Papers by Fershie D . Yap
Journal of economics, finance and accounting studies, Dec 15, 2023

Journal of Business and Management Studies
Dry goods retail businesses are significant to one country's economic growth. However, despit... more Dry goods retail businesses are significant to one country's economic growth. However, despite being integral to the economy, small and large businesses are suffering challenges due to the unprecedented coronavirus crisis, which has caused destruction for many businesses. It is challenging to survive with reduced revenue, lost jobs and weak marketing performance. Therefore, the business survival of micro businesses in the present depends largely on sound financial management; financial literacy is one that enhances the capability to understand financial knowledge. To be considered financially literate, one must have a high level in all three aspects. This research determined the level of financial literacy among the 70 dry goods vendors in Subic Public Market, Philippines, in terms of their financial knowledge, financial behavior, and financial attitude, on how they managed their funds and finances during the pandemic; and further determined whether their financial literacy leve...

Zenodo (CERN European Organization for Nuclear Research), Dec 27, 2022
Internal audit is an integral part of the internal control system of public service organizations... more Internal audit is an integral part of the internal control system of public service organizations and gaining recognition as an important tool to improve organizational performance as well. In the Philippines, the agency Heads are tasked to organize an Internal Audit Service or internal Audit Department in their respective offices to assist the agency head by conducting an independent evaluation of the internal control system to determine if controls are well designed and properly implemented. This study is a descriptive and inferential research intended to determine the awareness on the Roles of Internal Audit Services Office at the President Ramon Magsaysay State University, using a survey method in gathering preliminary data participated by the 273 regular employees. The findings show that the respondents agree that they are aware on the functional roles of Internal Audit Services in terms of independence, scope, competence of internal auditors, and work performance. There was also a significant relationship between Independence and age, no. of years in service profile variables; significant as to Scope of Internal Audit Services, Competence of Internal Auditors, and Work Performance Functional Roles according to their age, civil status, campus, and no. of years in service profile variables.

Meta-discourse markers (MMs) are lexical tools that scholars use to coordinate their talk and exp... more Meta-discourse markers (MMs) are lexical tools that scholars use to coordinate their talk and express their position about the content or the pursuer. In Pakistani academic writing, inappropriate use of Meta-discourse markers which makes writing vague or uncertain, has been observed. The purpose of this study is to compare Meta-discourse markers between articles of journalism and economics composed by Pakistani scholars. An adhock corpora comprises of 40 articles selected from Google search engine 20 from Journalism and 20 from Economics descipline, published in well recognized Journals randomly selected from 2012 to 2020. The frequency of meta-discourse markers based on Ken Hyland model 2005 was extracted while using corpus tools famous software Ant Conc3.5.8. As obtained results showed, the frequency of interactional markers is more in journalism rather than economics. One of the main marker of interactional markers that is Self-mentions have been also more frequently used which shows inappropriateness on part of scholars. On the other hand, interactive markers are more frequently used in economics rather than journalism. Similarly one of the interactive marker that is hedges have been also more frequently used which shows inappropriateness on part of scholars. The study highlights the importance of meta-discourse markers in academic writing and opens new horizon for academicians and researchers that they may focus on the importance of meta-discourse markers because they playa vital role in developing discourse produced by writers in any piece of literature.

Although rice production and expansion in Cameroon in general and Ndop in particular has receive ... more Although rice production and expansion in Cameroon in general and Ndop in particular has receive considerable attention, less is mentioned about the sickness and medical values of rice. However, rice production in Ndop has given opportunities for the local people. It has helped to increase its opportunities for expansion and production with the increasing demand for food as rice serves as a major food worldwide. On the contrary, disease such as running stomach, fungi and others often comes up because ofrice consumption. This write up sets to presents the trend, constrains and opportunities for rice consumption. Though a valuable food, eaten all over the world. Through the descriptive approach with qualitative design as our research method, we were able to put down this data collection. We used techniques such as: interviews, Focus Group Discussions (FGD), observations, life history and iconography. Tools such as interviews guide, Focus Group Discussions guide, observation checklist, and life history guide, amongst others enable us to reach the objective of our research. A total of 24 men and women participated in 04 FGDs conducted in the 04 villages of Ndop. Meanwhile, 50 people were interviewed, 10 from the four villages of Ndop as well as UNVDA workers. A total of 08 life histories with some key informants were piloted. Findings revealed that, rice farming is the major cause of illnesses like fungi, pneumonia and body aches while its consumption at times causes running stomach, diabetes and constipation. According to the Ndop district hospital 2015, 30% of the total number of patient received in the hospital every month had illnesses related to the consumption of rice. However, rice equally brings about solutions to many health problems like the rice stock, used for brushing and treatment of the teeth. Par boiled and unpolished rice controls diabetes. Boiled rice water treats eyes problems. Water from boiled rice helps in reducing body joint pains as well as stop running stomach and help to reduce/stop bed-wetting in children.

Internal audit is an integral part of the internal control system of public service organizations... more Internal audit is an integral part of the internal control system of public service organizations and gaining recognition as an important tool to improve organizational performance as well. In the Philippines, the agency Heads are tasked to organize an Internal Audit Service or internal Audit Department in their respective offices to assist the agency head by conducting an independent evaluation of the internal control system to determine if controls are well designed and properly implemented. This study is a descriptive and inferential research intended to determine the awareness on the Roles of Internal Audit Services Office at the President Ramon Magsaysay State University, using a survey method in gathering preliminary data participated by the 273 regular employees. The findings show that the respondents agree that they are aware on the functional roles of Internal Audit Services in terms of independence, scope, competence of internal auditors, and work performance. There was also a significant relationship between Independence and age, no. of years in service profile variables; significant as to Scope of Internal Audit Services, Competence of Internal Auditors, and Work Performance Functional Roles according to their age, civil status, campus, and no. of years in service profile variables.

