This paper discusses sources of Islamic public finance income based on the ideas of Abu Ubaid and... more This paper discusses sources of Islamic public finance income based on the ideas of Abu Ubaid and Ad-Dawudi in the Al-Amwal book and makes them relevant to sources of income from Indonesian public finances. The writing uses a qualitative method with a literature study approach to analyze the thoughts of Abu Ubaid and Ad-Dawud. The results showed that the sources of public financial income according to Abu Ubaid are zakat, fa'I, and khumus. While according to Ad-Dawudi in the book Al-Amwal, the source of state income is divided into periodic income (jizyah and kharaj and usyur) non-income periodic (ghanimah, fa'I, and zakat). In general, it has relevance to public sources of finance in Indonesia, it's just that the system or amount is different. Kharaj, fai, usyur, khumus in the form of mining taxes, jizyah in the form of visas, ghanimah there are differences of opinion that can be equated with confiscated goods from the state due to violating the law while other opinions...
Tulisan ini membahas bagaimana prinsip dan etika prilaku konsumsi masyarakat dalam presfektif eko... more Tulisan ini membahas bagaimana prinsip dan etika prilaku konsumsi masyarakat dalam presfektif ekonomi Islam ditinjau dari maqashid Syariah. Dengen menggunakan metode penelitian kualitatif melalui pendekatan studi pustaka (library research), Dalam penelitian dijelaskan bahwa tujuan konsumsi dalam Islam adalah untuk mencapai mashalah (kesejahteraan/ kebahagaian dunia dan akhirat) berbeda dengan konvensional yang tujuannya memenuhi kepuasan pribadi berdasarkan teori nilai guna. Adapun prinsip konsumsi dalam Islam terdiri dari prinsip kebolehan, tanggung jawab, keseimbangan (tidak kikir dan tidak berlebihan dan prioritas. Sementara itu etika konsumsi dalam ekonomi Islam adalah memperhatikan prioritas kebutuhan, mengkonsumsi produk halal, memperhatikan kualitas konsumsi (halal lagi baik), mengutamakan nilai maslahah serta kesederhanaan (tidak israf). Pada dasarnya kegiatan konsusmi Islam harus memperhatikan dan sesuai dengan maqahsid syariah agar tujuan konsumsi itu tercapai yaitu maslahah.
The purpose of this research is to find out the developments and challenges faced in the halal fa... more The purpose of this research is to find out the developments and challenges faced in the halal fashion industry in Indonesia. This research is library research using a qualitative approach. This research was conducted by reading, studying, and analyzing various existing literature, in the form of books, journals, news and research results. The results of the study show that the development of halal fashion in Indonesia continues to increase and progress from year to year and has a positive impact on Indonesia's economic growth. However, behind its development, there are challenges that must be faced by Indonesia to become the center of global halal fashion, fierce competition with foreign countries, the absence of halal competition that applies globally, categorization of halal fashion that is still united with general or conventional fashion, there are still problems in The JPH Law is still low and lacks raw materials, only the competitive spirit of the Indonesian people, and a...
ABSTRAK Tujuan penelitian ini dilakukan adalah untuk mengidentifikasi dan menganalisis determinan... more ABSTRAK Tujuan penelitian ini dilakukan adalah untuk mengidentifikasi dan menganalisis determinan risiko likuiditas pada bank syariah dan konvensional yang beroperasi di Indonesia sebelum dan selama pandemi COVID-19. Penelitian ini adalah penelitian kuantitatif dengan menggunakan data panel untuk mengkaji hubungan antara risiko likuiditas dengan faktor spesifik bank dan faktor makroekonomi sebelum dan selama pandemi COVID-19 (2018-2021). Dengan mengambil sampel dari 10 bank syariah dan 20 bank konvensional yang ada di Indonesia, penelitian ini menemukan bahwa faktor spesifik bank yaitu Capital Adequacy ratio (CAR), Return on Equity (ROE), dan Non Performing Loan (NPL) atau risiko kredit memiliki pengaruh pada likuiditas bank syariah. Sementara CAR dan NPL tidak memberikan pengaruh pada likuiditas bank konvensional hanya ROE yang memiliki pengaruh pada risiko likuiditas bank konvensional. Adapun faktor makro ekonomi (pertumbuhan GDP dan inflasi) tidak mempengaruhi risiko likuiditas ...
Purpose – This paper aims to analyze the effect of economic uncertainty on liquidity risk of Isla... more Purpose – This paper aims to analyze the effect of economic uncertainty on liquidity risk of Islamic banks in Indonesia by observing the impact of economic uncertainty (World Uncertainty Index), macroeconomic factors (GDP Growth and Inflation Rate), and bank-specific factors (CAR and ROA) on liquidity risk.Methodology – Using time-series quarterly data from OJK’s Islamic Banking Statistics 2015-2021, this research applies Auto-Regressive Distributed Lag (ARDL) and Error Correction Term (ECT) to see the long-term impact and short-term response of economic uncertainty, inflation rate, GDP growth, ROA and CAR on liquidity risk of Islamic Bank.Findings – This research finds that economic uncertainty has a positive and significant effect on liquidity risk in the short term and long term. It means the increase in uncertainty index caused by the crisis, war, or pandemic like nowadays will enhance the liquidity risk of Islamic banking. At the same time, the inflation rate has a significant ...
