National Housing Policy 2018-2025 - The Right Roadmap?

Housing East Asia

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2019

Housing sector has always been one of the main agendas in any developing countries. Housing provision is more than often been the issue that needed urgent emphasis. Depending on the economic system practiced, some countries practices interventions to achieve its socio economic goals. In a mixed economic system, housing provision in Malaysia is significantly affected by both public and private sector. The urbanization level in Malaysia has increased significantly from 34.2% in 1980 to 71% in 2010, 75% by the year 2020, and up to 80% by 2030. This will significantly increase the population hence demand for housing. Issues on affordability for those in the B40 and M40 to purchase house is prevalent and has becoming more crucial in recent years. Housing policy has been formulated since after independence to address issues in housing sector. Therefore, a look into affordable housing policy will give a deeper understanding on this subject. The objective of this paper is firstly to underst...

IAEME PUBLICATION, 2020

Housing affordability is one of the key variables that can portray the socioeconomic stability and development of a nation. Housing affordability is important so that houses provided are at reasonable and affordable prices for all income groups. These have led the Government of Malaysia in formulating policies and programs aim at ensuring Malaysians have the opportunity and chance to obtain an appropriate place to stay. Meanwhile, Singapore is one of the countries being acknowledged for their successful affordable housing ownership through good housing policies implementation. Consequently, the objective of this research is to analyse the existing housing policies in Singapore and highlight the strength of its policies. The findings showed that the strengths of Singapore housing policies are 1)Government controls 85% of the market for housing while developers only control 15%; 2)Government should assist in loan offering and ensuring that buyers pay less in monthly mortgage payment; 3)Only citizens and permanent residents are allowed to buy a house; 4)Citizens or permanent residents should only be allowed to buy a maximum of 2 houses at the same time; 5)Mandatory monthly deduction up to 15% of salary and 10% of salary from employer to finance the purchase of an affordable house. Based on the findings, questionnaire surveys have been developed and distributed to 350 Affordable Housing: Singapore Housing Policies Analysis and its Implementation in Malaysia http://www.iaeme.com/IJM/index.asp 1029 [email protected] respondents to gain their insights regarding the implementation of Singapore housing policies in Malaysia. Majority of the respondents agreed that Malaysia should implement similar policies to increase the percentage of home buyer in affordable housing based on 115 returned responses received.

… , International Islamic University Malaysia. cost-housing …, 2004

Housing provision for all in any country is very crucial in order to ensure social-economic stability and to promote national development. Therefore the Malaysian government under its 5 year National Plan has introduced the low, medium and high cost housing categories. Under the Seventh Malaysia Plan (1996)(1997)(1998)(1999)(2000) the government for the first time introduced the Low Medium Cost Housing category (previously it was classified together with medium cost housing category) due to the ever increasing demand for housing in this category. This is to ensure that the middle low income group with salary ranging from RM1,501 (USD395) to RM2,500 (USD658) per month able to own a house. However, provision of low medium cost housing or house costing from RM42,001 (USD11,503) to RM60,000 (USD15,789) per unit projected under Seventh Malaysia Plan is very disappointed with only 20.7% or 72,582 unit completed from 350,000 unit targeted nationwide.

Housing provision for all in any country is very crucial in order to ensure social-economic stability and to promote national development. Therefore the Malaysian government under its 5 year National Plan has introduced the low, medium and high cost housing categories. Under the Seventh Malaysia Plan (1996)(1997)(1998)(1999)(2000) the government for the first time introduced the Low Medium Cost Housing category (previously it was classified together with medium cost housing category) due to the ever increasing demand for housing in this category. This is to ensure that the middle low income group with salary ranging from RM1,501 (USD395) to RM2,500 (USD658) per month able to own a house. However, provision of low medium cost housing or house costing from RM42,001 (USD11,503) to RM60,000 (USD15,789) per unit projected under Seventh Malaysia Plan is very disappointed with only 20.7% or 72,582 unit completed from 350,000 unit targeted nationwide.

