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Available for Opportunities

Ion Mudreac

Chief Technology Officer & AI Engineering Leader

Building world-class engineering cultures grounded in TDD, BDD, XP, and Lean practices. Driving AI-powered digital transformation across fintech, banking, telecom, and intelligence sectors.

27+
Years Experience
450+
Engineers Led
90M+
Users Reached
2
Digital Banks Built
$60M
Budget Managed
30+
Conference Talks
7
Countries
PhD+8
Certifications
Get in Touch
Sectors & Scope
Fintech & Banking Mox, SaFi, SCB
Intelligence & Security DataFusion AI
Telecom & SVOD Singtel, HOOQ
Investment Banking Commerzbank, ML
Current Focus AI-First Engineering

What I Do

Technology executive and AI engineering leader with over 27 years of experience building world-class engineering cultures grounded in Test-Driven Development, Behavior-Driven Development, Extreme Programming, and Lean/Agile practices. I believe great software comes from disciplined engineering — not shortcuts.

I've architected and launched 2 digital banks from scratch — Mox Bank (Asia's first virtual bank) and SaFi Bank Philippines — handling everything from core banking integration, mobile banking app, to regulatory compliance.

Throughout my career spanning 7 countries (Singapore, Hong Kong, Philippines, UAE, Malaysia, Japan, Romania), I've led 450+ engineers and built systems serving 90+ million users.

How I Do It

Across fintech, telecom, SVOD, and intelligence sectors, my expertise bridges cutting-edge AI/ML technologies with enterprise-grade banking infrastructure — from building Local LLMs for multilingual intelligence operations, to deploying ML pipelines for eKYC and fraud detection, to implementing AI-augmented engineering workflows.

Currently focused on the intersection of AI engineering and engineering leadership — using AI to transform how teams build software, while maintaining the engineering discipline (TDD, BDD, XP, CI/CD) that makes quality sustainable at scale. Ongoing technology strategy and AI architecture advisor to fintech startups.

Languages: English, Romanian, Russian, Japanese

Engineering Philosophy

Great products are built by disciplined teams. These are the practices I embed in every engineering organization I lead.

TDD

Write tests first, then code. Design emerges from tests. Red-green-refactor cycle ensures every line of code is intentional, tested, and maintainable. Tests are the specification.

BDD

Shared understanding through living documentation. Given-When-Then scenarios bridge the gap between business and engineering. Everyone speaks the same language — from product to QA to developers.

Extreme Programming

Pair programming, continuous integration, small releases, collective code ownership, and sustainable pace. XP values — communication, simplicity, feedback, courage, and respect — are the foundation of high-performing teams.

Lean / Agile

Eliminate waste, optimize flow, continuous improvement. Value stream mapping, WIP limits, and fast feedback loops. Real agile — not process theater. Deliver value early and often through iterative development.

Continuous Delivery

Every commit is potentially deployable. Automated pipelines from commit to production. Feature flags, canary releases, blue-green deployments. Ship fast, ship safely, ship often.

AI-Augmented Engineering

Using AI to accelerate development, code review, testing, and documentation. AI copilots, automated test generation, intelligent code analysis. Humans set the direction — AI amplifies the execution.

AI & Machine Learning

Practical AI engineering across the full stack — from training and deploying LLMs to building production ML pipelines and AI-driven products.

LLM Development

Building and deploying Local LLMs for speech-to-text, language identification, transcription, diarization, and real-time translation. Multi-language intelligence operations supporting 20+ languages.

DataFusion AI Systems

ML Pipelines

Production ML pipelines using BigQuery, Bigtable, Dataflow, and Google ML toolkit. End-to-end model training, serving, and monitoring for banking-grade reliability and regulatory compliance.

Mox Bank — Standard Chartered

AI-Driven Products

eKYC, video KYC, fraud detection, and credit scoring using Advance.ai OneStop Platform and Vortex.ai. AI-powered risk management serving millions of users across Southeast Asia.

