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Benjamin Curry

Former Investing and Retirement Assigning Editor

About

Ben is the former Retirement and Investing Editor for Forbes Advisor. With two decades of business and finance journalism experience, Ben has covered breaking market news, written on equity markets for Investopedia, and edited personal finance content for Bankrate and LendingTree.

Benjamin Curry is a seasoned journalist and editor with two decades of experience in business and finance reporting. As the former Retirement and Investing Assigning Editor at Forbes Advisor, Ben played a critical role in shaping high-quality investing and personal finance content as part of the publication’s core editorial team. Over the course of his career, Ben has covered breaking market news, written on equity markets for Investopedia, and edited personal finance content for leading platforms like Bankrate and LendingTree.

Ben’s expertise spans equity markets, retirement planning, and personal finance strategy. He brings a deep understanding of market trends and financial analysis to his work, making complex financial topics accessible to readers. Ben’s journalistic portfolio includes crafting editorial strategies, managing large editorial teams, and producing engaging, actionable content for a wide audience.

Expertise

  • Investing and equity markets
  • Retirement planning and personal finance strategy
  • Editorial leadership and content strategy

Achievements

  • Former Assigning Editor for Retirement and Investing at Forbes Advisor
  • Managed and edited high-impact financial content for Bankrate and LendingTree
  • Reported breaking financial news and market trends for Investopedia

Education

  • Bachelor of Arts in Philosophy and Political Science, Dickinson College

  • Capital Gains Tax Rates For 2023 And 2024

    You earn a capital gain when you sell an investment or an asset for a profit. When you realize a capital gain, the proceeds are considered taxable income. The amount you owe in capital gains taxes depends in part on...
    Capital Gains Tax Rates For 2023 And 2024

  • What Is A Roth 401(k)?

    A Roth 401(k) is an employer-sponsored retirement plan that's funded by after-tax dollars. It shares certain similarities with a traditional 401(k) and a Roth IRA, although there are important differences to understand. What Is a Roth 401(k)? A Roth 401(k)...
    What Is A Roth 401(k)?

  • What Is A 401(k) Match?

    A 401(k) match is money your employer contributes to your 401(k) account. For each dollar you save in your 401(k), your employer wholly or partially matches your contribution, up to a certain percentage of your salary. Employer matching is a...
    What Is A 401(k) Match?

  • 403(b) Vs. 401(k): Which Is Better For Retirement?

    Employers offer 403(b) and 401(k) plans to help their employees save for retirement, but chances are you won’t have to choose between them. These two tax-advantaged retirement plans are designed for different kinds of companies: 403(b)s are earmarked for non-profit...
    403(b) Vs. 401(k): Which Is Better For Retirement?

  • What Is A Defined Contribution Plan?

    A defined contribution plan is an employer-sponsored retirement plan funded by money from employers and employees. The money you save for retirement in a defined contribution plan is invested in the stock market, and you may also get valuable tax...
    What Is A Defined Contribution Plan?

  • Pension vs. 401(k): What’s The Difference?

    When it comes to job benefits, an employer's retirement offerings can be the most valuable part of the deal. Pensions and 401(k)s are among the most common retirement benefits you’ll encounter, although they work in dramatically different ways. What Is...
    Pension vs. 401(k): What’s The Difference?

  • Can You Have A Roth IRA And 401K?

    Saving for retirement is a marathon, not a sprint. The more you can contribute today, the better off you’ll be once you start approaching retirement age. For many people, contributing to a Roth individual retirement account (IRA) and a 401(k)...
    Can You Have A Roth IRA And 401K?

  • When Can You Withdraw From A Roth IRA For A Home Purchase?

    In most cases, you can’t withdraw money from your tax-advantaged retirement accounts without penalty until you turn age 59 ½. One exception to this rule is funding a home down payment. Here’s an even better deal: If you withdraw funds...
    When Can You Withdraw From A Roth IRA For A Home Purchase?

  • SEP IRA vs Solo 401(k): Which Should You Choose?

    The ranks of self-employed Americans have grown. According to the Bureau of Labor Statistics, more than 16.5 million Americans reported themselves as self-employed in September 2023. That's more than 10% of all working Americans. Working for yourself doesn’t mean you...
    SEP IRA vs Solo 401(k): Which Should You Choose?

  • What Is A SIMPLE IRA?

    A SIMPLE IRA is a retirement savings plan tailored to the needs of small business owners and sole proprietors. Like other workplace retirement plans, both employers and employees can contribute to a SIMPLE IRA and get access to valuable tax...
    What Is A SIMPLE IRA?

  • SEP IRA: Simplified Employee Pension

    A SEP IRA is a retirement plan designed for self-employed people and small business owners. Formally known as a Simplified Employee Pension, this type of plan lets entrepreneurs establish and contribute to individual retirement accounts for themselves and their employees....
    SEP IRA: Simplified Employee Pension

  • What Is A 401(k)? How Does It Work?

    A 401(k) is an employer-sponsored retirement savings plan. Commonly offered as part of a job benefits package, employees may save a portion of their salary in a 401(k) account, subject to annual limitations. Employers often match a portion of their...
    What Is A 401(k)? How Does It Work?

  • 403(b) vs. 457(b): What’s The Difference?

    Employees of nonprofit organizations and state and local governments benefit from tax-advantaged retirement savings in 403(b) and 457(b) plans. Many workers employed by government entities and nonprofits get either a 403(b) account or a 457(b) account, but in some cases...
    403(b) vs. 457(b): What’s The Difference?