Journal of Science, Technology and Innovation Policy, 2024

The Malaysian government has implemented and coordinated affordable housing development initiatives to many targeted groups with the aim to spearhead liveable affordable housing and establish an effective regulatory on affordable housing. In order to focus on the direction as well as formulating guidelines for the development of affordable houses, the National Affordable Housing Policy (NAHP) had taken into account the problems and issues faced by the public especially on the inability to own a house at the market rates. Through this policy, several government initiatives were implemented, including Perumahan Penjawat Awam Malaysia (PPAM), Rumah Wilayah Persekutuan (RUMAWIP) and Projek Perumahan Rakyat (PPR). This study was to identify which initiative among those three that offers the best housing needs alongside its goal of implementation, adequate and good quality of home with conducive amenities and environment, affordability and sustainability. The survey questionnaire that was developed was validated and provided to the general public to gain insight and feedback on the effectiveness of the PPAM, RUMAWIP and PPR initiatives. Therefore, the results were summarized according to the public's satisfaction that may be useful in the housing industry and the government for continuous and improvements to ensure continuity in future studies. Results showed that the favourite housing initiative is PPR however many improvements still need to be improved such as pricing, size, facilities and maintenance. Overall, this study is in line with the targeted Sustainable Development Goal (SDGs) 3 of Good Health and Wellbeing as well as Goal 11 of Sustainable Cities and Communities and others which will benefit all.

Environment-Behaviour Proceedings Journal

Drawing on Malaysia as the case study, the objective of this paper is to examine whether the current housing policy and practices in Malaysia are adequate in providing housing opportunities among young people. Utilising the Participatory Action Research (PAR) and the Delphi Technique, this study involved observation and in-depth interviews with key informants in Greater Kuala Lumpur. Two key themes emerged that contributed to the deficiency of housing policy and practices in Malaysia and suggest the development of comprehensive housing policies to address the issue of housing as one of the principles of human rights and improve the quality of life. Keywords: Housing policy; housing practice; young people; housing opportunities eISSN: 2398-4287 © 2022. The Authors. Published for AMER ABRA cE-Bs by e-International Publishing House, Ltd., UK. This is an open access article under the CC BYNC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/). Peer–review under responsibility...

The International Journal of Academic Research in Business and Social Sciences, 2018

The housing development will be the main point to be discussed in this paper. The paper aims to examine general review on housing development in Malaysia especially in providing justifications of strategies and policies involved in housing development since before independence. This is because housing strategies and policies have played role in creating and shaping today’s development and at the same time moving towards more comprehensive strategies of housing development. The paper also illustrates on the changes made by the Malaysia Government towards housing development through policies involved.

This paper discusses the development of housing policy in Malaysia, focusing on the role of state and market in low-income housing provision. Since independence, the state has strongly intervened in the housing sector, and its housing policies have expressed its racial and political preferences in housing development and distribution. The private sector performs better than the public sector. But the excessive state control over housing hinders the development of the market, while the potential of the private sector's capacity is under-utilised. The paper illustrates the problems of the housing system and ends with some recommendations for ways to overcome these problems.

International Journal of Housing Markets and Analysis, 2019

Purpose This study aims to examine the issues and challenges in contemporary affordable public housing schemes and proposes an alternative affordable public housing model for low- and middle-income households in Malaysia. Design/methodology/approach The paper applied qualitative research method. Semi-structured in-depth interviews with four government officials were conducted to understand the provision, framework and working mechanism of selected affordable public housing schemes. A focus group with nine participants was conducted with low- and middle-income households to validate pertaining residential issues and problems in affordable public housing schemes. Findings The overall findings reveal that the growing plights of unaffordability, poor maintenance and mismanagement have undermined the performance of affordable public housing schemes in Malaysia. The paper indicates that Islamic Public–Private Housing Co-operative Model (IPHCM) possibly has a comparative advantage in its d...