Papers by Benjamin Kpodo
International Journal of Science and Research (IJSR), 2015
The relationship between risk culture and organisational performance has engaged the attention of... more The relationship between risk culture and organisational performance has engaged the attention of researchers after the Global Financial Crisis of 2008. Extant studies on risk culture and organisation performance suggest risk culture has an effect on organisational performance. Unfortunately these studies are few and are concentrated on developed countries. Relying on the Financial Stability Board's (FSB) risk culture model, due to its comprehensive coverage of all factors contributing to an effective risk management in an organisation as well as its simplicity, this study examined the relationship between risk culture and business performance in Ghana which is a developing country. Organisational performance was examined using both financial and nonfinancial measures. All factors of the two main variables of risk culture and organisational performance were measured using the Five-Point Likert Scale and were analysed using descriptive statistical measures. The data was obtained from the nineteen (19) banks listed on the Ghana Club 100 representing about 70% of the total market share of the Ghanaian Banking Industry, with both local and foreign origins. The analysis was based on 19 completed questionnaires, one (1) each from each respondent and interview responses from eleven (11) respondents. Individual respondents were purposively selected from risk related departments within the banks. The study revealed that there was no significant differences among the banks in terms of the risk culture determinants and organisational performance measures. In all cases, leadership action or inaction was identified as the attribute with the strongest potential for affecting the development an effective risk culture. Overall, there was a positive correlation between Risk Culture and Organisational Performance in the Banking Industry in Ghana. Finally, a generic Risk Culture Framework (RCF) was developed to facilitate the development of effective risk cultures across all organisations.
The relationship between risk culture and organisational performance has engaged the attention of... more The relationship between risk culture and organisational performance has engaged the attention of researchers after the Global Financial Crisis of 2008. Extant studies on risk culture and organisation performance suggest risk culture has an effect on organisational performance. Unfortunately these studies are few and are concentrated on developed countries. Relying on the Financial Stability Board's (FSB) risk culture model, due to its comprehensive coverage of all factors contributing to an effective risk management in an organisation as well as its simplicity, this study examined the relationship between risk culture and business performance in Ghana which is a developing country. Organisational performance was examined using both financial and non-financial measures. All factors of the two main variables of risk culture and organisational performance were measured using the Five-Point Likert Scale and were analysed using descriptive statistical measures. The data was obtained...
Extant studies on risk culture and organisation performance suggest risk culture has an effect on... more Extant studies on risk culture and organisation performance suggest risk culture has an effect on organisational performance. Unfortunately these studies are few and are concentrated on developed countries. This book examined the relationship between risk culture and business performance in Ghana, a developing country. Organisational performance was examined using both financial and nonfinancial measures. All factors of the two main variables of risk culture and organisational performance were measured using the Five-Point Likert Scale and were analysed using descriptive statistical measures. The data was obtained from the nineteen (19) banks listed on the Ghana Club 100. The findings revealed that there was no significant differences among organisations in terms of the risk culture determinants and organisational performance measures. Leadership action or inaction is seen as the attribute with the strongest potential for affecting the development an effective risk culture. Overall,...
The relationship between risk culture and organisational performance has engaged the attention of... more The relationship between risk culture and organisational performance has engaged the attention of researchers after the Global Financial Crisis of 2008. Extant studies on risk culture and organisation performance suggest risk culture has an effect on organisational performance. Unfortunately these studies are few and are concentrated on developed countries. Relying on the Financial Stability Board's (FSB) risk culture model, due to its comprehensive coverage of all factors contributing to an effective risk management in an organisation as well as its simplicity, this study examined the relationship between risk culture and business performance in Ghana which is a developing country. Organisational performance was examined using both financial and non-financial measures. All factors of the two main variables of risk culture and organisational performance were measured using the Five-Point Likert Scale and were analysed using descriptive statistical measures. The data was obtained from the nineteen (19) banks listed on the Ghana Club 100 representing about 70% of the total market share of the Ghanaian Banking Industry, with both local and foreign origins. The analysis was based on 19 completed questionnaires, one (1) each from each respondent and interview responses from eleven (11) respondents. Individual respondents were purposively selected from risk related departments within the banks. The study revealed that there was no significant differences among the banks in terms of the risk culture determinants and organisational performance measures. In all cases, leadership action or inaction was identified as the attribute with the strongest potential for affecting the development an effective risk culture. Overall, there was a positive correlation between Risk Culture and Organisational Performance in the Banking Industry in Ghana. Finally, a generic Risk Culture Framework (RCF) was developed to facilitate the development of effective risk cultures across all organisations.
