Papers by Prof Dr M Kamal Uddin

IIUC Studies, 2016
With the uprising of the economy of Bangladesh, a dramatic change has been observed in service se... more With the uprising of the economy of Bangladesh, a dramatic change has been observed in service sectors. Particularly, the expansion in private banking business, along with customized service, has brought higher employment opportunities equally to both male and female graduates. This situation has created an urge to the bank policy makers to identify the basic reasons and brought them into consideration with job satisfaction issue. Job satisfaction is one of the most widely researched areas in organization behavior and human resource management (Okpara, 2006). Extensive study has shown that job satisfaction has a ABSTRACT: Banking sector in Bangladesh is recruiting women more in number than ever before. Women are now viewed by planners and policy makers as equal partners in the process of development and great contributors to state economy. Banks, as development catalysts, need to evaluate both the male and female employees, in a timely manner to enhance their effort to work. This paper attempts to evaluate job satisfaction of bank officers considering sex differences to determine a fruitful comparison. The research work was conducted through JDI administered questionnaire on a sample of 210 employees from six banks (Two public and four private banks). A popular measure of job satisfaction-the Job Descriptive Index (JDI)-measure satisfaction in terms of five aspects of a person's job: pay, promotion, supervision, the work itself and co-workers (Hellriegel and Woodman, 1995). As the two gender groups were not normally distributed, a Mann-Whitney U test was applied to test relationship between gender and job satisfaction with each facet. The findings of the study show that higher satisfaction among females for three of the five job facets while male officers dominate the rest two factors. The present study attempts to enrich the existing knowledge base in the area of job satisfaction in banking sector adding a new dimension of HRM-issues.

European Journal of Business and Management, 2014
The banking sector in Bangladesh has achieved unprecedented expansion in terms of number and dive... more The banking sector in Bangladesh has achieved unprecedented expansion in terms of number and diversity of business keeping the view of individual and national perspectives. Such highly evolved booming as well as challenging sector requires upbeat and enthusiastic workers with strong interpersonal skills. Our Fresh graduates can have a variety of opportunities to grow further in future in this platform. Now-a-days, they prefer banking as their profession because they assume that there are lots of opportunities to grow their career in this field. This paper primarily tries to explore the different perceived reasons which motivate young graduates to prefer banking as a profession and to build up their career in this sector. Data has been collected through both primary and secondary sources and an articulated (both statistical and conclusive) methodology has been followed for judging various dimensions covering factors behind their tendency toward banking profession. Moreover, this research tries to figure a way to direct and guide the young professionals as it puts forward some recommendations assisting them to overcome hesitations in choosing banking as a profession as well as to attract the attention of the policy makers into the vital issues for making the field lucrative one.

Tropical deltas and coastal zones: Food production, communities and environment at the land and water interface, 2010
The delta soils of Bangladesh occur in the coastal region of the Ganges tidal flood plain, the yo... more The delta soils of Bangladesh occur in the coastal region of the Ganges tidal flood plain, the young Meghna estuarine flood plain, the old Meghna estuarine flood plain and the Chittagong coastal plains. Although delta soils constitute some of the most productive lands of the country, their characterization has received little attention, often because of limited accessibility. However, this information is necessary to maximize their use for agriculture to enhance national food security. Soil characteristics of farmers' fields from saline and non-saline delta zones were evaluated to understand their soil fertility status, salt content and distribution in these soils and their potential for the cultivation of modern rice varieties. Electrical conductivity in the saturation extract of the topsoil in the saline zone varied from 1 to 20 dS/m, whereas it ranged from 0.7 to 1.6 dS/m in the non-saline zone. The pH of these coastal soils ranged from moderately acidic to mildly alkaline (5...

Procedia Engineering, 2014
The distribution of stress singularity field near the vertex of two-phase material components is ... more The distribution of stress singularity field near the vertex of two-phase material components is very important to maintain the reliability of intelligent materials. Piezoelectric material, due to its characteristic direct-converse piezoelectric effect, has naturally received considerable attentions. In this paper, stress singularity at a vertex in transversely isotropic piezoelectric dissimilar material joints is analyzed. Eigen analysis based on FEM is used for stress singularity field analysis of piezoelectric dissimilar material joints. The Eigen equation is used for calculating the order of stress singularity, and the angular function of elastic displacement, electric potential, stress and electric displacement. Stress and electric displacement fields demonstrate that the value near the free edge of the joint is larger than that at the inner portion. From the numerical result, it issuggested that delamination of the interface may occur at the interface edge of the dissimilar piezoelectric material joints due to the higher stress concentration at the free edge.

