Move money like a fintech—without becoming one.
One integration across ACH and real-time rails. Standardized status, exception handling, and reporting. So your team ships faster and runs payments without the operational drag.

Trusted infrastructure with 16+ years of payments expertise.
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Built for platforms and enterprises that embed payments into their product.
- Real Estate
- Lending
- B2B Fintech
- Insurance
- Healthcare
Dwolla helps real estate platforms move high-stakes funds with traceable outcomes and operational clarity, so teams can reduce fraud exposure, resolve exceptions faster, and operate with confidence when timing and confirmation matter.
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As lenders push faster disbursements and repayments, unclear signals and exceptions create uncertainty. Dwolla standardizes payment status and exception handling so teams can detect failures earlier, reduce returns, and scale with fewer surprises—while supporting ACH and real-time options as needed.
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B2B platforms processing high volumes of payments face a growing burden: manual reconciliation, multiple vendor integrations, and payment logic that multiplies every time requirements change. Dwolla unifies ACH and real-time rails into a single integration so teams can reduce overhead and focus on growth.

Paper checks and file-based transactions slow claims, increase friction, and expose insurers to operational risk. Dwolla helps insurance platforms automate disbursements and collections with consistent status reporting and controls that hold up at scale.

Healthcare payment flows are complex — multiple parties, delayed settlements, and reconciliation overhead. Dwolla helps healthcare platforms modernize bank transfers with standardized status, exception handling, and reporting that reduces manual intervention.
Proven at scale.
One integration. Fewer payment fire drills.
Payments you can track, explain, and trust.
See how platforms and enterprises use Dwolla to reduce operational overhead and ship payment-dependent features faster.What it looks like when payments work.
Real estate platforms eliminating fraud exposure. Lending platforms reducing return rates. B2B platforms cutting reconciliation overhead by 70%. Here's what our customers say.“Our return on investment was almost immediate. We were able to get up and running in no time with Dwolla’s straightforward API. Dwolla’s flexible options such as Same Day ACH gave us the flexibility our customers demand."
“The time savings component is huge for us, as we would have had to hire an additional employee to support our previous payment processes. Dwolla saves us time and provides us with great customer service and responses on the same day. When dealing with service providers—that’s rare.”
“We wanted to capture the speed of money movement today, and Dwolla’s solution is the core piece that helped us digitally transform our funds flow that powers the whole process that makes our product work.”
“Dwolla’s customer service and the ability to get a response from a human being quickly has made our business thrive. The fast turnaround of customer support is the reason we think Dwolla is the backbone of our company.”
Ship payment-dependent features without rebuilding the infrastructure.
Most teams don't need more payment features — they need fewer moving parts. Dwolla's unified API handles ACH, Same Day ACH, and real-time rails so your engineering team integrates once and adds capabilities without adding vendors.

Real-time payments that meet modern expectations.
Payout expectations have changed. Dwolla gives your platform access to the RTP® Network (operated by The Clearing House) and the FedNow® Service (operated by the Federal Reserve) — with consistent status tracking and confirmation — so you can deliver faster settlements without stitching together new integrations.
- Send Real-Time Payments
- Improve Payment Transparency
- Initiate RTP® and FedNow® Transfers From Your Existing Bank

Built to protect high-stakes money movement.
Dwolla protects sensitive financial data through tokenization — replacing account details with non-decipherable tokens — so that information is never exposed across your payment flows. Combined with instant bank verification and 24/7 platform monitoring, you get the security posture that high-stakes money movement demands.

From the Dwolla team.
Payment insights and product updates for teams building what's next.
Q4 2025 | Release Notes
Type-Safe Payments: Introducing Dwolla's New TypeScript SDK
The Future of Lending Payments: Embracing Real-Time Payments and Instant Funding
Predictable payment outcomes at scale.
From first call to go-live — guided implementation, not guesswork. Talk to a payments expert and see how Dwolla fits your stack.