Papers by Siti Nurazira Mohd Daud
Food Science and Biotechnology, 2012
ABSTRACT
International Journal of Management Studies
The Asian Financial Crisis in 1997 witnessed an episode of high accumulation of external debt amo... more The Asian Financial Crisis in 1997 witnessed an episode of high accumulation of external debt among the crisis-hit countries, namely Indonesia, Malaysia, Philippines and Thailand. This leads to the issue of the role played by external debt in stimulating the economies of ASEAN-4 countries. This paper tries to examine the role of external debt in the economies of the ASEAN-4 countries. The results demonstrate that external debt plays a role in improving the economic growth of the ASEAN-4 countries. In addition, the accumulation of external debt is positively associated with Indonesia’s and Thailand’s economic growth up to an optimal level, beyond the optimal level the external debt has inversely contributed to the economy. Keywords: External debt, ASEAN-4, economic growth.

Ulum Islamiyyah
The aim of this study is to analyse and identify date consumption patterns by region in Malaysia.... more The aim of this study is to analyse and identify date consumption patterns by region in Malaysia. In addition, this study also will identify demand on dates in Malaysia. Currently, there is a lack of study on prophetic food, especially in Malaysia. The data were collected through survey questionnaires. The sample size of this study was 1739 respondents from various socioeconomic backgrounds, profession, and level of education. The survey was conducted in several states in Peninsular Malaysia in June 2015. Descriptive statistics and crosstab have been used to find the results. The findings showed that Selangor had the most date consumers. The reason is that Selangor is an urban state, and the level of income of respondents from this state is higher compared to other states. Moreover, the level of education and awareness among respondents in Selangor are better compared to other states. This study also showed that people tend to consume dates not only because of religion but also beca...

Cogent Business & Management
A rapid increase in household debt is undeniably a main concern among policymakers. Studies indic... more A rapid increase in household debt is undeniably a main concern among policymakers. Studies indicating the damaging effect of rapid rise in household debt towards economic growth attracted many researchers to determine its reasons. The risk from high household debt is not only applicable to advanced economies, but also inherent in emerging economies. Thus, the present study examines the leading causes of household debt in emerging economies. The study employs a biascorrected least square dummy variable for the period of 1995-2018. The results show positive and significant effects of financial development, house prices, and lending interest rate. Meanwhile, unemployment rate and inflation are negatively associated with household debt. The study therefore urges policymakers, relevant authority and financial institutions to employ suitable and effective policy to mitigate the factors identified in the rise of household debt.
International Journal of Business and Society
Average household debt has now surpassed the level of 2008, which signals an increase in systemic... more Average household debt has now surpassed the level of 2008, which signals an increase in systemic risk and thereby the fragility of the financial system. This paper investigates the effect of household debt on 24 countries’ economic growth. In addition, we also examine whether a tipping point of debt exists. By employing the threshold method, we found that the impact of household debt on a country’s economic growth is negative. Because the relationship between debt and growth is a monotonically non-increasing function, we do not find a magic threshold of debt.
International Journal of Academic Research in Business and Social Sciences
Buletin Ekonomi Moneter dan Perbankan
This paper addresses the gap in the literature by investigating the role of the institutional qua... more This paper addresses the gap in the literature by investigating the role of the institutional quality in the nexus of external debt and economic growth. By employing a dynamic panel data analysis, we found that the institutional quality plays some role in complementing the effect of external debt on a country’s economic growth. We also found that the negative effect of external debt and a country’s economic growth monotonically increases with the level of institutional indicator, which implies the possibility of debt overhang may still happen in economies endowed with good institutions, but for higher values of debt.
Applied Economics Letters
Emerging Markets Finance and Trade
Ilmu Pertanian (Agricultural Science)
The study aimed to review the challenges and opportunities of mass productivity scale (MPS) for t... more The study aimed to review the challenges and opportunities of mass productivity scale (MPS) for the dates (Phoenix dactylifera L.) farm in Malaysia. The review on site and document was done to drill the issues faced by dates palm farmers. The common issues affecting dates farm in Malaysia are insect pest attack, import permit, lack of expertise, and climate and soil requirements. In a united response, the government should form the National Dates Palm Centre (NDPC) which will explore opportunities to address issues faced by the dates palm sector in Malaysia.
The Journal of Muamalat and Islamic Finance Research
The soaring housing prices in Malaysia is not a recent issue. It is a global phenomenon especiall... more The soaring housing prices in Malaysia is not a recent issue. It is a global phenomenon especially in developing and developed countries, driven by factors including land price, location, construction materials cost, demand, and speculation. This issue demands immediate attention as it affects the younger generation, most of whom could not afford to buy their own house. The government has taken many initiatives and introduced regulations to ensure that housing prices are within the affordable range. This article aims to introduce a housing price control element from the Shariah perspective, as an alternative solution for all parties involved in this issue. It adopts content analysis methodology on policy from Shariah approved sources.

