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2000/20 = 100 20 goes into 2000 by 100 times.
20
40 goes into 100 twice with a remainder of 20.
100
100*(39-20)/20 = 100*19/20 = 95%100*(39-20)/20 = 100*19/20 = 95%100*(39-20)/20 = 100*19/20 = 95%100*(39-20)/20 = 100*19/20 = 95%