CashFlowMapper

Get working cash clarity in minutes. Open CashFlowMapper, select the period you want to manage, and decide how fine you need the view—daily, weekly, or monthly. Bring in your historical figures by connecting your accounting system or dragging in a CSV from your online banking download. Set your opening balance, map each bank or ledger line to the right category, and you’ve built your starting point for a live plan that mirrors how money actually moves.

Now shape the future. Add regular items like payroll, rent, subscriptions, loan repayments, and taxes with their real payment dates. Layer in variable inflows: sales forecasts, invoice pipelines, and expected receipt timing (for example, 30 or 45 days after issue). If timing is uncertain, create ranges or alternative schedules so you can compare outcomes. Tweak payment terms, split larger bills over multiple weeks, or push a supplier run out a few days to see the impact. Turn on a rolling horizon so your forecast always extends a set number of weeks or months ahead; as each day closes, the plan shifts forward automatically, carrying actuals into the history and keeping your look‑ahead up to date without manual rebuilds.

When it’s time to share, export the plan straight to Excel. You’ll get a clean, presentation‑ready workbook with time buckets, subtotals, and categories laid out for quick review, sensitivity analysis, and inclusion in board packs. Use one version for management, another for lenders or investors, and keep a baseline for variance tracking. If you need to test a what‑if—such as a price change, a hiring delay, or an equipment purchase—clone your plan, edit the relevant rows, and compare the closing balances side by side before you commit.

Different roles can slot this into their weekly rhythm. Founders and finance leads can run a Monday cash stand‑up by scanning the next 13 weeks for gaps, then scheduling collections or adjusting outflows to protect the floor. Startups can map burn rate, subscription renewals, and expected funding dates to gauge runway under best and conservative cases. Project‑based teams can schedule milestone billings against supplier draws to confirm they won’t hit a mid‑project dip. Retailers can front‑load inventory purchases, place seasonal sales assumptions, and verify they’ll have the headroom to reorder at peak. Freelancers and agencies can track invoices, typical client payment behavior, and tax set‑asides to avoid end‑of‑quarter surprises. In every case, the workflow is simple: load actuals, schedule what’s ahead, extend the horizon, and export a plan you can act on today.