Financial literacy can be defined as the ability to comprehend financial concepts and issues in o... more Financial literacy can be defined as the ability to comprehend financial concepts and issues in order to take the right decisions in the face of changing financial conditions and to manage one's own financial status through financial planning. The present study was conducted to determine the financial literacy levels of individuals living in the Kayseri province and to investigate the potential relationships between financial literacy levels and the demographic characteristics of individuals. Questionnaires were applied through face-to-face meetings to 400 individuals living in Kayseri province. Despite their having knowledge of some basic financial concepts like paid interest and time value of money, participants were found to have insufficient financial literacy levels. There were significant relationships between financial literacy and the demographic characteristics of the participants. Considering all the results, it was concluded that financial education should be provided to improve the financial literacy levels of individuals living in Kayseri province.
Bu çalışma, Kayseri'de faaliyet gösteren ve ihracat yapan reel sektör firmalarının finansal riskt... more Bu çalışma, Kayseri'de faaliyet gösteren ve ihracat yapan reel sektör firmalarının finansal riskten korunmak amacıyla türev ürün kullanıp kullanmadıklarını ve risk yönetim birimi kurup kurmadıklarını araştırmak amacıyla yapılmıştır. Bu amaçla, Kayseri ilinde ihracat yapan 100 reel sektör firmasının finans temsilcilerine anket uygulanmış ve türev ürün kullanım oranının %29 olduğu sonucuna ulaşılmıştır. Ayrıca firmalarda risk yönetim birimi bulunmasını etkileyen unsurları belirleyebilmek için lojistik regresyon analizi yapılmış ve bu durumun firmaların karşılaştıkları işletme riskine ve firmalarda yurt dışı yatırımın varlığına bağlı olduğu tespit edilmiştir.
"Corporate Risk Management", which has been applied in developed economies since the beginning of... more "Corporate Risk Management", which has been applied in developed economies since the beginning of the 21st century, has changed the risk perceptions of corporations and tended to guide them from sectional to integrated risk perception. Corporations desiring to take measures to protect themselves against risk groups in which they are weak in sectional risk perception may overlook the impacts of other risk groups. For instance, a measure taken to increase forward sales to improve profitability may result in a loss in t he liquidity or activity cycle of the corporation. Although risk identification and grouping is a significant phase of corporate risk management, it is quite hard to measure th ese risks and to determine their quantitative impacts. Therefore, in this study, an easy risk classification was p erformed to cover the entire corporation. In this classification, the ratios obtained from the financial statements of the corporations were used as the v ariables representing the risks. To represent operating cycle risks, the "Accounts Receivable Turnover", "Accounts Payable Turnover", "Inventory Turnover", "Current Assets Turnover", "Total Assets Turnover" and "Equity Turnover" ratios were used. Then, the relevant fina ncial ratios were determined by using the financial statements (for the years 2003-2014) of 17 corporations included in the BIST Textile Index. Following the identification and calculation of the ratios representing the risks faced by the corporations, the impacts of t he measures to be taken on other risk groups were investigated. For this purpose, correlation analysis was performed between the ratios selected to represent the operating cycle and the ratios representing the other risk groups, the strength and direction of th e correlation were identified. Correlation analyses revealed that specific cases were valid for each corporation but a concrete generalization could not be made between the operating cycle risks and other risk groups. On the other hand, a generalization could be made only within each corporation for each ratio separately.
Financial literacy can be defined as the ability to comprehend financial concepts and issues in o... more Financial literacy can be defined as the ability to comprehend financial concepts and issues in order to take the right decisions in the face of changing financial conditions and to manage one's own financial status through financial planning. The present study was conducted to determine the financial literacy levels of individuals living in the Kayseri province and to investigate the potential relationships between financial literacy levels and the demographic characteristics of individuals. Questionnaires were applied through face-to-face meetings to 400 individuals living in Kayseri province. Despite their having knowledge of some basic financial concepts like paid interest and time value of money, participants were found to have insufficient financial literacy levels. There were significant relationships between financial literacy and the demographic characteristics of the participants. Considering all the results, it was concluded that financial education should be provided to improve the financial literacy levels of individuals living in Kayseri province.
Bu calisma, Erciyes Universitesi Uygulamali Bilimler Yuksekokulu Muhasebe ve Finans Yonetimi Bol... more Bu calisma, Erciyes Universitesi Uygulamali Bilimler Yuksekokulu Muhasebe ve Finans Yonetimi Bolumu’nde lisans egitimi alan ogrencilerin meslek etigi kavraminin algilanmasina yonelik goruslerinin ortaya cikarilmasi amaciyla yurutulmustur. Kullanilan olcekle elde edilen verilerin dagilimi parametrik istatistiksel yontemleri yapmaya uygun olmadigi icin nonparametrik istatistiksel yontemlerle analiz edilerek demografik degiskenler ile ogrencilerin meslek etigi algisi arasindaki iliski arastirilmistir. Yapilan analizler sonucunda; mesleki davranisin en cok ihlal edilen, gizliligin ise en cok bagli kalinan ilke oldugu gorusunun ogrenciler arasinda hâkim oldugu, demografik degiskenlerden sadece cinsiyet degiskeninin ogrencilerin meslek etigine yonelik algilarinda istatistiki acidan anlamli bir farklilik gosterdigi sonucuna ulasilmistir.
