
Ankita Gupta
Dr. Ankita Gupta Dr. Ankita GuptaM.A.
Supervisors: Prof. Jagdish Narayan ExDean Faculty of Commerce , University of AllahabadAllahabad and Prof. Sudhakar Panda VC Global University Bhubaneshwar
Address: economics department, M.G.K.V- Varanasi
Supervisors: Prof. Jagdish Narayan ExDean Faculty of Commerce , University of AllahabadAllahabad and Prof. Sudhakar Panda VC Global University Bhubaneshwar
Address: economics department, M.G.K.V- Varanasi
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in the economic and social growth and progress in the modern era. In
this respect, there is a rapid thrust for financial inclusion, more so in
emerging economies, such as, India. Society will progress only if there is
financial independence for all the stakeholders and thus the importance
of financial inclusion. Providing access to finance is a form of
empowerment of the vulnerable groups. Access to basic banking
services provides congenial conditions for growth of individuals,
households and private Institutions. Also, social factors like
unemployment and illiteracy are closely connected to the success of
financial inclusion.
Thus a sustainable social development can be simultaneously
achieved alongside financial inclusion. In India, the focus of the financial
inclusion at present is confined to ensuring a bare minimum access to a
savings bank account without frills, to all. Internationally, the financial
inclusion has been viewed in a much wider perspective. Having a current
account / savings account on its own, is not regarded as an accurate
indicator of financial inclusion. 'Financial Inclusion' efforts should offer at
a minimum, access to a range of financial services including savings,
long and short term credit, insurance, pensions, mortgages, money
transfers, etc, all this at a reasonable cost.
The present paper analyses the role and, efforts of RBI and SBI
towards making the process of financial inclusion a success. It
emphasizes the need of financial inclusion for eradicating social
exclusion
The education system in India has been the most
neglected despite economic reforms in 1994. From
millennia, India is the land of iconic women who
played a unique role in governance, policymaking,
defense, religion, etc. and brought many drastic
reforms in society. But 800 years of colonization
by foreign invaders has deteriorated the core moral,
cultural, and educational values of the country. The
Sultanate and Mughal rulers were incredibly
against women‟s education, and Britishers had no
interest in it.
According to the India Census, 2011, the overall
literacy rate in India is 73%. But, women‟s literacy
rate is only 65%. There is a gender gap of around
16% between male and female literacy rates. This
gender split is higher in rural areas. The rural
female literacy rate is only 57%, while the rural
male literacy rate is higher at 77%. However,
according to the All-India Survey on Higher
Education (AISHE)[ report 2018-19], the gender
gap in the country narrowed as compared to the
previous years after several new policy
interventions by current govt. The female students
constituted almost half (approx. 48.6%) of the total
enrolment in higher education. Nevertheless, there
is a long way to go.
This research paper is related to satisfaction of population in primary health care service in Gorakhpur district. Primary health care service is an important public service provided by government for the betterment of primary health care in the Gorakhpur district. The satisfaction ofprimary health care service has been measured with the help of three independent variables (gender, habitat and religion) in respect with main and interaction effects between variables. In this regard, this research paper deals with introduction, review of literature, aim of the study, methodology, analysis of the study and conclusion.
Keyword: Gender, Habitat, Religion, Satisfaction, Quality and Public services.
once for the same income, asset, or financial transaction. Double taxation in
India frustrates the goal of tax neutrality, so double taxation is a tax policy
problem that is worthy of remediation. Limiting double taxation in this context
also seeks to maintain the overarching tax policy goal of tax neutrality,
specifically location neutrality and finally, combating multiple taxation helps
promote an efficient tax system. And also it is not justified in a country like
India to tax the people, falling in the middle and lower income category, more
than once. The paper attempts to find a solution to the menace of double
taxation in India. It has been discussed that whether the government should
continue with both direct and indirect taxes which are a major cause of this
problem or should the government find a middle way by adjusting some of the
components of direct and indirect taxes so that the burden could be eased off
the tax payers. The study is aimed at finding a solution to the problem of
double taxation. In this study a case for progressive GST (Goods and Services
Tax) has been made
constitutional provisions. Drawing on existing literature and various statistics pertaining to female
skill development the objective of this paper is to study the positive or negative impact of
constitutional provisions on skill development especially female skill development and, to examine
the influence of Right to Skill development on initiating gender equality in skill development in
negative or positive manner.