Advance Intelligence Group / SaFi Bank

Data Engineering

Big data analytics platforms using ClickHouse, Apache Airflow, AWS Athena, Lambda, Kafka, and Spark. Multi-source data aggregation, correlation, real-time visualization, and actionable intelligence at scale.

HOOQ Digital / DataFusion

NLP & ASR

Natural Language Processing and Automatic Speech Recognition for multilingual operations. Language identification, transcription, speaker diarization, and real-time translation across 20+ languages.

DataFusion AI Systems

RAG & Fine-Tuning

Retrieval-Augmented Generation for domain-specific knowledge systems. Model fine-tuning for specialized tasks. Building AI agents and autonomous systems for engineering workflows and business automation.

Current Focus

Career Timeline

Group Chief Technology Officer (Group CTO)

DataFusion AI Systems

Dubai / Kuala Lumpur
Oct 2023 – Present
Reports to: CEO · Team: 80+ · Budget: $14M

DataFusion Systems, part of the Lumine Group (previously under Nokia/Siemens), is a global leader in lawful interception and intelligence technologies. The company provides a comprehensive suite of solutions for government and security agencies, including the Intelligence Platform (IPF) for communication data analysis and visualization, the Data Retention System (DRS) for regulatory compliance, and the Monitoring Center (MCng) for lawful traffic interception. Additional offerings include Internet Traffic Analysis (ITA), Tactical Solutions, and Geo-location systems.

  • Technology Leadership: Defined and executed technology and product strategy, delivering secure, scalable, and innovative intelligence solutions
  • Global Team Leadership: Built and led high-performing cross-regional teams across EMEA and APAC, driving collaboration and technical excellence
  • Innovation & R&D: Integrated cutting-edge technologies, including LLM, ASR, and Big Data analytics, to enhance product capabilities
  • AI/ML Strategy & Delivery: Pioneered on-premises NVIDIA GPU LLM/ASR pipeline for multilingual intelligence — speech-to-text, language identification, transcription, diarization, and translation — eliminating cloud dependency for classified intelligence operations
  • Engineering Excellence: Introduced (XP) practices, TDD, ATDD, and Pair Programming to improve code quality, delivery speed, and collaboration
  • AI Development Engineering Practices: Implemented Context-Driven AI development leveraging LLMs and AI agentic flows using GitHub Copilot Chat with IDE integration, streamlining productivity and innovation across teams with code reviews, code generation, testing, and documentation
  • Intelligence Platform Enhancements: Delivered next-generation modules for IP traffic and data context capture, protocol analysis, and OTTA
  • CI/CD Transformation: Designed and deployed fully automated CI/CD pipeline, moving from Legacy to GitLab with build, test, and deployment workflows
  • Big Data Analytics: Built analytics platform using ClickHouse, enabling multi-source data aggregation, correlation, and visualization for intelligence
  • Observability: Implemented modern observability stack (Prometheus, Grafana, Loki, OpenTelemetry) for real-time monitoring and performance insights
  • Agile Transformation: Reorganized product and technology into cross-functional squads, aligning teams and delivery pipelines with strategic goals
  • Product Security & Governance: Owned security architecture for intelligence products and customer deployments — application security, network hardening, and data sovereignty compliance across EMEA/APAC ($14M budget spanning engineering, infrastructure, and AI/ML R&D)
  • AI-First Engineering Culture: Championed AI-augmented development across 80+ engineers — GitHub Copilot, AI code review, automated test generation, and agentic workflows, reducing development cycle time by ~30%

Chief Technology Officer (CTO Digital and Retail Banking)

Advance Intelligence Group

Singapore / Manila
Nov 2021 – Jun 2023
Reports to: CEO · Team: 170+ · Budget: $16M

Series D AI fintech valued at $2B backed by SoftBank Vision Fund and Warburg Pincus. Partnered with investors on technology due diligence and growth scaling strategy. AI-driven eKYC, fraud detection, credit scoring, and Atome — Southeast Asia's largest BNPL platform. SaFi Bank: Philippines digital banking.