This paper discusses sources of Islamic public finance income based on the ideas of Abu Ubaid and... more This paper discusses sources of Islamic public finance income based on the ideas of Abu Ubaid and Ad-Dawudi in the Al-Amwal book and makes them relevant to sources of income from Indonesian public finances. The writing uses a qualitative method with a literature study approach to analyze the thoughts of Abu Ubaid and Ad-Dawud. The results showed that the sources of public financial income according to Abu Ubaid are zakat, fa'I, and khumus. While according to Ad-Dawudi in the book Al-Amwal, the source of state income is divided into periodic income (jizyah and kharaj and usyur) non-income periodic (ghanimah, fa'I, and zakat). In general, it has relevance to public sources of finance in Indonesia, it's just that the system or amount is different. Kharaj, fai, usyur, khumus in the form of mining taxes, jizyah in the form of visas, ghanimah there are differences of opinion that can be equated with confiscated goods from the state due to violating the law while other opinions...
Tulisan ini membahas bagaimana prinsip dan etika prilaku konsumsi masyarakat dalam presfektif eko... more Tulisan ini membahas bagaimana prinsip dan etika prilaku konsumsi masyarakat dalam presfektif ekonomi Islam ditinjau dari maqashid Syariah. Dengen menggunakan metode penelitian kualitatif melalui pendekatan studi pustaka (library research), Dalam penelitian dijelaskan bahwa tujuan konsumsi dalam Islam adalah untuk mencapai mashalah (kesejahteraan/ kebahagaian dunia dan akhirat) berbeda dengan konvensional yang tujuannya memenuhi kepuasan pribadi berdasarkan teori nilai guna. Adapun prinsip konsumsi dalam Islam terdiri dari prinsip kebolehan, tanggung jawab, keseimbangan (tidak kikir dan tidak berlebihan dan prioritas. Sementara itu etika konsumsi dalam ekonomi Islam adalah memperhatikan prioritas kebutuhan, mengkonsumsi produk halal, memperhatikan kualitas konsumsi (halal lagi baik), mengutamakan nilai maslahah serta kesederhanaan (tidak israf). Pada dasarnya kegiatan konsusmi Islam harus memperhatikan dan sesuai dengan maqahsid syariah agar tujuan konsumsi itu tercapai yaitu maslahah.
The purpose of this research is to find out the developments and challenges faced in the halal fa... more The purpose of this research is to find out the developments and challenges faced in the halal fashion industry in Indonesia. This research is library research using a qualitative approach. This research was conducted by reading, studying, and analyzing various existing literature, in the form of books, journals, news and research results. The results of the study show that the development of halal fashion in Indonesia continues to increase and progress from year to year and has a positive impact on Indonesia's economic growth. However, behind its development, there are challenges that must be faced by Indonesia to become the center of global halal fashion, fierce competition with foreign countries, the absence of halal competition that applies globally, categorization of halal fashion that is still united with general or conventional fashion, there are still problems in The JPH Law is still low and lacks raw materials, only the competitive spirit of the Indonesian people, and a...
ABSTRAK Tujuan penelitian ini dilakukan adalah untuk mengidentifikasi dan menganalisis determinan... more ABSTRAK Tujuan penelitian ini dilakukan adalah untuk mengidentifikasi dan menganalisis determinan risiko likuiditas pada bank syariah dan konvensional yang beroperasi di Indonesia sebelum dan selama pandemi COVID-19. Penelitian ini adalah penelitian kuantitatif dengan menggunakan data panel untuk mengkaji hubungan antara risiko likuiditas dengan faktor spesifik bank dan faktor makroekonomi sebelum dan selama pandemi COVID-19 (2018-2021). Dengan mengambil sampel dari 10 bank syariah dan 20 bank konvensional yang ada di Indonesia, penelitian ini menemukan bahwa faktor spesifik bank yaitu Capital Adequacy ratio (CAR), Return on Equity (ROE), dan Non Performing Loan (NPL) atau risiko kredit memiliki pengaruh pada likuiditas bank syariah. Sementara CAR dan NPL tidak memberikan pengaruh pada likuiditas bank konvensional hanya ROE yang memiliki pengaruh pada risiko likuiditas bank konvensional. Adapun faktor makro ekonomi (pertumbuhan GDP dan inflasi) tidak mempengaruhi risiko likuiditas ...
Purpose – This paper aims to analyze the effect of economic uncertainty on liquidity risk of Isla... more Purpose – This paper aims to analyze the effect of economic uncertainty on liquidity risk of Islamic banks in Indonesia by observing the impact of economic uncertainty (World Uncertainty Index), macroeconomic factors (GDP Growth and Inflation Rate), and bank-specific factors (CAR and ROA) on liquidity risk.Methodology – Using time-series quarterly data from OJK’s Islamic Banking Statistics 2015-2021, this research applies Auto-Regressive Distributed Lag (ARDL) and Error Correction Term (ECT) to see the long-term impact and short-term response of economic uncertainty, inflation rate, GDP growth, ROA and CAR on liquidity risk of Islamic Bank.Findings – This research finds that economic uncertainty has a positive and significant effect on liquidity risk in the short term and long term. It means the increase in uncertainty index caused by the crisis, war, or pandemic like nowadays will enhance the liquidity risk of Islamic banking. At the same time, the inflation rate has a significant ...
Uploads
Papers by baitul hamdi