Bu calisma, Erciyes Universitesi Uygulamali Bilimler Yuksekokulu Muhasebe ve Finans Yonetimi Bol... more Bu calisma, Erciyes Universitesi Uygulamali Bilimler Yuksekokulu Muhasebe ve Finans Yonetimi Bolumu’nde lisans egitimi alan ogrencilerin meslek etigi kavraminin algilanmasina yonelik goruslerinin ortaya cikarilmasi amaciyla yurutulmustur. Kullanilan olcekle elde edilen verilerin dagilimi parametrik istatistiksel yontemleri yapmaya uygun olmadigi icin nonparametrik istatistiksel yontemlerle analiz edilerek demografik degiskenler ile ogrencilerin meslek etigi algisi arasindaki iliski arastirilmistir. Yapilan analizler sonucunda; mesleki davranisin en cok ihlal edilen, gizliligin ise en cok bagli kalinan ilke oldugu gorusunun ogrenciler arasinda hâkim oldugu, demografik degiskenlerden sadece cinsiyet degiskeninin ogrencilerin meslek etigine yonelik algilarinda istatistiki acidan anlamli bir farklilik gosterdigi sonucuna ulasilmistir.
Bu calisma, Kayseri’de faaliyet gosteren ve ihracat yapan reel sektor firmalarinin finansal riskt... more Bu calisma, Kayseri’de faaliyet gosteren ve ihracat yapan reel sektor firmalarinin finansal riskten korunmak amaciyla turev urun kullanip kullanmadiklarini ve risk yonetim birimi kurup kurmadiklarini arastirmak amaciyla yapilmistir. Bu amacla, Kayseri ilinde ihracat yapan 100 reel sektor firmasinin finans temsilcilerine anket uygulanmis ve turev urun kullanim oraninin %29 oldugu sonucuna ulasilmistir. Ayrica firmalarda risk yonetim birimi bulunmasini etkileyen unsurlari belirleyebilmek icin lojistik regresyon analizi yapilmis ve bu durumun firmalarin karsilastiklari isletme riskine ve firmalarda yurt disi yatirimin varligina bagli oldugu tespit edilmistir.
Financial literacy can be defined as the ability to comprehend financial concepts and issues in o... more Financial literacy can be defined as the ability to comprehend financial concepts and issues in order to take the right decisions in the face of changing financial conditions and to manage one's own financial status through financial planning. The present study was conducted to determine the financial literacy levels of individuals living in the Kayseri province and to investigate the potential relationships between financial literacy levels and the demographic characteristics of individuals. Questionnaires were applied through face-to-face meetings to 400 individuals living in Kayseri province. Despite their having knowledge of some basic financial concepts like paid interest and time value of money, participants were found to have insufficient financial literacy levels. There were significant relationships between financial literacy and the demographic characteristics of the participants. Considering all the results, it was concluded that financial education should be provided to improve the financial literacy levels of individuals living in Kayseri province.
Bu çalışma, Kayseri'de faaliyet gösteren ve ihracat yapan reel sektör firmalarının finansal riskt... more Bu çalışma, Kayseri'de faaliyet gösteren ve ihracat yapan reel sektör firmalarının finansal riskten korunmak amacıyla türev ürün kullanıp kullanmadıklarını ve risk yönetim birimi kurup kurmadıklarını araştırmak amacıyla yapılmıştır. Bu amaçla, Kayseri ilinde ihracat yapan 100 reel sektör firmasının finans temsilcilerine anket uygulanmış ve türev ürün kullanım oranının %29 olduğu sonucuna ulaşılmıştır. Ayrıca firmalarda risk yönetim birimi bulunmasını etkileyen unsurları belirleyebilmek için lojistik regresyon analizi yapılmış ve bu durumun firmaların karşılaştıkları işletme riskine ve firmalarda yurt dışı yatırımın varlığına bağlı olduğu tespit edilmiştir.
