MS = Mint State
FBL = full bell lines
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Raw refers to a coin that isn't sold in a case. Higher end coins are usually encapsulated and graded by a coin grading company such as PGS. A raw coin however isn't. Some people may try to assign numeric grades to a raw coin, however until it is graded by a reputable grading company, that number is only a rough estimate and most likely is going to be different than the coin if graded by a grading company.
Your $5.00 gold coin is a 1/10 ounce gold Bullion coin, the letters MB are the initials of Miley Busiek, she designed the reverse of the coin.
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MS stands for 'Mint State' meaning a coin that shows no wear or damage from circulation.
It usually applies to prices and it means that you pay 60% less. That is, you pay 40% or 0.4 times the original price.