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Lease to Own Phones
Ready to upgrade your smartphone? With Katapult’s lease to own phones program, you can access the latest cell phone models and accessories from top brands without the upfront cost. Whether you’re looking for a lease to own iPhone or the best lease to own smartphones, we make it simple.
To get started, apply online. If you’re approved, download the app, choose your device, and shop with a trusted retailer. At checkout, select Katapult, complete your application, and review your agreement.
There’s no credit required to get started, and you could have your new phone in just a few days, with manageable payment plans.
You can lease to own cell phones from your favorite store online, and Katapult offers flexible options that work for your lifestyle
Whether you need to upgrade, replace, or try something new, Katapult is built for how you want to shop.
Lease to Own Phones
Ready to upgrade your smartphone? With Katapult’s lease to own phones program, you can access the latest cell phone models and accessories from top brands without the upfront cost. Whether you’re looking for a lease to own iPhone or the best lease to own smartphones, we make it simple.
To get started, apply online. If you’re approved, download the app, choose your device, and shop with a trusted retailer. At checkout, select Katapult, complete your application, and review your agreement.
There’s no credit required to get started, and you could have your new phone in just a few days, with manageable payment plans.
You can lease to own cell phones from your favorite store online, and Katapult offers flexible options that work for your lifestyle
Whether you need to upgrade, replace, or try something new, Katapult is built for how you want to shop.
No late fees, never, ever.
Zero credit required.
Pay over time,
On your schedule.
Up to $3,500 in
lease pre-approval.
Frequently Asked Questions
Katapult offers a wide selection of smartphone brands, including the latest lease to own iPhone and Android models. You can also shop lease to own smartphones and add accessories for a complete mobile experience.
Start by applying online. If you’re approved, you’ll download the app and shop for the cell phone you want. At checkout, select Katapult to apply, review your agreement, and confirm your payment plan. No credit required.
Most leases run several months, depending on the device and payment schedule. You’ll always know your terms upfront—every Katapult agreement is transparent and easy to understand.
No. Lease-to-own and rent-to-own phone programs are different. Katapult offers structured lease to own plans with a defined lease agreement and clear terms, while rent-to-own programs typically operate as recurring rentals. With Katapult, your lease-to-own payment schedule and total cost are outlined upfront so you understand how ownership works before moving forward.
Most lease agreements include an initial lease-to-own payment, which is shown during checkout before you complete your agreement. Your payment schedule, including future lease-to-own payments, is clearly outlined so you can review the terms and confirm they work for your budget.
Katapult does not require traditional credit approval or a specific credit score to apply. There is no traditional credit needed to get started, making Katapult an alternative to financing options that rely heavily on credit history. All eligibility details are reviewed during the application process.
To apply, you must have a valid ID, a valid bank account, and a steady source of income. Payment details are verified during the application process so your lease-to-own payment schedule can be set up correctly.
Katapult’s lease to own plans are designed to provide flexible payment options, allowing customers to spread out their lease-to-own payments over time rather than paying the full cost upfront. Your agreement clearly outlines the total cost and payment structure so you can determine if the plan is affordable for your situation.