PagoForms: Mercado Pago Payments

설명

PagoForms connects WPForms with Mercado Pago Checkout Pro, enabling you to accept payments from across Latin America directly through your WordPress forms.

Supported Payment Methods

  • Credit cards (Visa, Mastercard, American Express, and local cards)
  • Debit cards
  • Cash payments (Rapipago, PagoFacil, OXXO, Boleto, and more)
  • Mercado Pago wallet and balance
  • Bank transfers

Supported Countries

  • Argentina (ARS)
  • Brazil (BRL)
  • Mexico (MXN)
  • Colombia (COP)
  • Chile (CLP)
  • Uruguay (UYU)
  • Peru (PEN)

How It Works

  1. Create a WPForms form with payment fields (Single Item, Total, Email)
  2. Enable Mercado Pago in the form’s payment settings
  3. Users fill out your form and are redirected to Mercado Pago’s secure checkout
  4. After payment, users return to your site with a confirmation
  5. Payment status is updated automatically via webhooks

Requirements

  • WordPress 5.8 or later
  • WPForms Lite or Pro 1.8.0 or later
  • A Mercado Pago account with API credentials
  • PHP 7.4 or later

External Services

This plugin connects to the Mercado Pago API to process payments. When a user submits a form with Mercado Pago enabled, the following data is sent to Mercado Pago’s servers:

  • Payment amount and currency
  • Item title and description
  • Payer email address (if provided)
  • Your site URL (for return redirects and webhooks)

Mercado Pago API endpoints used:
* https://api.mercadopago.com/checkout/preferences (create payment preferences)
* https://api.mercadopago.com/v1/payments/{id} (verify payment status)
* https://api.mercadopago.com/users/me (connection test)

By using this plugin, you agree to Mercado Pago’s terms:
* Mercado Pago Terms of Service
* Mercado Pago Privacy Policy

설치

  1. Upload the pagoforms folder to /wp-content/plugins/
  2. Activate the plugin through the Plugins menu
  3. Go to PagoForms > Settings in the WordPress admin menu
  4. Enter your Mercado Pago Access Token (sandbox for testing, live for production)
  5. Select your currency
  6. Create or edit a WPForms form, go to Payments > Mercado Pago, and enable it

Getting Your Mercado Pago Credentials

  1. Log in to the Mercado Pago Developers Dashboard
  2. Go to Your Integrations > Create application (or select existing)
  3. Navigate to Credentials
  4. Copy the Access Token (test for sandbox, production for live payments)

FAQ

Does this work with WPForms Lite?

Yes, WPForms Lite includes payment fields. However, the payment tracking features (WPForms > Payments screen) require WPForms Pro.

Can I test payments without real money?

Yes. Enable Sandbox Mode in PagoForms > Settings and use your test Access Token. Use test card names like “APRO” for approved, “OTHE” for rejected.

What happens if the user closes the browser during payment?

Mercado Pago sends webhook notifications to your site. Even if the user does not return to your site, the payment status will be updated automatically.

Does it support recurring payments?

Not in this version. Recurring payments via Mercado Pago Preapproval API will be available in a future premium version.

후기

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변경이력

1.0.2

  • Improved webhook signature validation with timestamp tolerance check
  • Added idempotency guards to prevent duplicate payment meta on webhook retries
  • Added admin notice when webhook secret is empty in live mode
  • Updated smoke test to be version-agnostic

1.0.1

  • Fixed version consistency across plugin header and constants
  • Minor internal improvements to payment verification flow

1.0.0

  • Initial release
  • Mercado Pago Checkout Pro integration (redirect flow)
  • Support for 7 Latin American countries and currencies
  • Webhook handler for asynchronous payment updates
  • Server-side payment verification
  • x-signature webhook validation
  • Sandbox/live mode toggle
  • Connection test button