  • Venture-Backed Execution: Established SaFi Bank's entire technology organization from zero — recruited and structured teams for core banking, risk management, fraud detection, and mobile application development to deliver digital financial services to unbanked/underbanked populations
  • Back-end Development: Core Banking microservices, Kotlin, Micronaut, Temporal.io, Kafka Pub/Sub, gRPC
  • Front-end Development: Flutter/Dart cross-platform Android/iOS, passwordless authentication and authorization, PKI
  • DevOps/SRE: Cloud native GCP and GKE, deployed as IaC supporting Core Banking Thought Machine
  • Application Security: Compliance with BSP regulatory requirements, using Okta, IAM, Cloudflare WAF/CDN
  • Internal Security: Cloudflare Zero Trust model using HWD YubiKey WebAuth method
  • Desktop Support and Call Center: JAMF device management and Genesys with EDGE for call centers
  • AI/ML Product Leadership: Directed AI strategy and MLOps infrastructure — eKYC (facial recognition, liveness detection), real-time fraud detection, and credit scoring models powering BNPL for millions of users across Southeast Asia (BigQuery, Vortex.ai, Kafka, Alloy DB, Advance.ai OneStop Platform)
  • LLM Integration: Drove LLM adoption (GPT-3.5, Codex) for customer support automation and developer productivity, reducing call center handling time and accelerating feature delivery
  • Cloud-Native Architecture: Orchestrated 170+ engineers building Core Banking microservices (Kotlin, Micronaut, Temporal.io, Kafka) on GCP/GKE with Thought Machine core banking engine
  • Security Architecture & Compliance: Designed end-to-end security architecture (application, network, physical) and achieved BSP regulatory compliance, deploying Cloudflare Zero Trust with YubiKey WebAuthn
  • Multicultural Engineering Leadership: Recruited and led 170+ engineers across nine distributed hubs (India, Philippines, Malaysia, Singapore, China, UAE, Japan, Vietnam, EU), fostering a unified engineering culture

Director Head of SaaS, Cloud Development, and DevOps/SRE

Singtel Enterprise — Singtel Group

Singapore
Jun 2020 – Nov 2021
Reports to: VP Enterprise & 5G · Team: 30+ · Budget: $6M

Singtel is the largest telecommunications company in the Asia Pacific region. Singtel Enterprise provides services to businesses and government agencies including 5G, cloud, cybersecurity, IoT, and voice/collaboration.

  • Led Development and platform support for SaaS Singtel Platform (mybusiness.singtel.com) — .Net and PHP based SaaS B2B portal
  • Led Development for Online eShop platform (99sme.sg) — PHP based e-Commerce B2C portal
  • Cloud billing for AWS, Azure, and GCP using NumPy, Pandas, AWS Lambda, S3, Vue.js, AWS Cognito, API Gateway
  • Cloud resale and AIOps portal (Matrix) running on GCP/GKE, Pulumi Python IaC, Nix
  • Led Day 1, Day 2 Cloud Solution Architecture and Delivery teams covering Financial, Telecom, Transport, and Government industries
  • Solution Architecture for Cloud Migration "Landing Zone", Multi-Cloud Integration and Management, Hybrid Cloud Solutions

Head of Engineering Cloud, SRE, and Data Engineering

HOOQ Digital Inc. — Singtel Group

Singapore
Apr 2019 – Jun 2020
Reports to: CTO · Team: 35+ · Budget: $40M

Joint venture startup between Singtel, Sony Pictures, and Warner Bros. offering OTT video service in Asia. Served 90+ million users across Asia Pacific, competing with Netflix, Amazon Prime, and Hulu.

