{"id":8780,"date":"2023-06-27T22:54:37","date_gmt":"2023-06-27T22:54:37","guid":{"rendered":"https:\/\/overdraftapps.com\/?p=8780"},"modified":"2023-10-11T21:57:15","modified_gmt":"2023-10-11T21:57:15","slug":"apps-like-ingo","status":"publish","type":"post","link":"https:\/\/overdraftapps.com\/apps-like-ingo\/","title":{"rendered":"Apps Like Ingo Money: Best Check Cashing Apps (Reviewed and Rated)"},"content":{"rendered":"\n<p>Ingo Money allows you to cash checks in minutes &#8211; anytime and anywhere.&nbsp;<\/p>\n\n\n\n<p><strong>No check-cashing lines to wait in. No driving to the store or bank. No hassle or stress.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Ingo Money Pay Anyone Anywhere Any Time\" width=\"1150\" height=\"647\" src=\"https:\/\/www.youtube.com\/embed\/AiEbIXGSH78?feature=oembed&#038;enablejsapi=1&#038;origin=https:\/\/overdraftapps.com\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>With Ingo Money, you can skip the frustrating wait for your bank to post a check deposit to your account. A simple app to use and available 24\/7, it\u2019s worth noting there are downsides to be aware of. Ingo Money comes with fees attached and doesn\u2019t provide access to cash advances or overdrafts &#8211; though we\u2019ve included our top <a href=\"https:\/\/overdraftapps.com\/cash-advance-apps\/\">cash advance app<\/a> picks for you.<\/p>\n\n\n\n<p>So are there other apps like Ingo Money that are better for you?&nbsp;<\/p>\n\n\n<div class=\"cg-box-layout-three    cg-black \"><div class=\"cg-layout-row\"><div class=\"cg-layout-img\"><div class=\"cg-li-photo\"><span class=\"\"><img decoding=\"async\" src=\"https:\/\/overdraftapps.com\/wp-content\/uploads\/2024\/08\/cleo-logo.png\" class=\"cg-img-1\" alt=\"Quick Pick:  Instant Cash Advances and a Side of Sass\"><\/span>                <\/div><\/div><div class=\"cg-layout-content\"><div class=\"cg-text\"><p><span style=\"font-size: 14pt;\"><strong>Why is Cleo one of our favorite cash advance apps?<\/strong><\/span><\/p><ul><li><span style=\"font-size: 12pt;\"><strong>Super speed <\/strong>- Get <strong>up to $250<\/strong> in your bank account today!<span id='easy-footnote-1-8780' class='easy-footnote-margin-adjust'><\/span><span class='easy-footnote'><a href='https:\/\/overdraftapps.com\/apps-like-ingo\/#easy-footnote-bottom-1-8780' title='Subject to eligibility. Amounts range from $20-$250, and $20-$100 for first time users. Amounts subject to change. Same day transfers subject to express fees.'><sup>1<\/sup><\/a><\/span><\/span><\/li><li><span style=\"font-size: 12pt;\"><strong>No, No, No!<\/strong> - No credit check, no interest, no tips, no late fees<\/span><\/li><li><span style=\"font-size: 12pt;\">\ud83d\ude02 \ud83d\ude02 \ud83e\udd23 - <span style=\"text-decoration: underline;\">Hilarious<\/span>, smart money advice you might finally listen to<\/span><\/li><\/ul>                <\/div><div class=\"cg-lc-button\"><span class=\"cta-copy\"><a href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=pOkpNNHYiXU&offerid=1656357.30&type=3&subid=0\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"179159\" data-post-type=\"box\" data-aff-link=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=pOkpNNHYiXU&offerid=1656357.27&type=3&subid=0\" data-style=\"cg-btn-3\" data-post-title=\"Quick Pick:  Instant Cash Advances and a Side of Sass\" data-extra=\"arrow\" style=\"\" target=\"_blank\" rel=\"nofollow sponsored\">Get up to $250 NOW from Cleo<\/a><\/span>                <\/div><\/div><\/div><\/div><div class=\"cg-disclosure\"><\/div>\n\n\n\n<p>We\u2019ve rounded up, reviewed and rated 2023\u2019s best check cashing apps so you can compare features and fees.&nbsp;<\/p>\n\n\n\n<p>Read on to find out more about apps like Ingo Money.<\/p>\n\n\n\n<h2 class=\"wp-block-heading is-style-widget-title\">How does Ingo Money work?<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/1K3A0154-1024x683.jpg\" alt=\"Ingo Money app\" class=\"wp-image-15857\" srcset=\"https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/1K3A0154-1024x683.jpg 1024w, https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/1K3A0154-300x200.jpg 300w, https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/1K3A0154-768x512.jpg 768w, https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/1K3A0154-1536x1024.jpg 1536w, https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/1K3A0154-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Before we delve into alternative apps, let\u2019s first look at the basics of Ingo Money.