Journal of Mechanical Engineering, 2014
The order of singularity near the vertex of bonded joints is one of the main factors responsible ... more The order of singularity near the vertex of bonded joints is one of the main factors responsible fordebonding under mechanical or thermal loading. The distribution of stress singularity field near the vertex ofbonded joints is very important to maintain the reliability of intelligent materials. In this paper, order of stresssingularity at vertex in 3D transversely isotropic piezoelectric dissimilar bonded joints is analyzed. Eigenanalysis based on FEM is used for stress singularity field analysis of piezoelectric bonded joints. The eigenequation is used for calculating the order of stress singularity, and the angular function. The numerical resultshows that the angular functions have large value near the interface edge than the inner portion of the joint.Therefore, there is a possibility to debond and delamination may occur at the interface edge of the piezoelectricbonded joints due to the higher stress and electric displacement concentration at the free edge.DOI: http://dx.doi.org/...

European Journal of Business and Management Research
The study aims to investigate the effect of non-performing loans on profitability with operating ... more The study aims to investigate the effect of non-performing loans on profitability with operating efficiency as an intervening variable. The study is conducted on the state-owned commercial banks in Bangladesh. The purposive sampling technique is chosen to select the sample banks. Secondary data has been collected from the annual reports of sample banks. The technique of data analysis used is descriptive, multiple regression analysis, and path analysis. PROCESS Macro Mediation Model 4 has been applied to examine the mediation effect. The study finds that non-performing loan has a positive but insignificant effect on operating efficiency, on the other hand, operating efficiency has a negative and insignificant impact on profitability. The statistical result in the direct effect of non-performing loan on profitability shows that non-performing loan has a negative and significant impact on profitability in presence of the operating efficiency. The findings in PROCESS Macro mediation eff...

University-Industry Collaboration (UIC) creates highly skilled and productive business graduates ... more University-Industry Collaboration (UIC) creates highly skilled and productive business graduates for meeting demand of industry, globalization, knowledge economy, and job market at home and abroad. In coping with ongoing acute competitive pressures of the information edge, higher education curricula of business needs to be intellectually planned, through collaboration between university and industry and developing more connectivity among different stakeholders. Examples of such successful co-operation are well manifested in several countries especially in USA, created interest elsewhere to evaluate university-industry link programs. The present research has collected primary and secondary data from one public university (University of Chittagong) and one group of industries (PHP group of companies) for the study purpose. This study employed both qualitative and quantitative research instruments which have identified some criteria in order to develop a framework which are

This study was a case analysis of the effective performance of lean tools adoption in a mango jui... more This study was a case analysis of the effective performance of lean tools adoption in a mango juice processing line-1 of X Food Industry in Bangladesh. This work addresses the implementation of lean tools in order to evaluate present Process Cycle Efficiency and lead time prior to develop an improved strategy to bring the improved PCE and to reduce the lead time. Value Steam Map and Pareto analysis were applied to evaluate the present and future state PCE and lead time. At the present state, the PCE was found 15.28% and after the implementation of lean tools it would be 34.05% at future state where lead time would also be reduced by 55.10%. The production flow was optimized by minimizing several non value added activities and time such as bottlenecking, machine breakdown, queue time, waiting time, material handling time, etc. Eventually, this case study will be useful in developing a more generic approach to design lean environment in management system of the studied X food industry.

Journal of Civil Engineering (IEB), 2004
Dumping of brick dust and other waste brick particles, flakes etc., not only occupy land but also... more Dumping of brick dust and other waste brick particles, flakes etc., not only occupy land but also create environmental problems. The problems could be reduced to a large extent by using these waste materials in cement concrete. The reasons for using brick dust include economical gain and beneficial modification of certain properties of fresh and hardened concrete elements. This study gives an overview of the physical and chemical properties of brick dust as a mineral admixture (BDMA), which is dumped as waste from brick and tile factories in Bangladesh. Various properties of brick dust have been studied. Experimental results indicate that brick dust could be used for partial replacement of cement in concrete. Concrete cubes prepared with 20% cement replaced by brick dust (BDMA) shows compressive strength comparable to concrete cubes prepared with Portland cement only. Concrete prepared with 20% cement replaced by BDMA also shows good resistance to chemical attack, specially the sulfate attack. They also show better pore refinement after long period. Chemical composition and lime reactivity strength of brick dusts have been found to be within the range given for good pozzolanic material. The pore refinement and relatively low heat of hydration in the presence of BDMA show that certain properties of concrete could be improved by using brick dust in combination with Portland cement.
Bangladesh Journal of Public Administration, 2021

Sustainability, 2019
This study focuses on better development of green buildings. The key to the sustainable developme... more This study focuses on better development of green buildings. The key to the sustainable development of the construction industry is to popularize and promote the spread of green building technologies (GBTS) in the construction market. This study integrates the technology acceptance model (TAM) and the innovation diffusion theory (IDT) to analyze and construct the theoretical model of developers’ GBTS adoption behavior from three dimensions, including the individual factor, product factor and interface factor. This paper discusses the mechanism of GBTS adoption and diffusion in the construction market. The data are collected by questionnaire, and the structural equation model (SEM) is used for empirical analysis. The results show that the developers’ perceived usefulness (PU) and perceived ease of use (PEOU) of GBTS, developers’ innovativeness and sense of community at the individual level, competitive advantage at the product level, as well as government structural guarantees and re...
Journal of Civil Engineering (IEB), 2005
The causes of debris flows in clayey soils were studied by carrying out some tests. Several impor... more The causes of debris flows in clayey soils were studied by carrying out some tests. Several important conclusions are drawn about shear strength properties, creep properties and swelling pressure of clay and their influences on debris flows. Boundary surface layer ...

