Papers by Banbul Shewakena Tessema
Education Journal, 2017
The purpose of this study was to examine the role of university-industry collaboration in produci... more The purpose of this study was to examine the role of university-industry collaboration in producing banking and finance graduates with employability skills from instructors and industries viewpoint. For this purpose, mixed research design called embedded design was employed. The sample of 76 industry employees and 73 instructors were selected using simple random sampling method, lottery system. Questionnaire was used as major data collection instrument and its reliability estimate coefficient was α=0.81. Mean difference of responses from two independent groups (industry employees and instructors) was tested through non-directional independent sample (two-sample) t-test. The mean of instructors' responses on banking and finance graduates professional knowledge, skills and ethics was compared with the mean of industry employees' responses. Thus, no statistically significant mean difference was obtained. In conclusion, industry workers and instructors believe that banking and finance graduates have acquired demonstrable theoretical and practical knowledge, professional skills, and professional ethics. Finally, the researchers commended the need to develop competency models for each occupation or job group so as to define graduates' successful performance in a particular work setting via their demonstrable competencies.
International journal of Emerging Trends in Science and Technology, 2017
Abstract
Since people with low incomes do not have access to financial institutions, and in mos... more Abstract
Since people with low incomes do not have access to financial institutions, and in most developing countries
only public workers benefit from the services of public banks, the poor and private workers with low incomes
cannot borrow from these public banks. Hence, microfinance institutions (MFIs) have become the answer to
those who cannot benefit from the financial services of the public banks. The primary objective of this article is
to present issues to concerned body to look on the problem which is the shifting goal of micro finance from
financial sustainability to social sustainability.On my topic which is entitled the shifting goal of micro finance
from social sustainability to financial sustainability, I have tried to summarize different literature and make an
argument on the two contradicting ideas. Tracing the goal of microfinance I conclude that the microfinance
objective has to be kept as to provide social and financial service for the poor and marginalized group. But the
concern of scholars and the institution on financial sustainability of micro finance which should not be
underestimated problem has to be solved. Unless otherwise the microfinance institution has to be merged with
banks Shifting of the goal of microfinance from social sustainability to financial sustainability is the missing link.
The scholars and the financial institutions against my idea have to answer the question of what is the reason for
the existence of micro finance. Finally I recommend as strengthening the microfinance social service such as
training and development on entrepreneurial skill, leader ship skill, marketing skill and others which in turn
proof financial performance.
Keywords: Microfinance, Social performance, financial performance, entrepreneurial development, financial
institution, banks, microcredit, saving, micro insurance, loan
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Papers by Banbul Shewakena Tessema
Since people with low incomes do not have access to financial institutions, and in most developing countries
only public workers benefit from the services of public banks, the poor and private workers with low incomes
cannot borrow from these public banks. Hence, microfinance institutions (MFIs) have become the answer to
those who cannot benefit from the financial services of the public banks. The primary objective of this article is
to present issues to concerned body to look on the problem which is the shifting goal of micro finance from
financial sustainability to social sustainability.On my topic which is entitled the shifting goal of micro finance
from social sustainability to financial sustainability, I have tried to summarize different literature and make an
argument on the two contradicting ideas. Tracing the goal of microfinance I conclude that the microfinance
objective has to be kept as to provide social and financial service for the poor and marginalized group. But the
concern of scholars and the institution on financial sustainability of micro finance which should not be
underestimated problem has to be solved. Unless otherwise the microfinance institution has to be merged with
banks Shifting of the goal of microfinance from social sustainability to financial sustainability is the missing link.
The scholars and the financial institutions against my idea have to answer the question of what is the reason for
the existence of micro finance. Finally I recommend as strengthening the microfinance social service such as
training and development on entrepreneurial skill, leader ship skill, marketing skill and others which in turn
proof financial performance.
Keywords: Microfinance, Social performance, financial performance, entrepreneurial development, financial
institution, banks, microcredit, saving, micro insurance, loan
Since people with low incomes do not have access to financial institutions, and in most developing countries
only public workers benefit from the services of public banks, the poor and private workers with low incomes
cannot borrow from these public banks. Hence, microfinance institutions (MFIs) have become the answer to
those who cannot benefit from the financial services of the public banks. The primary objective of this article is
to present issues to concerned body to look on the problem which is the shifting goal of micro finance from
financial sustainability to social sustainability.On my topic which is entitled the shifting goal of micro finance
from social sustainability to financial sustainability, I have tried to summarize different literature and make an
argument on the two contradicting ideas. Tracing the goal of microfinance I conclude that the microfinance
objective has to be kept as to provide social and financial service for the poor and marginalized group. But the
concern of scholars and the institution on financial sustainability of micro finance which should not be
underestimated problem has to be solved. Unless otherwise the microfinance institution has to be merged with
banks Shifting of the goal of microfinance from social sustainability to financial sustainability is the missing link.
The scholars and the financial institutions against my idea have to answer the question of what is the reason for
the existence of micro finance. Finally I recommend as strengthening the microfinance social service such as
training and development on entrepreneurial skill, leader ship skill, marketing skill and others which in turn
proof financial performance.
Keywords: Microfinance, Social performance, financial performance, entrepreneurial development, financial
institution, banks, microcredit, saving, micro insurance, loan