&nbsp;<\/p>\n\n\n\n<p>With this app, you can cash personal checks, business checks and paychecks. The funds appear within minutes, and you can transfer them to your bank, PayPal account or to a prepaid card. Alternatively, use your funds to pay your credit card bills, buy an Amazon gift card or even split a check with friends.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-vivid-red-background-color has-background\"><tbody><tr><td><strong>???? Overdraft App Tips: <\/strong>Looking for check cashing apps that don\u2019t use Ingo? You may be using Ingo without knowing it. Ingo handles the check cashing functionality for a bunch of apps that may already be on your phone. If you want to cash a check online instantly, certain apps may offer cheaper fees and faster processing times than Ingo.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The following apps and check cashing options and are powered by Ingo:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/overdraftapps.com\/keybank-overdraft-fees\/\">Key Bank<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/overdraftapps.com\/regions-bank-overdraft-fees\/\">Regions Bank<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/overdraftapps.com\/usbank-overdrafts\/\">US Bank<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/overdraftapps.com\/dave-app\/\">Dave<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/overdraftapps.com\/gobank-overdraft\/\">Go2Bank<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/overdraftapps.com\/moneylion-reviews\/\">MoneyLion<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/overdraftapps.com\/venmo-overdraft-guide\/\">Venmo<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/overdraftapps.com\/truist-overdraft-fees\/\">Truist<\/a><\/li>\n<\/ul>\n\n\n\n<p>While Ingo is convenient, you will have to pay fees (more on that below). If you want to find lower fees (or avoid fees altogether), you\u2019ll need to consider the best check cashing apps that aren\u2019t using Ingo. Many of the major bank apps offer check cashing &#8211; and fees may be lower than Ingo Money.<\/p>\n\n\n\n<p>Some of the top bank apps that offer mobile check cashing include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/overdraftapps.com\/wells-fargo-overdraft-fees\/\">Wells Fargo App<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/overdraftapps.com\/chase-overdraft-fee-limits-and-protection\/\">Chase Bank App<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/overdraftapps.com\/how-to-overdraft-up-to-200-with-chime-spotme\/\">Chime App<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/overdraftapps.com\/bank-of-america-overdraft-fee\/\">Bank of America App<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/overdraftapps.com\/pnc-overdraft-fee-guide\/\">PNC Bank App<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/overdraftapps.com\/huntington-bank-overdraft-fee-guide\/\">Huntington Bank App<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/overdraftapps.com\/navy-federal-overdraft-fee\/\">Navy Federal Credit Union App<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/overdraftapps.com\/td-bank-overdraft-fee-guide\/\">TD Bank App<\/a><\/li>\n<\/ul>\n\n\n\n<p><strong>BEFORE YOU GO\u2026<\/strong>If you\u2019re short on funds, Ingo won\u2019t be of much help.&nbsp;<\/p>\n\n\n\n<p>Ingo Money doesn\u2019t not offer <a href=\"https:\/\/overdraftapps.com\/cash-advance-apps\/\">cash advances<\/a> or overdrafts, though this feature is integrated into a number of other apps that do. Keep reading for our recommendation of the top deposit apps like Ingo, plus a bonus list of cash advance apps you should consider this year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading is-style-widget-title\"><strong>Does Ingo Money charge fees?<\/strong><\/h2>\n\n\n\n<p>Yes, to cash a check and get your money in minutes, the standard fee is 1% for payroll and government checks with a pre-printed signature and 4% for all other accepted checks. A minimum charge of $5 applies per check.&nbsp;<\/p>\n\n\n\n<p><strong>Example One: <\/strong>You cash a $500 payroll check. You\u2019ll be charged a 1% fee ($5) plus a $5 minimum fee on your approved check, for a total of $10.<\/p>\n\n\n\n<p><strong>Example Two: <\/strong>You cash a $2,000 cashier\u2019s check and a personal check for $100. You\u2019ll be charged a 4% fee on your cashier\u2019s check ($80). Plus a 4% fee on your personal check ($4). As well as a $5 minimum fee on each individual approved check ($10), for a total of $94.