It also highlights some of the issues and, barriers to girls’ education. Based on an analysis of
emergent issues, some recommendations and suggestions are offered in terms of grassroots level
interventions, strategic initiatives and enabling policy framework, towards improving girl's access to
education. Findings: The outcomes demonstrated that skill development is found to have a
significant impact on the participation of girl’s labor force. The only drawback that discourages the
commercial employment of girl are the concepts of culture and social norms. Practical
Implications: A higher participation of females in computer science, engineering and technologyoriented
jobs would spur innovation and economic advances in all countries. Originality
Statement: The research also depicted procedures to accomplish girl’s participation as a
fundamental requirement for the achievement of developmental goals.
Is student competent for evaluating a teacher’s performance? We all know that
teachers are appointed on this criterion of evaluating and, teaching students, but can
teachers be justifiably evaluated by them. Teachers learn from their students, they
grow if they have good students but are it right that the students taught and, evaluated
by teachers can evaluate the performance of teachers. The answer is Yes and NO. The
first thing noted in this is student’s mental frame of mind, they dislike the teacher’s
who are strict, make fun of their punctuality and , often are in favour of teachers who
are more yielding to their students. Now if a student can make the evaluation of
teachers it should be made so as to improve teacher’s performance and, not in career
advancement. In fact the issue is not student should evaluate the teacher but how his
evaluation is used for improving the performance of teachers. Don’t use students
evaluation as carrot and stick rather use it as a tool to improve teaching? Few faculty
members question the usefulness of ratings in providing feedback about teaching that
can result in improved instruction, but many continue to challenge student rating use
in making personnel decisions. In assessing overall teaching performance, the primary
concern is with the quality of the instruction. Quality encompasses such dimensions
as intellectual rigor in courses, skill in elucidating difficult material, accessibility to
students, interest in students' academic progress, and ability and willingness to assess
that progress thoroughly and fairly.
KEY WORDS: Student Evaluation, Teacher Performance, Teacher’s Effectiveness,
Education Quality
in the economic and social growth and progress in the modern era. In
this respect, there is a rapid thrust for financial inclusion, more so in
emerging economies, such as, India. Society will progress only if there is
financial independence for all the stakeholders and thus the importance
of financial inclusion. Providing access to finance is a form of
empowerment of the vulnerable groups. Access to basic banking
services provides congenial conditions for growth of individuals,
households and private Institutions. Also, social factors like
unemployment and illiteracy are closely connected to the success of
financial inclusion.
Thus a sustainable social development can be simultaneously
achieved alongside financial inclusion. In India, the focus of the financial
inclusion at present is confined to ensuring a bare minimum access to a
savings bank account without frills, to all. Internationally, the financial
inclusion has been viewed in a much wider perspective. Having a current
account / savings account on its own, is not regarded as an accurate
indicator of financial inclusion. 'Financial Inclusion' efforts should offer at
a minimum, access to a range of financial services including savings,
long and short term credit, insurance, pensions, mortgages, money
transfers, etc, all this at a reasonable cost.
The present paper analyses the role and, efforts of RBI and SBI
towards making the process of financial inclusion a success. It
emphasizes the need of financial inclusion for eradicating social
exclusion
The education system in India has been the most
neglected despite economic reforms in 1994. From
millennia, India is the land of iconic women who
played a unique role in governance, policymaking,
defense, religion, etc. and brought many drastic
reforms in society. But 800 years of colonization
by foreign invaders has deteriorated the core moral,
cultural, and educational values of the country. The
Sultanate and Mughal rulers were incredibly
against women‟s education, and Britishers had no
interest in it.
According to the India Census, 2011, the overall
literacy rate in India is 73%. But, women‟s literacy
rate is only 65%. There is a gender gap of around
16% between male and female literacy rates. This
gender split is higher in rural areas. The rural
female literacy rate is only 57%, while the rural
male literacy rate is higher at 77%. However,
according to the All-India Survey on Higher
Education (AISHE)[ report 2018-19], the gender
gap in the country narrowed as compared to the
previous years after several new policy
interventions by current govt. The female students
constituted almost half (approx. 48.6%) of the total
enrolment in higher education. Nevertheless, there
is a long way to go.