International Journal of Housing Markets and Analysis
Purpose This paper aims to investigate Malaysia’s house prices behaviour by decomposing trend, cy... more Purpose This paper aims to investigate Malaysia’s house prices behaviour by decomposing trend, cycle and stochastic component. Design/methodology/approach The authors perform an unobserved component model of a structural time series and Markov switching model that covers the period 1999Q1 to 2015Q4. Findings The results reveal that the variation in house price in Malaysia is best explained by its trend level, with a small role played by the cycle component; this implies the potential for gaining returns on investments in property by investors and households. The results also show that Malaysia’s HPI cycle is between 8 and 17 years which, in relative terms, is twice the length of the growth cycle and the business cycle in the economy. Meanwhile, the overall movement of HPI is forecast to have a marginal price increase up to 2028Q2. Originality/value As house prices remained elevated during the year, the house price dynamic is pivotal for understanding the source of changes in house p...
Economics and Business Letters
This article investigates the existence of credit and housing booms in the Malaysian economy, wit... more This article investigates the existence of credit and housing booms in the Malaysian economy, with high levels of household indebtedness. The results reveal that both the credit boom and the housing boom exist and imply the fragility of the financial sector of the economy.

Malaysian Journal of Sustainable Agriculture
Only a small number of farmers involve in planting prophetic fruits such as dates palm, figs, pum... more Only a small number of farmers involve in planting prophetic fruits such as dates palm, figs, pumpkin and watermelon in Malaysia. If look at Malaysia, Muslim is the majority population and practices Prophet Muhammad (pbuh) is a sunnah in order to gain benefit at the end of the day as a Muslim. There is a potential for Malaysian to plant and produce these prophetic fruits due to it availability in small scale. The main purpose of this study is to provide an overview of Malaysia as a hub of planting the prophetic fruits as well as known as sunnah consumption. Methodology is based on review of previous literatures and interview conducted. As recommendation and findings, there is huge potential for planting these prophetic fruits as shown in findings dates palm, figs, pumpkin and watermelon. Economic and religious information will lead to the success of planting these types of fruits. The involvement of government agencies and private sectors is essential in the promotion of planting prophetic fruits to farmers. This study contributes to the literature of planting several prophetic fruits which is available to cultivate, plant and harvest in Malaysia.
Global Economic Review, 2011
Abstract The main analytical contribution of this paper is to analyze the cost of the decision to... more Abstract The main analytical contribution of this paper is to analyze the cost of the decision to jointly hold reserves and sovereign debt. By analyzing the impact of holding reserves and sovereign debt on sovereign credit ratings will provide the evidence of the costs of holding ...
Global Business and Economics Review, 2014
ABSTRACT The objective of this paper is to investigate the relationship between financial and eco... more ABSTRACT The objective of this paper is to investigate the relationship between financial and economic uncertainty (risk) and the demand for international reserves. In addition, the association between this relationship and the political risk condition is further analysed for selected emerging economies. By using panels of 20 emerging countries, the empirical results show that the decision by the emerging economies to hold international reserves is largely dependent on the fluctuations in the financial risk indicators. In addition, the interdependency between the demand reserves function and the type of financial risk indicator also varies across countries' political conditions.
Economic Research-Ekonomska Istraživanja, 2013
Mediterranean Journal of Social Sciences, 2015
This study aims to examine the relationship between growth and unemployment in Egypt between 2006... more This study aims to examine the relationship between growth and unemployment in Egypt between 2006 Q1-2013 Q2. The Dickey-Fuller (ADF) unit root test, the Johansen Co-integration test and the Standard Granger Causality test were applied to examine the relationship between unemployment and Gross Domestic Product (GDP). The results indicated there were no cointegration relationship between the variables of unemployment and GDP specifically implying there is no long-term relationship between the variables. However, in the short term, there is a direct causality relationship have been observed between the unemployment rate to economic growth.
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Papers by Siti Nurazira Mohd Daud