  • Implemented new microservice architecture with Monorepo and Trunk-based development on GitHub Actions
  • Implemented Single-Sign-On for AWS, GitHub, Elastic, Artifactory, and G-Suite. IaC Terraform, Pulumi on AWS and GCP
  • Migrated to Elastic Cloud from in-house Open Source ELK for in-app search engine and log/metrics aggregator
  • Migrated binary repository from S3 to JFrog Artifactory, AWS ECS to Kubernetes with Istio service mesh
  • Big Data, AI, Data Pipelines based on Apache Airflow, AWS Athena, Lambda Functions

Head of Technology Big Data/AI, Cloud, DevOps/SRE

Mox Bank — Standard Chartered

Hong Kong
Mar 2018 – Apr 2019
Reports to: CEO · Team: 120+ · Budget: $60M

First digital bank in Asia, based in Hong Kong. Joint venture between Standard Chartered Bank, PCCW, HKT, and Trip.com. Operating under virtual banking license granted by HKMA. Mox Bank offers a range of banking services and products, including savings accounts, loans, and payment solutions, all accessible through its mobile app.

  • Founding Engineering Leadership: Built Mox Bank's technology organization from zero as founding engineer — recruited 120+ engineers and established all technical functions (Cloud Engineering, Data/AI, DevOps/SRE, Security)
  • Cloud Engineering on Google Cloud and Amazon AWS with IaC Terraform
  • Microservice messaging bus with Kafka Operator
  • Core banking with Thought Machine
  • CI/CD with Istio, Spinnaker
  • Big Data/ML with BigQuery, Bigtable, Dataflow, Google ML toolkit
  • Security with HashiCorp Vault
  • Monitoring: Stackdriver, Grafana/Prometheus, ELK

Digital Transformation Lead Data Group — DevOps/Cloud Lead

Standard Chartered Bank

Singapore
Jun 2016 – Mar 2018
Reports to: CDO · Team: 450+ · Budget: $30M

Global banking and financial services company operating in 60+ countries. Managed Enterprise Data Management (EDM) program to manage its data assets across the organization, with key components including Data Governance, Data Architecture, Data Quality, Data Integration, and Metadata Management.

  • Enterprise Data Management Integration (EDMI) on Software AG OpenShift, Solace
  • API Gateway Kong and developer portal (developer.sc.com)
  • Robotics Process Automation (RPA) with Openspan and Blueprism
  • AI/ML Instabase Platform (instabase.com)
  • Blockchain Payment system Ripple XRP
  • Enterprise Content Management (ECM): eOps-based workflow and Image Scanning
  • Reference Data Management (RDM): Build/Manage Central Platform for Core Reference Data
  • Integration Services: MQ/MFT/TLM/MDIS
  • Enterprise Workflow Management: GEMS, CERS, CERSTA, iPROMPT, GCC Dashboard

Global Head eFX/FXO App Management & APAC Head FICC

Commerzbank AG

Singapore
Oct 2009 – May 2016
  • Led global eFX low-latency algorithmic trading and FX Options application management across APAC
  • Led FOREX, Money Markets, and Rates Teams for 1st and 2nd Trading Application Support in Asia Pacific Region
  • eFX connectivity business support and FX Murex Cash and Currency Asia Pacific Regional lead

Head Technology for Pacific Rim Global Wealth Management (GWM)

Merrill Lynch

Singapore / Tokyo
Oct 2007 – Nov 2008
  • Front and Back Office FICC and GWM application management
  • Problem and Incident Manager
  • Release Management and Roll-Out Support
  • Vendor Application Management (TRAM, Musketeer, MarginMan) for FX, Treasury, Equity, Bond, Commodity trading desks, Credit & Lending

IT Project Management Consultant — Bond & Equity IT Support Team

Daiwa Securities — SMBC Group

Tokyo
Mar 2007 – Sep 2007
  • Implemented Project Management solution Redmine, running on Linux, PostgreSQL 8, Ruby on Rails
  • Developed Incident Report Database System on Ruby, Java, JDBC, Oracle 8, Solaris 10, Tomcat
  • Source Control Management with SVN, Mercurial
  • Created web-based bug tracking system (Mantis) and knowledge management Wiki on Solaris 10, MySQL5, and PHP5

Chief Technology Officer

Mobiliaria Corp.

