{"id":18200,"date":"2022-11-30T18:55:15","date_gmt":"2022-11-30T18:55:15","guid":{"rendered":"https:\/\/overdraftapps.com\/?p=18200"},"modified":"2023-11-25T01:45:41","modified_gmt":"2023-11-25T01:45:41","slug":"smart-shopping","status":"publish","type":"post","link":"https:\/\/overdraftapps.com\/smart-shopping\/","title":{"rendered":"Holiday Smart Shopping with this Financial App"},"content":{"rendered":"\n

The holidays are here! While it’s a great time of year to indulge, celebrate and be generous, you don’t want to dig a financial hole that could take until July 4th to dig out of. <\/p>\n\n\n\n

Nobody wants to spoil the fun, and the good news is that you can use the Cleo app<\/a> to shop smartly and keep your finances from feeling like they had too much egg nog. Cleo is nothing like those stodgy financial apps that you quickly stop using. She’s a wise-cracking (ok, seriously wise ass) AI-powered money assistant that will keep you seriously entertained while also helping you spend smartly, capture some extra savings and even lend you a few bucks when you need it. <\/p>\n\n\n\n

Or to put it in her own words:<\/p>\n\n\n\n

\"Cleo<\/figure>\n\n\n\n

Slyly layered into Cleo’s crackups is a great set of tools to help you get a better hold on your finances through the holiday season (and all year long too).<\/p>\n\n\n\n

A budget you can actually stick to <\/h2>\n\n\n\n

Budgeting doesn’t have to be a dirty word. You may have quickly quit some of those other budgeting apps<\/a> that give you rigid spending limits that quickly make it seem like you’ll need to live like a pauper. <\/p>\n\n\n\n

You’ll get a different experience with Cleo. The app will automatically categorize your spending as you go, so you can always check your progress in super-easy to understand charts. Your spending plan is flexible, so the app will make changes as life comes at you. And Cleo makes sure that working towards a budget is never that other b-word (Boring!) by hilariously toasting you or roasting you as you hit or miss your goals.<\/p>\n\n\n\n

Best of all, Cleo’s budgeting features are totally free. Not free-trial-but-pay-us-soon-free but really free. <\/p>\n\n\n\n

>>><\/strong> Give Cleo a go here.<\/a><\/strong><\/p>\n\n\n\n

\"cleo<\/figure>\n\n\n\n

Cash-back rewards from your favorite stores<\/h2>\n\n\n\n

Upgrade to a Cleo Plus subscription for $5.99 per month and you’ll unlock a couple features that can put money in your pocket.<\/p>\n\n\n\n

Daily Cash gives you instant cash-back on your spending at some of your favorite stores and merchants. There’s a wide range of big-name brands participating, such as Expedia, Overstock and Etsy, with some offers paying a whopping 7% cash-bank!<\/p>\n\n\n\n

You can also get small Money Maker rewards for completing Cleo’s regular challenges, such as using Cleo everyday for a week. <\/p>\n\n\n\n

Get a little extra cash without getting into debt<\/h2>\n\n\n\n

Sometimes we all need just a few extra bucks, and Cleo doesn’t want you to pay costly overdraft fees or take out a high interest loan to bridge a small gap. So your Cleo Plus subscription also gives you access to no interest cash advances<\/a> for up to $100 with just a few taps in the app. There’s no credit check and no proof of employment required (though other eligibility requirements do apply.)<\/p>\n\n\n\n

Plan ahead, and you can have your cash advance sent directly to your bank account within a few days for no fee. If you need to access some extra cash right away, a $4 express does apply.<\/p>\n\n\n\n

Holiday Hack: No Cost Cash Advances<\/a><\/strong><\/p>\n\n\n\n

\"how<\/figure>\n\n\n\n

<\/p>\n\n\n\n

Overdraft Apps was compensated for this post. This post also contains affiliate links and Overdraft Apps will be compensated if you take action after clicking on links.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

The holidays are here! While it’s a great time of year to indulge, celebrate and be generous, you don’t want to dig a financial hole that could take until July 4th to dig out of. 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