International Journal of Engineering Technologies and Management Research, 2021
The research identified the consumers’ awareness of CSR, consumers’ buying behavior relating to J... more The research identified the consumers’ awareness of CSR, consumers’ buying behavior relating to Jollibee Foods Corporation’s (JFC) Corporate Social Responsibility (CSR) programs as well as to JFC as an organization, determined the relationship between consumers’ CSR awareness and consumer buying behavior, and ascertained differences in consumer buying behavior according to their socio-demographic classification. The study used descriptive research design, using self-administered questionnaires through purposive sampling method in the selection of respondents with a sample size of 250 consumers who participated in the survey. Data were statistically treated using mean, frequency, and percent distribution and standard deviation, chi-square, correlation, Kruskal-Wallis, and Mann-Whitney. Based on the findings, the researcher concludes that 25-34 years old consumers prefer Jollibee Foods brands as their fast-food preference. Females, those with Bachelor’s degrees, and are employed prefe...

The Journal of Social Sciences Research, 2019
Financial knowledge is empowering the new generation of the 21st century in the era of transforma... more Financial knowledge is empowering the new generation of the 21st century in the era of transformative marketing (Kumar, 2018), which leads to the well-planned financial structure for long terms. However, it is imperative to know that on what scales they are managing their budgets. Understanding the impact of selfcontrol, financial literacy, and financial behavior is very vital for living a successful life (Sarstedt et al., 2017). The literature shows, people with good self-control and financial literacy tend to behave well compared to people with less self-control and financial literacy. This study examines the relationship between self-control financial literacy, financial behavior and financial wellbeing. A survey was conducted on 416 people from educational institutions, corporate sectors and food courts in Pakistan to empirically examine the impact of self-control and financial literacy on financial behavior and financial well-being of people. Better self-control and financial literacy lead to greater financial well-being. This research paper concludes that self-control and financial literacy affect financial well-being through financial behavior. Financial literacy has a significant direct impact on financial wellbeing, however the direct impact of self-control on financial well-being is insignificant. Impact of financial behavior on financial well-being is stronger than the impacts of financial literacy and self-control on financial well-being. This paper will be useful for economists and companies in Pakistan to better understand consumer market and to make decisions accordingly.

Journal of Governance Risk Management Compliance and Sustainability
This research attempted to develop a proposed model for income-generating projects (IGPs) through... more This research attempted to develop a proposed model for income-generating projects (IGPs) through their organizational practices to ensure their performance as expected. The study determined the level of performance of the IGPs operated; the status of organizational practices in terms of unit/organization structure, internal control, financial management, strategic planning, human resource management, and the marketing mix; the differences between means when grouped according to IGPs categories; and the predictor variables of IGP performance. The descriptive and causal design was assisted by the validated and reliability-tested researcher-made survey questionnaire. Data gathered from the 320 respondents participated by the IGP employees of the 13 State Universities and Colleges in Central Luzon were statistically interpreted using descriptive analysis, one-way analysis of variance, and multinomial logistic regression. The results show that in terms of individual IGPs, the non-agri-b...

International Journal of Engineering Technologies and Management Research, 2021
The research identified the consumers' awareness of CSR, consumers' buying behavior relat... more The research identified the consumers' awareness of CSR, consumers' buying behavior relating to Jollibee Foods Corporation's (JFC) Corporate Social Responsibility (CSR) programs as well as to JFC as an organization, determined the relationship between consumers' CSR awareness and consumer buying behavior, and ascertained differences in consumer buying behavior according to their socio-demographic classification. The study used descriptive research design, using self-administered questionnaires through purposive sampling method in the selection of respondents with a sample size of 250 consumers who participated in the survey. Data were statistically treated using mean, frequency, and percent distribution and standard deviation, chi-square, correlation, Kruskal-Wallis, and Mann-Whitney. Based on the findings, the researcher concludes that 25-34 years old consumers prefer Jollibee Foods brands as their fastfood preference. Females, those with Bachelor's degrees, and...

The study determined the implementation of bookkeeping practices of the microenterprises, as wel... more The study determined the implementation of bookkeeping practices of the microenterprises, as well as, the importance of bookkeeping practices in micro-enterprises. This study used descriptive research design utilising survey questionnaire as the method of data collection for the 80 micro enterprises determined through purposive selective sampling. The data gathered were analyzed and interpreted using frequency and percentage distribution for the profile variables, weighted arithmetic mean for implementation and importance, and chisquare test to determine any significant differences between variables. The results revealed that micro-entrepreneurs sometimes implement bookkeeping practices in their business operation and agree on the importance of it as well. Furthermore, their implementation of bookkeeping practices showed a significant difference in terms of the micro-enterprises’ type of ownership, years in operation, level of knowledge, and recordkeeping system. Thus, bookkeepin...

The Journal of Social Sciences Research, 2019
Good study habits are the gateway to a successful achievement in studies. A good study habit towa... more Good study habits are the gateway to a successful achievement in studies. A good study habit towards any subject is a combination of discipline, passion and strong will to achieve a better academic performance. This study aimed to determine the effect of study habits of Accountancy students in Ramon Magsaysay Technological University (RMTU) towards their academic performance. The study utilized a descriptive and inferential research design with the questionnaire as the main instrument in data gathering. Quota and convenient sampling were used in selecting the fifty Accountancy students. It was found out that there was a significant difference in sex and age in terms of time management and age alone in terms of teaching strategies and has a significant difference between study habits and academic performance. An intervention was developed which will serve as a guide for the students to learn on how to manage time effectively.
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Papers by Fershie D . Yap