Tokyo
Jan 2006 – Jan 2007
  • HA & MPP Clustering Apache2, PHP5, and MySQL5 DB Clustering for mobile multimedia content delivery
  • Financial Industry: MUFG, Shinsei Bank, KDDI, Rakuten Bank — Integration iFlex FlexCube for Core Banking, Branch Banking, Internet Banking, Mobile Banking
  • Mail Servers and LOG analyzer management — Integration Qmail, Postfix, Red Hat Linux 4ES

Management Coordination Office Consultant

Transcontainer Limited — NYK Group

Tokyo
Jan 2003 – Jan 2006
  • Developed Business Strategy for the entire IT department
  • CMS/CMF Intranet System Research & Implementation

University Assistant & Researcher

Academy of Economics Studies

Bucharest
Sept 1997 – Dec 2002
  • Course: Investment Efficiency in IT&C and Mathematical Economic Modelling
  • Published multiple research papers on IT investment efficiency and e-business

Technical Skills

Cloud Computing & IaC

AWS GCP Azure Digital Ocean Linode Vultr OpenShift VMware Terraform Packer Pulumi CloudFormation

Containers & Orchestration

Docker Podman Kubernetes Helm Brigade Draft Istio Traefik Security Architecture

CI/CD & DevOps

ArgoCD Flux Spinnaker Jenkins CircleCI Ansible GitHub Actions Artifactory GitLab GitHub Jira Confluence

Data & AI/ML

Local LLM (GPT, Llama) RAG Fine Tuning Embeddings NLP ASR MLX PyTorch TensorFlow Keras Theano NumPy CNN RNN Hadoop Spark Airflow BigQuery ClickHouse Kafka NATS MLOps Agentic AI

