, as long... -
Best Credit Cards For Construction Companies Of 2025
Managing transactions in the construction industry can be an immense task, which makes it essential for companies to have access to the right business credit cards and associated management tools. Finding the best credit card for construction can save your... -
Best Credit Cards Of 2025
No single credit card is the best option for every family, purchase or budget, but the experts on our credit cards editorial team set out to crunch the numbers to find the top cards for a variety of needs. We... -
Best Credit Cards Without A Social Security Number Requirement Of 2025
Most card issuers in the U.S. ask credit card applicants to provide a Social Security number, but the requirement is not universal for all cards. For those who do not qualify for a Social Security number, there are still options... -
Best Credit Cards For No Credit Of 2025
A complete lack of credit history can be an obstacle to many goals, especially those that involve borrowed capital. Not only will you face difficulty making major car, house or business purchases without the ability to borrow, but landlords, phone... -
Best Credit Cards For Home Improvement Projects Of 2025
A credit card can be a useful tool for home improvements. That’s true whether you’re shopping for a home remodel online or in a big box store. By picking up one of the best credit cards for home improvement, you... -
Best Credit Cards For Nonprofits Of 2025
Like for-profit businesses, nonprofits can also obtain credit cards to make recurring payments, buy supplies online and manage employee travel spending. We’ve chosen the best credit cards for nonprofits and their staff, alongside some guidance on how to choose the... -
Longest 0% APR Credit Cards For Purchases Of 2025
A credit card with a long 0% intro APR period can be an excellent tool for managing your purchases without incurring interest charges. Whether you're planning a big-ticket purchase or looking for a way to consolidate existing debt, these cards... -
Best Credit Cards For Military Of 2025
In recognition of their service, military members are often eligible for significant perks and discounts. Credit cards are no exception. Serving in the military often involves unique financial and lifestyle challenges. Fortunately, there are several credit cards that address these... -
Best Capital One Credit Cards Of 2025
Capital One credit cards are popular for good reason. The issuer has credit card options that run the gamut from cash back to travel rewards to cards aimed at those who are looking to build credit. A common thread among... -
Best Cash-Back Credit Cards Of 2025
Instead of weeding through rules for earning miles and points, sometimes you want rewards you can easily understand—dollars and cents. The best cash-back credit cards of March 2025 keep rewards simple while providing something extra: You’ll find options with low... -
Best Credit Cards For Dining And Restaurants Of 2025
Tired of eating in? Try cooking up some delicious rewards with the best credit cards for dining. Several major card issuers serve up five-star rewards for foodies. Choose the best credit card for restaurants and dining out. -
Best American Airlines Credit Cards Of 2025
If you live near one of American Airlines’ hub cities, the airline is likely your primary option for non-stop flights on your travels. American Airlines offers a myriad of benefits with its credit cards, and the right card can help... -
Best Credit Cards For Recent College Graduates In 2025
College graduates might need a new credit card more than anyone. On one hand, they are likely to have big purchases coming up, such as cars or homes, that will require them to take out major loans. On the other... -
How To Consolidate Credit Card Debt
Careful use of credit cards offers valuable benefits, such as quick access to cash during emergencies and the opportunity to build credit for large purchases like a car loan or mortgage. Select credit cards can also help you fund a... -
Best No Annual Fee Credit Cards Of 2025
Opting for a credit card without annual fees doesn’t mean you need to compromise with a subpar product. Many of the best no annual fee credit cards earn strong rewards and add in other benefits or introductory 0% APRs. While... -
Best American Express Business Credit Cards Of 2025
Terms apply to American Express benefits. See the cardholder agreement for terms and restrictions. American Express is known for its vast collection of valuable perks, generous rewards and extensive transfer partner network. American Express business cards come with as many... -
Best 3% Cash-Back Credit Cards Of 2025
The best 3%+ cash-back credit cards offer a minimum 3% return on purchases within everyday categories such as dining, groceries, gas and more. Using one of these cards could be a good option if your daily spending tilts toward a... -
Best High-Limit Secured Credit Cards Of 2025
High-limit secured credit cards are able to better accommodate the daily spending of cardholders while keeping their credit utilization rate low to enhance their credit score. These cards offer higher credit limits compared to other secured cards, if you can... -
Best Credit Cards For 500 Credit Score Of 2025
Whether your credit score is in the 500s because you’re building your credit from scratch or trying to rewrite credit history after an unexpected financial setback, you might want to look into a secured credit card that you can use... -
Best Credit Cards For Gamers Of 2025
While there are only a couple of cards targeted specifically at gamers, there are credit cards that can help you maximize your rewards on gaming purchases. Whether you’re shopping for a new console, game credit or paying for high-speed internet,... -
Best Business Credit Cards For Bad Credit Of 2025
Poor credit can make qualifying for most business credit cards—or any credit cards, for that matter—difficult. There are options for businesses without great credit, but most require a deposit, so be prepared to opt for a secured card. If you’re...
About
Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of leading national publishers including Business Insider and MyFICO. Clint has redeemed millions of credit card points and miles to book budget-friendly travel and is passionate about helping others do the same.