<\/p>\n\n\n\n<p>You can avoid fees if you can wait ten days to get your funds (providing your check is approved and doesn\u2019t return unpaid in that time).<\/p>\n\n\n\n<p><a href=\"https:\/\/ingomoneyapp.com\/faq\/\" target=\"_blank\" rel=\"noreferrer noopener\">Learn more by checking out Ingo Money\u2019s official FAQs.<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading is-style-widget-title\"><strong>3 check cashing apps like Ingo Money<\/strong><\/h2>\n\n\n\n<p>Whether it\u2019s a birthday check from Grandma (Thanks granny!) for your yearly tax refund check, there are plenty of reasons to quickly convert a check into cash from your phone. If you\u2019re looking for an easy way to cash a check online instantly without Ingo, take a look at some of the best options.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>#1 &#8211; Go2Bank app \u2013 Enjoy a bonus $5 when you cash you first check<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0068-1024x683.jpg\" alt=\"get paid two days early with the Go2Bank app\" class=\"wp-image-15881\" srcset=\"https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0068-1024x683.jpg 1024w, https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0068-300x200.jpg 300w, https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0068-768x512.jpg 768w, https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0068-1536x1024.jpg 1536w, https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0068-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/overdraftapps.com\/gobank-overdraft\/\">Go2Bank<\/a> is a mobile bank account with Ingo Money built right in!  <span id='easy-footnote-2-8780' class='easy-footnote-margin-adjust'><\/span><span class='easy-footnote'><a href='https:\/\/overdraftapps.com\/apps-like-ingo\/#easy-footnote-bottom-2-8780' title='Ingo Money is a service provided byFirst Century&amp;nbsp;Bank, N.A. and Ingo Money, Inc., subject to the First&amp;nbsp;Century Bank and Ingo Money Terms and Conditions&amp;nbsp;and Privacy Policy. Fees may apply. All checks&amp;nbsp;subject to review for approval. Click here for more details. '><sup>2<\/sup><\/a><\/span><\/p>\n\n\n\n<p>You can cash a check in minutes just by taking two photos of it with the Go2Bank app.  Since the check cashing is powered by Ingo Money, your funds will go straight into your account, without the need to bounce between apps or put more clutter on your phone. <\/p>\n\n\n\n<p><a href=\"https:\/\/aicl7.com\/c\/aff?lid=5831352&amp;subid1=&amp;subid2=&amp;subid3=&amp;subid4=&amp;subid5=&amp;creative_id=&amp;creative_name=&amp;source_id=&amp;google_aid=&amp;ios_ifa=\" target=\"_blank\" rel=\"noreferrer noopener sponsored nofollow\">You can even get a $5 credit with Go2Bank<\/a> after you cash your first check!<span id='easy-footnote-3-8780' class='easy-footnote-margin-adjust'><\/span><span class='easy-footnote'><a href='https:\/\/overdraftapps.com\/apps-like-ingo\/#easy-footnote-bottom-3-8780' title='Promo code offer is valid only for users who successfully use the $5 promo code in the GO2bank mobile app before the promo code expires on 12\/31\/22. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your GO2bank transaction history. All checks subject to review for approval. Fees may apply. Visit&amp;nbsp;https:\/\/www.ingomoney.com\/partners\/greendot-terms-conditions\/&amp;nbsp;for complete details. Not valid with any other offer. Limit one promotional incentive per GO2bank user and one redemption per registered account. Offer value of $5.00 may only be added to your registered account and may not be redeemed for cash. Offer sponsored by Ingo Money. GO2bank does not endorse or sponsor this offer.'><sup>3<\/sup><\/a><\/span>  Just download the free Go2Bank app and use the promo code <strong>GO2get5<\/strong> when cashing your check.<\/p>\n\n\n\n<p>Go2Bank offers the power of a bank right from your phone.  It has a great set of features, including overdraft protection <span id='easy-footnote-4-8780' class='easy-footnote-margin-adjust'><\/span><span class='easy-footnote'><a href='https:\/\/overdraftapps.com\/apps-like-ingo\/#easy-footnote-bottom-4-8780' title='5 Activated, chip-enabled debit card and opt-in&amp;nbsp;required. $15 fee may apply to each eligible&amp;nbsp;purchase transaction that brings your account&amp;nbsp;negative. Balance must be brought to at least $0&amp;nbsp;within 24 hours of authorization of the first&amp;nbsp;transaction that overdraws your account to avoid&amp;nbsp;the fee. Go2Bank requires immediate payment of each&amp;nbsp;overdraft and overdraft fee. Overdrafts paid at Go2Bank&amp;#8217;s&amp;nbsp;discretion, and Go2Bank does not guarantee that it will&amp;nbsp;authorize and pay any transaction. Learn more&amp;nbsp;about&amp;nbsp;Overdraft Protection (PDF).'