DATA MODERNISATION · PLATFORM · FINANCIAL SERVICES

In financial services, latency is risk.

Real-time, compliant data pipelines for banks, fintechs and insurers on AWS. Fraud detection, payments processing, risk monitoring and regulatory reporting. All running on live data, not yesterday’s batch.

Real-time

Decisions replace batch latency

Compliant

Regulated data, in every region

Kafka

Apache Kafka, Confluent and Apache Flink

THE PROBLEM

Batch processing is the bottleneck between your data and your decisions

Batch-driven architectures introduce delays between transaction events and the systems that act on them. That gap is where fraud happens, where risk accumulates, and where customers experience friction. This engagement closes it, replacing batch latency with continuous, event-driven data movement across your entire financial services stack.

FINANCIAL SERVICES USE CASES

Four workloads where real-time data is not optional

FRAUD AND RISK

Real-time fraud detection

React in milliseconds, not minutes.
Stream transaction events and apply in-flight enrichment, scoring and anomaly detection. Fraud signals acted on before the transaction settles, not after the chargeback arrives.

PAYMENTS

Event-driven payments processing

Modern payment infrastructure requires continuous data flow.
Low-latency, event-driven architecture for digital payment systems. Real-time state management, idempotent processing and audit-ready event streams for every transaction.

RISK AND COMPLIANCE

Risk monitoring and regulatory reporting

Threshold breaches detected as they happen, not at end of day.
Continuously track exposures, detect threshold breaches and maintain audit-ready data pipelines. Compliance reporting built on immutable event streams, not reconstructed from batch exports.

PERSONALISATION

Customer 360 and real-time personalisation

Relevant at the moment that matters.
Real-time customer insights across channels. Live behavioural signals feeding recommendation engines and next-best-action systems without the 24-hour batch delay that makes them irrelevant.

TECHNICAL ARCHITECTURE

Built on Apache Kafka, Confluent and Apache Flink

SOURCE INGEST PROCESS GOVERN DELIVER Core Banking Transactions / Events CDC Database changes APIs / Webhooks External events Apache Kafka Amazon MSK Topic partitioning Apache Flink Enrichment · Scoring ksqlDB · Aggregation Schema Registry Confluent · RBAC Data lineage Fraud Detection Amazon Redshift Amazon DynamoDB Amazon Bedrock Sub-100ms end-to-end

Apache Kafka and Amazon MSK

High-throughput, durable event streaming. The backbone of every real-time financial data pipeline.

Confluent Platform

Enterprise Kafka with Schema Registry, RBAC and Confluent Control Centre for governance and observability.

Apache Flink and ksqlDB

Real-time stream processing for enrichment, aggregation, correlation and in-flight anomaly detection.

Amazon Redshift and OpenSearch

Delivery to analytical and operational stores. Historical analysis alongside real-time decisioning.

AWS Glue and Amazon S3

Schema-governed ingestion and durable event storage. The foundation for data lineage and audit trails.

Amazon DynamoDB

Low-latency operational data store for serving real-time features to decisioning systems and APIs.

Amazon Bedrock

AI and ML integration on top of the real-time data layer. Fraud models, risk scoring and personalisation.

AWS IAM and encryption

Fine-grained access control, encryption in transit and at rest, aligned to FSI security requirements across Africa and the Middle East.

BUILT FOR REGULATED ENVIRONMENTS

Compliance and audit-readiness from the architecture up

End-to-end data lineage

Every event traceable from source to destination. Schema versioning and change data capture provide complete auditability for regulators.

Schema governance

Schema enforcement and version control via Confluent Schema Registry. Data contracts enforced at the pipeline boundary, not after the fact.

Encryption everywhere

Encryption in transit and at rest across all pipeline components. Aligned to FSI security standards and regional data protection obligations (POPIA, GDPR, DIFC PDPL).

Fine-grained access control

RBAC at the topic, cluster and application level. Access policies enforced through AWS IAM and Confluent RBAC.

Immutable event streams

Audit-ready event logs that can’t be modified after the fact. Regulatory reporting built on the source of truth, not derived summaries.

Regional data governance compliance

Data stays in your AWS account. Processing pipelines designed to minimise PII exposure and enforce data minimisation at the architectural level.

DELIVERY MODEL

Outcome-driven. Agile. With knowledge transfer throughout.

01

Discovery

Source systems, data volumes, latency requirements, compliance obligations

02

Design

Architecture design, schema definitions, processing topology, governance framework

03

Integration and streaming

CDC setup, pipeline build, stream processing implementation, delivery to target systems

04

Enablement

Team training, operational runbooks, monitoring dashboards and alerting configured

05

Handover

Production sign-off, documentation and transition to Managed Event Streaming Platform

DELIVERED FOR REGULATED FINANCIAL SERVICES ORGANISATIONS ACROSS AFRICA AND THE MIDDLE EAST

LSD Open customer Standard Bank
LSD Open customer ABSA
LSD Open customer Investec
LSD Open Customer Discovery

NEXT STEP

Ready to move from batch to real-time?

Tell us about your current data architecture and the use case you’re trying to unlock. We’ll scope the engagement from there.