Kesehatan bank

Abstrak: Kinerja keuangan merupakan hasil dari pencapaian keberhasilan kondisi keuangan perusahaan pada periode tertentu untuk membantu para investor dalam mengambil keputusan berinvestasi pada suatu perusahaan. Tujuan penelitian ini untuk mengetahui perbandingan kinerja keuangan antara Bank BRI Tbk dan Bank BTN Tbk Periode Tahun 2010-2014. Metode yang digunakan Deskriptif, Alat analisis yang digunakan CAMEL yaitu, CAR, NPL, NPM, ROA, BOPO, LDR yang diambil adalah ikhtisar keuangan dan financial data and ratios di Bursa Efek Indonesia Pada Bank BRI dan Bank BTN Periode 2010-2014. Hasil penelitian menunjukkan terdapat perbedaan yang signifikan kinerja keuangan antara Bank BRI & Bank BTN Periode 2010-2014. sebaiknya Manajemen Bank BTN lebih meningkatkan kinerja keuangan supaya kedepannya memiliki NPM, ROA, dan LDR yang baik, sehingga dapat berada dalam kategori Sehat. Kata kunci: kinerja keuangan, bank, kesehatan bank Abstract: The financial performance is the result of the successful achievement of the company's financial condition at a certain period to assist the investor in making a decision to invest in a company. The purpose of this study was to compare the financial performance of BRI Bank Tbk and BTN Bank Tbk period 2010-2014. The method used descriptive, analytical tool used CAMEL ie, CAR, NPL, NPM, ROA, ROA, LDR taken are financial highlights and financial ratios and the data in the Indonesia Stock Exchange at BRI Bank Tbk and BTN Bank (Persero) Tbk period 2010-2014. The results showed there are significant differences between the financial performance of BRI Bank and BTN Bank period 2010-2014. Management of BTN Bank further improve financial performance in order to have a future NPM, ROA, and LDR so as to be in the healthy category.

Jurnal Bisnis dan Akuntansi

This research aims to provide empirical evident about determinant on banking healthy using the CAMEL (capital, assets, management, earnings and liquidity) method. CAMEL is one method to evaluate the banking performance. Sample are used in this research all company of state own bank, foreign exchange bank, and non-foreign exchange bank from the directory from 2005 until 2007 using purposive sampling method. The result of this research shows that nonperformance loan, return on equity, loan to deposit ratio and reserve requirement have determinant on banking healthy.

Kesehatan Bank dan Kerahasiaan Bank (Bank dan Lembaga Keuangan non Bank), 2018

izin dan karunia-Nya kami dapat menyelesaikan makalah yang berjudul "KESEHATAN DAN RAHASIA BANK" ini. Sholawat dan salam semoga tercurah kepada Rasulullah saw, beserta keluarga, para sahabat dan seluruh umatnya sampai akhir zaman.

Jurnal GeoEkonomi

Penelitian bertujuan untuk mengetahui pengaruh tingkat kesehatan Bank dengan metode RGEC terhadap profitabilitas Bank Badan Usaha Milik Negara. Populasi periode tahun laporan keuangan sedangkan sampel penelitian sebanyak sebelas periode tahun laporan keuangan. Metode penelitian menggunakan pengukuran RGEC dengan variabel Risk Profile proksinya Non Performance Loan, Good Corporate Governance, Earning dengan proksi Beban Operasional pada Pendapatan Operasional dan Capital dengan proksi Capital Adequacy Ratio. Alat analisis menggunakan metode metode analisis linier berganda. Hasil penelitian menunjukan Non Performance Loan, beban Operasional pada Pendapatan Operasioanl, dan Capital adequacy Ratio memiliki pengaruh terhadap Return on Assets, sedangkan Good Corporate Governance tidak memiliki pengaruh terhadap Return on Assets. Tingkat kesehatan Bank menunjukan kesehatan sangat baik.

2006

Bank plays an important role in economy. Allocation of fund an circulation of money become more efficient with the existence of bank. It one factor that promotes stable economic growth. Only healthy bank can maximize its role in economic activities. The Question is what criteria of healthy bank in Indonesia. There are 5 criteria in measuring the health of bank. The criteria are Capital, Asset quality, management, earning, and liquidity (CAMEL). This paper describes and explains how these 5 criteria work.

Akuntabilitas, 2017

This study aims to test how the influence of bank soundness based on Risk Based Bank Rating method of Net Profit at Islamic Bank. Factors or ratios used in the Risk Based Bank Rating assessment include Non Performing Financing (NPF) Risk, Investment Risk (Composition and Level of Profit Sharing on Profit Sharing), Profitability (Operating Cost to Operating Income / BOPO) and Capital (Capital Adequacy Ratio / CAR). This study uses secondary data derived from the quarterly financial statements of Islamic banks in Indonesia period 2012-2016 with a sample of 5 banks. This research uses panel data analysis method. The results of this study indicate that through the f-test shows that all variables affect the Profit of Islamic Bank. While through t-test variable NPF and BOPO have a significant and negative effect to Profit Islamic Bank. Variables of Composition and Level of Profit Sharing on Revenue Sharing have a significant and positive impact on Islamic Bank Profit. While the CAR variable has no effect on the profit of Islamic Bank.