><sup>4<\/sup><\/a><\/span> for up to $200 debit card purchases, plus access to your paycheck two days early<span id='easy-footnote-5-8780' class='easy-footnote-margin-adjust'><\/span><span class='easy-footnote'><a href='https:\/\/overdraftapps.com\/apps-like-ingo\/#easy-footnote-bottom-5-8780' title='Direct deposit early availability depends on timing of&amp;nbsp;payor\u2019s payment instructions and fraud prevention&amp;nbsp;restrictions may apply. As such, the availability or&amp;nbsp;timing of early direct deposit may vary from pay&amp;nbsp;period to pay period.'><sup>5<\/sup><\/a><\/span>. Set up your direct deposit with Go2Bank, and you&#8217;ll pay $0 in monthly fees, too!<span id='easy-footnote-6-8780' class='easy-footnote-margin-adjust'><\/span><span class='easy-footnote'><a href='https:\/\/overdraftapps.com\/apps-like-ingo\/#easy-footnote-bottom-6-8780' title='Monthly fee waived whenever you receive a payroll or&amp;nbsp;government benefits direct deposit in the previous&amp;nbsp;monthly statement&amp;nbsp;period. Otherwise, $5 per month.'><sup>6<\/sup><\/a><\/span>&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Fund Availability<\/strong><\/td><td>Minutes (with a fee) | 10 days (no fee)<\/td><\/tr><tr><td><strong>App Fee<\/strong><\/td><td>$5*<\/td><\/tr><tr><td><strong>Check Limits<\/strong><\/td><td>$5 to $5,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center\"><em>*Waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period<\/em><\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Cash checks instantly and get a $5  bonus &gt;&gt;&gt; <a href=\"https:\/\/aicl7.com\/c\/aff?lid=5831352&amp;subid1=&amp;subid2=&amp;subid3=&amp;subid4=&amp;subid5=&amp;creative_id=&amp;creative_name=&amp;source_id=&amp;google_aid=&amp;ios_ifa=\" target=\"_blank\" rel=\"noreferrer noopener sponsored nofollow\">Get started with Go2Bank<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading is-style-widget-title\"><strong>#2 &#8211; ACE Mobile Loads app &#8211; Cash checks in minutes from your smartphone<\/strong><\/h2>\n\n\n\n<p>This app is from the creators of Ingo Money and is a similar <a href=\"https:\/\/overdraftapps.com\/check-cashing-apps\/\">check cashing app<\/a>. With ACE Mobile Loads, you can load most types of checks (between $5 and $2,500 in value) onto your ACE Elite\u2122 Card and access your money in minutes.<\/p>\n\n\n\n<p>A limit of up to $5,000 in check funds can be loaded per day and up to $10,000 in funds per month. The fees for instant processing are the same as the Ingo <a href=\"https:\/\/overdraftapps.com\/money-lending-app-reviews\/\">Money app<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Fund Availability<\/strong><\/td><td>Minutes (with a fee) | 10 days (no fee)<\/td><\/tr><tr><td><strong>App Fee<\/strong><\/td><td>Free<\/td><\/tr><tr><td><strong>Check Limits<\/strong><\/td><td>$5 to $2,500*<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center\"><em>*The maximum funds you may load on your Card using Ingo are $5,000 per day, and $10,000 per month.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading is-style-widget-title\"><strong>#3 &#8211; Lodefast Check Cashing app &#8211; Cash checks and access your money any time and anywhere<\/strong><\/h2>\n\n\n\n<p>The Lodefast Check Cashing app enables you to cash checks from your phone and transfer your money to your bank account or any prepaid debit card. Available from the Lodestar Financial Group, Lodefast was only licensed for use in Florida and California.<\/p>\n\n\n\n<p>Once your check is approved, this app let you access your money in as little as 5 minutes &#8211; though it could take up to one hour. The fees for processing checks range from 3% to 5%, but if you were happy to wait ten days, it\u2019s free.<\/p>\n\n\n\n<p><strong>2023 UPDATE: <\/strong>This app was handy for businesses looking to cash checks quickly but is no longer available.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Fund Availability<\/strong><\/td><td>Minutes (with a fee) | 10 days (no fee)<\/td><\/tr><tr><td><strong>App Fee<\/strong><\/td><td>Free<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading is-style-widget-title\"><strong>Have you thought about grabbing an interest-free cash advance?