This research paper is related to satisfaction of population in primary health care service in Gorakhpur district. Primary health care service is an important public service provided by government for the betterment of primary health care in the Gorakhpur district. The satisfaction ofprimary health care service has been measured with the help of three independent variables (gender, habitat and religion) in respect with main and interaction effects between variables. In this regard, this research paper deals with introduction, review of literature, aim of the study, methodology, analysis of the study and conclusion.
Keyword: Gender, Habitat, Religion, Satisfaction, Quality and Public services.
once for the same income, asset, or financial transaction. Double taxation in
India frustrates the goal of tax neutrality, so double taxation is a tax policy
problem that is worthy of remediation. Limiting double taxation in this context
also seeks to maintain the overarching tax policy goal of tax neutrality,
specifically location neutrality and finally, combating multiple taxation helps
promote an efficient tax system. And also it is not justified in a country like
India to tax the people, falling in the middle and lower income category, more
than once. The paper attempts to find a solution to the menace of double
taxation in India. It has been discussed that whether the government should
continue with both direct and indirect taxes which are a major cause of this
problem or should the government find a middle way by adjusting some of the
components of direct and indirect taxes so that the burden could be eased off
the tax payers. The study is aimed at finding a solution to the problem of
double taxation. In this study a case for progressive GST (Goods and Services
Tax) has been made
constitutional provisions. Drawing on existing literature and various statistics pertaining to female
skill development the objective of this paper is to study the positive or negative impact of
constitutional provisions on skill development especially female skill development and, to examine
the influence of Right to Skill development on initiating gender equality in skill development in
negative or positive manner.
It also highlights some of the issues and, barriers to girls’ education. Based on an analysis of
emergent issues, some recommendations and suggestions are offered in terms of grassroots level
interventions, strategic initiatives and enabling policy framework, towards improving girl's access to
education. Findings: The outcomes demonstrated that skill development is found to have a
significant impact on the participation of girl’s labor force. The only drawback that discourages the
commercial employment of girl are the concepts of culture and social norms. Practical
Implications: A higher participation of females in computer science, engineering and technologyoriented
jobs would spur innovation and economic advances in all countries. Originality
Statement: The research also depicted procedures to accomplish girl’s participation as a
fundamental requirement for the achievement of developmental goals.
Is student competent for evaluating a teacher’s performance? We all know that
teachers are appointed on this criterion of evaluating and, teaching students, but can
teachers be justifiably evaluated by them. Teachers learn from their students, they
grow if they have good students but are it right that the students taught and, evaluated
by teachers can evaluate the performance of teachers. The answer is Yes and NO. The
first thing noted in this is student’s mental frame of mind, they dislike the teacher’s
who are strict, make fun of their punctuality and , often are in favour of teachers who
are more yielding to their students. Now if a student can make the evaluation of
teachers it should be made so as to improve teacher’s performance and, not in career
advancement. In fact the issue is not student should evaluate the teacher but how his
evaluation is used for improving the performance of teachers. Don’t use students
evaluation as carrot and stick rather use it as a tool to improve teaching? Few faculty
members question the usefulness of ratings in providing feedback about teaching that
can result in improved instruction, but many continue to challenge student rating use
in making personnel decisions. In assessing overall teaching performance, the primary
concern is with the quality of the instruction. Quality encompasses such dimensions
as intellectual rigor in courses, skill in elucidating difficult material, accessibility to
students, interest in students' academic progress, and ability and willingness to assess
that progress thoroughly and fairly.
KEY WORDS: Student Evaluation, Teacher Performance, Teacher’s Effectiveness,
Education Quality
More and more states are now turning to fiscal reforms as the only way out of the financial crisis they are facing. Uttar Pradesh is not far behind. Uttar Pradesh, the most populous state of India, with 16% of India’s population offers the country the largest market. Uttar Pradesh is passing through fiscal crisis as there is a lack of financial prudence. The State has taken an initiative to implement some of the reforms in the recent years. Serious deterioration in government fiscal finances in the late 1990s and early 2000s asked for prudent fiscal management. The fiscal deterioration of 1990s and 2000s led to elevated levels of debt liabilities at both the national and sub-national level. Uttar Pradesh (UP) fiscal position during 1990s and 2000s was one of the most vulnerable. Fiscal and revenue deficit and debt levels were appallingly high creating unmanageable pressure on fiscal finances. The UP government has enacted its FRBMA in 2004 with the aim to arrest rising deficits and debt which mandated reduction in deficit and debt levels within a limit in a given time frame. The sustainability analysis has been made in the current study to capture the effect of reforms on debt position and to assess sustainability of debts in pre and post FRBMA years. The study focuses on the trends of the revenues, expenditures and fiscal indications of Uttar Pradesh during the last ten years. The paper also reviews the recent trends in the major fiscal indicators and the pattern of debt sustainability of Uttar Pradesh.