  • 403(b) Plans Help Non-Profit Employees Save For Retirement

    A 403(b) is a tax-advantaged retirement plan designed for non-profit organizations and certain government entities. The 403(b) works a lot like its better-known counterpart, the 401(k), although it offers a few unparalleled benefits like enhanced catch-up contributions for tenured employees....
    403(b) Plans Help Non-Profit Employees Save For Retirement

  • Bitcoin IRA: How To Invest For Retirement With Cryptocurrency

    For many fans of cryptocurrency, investing in Bitcoin for retirement is a natural choice. They believe in the long-term potential of crypto, and they understand the substantial risks of holding BTC over the long term. If you’d like to hold...
    Bitcoin IRA: How To Invest For Retirement With Cryptocurrency

  • What Is a Roth IRA?

    A Roth IRA is a type of investment account that can provide you with tax-free income in retirement. You contribute after-tax dollars to a Roth IRA—in return, withdrawals in retirement are not taxed. Roth IRAs provide additional flexibility for tax-free...
    What Is a Roth IRA?

  • What Is The 10-Year Treasury Yield?

    The 10-year Treasury gets more press than any other government security. Investors pay keen attention to movements in 10-year Treasury yields because they serve as a benchmark for other borrowing rates, such as mortgage rates. When the 10-year yield fluctuates,...
    What Is The 10-Year Treasury Yield?

  • HNWI: High-Net-Worth Individuals

    Once upon a time, being called a millionaire meant you were rich. Today, millionaire sounds almost quaint. The new term for wealthy is high-net-worth individual. Most often referred to as HNWIs, this clinical-sounding acronym is thrown around frequently in the...
    HNWI: High-Net-Worth Individuals

  • Proof Of Stake Explained

    Proof of stake is a consensus mechanism used to verify new cryptocurrency transactions. Since blockchains lack any centralized governing authorities, proof of stake is a method to guarantee that data saved on the network is valid. What Is Proof of...
    Proof Of Stake Explained

  • Proof of Work Explained

    Proof of work is a technique used by cryptocurrencies to verify the accuracy of new transactions that are added to a blockchain. The decentralized networks used by cryptocurrencies and other defi applications lack any central governing authority, so they employ...
    Proof of Work Explained

  • After-Hours Trading Guide

    There’s a sizable market for after-hours trading, and it’s not for the faint of heart. The closing bell shuts the U.S. stock market at 4 p.m. Eastern time each day, but trading continues in other venues after the bell. After-hours...
    After-Hours Trading Guide

  • Estate Planning Basics

    Estate planning might sound like something that’s just for wealthy people with huge beach houses and billions in the bank. But the truth is that estate planning is something we all need to think about. No matter how large or...
    Estate Planning Basics

  • A History Of U.S. Bull Markets, 1957 to 2022

    After eight months of gains, the S&P 500 finally entered a bull market in June 2023. The new bull market hasn't made much progress so far, but history suggests the advances seen since the October 2022 low could be just...
    A History Of U.S. Bull Markets, 1957 to 2022

  • Is The U.S. Economy Heading For Stagflation?

    Stagflation is a period of stagnant economic growth accompanied by persistently high inflation and a sharp rise in unemployment. While stagflation is quite rare—the U.S. has only experienced one sustained period of stagflation in recent history, in the 1970s—it’s become...
    Is The U.S. Economy Heading For Stagflation?

  • How To Buy Stocks

    Stocks play a central role in an investment portfolio, so learning how to buy stocks is your first job as an investor. Between 1926 and 2021, a 100% stock portfolio returned an average 12.3% a year, according to Vanguard—nearly twice...
    How To Buy Stocks

  • Why Is Crypto Down Today?

    Cryptocurrencies saw huge losses on Thursday, with Bitcoin plummeting by over 9% on the day. Many crypto traders are already calling the sudden drop a flash crash. The exact reasons behind this abrupt move lower are somewhat unclear, and various...
    Why Is Crypto Down Today?

  • Worldcoin: The Cryptocurrency That Wants To Scan Your Eyeballs

    After three years in development, digital ID platform Worldcoin officially launched on July 24, 2023. Co-founded by OpenAI CEO Sam Altman, Worldcoin aims to provide its users with a verified digital identity, plus a cryptocurrency token—helpfully named Worldcoin (WLD)—and a...
    Worldcoin: The Cryptocurrency That Wants To Scan Your Eyeballs

  • How Long Do Recessions Last?

    A recession is marked by job losses, a shrinking economy and economic dislocation. In the U.S. today, soaring inflation, supply chain disruptions and geopolitical crises are making many people worry that the economy is heading for a recession. It’s a...
    How Long Do Recessions Last?

  • How To Get Rich: 8 Tips For Building Wealth

    There’s no magic formula for building wealth and getting rich. It’s simple, really: Spend less than you earn, and save as much money as you possibly can. In a world filled with student loan debt, cost-of-living increases, growing inflation and...
    How To Get Rich: 8 Tips For Building Wealth

  • IRA Retirement Calculator

    Are you contributing to a traditional individual retirement account? If the answer is yes, congratulations, you’ve taken a big step towards building a financially secure retirement. Use our traditional IRA calculator to see how much your nest egg will grow...
    IRA Retirement Calculator

About

Ben is the former Retirement and Investing Editor for Forbes Advisor. With two decades of business and finance journalism experience, Ben has covered breaking market news, written on equity markets for Investopedia, and edited personal finance content for Bankrate and LendingTree.