<\/strong><\/h2>\n\n\n\n<p>Using apps for a remote deposit capture is convenient &#8211; but not foolproof. If your smartphone-deposit hold is longer than usual, you can be left without the funds you need.&nbsp;<\/p>\n\n\n\n<p>To get around this frustrating experience, you can find other ways to access your money quickly while you wait for your check to clear. This is done not by cashing checks instantly, but by claiming a no interest cash advance against your next paycheck.&nbsp;<\/p>\n\n\n\n<p>Since you know your next paycheck will cover the amount you borrow, there\u2019s a safety net available.<\/p>\n\n\n\n<p>If the thought of accessing your earned wages puts a smile on your face (we don\u2019t blame you), here are the best apps for cash.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Dave &#8211; Instant no interest cash advances for up to $500<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0090-1024x683.jpg\" alt=\"Dave cash advances\" class=\"wp-image-15900\" srcset=\"https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0090-1024x683.jpg 1024w, https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0090-300x200.jpg 300w, https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0090-768x512.jpg 768w, https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0090-1536x1024.jpg 1536w, https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0090-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>10 million people <a href=\"https:\/\/dave.sjv.io\/c\/3292955\/1468408\/17295?sid=8901\" target=\"_blank\" rel=\"noreferrer noopener sponsored nofollow\">use Dave to borrow up to $500 nearly instantly with no interest and no credit check<\/a>.<span id='easy-footnote-7-8780' class='easy-footnote-margin-adjust'><\/span><span class='easy-footnote'><a href='https:\/\/overdraftapps.com\/apps-like-ingo\/#easy-footnote-bottom-7-8780' title='ExtraCash\u2122 is a DDA account with overdraft utility that is subject to eligibility requirements. Taking an ExtraCash\u2122 advance will make your account balance negative. Express delivery fees apply to instant transfers. See the&amp;nbsp;&lt;strong&gt;&lt;a href=&quot;https:\/\/dave.com\/extra-cash&quot;&gt;Extra Cash Account Agreement&lt;\/a&gt;&lt;\/strong&gt; for more details.'><sup>7<\/sup><\/a><\/span><a href=\"#easy-footnote-3-8859\"><\/a><\/p>\n\n\n\n<p>The Dave app is free to download and it&#8217;s fast and easy to set up.  You may be eligible for a&nbsp;<a href=\"https:\/\/overdraftapps.com\/dave-app\/\">Dave cash advance<\/a>&nbsp;for as much as $500 as soon as you sign up!  There is no credit check, so bumps on your credit history won&#8217;t get in the way of a fast, no interest advance.  Dave uses a number of factors to review your cash advance request, including how long until your next payday, your history and spending patterns, and how much is deposited into your bank account each month.<\/p>\n\n\n\n<p>With the Dave Debit MasterCard, you can receive your funds instantly (<strong>seriously, like in under a minute!<\/strong>) There is a $1.99 \u2013 $9.99 express fee depending upon the size of your advance. You can use your Dave <a href=\"https:\/\/overdraftapps.com\/how-to-overdraft-a-debit-card-on-purpose\/\">debit card<\/a> to pay for purchases at the millions of merchants who accept Mastercard or to withdraw cash with no fee from thousands of in-network ATMs.  <\/p>\n\n\n\n<p>If you prefer to have your funds sent to your bank debit card, you can have your money in minutes, though express fees do apply.  Not in a hurry?  You can have Dave transfer your cash advance to your bank account within three banking days without express fees. (You do need to subscribe to Dave for $1 per month to access cash advances plus some additional features.) <\/p>\n\n\n\n<p>Your cash advance will be automatically repaid when you receive your next paycheck, but Dave doesn&#8217;t charge late fees, if you need a little extra time. You can borrow again once your advance has been repaid.