Key Words: Debt Sustainability, Sub-national Government, State Finances, FRBM Act, Uttar Pradesh.
JEL Classification: H62, H63, H72.
A Paper Submitted for presentation in the XII Annual Conference of Uttar Pradesh Uttarakhand Economic Association
Venue: M.G. Kashi Vidyapeeth, Varanasi
Date: 23-24 October 2016
Dr. Ankita Gupta*
• Dr. Ankita Gupta , Assistant Professor Department of Economics, M.G.Kashi Vidyapeeth Varanasi-221005
Augmenting the Process of Skill Development in India and Uttar Pradesh -the Way Forward
ABSTRACT
India has seen rapid growth in recent years, driven by the growth in new-age industries. The increase in purchasing power has resulted in the demand for a new level of quality of service. However, there is a large shortage of skilled manpower in the country. In the wake of the changing economic environment, it is necessary to focus on inculcating and advancing the skill sets of the young population of the country. India lags far behind in imparting skill training as compared to other countries. Only 10% of the total workforce in the country receives some kind of skill training (2% with formal training and 8% with informal training). Further, 80% of the entrants into the workforce do not have the opportunity for skill training (ILO,2011)
The skill capacity has been assessed in the form of general education and vocational training level of the Indian workforce in the age group of 15-59 and which was found to extremely low i.e. around 38% of the workforce are not even literate, 25% are having below primary or up-to primary level of education and remaining 36% has an education level of middle and higher level whereas only 10% of the workforce is vocationally trained (with 2% formal and 8% informal training).
Merely 8 percent of all Senior Secondary Schools in India impart VE. Only 3 percent of the students are under the ambit of VE against the target of 25% of all Grade 11-12 students. The enrolment in vocational stream is quite low in Indian Schools compared to China, Russia, Indonesia, Mexico and South Africa. Absence of linkage with changing market needs and dominance of supply-side factors are significant. Employability of the pass-outs is a critical issue. As compared to western economies where there is a burden of an ageing population, India has a unique 20–25 years window of opportunity called the “demographic dividend.” The result is low dependency ratio, which can provide a comparative cost advantage and competitiveness to the economy (Krishnamurthy, Khandelwal, 2011)
For these reasons and several others, the aim of the paper is to understand and comprehend the issues surrounding vocational education and training with reference to Uttar Pradesh.
The Paper is divided into three sections; the first section depicts the present scenario of Education with basic statistical inputs; the second section discusses the projected Demand for Skill Development in India; the third section analyses the various initiatives taken for skill development in India and Uttar Pradesh, and the Way forward.
Keywords –Skill Development, Higher education, Skill Development policy, Dependency-Ratio, Demographic Dividend, Capacity-Building
human needs. It has both material and nonmaterial dimensions. The
material dimension relates to deprivation in consumption including items
such as food, clothing, durables, shelter, health, education and
connectivity. Nonmaterial dimension relates to deprivation associated
with such phenomena as discrimination based on gender, religion, race
or caste. India is the second most populous country after China with
about 1.2 billion people and isthe seventh largest country in the world
with an area of 3,287,000 km². The highly contrasted country has
enjoyed growth rates of up to 10% over many years and is one of the
largest economies in the world, with a gross domestic product (GDP)
of 1,644 billion US dollars. But only a small percentage of the Indian
population has benefited from this impressive economic boom so far,
as the majority of people in India are still living in abject poverty.
The soon-to-be-largest country in the world has been reducing
extreme poverty fast and the world may have underestimated India's
achievements. India's last household survey of 2017/18 captures
household consumption more comprehensively. The pandemic struck
India when it recorded its lowest economic growth in over a decade.
The slowing economy had disproportionately impacted the rural areas,
where the country's majority of consumers and poor reside. Even in
absence of any official data, one could perceive a rise in rural poverty.
Unemployment was high; consumption expenditure was constantly
coming down; and public spending on development was stagnant. These
three factors together dictate the wellbeing of an economy.