Languages

Python Go Kotlin TypeScript JavaScript Bash Ruby SQL HTML CSS Node.js Nix

Core Banking & Platform

Thought Machine FlexCube Murex Nginx Apache MySQL PostgreSQL Oracle Sybase

Certifications

Google Professional Data Engineer

Google Cloud

Google Professional Cloud Architect

Google Cloud

Google Associate Cloud Engineer

Google Cloud

Amazon AWS Associate Solution Architect

Amazon Web Services

Red Hat System Admin RH124

Red Hat

Scrum Master Certified

Scrum Alliance

ITIL v3

HP IT Professional Certifications

Cisco CCNA

CISCO Networking Academy Program

Conference Talks

The On-Prem AI Challenge: DevOps Strategies for Air-Gapped Success

DevOps Days Singapore 2025 — Panel Discussion

Keynote Speaker

CIO/CDO SEA Live Series Singapore — Oct 2022

Seamless Philippines 2022

September 2022

Cloud-Native CI/CD Done Right

TestingConf ANZ — Apr 2021

End-to-end incident response and resolution

Forefront Events — Oct 2020

Navigating the Intersection of DevOps and Security with DevSecOps

Cloud Expo Asia CrackTheCode — Oct 2020

Architecting the hybrid multi-cloud strategy to strengthen business resilience

IBM/Red Hat - CXOCIETY — Oct 2020

GitOps CI/CD as a code from click to Git to Monorepo in trunk-based development

Cloud Expo Asia Hong Kong — Sept 2020

Cloud-Native: The Future of Software Development

Cloud Expo Asia CrackTheCode DevOps Transformation Series — Aug 2020

Infrastructure as code new paradigm shift in DevOps to GitOps

NUS ISS Digital Agility CoP — Apr 2020

Ensuring Effective API Lifecycle Management to Drive Sustainable Growth

Open APIs Innovation Asia 2020 Conference — Jan 2020

Nginx use case in the Banking sector

1st NGINX Singapore Meetup — Dec 2019

CI Eliminating Intervening Windows Between Commit And Build

2nd DevOps 2019 Conference Singapore — Dec 2019

Infrastructure as Code new paradigm shift in DevOps

Testcon2019 Singapore — Jul 2019

Running the Last Mile to CI/CD: From DevOps to NoOps

QA Financial Singapore — Mar 2019

Deployment EKS with Terraform

Singapore Amazon AWS Meetup — Feb 2019

Singapore DevOps Forum Conference

Dec 2018

Singapore Google Cloud DevFest

Oct 2018

Singapore Agile Testing & Test Automation conference

Oct 2018

Singapore 121 Test Automation and DevOps Day Summit

Aug 2018

Singapore Culture and change management for business transformation

Mar 2018

Singapore Tech Insights: Discover Real-Time Data Analytics with Elastic Stack

Mar 2018

Singapore Fintech Festival 2017 speaker at SCB eXellerator

2017

Singapore DevOps Days 2017

2017

Singapore Cloud Expo 2017

2017

Singapore DevOps Days Conference 2016 Ignite

2016

SCB DevOps conference speaker Singapore, India Bangalore/Chennai, China Tianjin TEDA

2016

Singapore Amazon AWS meetup Presenter on AWS CLI for developers

Mar 2016

Publications

"Real-Time Solutions for Real-Time Trading"

33rd ARA Congress — 2009

"Open-Source GRID solutions for Investment Banking"

32nd ARA Congress — 2008

"Open-Source Software in Enterprise"

31st ARA Congress — 2007

"Quantification Investment in IT&C"

Romanian National University Research Magazine — 2002

"Digital Economy that can influence our understanding of social development"

Romanian National University Research Magazine — 2001

"E-BUSINESS - a new concept which changes the way we do business"

Romanian National University Research Magazine — 2000

"Top-Down, Designing, implementing, and analyzing computer networks"

Romanian National University Research Magazine — 2001

"Efficiency of capital investments in E-commerce"

Romanian National University Research Magazine — 2000

"INTERNET as a business medium"

Romanian National University Research Magazine — 2000

"Important Steps in Preparing for E-Business"

Romanian National University Research Magazine — 1999

"Reality and Perspective of Business on the Internet"

Romanian National University Research Magazine — 1999

"E-commerce: A new way to make business"

Romanian National University Research Magazine — 1999

Open Source Contributions & Hobbies

DevOps Days 2020 organizer committee

NixOS Linux contributor

2018 – Present

Arch Linux contributor

2008 – 2017

Gentoo Linux contributor

2003 – 2007

Road Cycling Cat 2 rider

Squash SSRA B1 Graded

Taekwondo 1st Dan (WTF)

Education & Continuous Learning

Ph.D. in IT Management and Investment Efficiency

Academy of Economic Studies, Bucharest

1998 – 2002

Master's Degree in Efficiency of Investment

Academy of Economic Studies, Bucharest

2000 – 2001

Master's Degree in Project Management

Academy of Economic Studies, Bucharest

1999 – 2000

BA in Management — Major in Corporate Management

Academy of Economic Studies, Bucharest

1993 – 1998

BA in Tourism Management and Commercial Law

EDEN – Management Institute, Bucharest

1991 – 1995

Coaching The British Council 2-day Bootcamp

Singapore, 2021

Machine Learning Tensorflow Google Developers Machine Learning 4-day Bootcamp

Singapore, 2019

Deep Learning with Tensorflow 1-day Bootcamp Data Hack

Bengaluru, 2017

Elastic Search, Elasticsearch Operations I, and Elasticsearch Developer

Singapore, 2017

Red Hat System Administration I (RH124)

Singapore, 2016

ACCI's Profitable Leadership™ Program

Singapore, 2014

KEPNER-TREGOE Learning Center Problem Solving & Decision Training Course

Singapore, 2013

Scrum Alliance Certification Program, Scrum Master Certification, and Agile Project Management Course

Singapore, 2012

HP IT Professional Certifications ITIL v3 for ITSM Certification Course

Singapore, 2010

Bloomberg Tech Training Certification Course

Singapore, 2010

NUS Institute of Systems Science Business Analytics Course

Singapore, 2010

Management Development Institute of Singapore Team Leader Development Training

Singapore, 2010

CCNA & CCDA Courses Certifications

Bucharest, 2002