"Corporate Risk Management", which has been applied in developed economies since the beginning of... more "Corporate Risk Management", which has been applied in developed economies since the beginning of the 21st century, has changed the risk perceptions of corporations and tended to guide them from sectional to integrated risk perception. Corporations desiring to take measures to protect themselves against risk groups in which they are weak in sectional risk perception may overlook the impacts of other risk groups. For instance, a measure taken to increase forward sales to improve profitability may result in a loss in t he liquidity or activity cycle of the corporation. Although risk identification and grouping is a significant phase of corporate risk management, it is quite hard to measure th ese risks and to determine their quantitative impacts. Therefore, in this study, an easy risk classification was p erformed to cover the entire corporation. In this classification, the ratios obtained from the financial statements of the corporations were used as the v ariables representing the risks. To represent operating cycle risks, the "Accounts Receivable Turnover", "Accounts Payable Turnover", "Inventory Turnover", "Current Assets Turnover", "Total Assets Turnover" and "Equity Turnover" ratios were used. Then, the relevant fina ncial ratios were determined by using the financial statements (for the years 2003-2014) of 17 corporations included in the BIST Textile Index. Following the identification and calculation of the ratios representing the risks faced by the corporations, the impacts of t he measures to be taken on other risk groups were investigated. For this purpose, correlation analysis was performed between the ratios selected to represent the operating cycle and the ratios representing the other risk groups, the strength and direction of th e correlation were identified. Correlation analyses revealed that specific cases were valid for each corporation but a concrete generalization could not be made between the operating cycle risks and other risk groups. On the other hand, a generalization could be made only within each corporation for each ratio separately.
Financial literacy can be defined as the ability to comprehend financial concepts and issues in o... more Financial literacy can be defined as the ability to comprehend financial concepts and issues in order to take the right decisions in the face of changing financial conditions and to manage one's own financial status through financial planning. The present study was conducted to determine the financial literacy levels of individuals living in the Kayseri province and to investigate the potential relationships between financial literacy levels and the demographic characteristics of individuals. Questionnaires were applied through face-to-face meetings to 400 individuals living in Kayseri province. Despite their having knowledge of some basic financial concepts like paid interest and time value of money, participants were found to have insufficient financial literacy levels. There were significant relationships between financial literacy and the demographic characteristics of the participants. Considering all the results, it was concluded that financial education should be provided to improve the financial literacy levels of individuals living in Kayseri province.
Bu calisma, Erciyes Universitesi Uygulamali Bilimler Yuksekokulu Muhasebe ve Finans Yonetimi Bol... more Bu calisma, Erciyes Universitesi Uygulamali Bilimler Yuksekokulu Muhasebe ve Finans Yonetimi Bolumu’nde lisans egitimi alan ogrencilerin meslek etigi kavraminin algilanmasina yonelik goruslerinin ortaya cikarilmasi amaciyla yurutulmustur. Kullanilan olcekle elde edilen verilerin dagilimi parametrik istatistiksel yontemleri yapmaya uygun olmadigi icin nonparametrik istatistiksel yontemlerle analiz edilerek demografik degiskenler ile ogrencilerin meslek etigi algisi arasindaki iliski arastirilmistir. Yapilan analizler sonucunda; mesleki davranisin en cok ihlal edilen, gizliligin ise en cok bagli kalinan ilke oldugu gorusunun ogrenciler arasinda hâkim oldugu, demografik degiskenlerden sadece cinsiyet degiskeninin ogrencilerin meslek etigine yonelik algilarinda istatistiki acidan anlamli bir farklilik gosterdigi sonucuna ulasilmistir.
Bu calisma, Erciyes Universitesi Uygulamali Bilimler Yuksekokulu Muhasebe ve Finans Yonetimi Bol... more Bu calisma, Erciyes Universitesi Uygulamali Bilimler Yuksekokulu Muhasebe ve Finans Yonetimi Bolumu’nde lisans egitimi alan ogrencilerin meslek etigi kavraminin algilanmasina yonelik goruslerinin ortaya cikarilmasi amaciyla yurutulmustur. Kullanilan olcekle elde edilen verilerin dagilimi parametrik istatistiksel yontemleri yapmaya uygun olmadigi icin nonparametrik istatistiksel yontemlerle analiz edilerek demografik degiskenler ile ogrencilerin meslek etigi algisi arasindaki iliski arastirilmistir. Yapilan analizler sonucunda; mesleki davranisin en cok ihlal edilen, gizliligin ise en cok bagli kalinan ilke oldugu gorusunun ogrenciler arasinda hâkim oldugu, demografik degiskenlerden sadece cinsiyet degiskeninin ogrencilerin meslek etigine yonelik algilarinda istatistiki acidan anlamli bir farklilik gosterdigi sonucuna ulasilmistir.
Bu calisma, Kayseri’de faaliyet gosteren ve ihracat yapan reel sektor firmalarinin finansal riskt... more Bu calisma, Kayseri’de faaliyet gosteren ve ihracat yapan reel sektor firmalarinin finansal riskten korunmak amaciyla turev urun kullanip kullanmadiklarini ve risk yonetim birimi kurup kurmadiklarini arastirmak amaciyla yapilmistir. Bu amacla, Kayseri ilinde ihracat yapan 100 reel sektor firmasinin finans temsilcilerine anket uygulanmis ve turev urun kullanim oraninin %29 oldugu sonucuna ulasilmistir. Ayrica firmalarda risk yonetim birimi bulunmasini etkileyen unsurlari belirleyebilmek icin lojistik regresyon analizi yapilmis ve bu durumun firmalarin karsilastiklari isletme riskine ve firmalarda yurt disi yatirimin varligina bagli oldugu tespit edilmistir.
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