&nbsp;<\/p>\n\n\n\n<p><strong>Get a cash advance for up to $500 instantly >>> <\/strong><a href=\"https:\/\/dave.sjv.io\/c\/3292955\/1468408\/17295?sid=8780\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Check out Dave<\/strong><\/a><strong> <\/strong><\/p>\n\n\n\n<p><strong>FIND OUT MORE &gt;&gt;&gt; <\/strong><a href=\"https:\/\/overdraftapps.com\/apps-like-dave\/\"><strong>Apps like Dave<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Cleo &#8211; Up to $100 cash advances on your paycheck with a side of AI humor<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0132-1024x683.jpg\" alt=\"Cleo app on a phone\" class=\"wp-image-15840\" srcset=\"https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0132-1024x683.jpg 1024w, https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0132-300x200.jpg 300w, https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0132-768x512.jpg 768w, https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0132-1536x1024.jpg 1536w, https:\/\/overdraftapps.com\/wp-content\/uploads\/2022\/05\/IMG_0132-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Cleo securely links to your current bank account and can provide personalized financial help in as little as 2 minutes. By analyzing your recent transactions, and with a quick chat to the AI bot running the show, Cleo immediately knows where you need a little financial help.<\/p>\n\n\n\n<p>This includes cash advances up to $70 for first-timers (higher than most cash advance apps). This amount can be increased to $100 once you pay back your first advance. Best of all, this feature requires no credit check and no proof of income.<\/p>\n\n\n\n<p>Some <a href=\"https:\/\/overdraftapps.com\/apps-like-cleo\/\">apps like Cleo<\/a> check W2s or ask for proof of employment &#8211; which make it tough if you\u2019re a gig worker. Cleo won\u2019t ask you to prove your hours or employment status, so you can grab an interest-free cash advance without having to jump through hoops.<\/p>\n\n\n\n<p>And, if you\u2019re in a pinch, you can set your repayment date for up to 14 days after you request an advance (and can even extend the payment 14 days later again with zero fees or late charges).<\/p>\n\n\n\n<p><strong>No-interest cash advances for up to $100 &gt;&gt;&gt; <\/strong><a data-wpil=\"url\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=pOkpNNHYiXU&amp;offerid=1273655.15&amp;bids=1273655.15&amp;type=3&amp;subid=0\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Create a Cleo account in two minutes<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Earnin &#8211; The free app offering up to $500 in no-fee cash advances<\/strong><\/h2>\n\n\n\n<p>If your employer is signed up with <a href=\"https:\/\/overdraftapps.com\/earnin-app\/\">Earnin<\/a>, this app could help you out with your cash flow problems.&nbsp;<\/p>\n\n\n\n<p>Earnin allows you early access to your paychecks directly from your smartphone. If you\u2019ve worked but haven\u2019t got paid yet, Earnin has you covered. Access up to $100 of your paycheck per day and up to $500 per pay period.<\/p>\n\n\n\n<p>Getting started is as easy as downloading the app and there are no fees, but the app encourages you to leave a tip (you don\u2019t have to if you don\u2019t want to). Best of all, there\u2019s no interest charged on the amount you borrow, so you won\u2019t have to pay back more than you borrowed.<\/p>\n\n\n\n<p><strong>Looking to compare similar apps? Good thinking >>> <\/strong><a href=\"https:\/\/overdraftapps.com\/apps-like-earnin\/\"><strong>We reveal the best apps like Earnin<\/strong><\/a><strong> <\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How we picked these apps<\/strong><\/h2>\n\n\n\n<p>To come up with this list, we picked 5 apps like Ingo Money, downloaded them onto our phones, and started testing them for a range of metrics. We considered features including fees (upfront or hidden), eligibility, and limits. We also looked for additional features that might benefit everyday Americans living paycheck to paycheck. These include credit checks, speed of accessing funds and overdraft support.&nbsp; We may receive a referral fee if you purchase or use some of the products described in this article.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>for your bank to post a check deposit to your account. However, Ingo Money comes with fees attached, so are there any alternatives worth considering? Find out more about apps like Ingo in this article.<\/p>\n","protected":false},"author":2,"featured_media":8781,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[176],"tags":[11,12],"class_list":["post-8780","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-apps-like","tag-overdraft-apps","tag-overdraft-apps-similar-apps"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Apps Like Ingo Money: Best Check Cashing Apps (Reviewed and Rated)<\/title>\n<meta name=\"description\" content=\"Ingo Money allows you to cash checks in minutes, anytime and anywhere - but it&#039;s not for eveyone. 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