Bangladesh Journal of Public Administration, 2021
Small, Medium & Cottage Enterprises (SMEs) possesses the potency to bring out revolution spurring... more Small, Medium & Cottage Enterprises (SMEs) possesses the potency to bring out revolution spurring industrial g~o~v t h and economic development including proliferation of new employment opportunities. SMEs occupy about 98 percent in the industrial sector of this country. But until now, no recognized framework of classiJication of different types of industries of this sector has been formulated in the national context. The SMEs have succumbed to lose its pace & dynamism due to lack of appropriate policies & strategies. A defined structure of various industries under SMEs in the context of Bangladesh has been presented in this paper citing core policy in each sub-sector. Policy imperatives have been highlighted for the Government and associated public organizations like BSCIC. By addressing existing problems of the sector, a multifaceted general and conducive policies and strategies to acceIerate sustainable development of SMEs in the country have been propounded in this paper. This paper is an outcome of a research study and a sample survey conducted recently on some selected SMEs under IAT, B UET-Industry-FBCU linkage program.

Bangladesh Journal of Public Administration, 2021
Inter-organizational linkage of industrial firms through subcontracting is an effective means of ... more Inter-organizational linkage of industrial firms through subcontracting is an effective means of facilitating greater participation in the product (or product component) technology & 'production process, sharing of facilities, assurance of quality, price competitiveness, advance marketing and augmentation of market horizan. The approach is not only a supportive to small firms but also to larger firms which in turn gain better management functionality rendering less hassle to producing even complex products with multitude of modules. !As a developing country, Bangladesh should adopt & spur such strategy both in micro and macro level. ln Bangladesh, SMEs (Small & Medi ~terprises) possess high potency to proliferate through subcontracting. BSCIC (Bangladesh Small & Cottage Industries-Corporation) though launched its Subcontracting scheme in mideighties, has not been expanded significantly as was planned. This scheme to be rejuvenated and all other possible forms of subcontracting arrangement among the industries to be proliferated at larger scale. Since the sector periphery of the State-Owned-Enterprises (SOEs) is being contracted, the scope of subcontracting under government patronage is becoming limited. Thus subcontracting among the industries in private sector to be ... , spuireawith dynamism at larger7cale. The paper is an outcome of a • research study recently. conducted by the author on Subcontracting based on some selected surveyed industries.

Based on existing literature this paper provides a clearly conceptual framework for Small and Med... more Based on existing literature this paper provides a clearly conceptual framework for Small and Medium Enterprises (SMEs) financing in the global context. The conceptual framework has been organized in terms of some selected crucial aspects, such as: the financial institution structures; the lending infrastructures, and finally the lending strategies in using SME financing. The financial institution structures deals with the comparative advantages of different types of financial institutions. Here we focus mainly on the comparative advantages of large vs. small financial institutions; foreign-owned vs. domestically-owned institutions, and state-owned vs. privately-owned institutions in lending to SMEs. The lending infrastructure includes: the information environment; the legal, judicial and bankruptcy environment, and finally the tax and regulatory environments, all of which may directly or indirectly affect SME credit availability. Regarding lending strategies, we focus mainly on the core technologies such as: financial statement lending; small business credit scoring; asset-based lending; factoring; trade credit, and finally the relationship lending technology. We focus on the parts of the financial system that are most relevant to SME finance. We concentrate on the private debt markets that provide external finance to SMEs, and exclude discussions of the public equity and debt markets, which are generally beyond the reach of SMEsSmall and Medium Enterprises (SMEs) Financing Revisited: Lessons for Bangladesh

2016 5th International Conference on Informatics, Electronics and Vision (ICIEV), 2016
As 3G has been launched in Bangladesh already, 4G technology will be launched in the country in n... more As 3G has been launched in Bangladesh already, 4G technology will be launched in the country in near future. This will create huge impact in country's telecommunication market. As 4G is a new technology for the country, for all operators it is very crucial to understand the concentration aspects to adopt it This study aims to identify the critical concentration aspects for operators of Bangladesh to adopt 4G technology. Primary data required for this study were collected from a written survey. Secondary data were collected from other different information sources. For result analysis, Analytic Hierarchy Process (AHP) was used. Study finds that, Technology is the most critical factor to adopt 4G technology by telecom operators in Bangladesh. Other critical sub-factors are Network Coverage & quality, Technological up-gradation, Product-Packages & Pricing, Advertising & branding. Data service has been identified as the prime focus area for operators to adopt 4G technology.
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Papers by Prof Dr M Kamal Uddin