This short paper looks at the importance of risk management and how it can be a powerful tool in ... more This short paper looks at the importance of risk management and how it can be a powerful tool in saving live and unleashing opportunities. It examined the impact of risk management on the household, communities, businesses and even governments
The relationship between risk culture and organisational performance has engaged the attention of... more The relationship between risk culture and organisational performance has engaged the attention of researchers after the Global Financial Crisis of 2008. Extant studies on risk culture and organisation performance suggest risk culture has an effect on organisational performance. Unfortunately these studies are few and are concentrated on developed countries. Relying on the Financial Stability Board’s (FSB) risk culture model, due to its comprehensive coverage of all factors contributing to an effective risk management in an organisation as well as its simplicity, this study examined the relationship between risk culture and business performance in Ghana which is a developing country. Organisational performance was examined using both financial and non-financial measures. All factors of the two main variables of risk culture and organisational performance were measured using the Five-Point Likert Scale and were analysed using descriptive statistical measures. The data was obtained from the nineteen (19) banks listed on the Ghana Club 100 representing about 70% of the total market share of the Ghanaian Banking Industry, with both local and foreign origins. The analysis was based on 19 completed questionnaires, one (1) each from each respondent and interview responses from eleven (11) respondents. Individual respondents were purposively selected from risk related departments within the banks. The study revealed that there was no significant differences among the banks in terms of the risk culture determinants and organisational performance measures. In all cases, leadership action or inaction was identified as the attribute with the strongest potential for affecting the development an effective risk culture. Overall, there was a positive correlation between Risk Culture and Organisational Performance in the Banking Industry in Ghana. Finally, a generic Risk Culture Framework (RCF) was developed to facilitate the development of effective risk cultures across all organisations.
Drafts by Benjamin Kpodo
This paper looks at the recent terror attacks and presents a simple but effective advice on how t... more This paper looks at the recent terror attacks and presents a simple but effective advice on how to keep safe in seemingly unsafe world.
Thesis Chapters by Benjamin Kpodo
Corporate governance has been a subject of much interest for several decades, as corporate failur... more Corporate governance has been a subject of much interest for several decades, as corporate failures continue to shake business establishments all over the world. News of failing companies and sometimes the upheavals in an entire industry in many countries has become a major concern for international business law researchers and practitioners. A recent case is the challenges of the Ghanaian banking industry, which has led to the collapse of nine Banks in the spate of two years. This study presents an empirical survey on the topic of corporate governance and an insight into the recent banking crisis in Ghana. To understand the international legal and business dynamics of the subject, the study provides a comparative study of the corporate governance law and practice in the banking industry in Ghana and the United Kingdom. It explores the governance framework in the industry in Ghana in the face of recent challenges faced by the market and compares it with the UK’s corporate governance framework. It identifies best practices based on corporate governance policies, structures and practices in relation to the overall business jurisprudence of both countries. Further, it seeks to answer whether the recent collapse of several banks in Ghana is attributable to weak corporate governance law and practice in the industry. Drawing from several company failures in the past, the study seeks to illustrate underlying governance weaknesses and the possible lessons to be learnt. Finally, the study emphasises the positive relationship between corporate governance and the general wellbeing of businesses.
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Papers by Benjamin Kpodo
Drafts by Benjamin Kpodo
Thesis Chapters by Benjamin Kpodo