International Journal of Engineering Trends and Technology
E-wallets are becoming increasingly popular as more people use digital payments for everyday tran... more E-wallets are becoming increasingly popular as more people use digital payments for everyday transactions. The research is determined to assess the relationship among essential factors for usage intention to use e-wallets among some selected undergraduate university students in Bangladesh. The researchers took a more precise approach by combining the TAM and TPB models to conduct this research. Primary and secondary data collection are required for investigation. About 347 data have been collected. Data were analyzed through SPSS as well as SmartPLS software. Collected data was analyzed through a mix of descriptive and inferential statistics. Students' adoption of electronic wallets at public universities was studied using inferential statistics. Researchers used descriptive statistics to break down the demographics and personalities of e-wallet users. The sample of users for e-wallets who provided the data is representative of the general population. Using structural equation modelling, the researchers discovered support for all but two of their hypotheses. Thus, the study concluded that both positive attitudes toward e-wallets and high estimates of their usefulness are significantly associated with long-term intentions to use them. The study's implication, combining TAM and TPB models, was empirically evaluated at some selected universities to identify students' persistent intent to use electronic wallets. In addition, developers of e-wallet apps bear in mind the aspects of e-wallet adoption by users as they create their apps.
This study aims to determine the present and future scopes of the digital economy in Bangladesh t... more This study aims to determine the present and future scopes of the digital economy in Bangladesh to build a developed and prosperous country by 2041. Simultaneously, it analyses the components of the Digital Economy from numerous perspectives from contributing to Bangladeshi economy with an adaptation of the 4th Industrial Revolution and emerging technologies. In the methodology section, qualitative approach is conducted to determine the research objectives where secondary data is used. Around 100 papers are collected and 51 articles are used for conducting this study. The findings of the study are to present the current state of the digital economy which is developing trends that contribute to national GDP for the adaptation of the 4IR for the transformation of smart Bangladesh. From the conceptual implication, companies and individuals are aware of the digital economy, which would lessen digital divide and create a strong link between technology and the economy. Furthermore, establ...
Journal of Asian Finance, Economics & Business (JAFEB), 2023
The study attempts to examine the relationship among revenue growth factors from different angles... more The study attempts to examine the relationship among revenue growth factors from different angles and provides a comprehensive overview of tax revenue collection for developing countries. The impact of income tax, customs duty, and value-added tax on the gross domestic product is examined using the ordinary least-square (OLS) multiple regression approach. To confirm the association, a multiple regression model is applied to time-series data. SPSS software, MS Excel, is used to draw the empirical results, trend analysis, and some graphical presentation to reach the study's objective. The findings show that while the value-added tax has a significant impact and the highest coefficient, regardless of country, income tax and customs duty may or may not be significant depending on the circumstances. It triggers effectual and efficacious economic growth. The paper has implications in policy-making areas where governments are seeking how to stimulate revenue growth effectively and efficiently. To promote economic growth, the tax net and tax rate on luxury goods should be increased along with human resources in the tax administration for the short term. But in the long term, decentralization & digitization of tax administration, dismantling the existing tax barriers and good governance are necessary.
Purpose Money laundering (ML) is a major criminal offence stemming from unethical practices by pe... more Purpose Money laundering (ML) is a major criminal offence stemming from unethical practices by personnel on the ground at Chattogram Port, an important import and export facility in Bangladesh. Because money can be more easily laundered through imports, it is necessary to investigate the dubious process in this sector. This study aims to identify the items most regularly used for easy ML and the factors contributing to their vulnerability. Design/methodology/approach This research uses a qualitative approach and analyses information from primary sources. Data is obtained from customs officials, port authority personnel, importers and customs brokers through semi-structured questionnaires. Although there are many techniques for ML, this study only found three most overwhelming: under-invoicing, over-invoicing and misdeclaration. A few case studies have been used based on newspaper reports and the internet to triangulate the qualitative data. Findings Four import items – food products...
International Journal of Engineering Trends and Technology
E-wallets are becoming increasingly popular as more people use digital payments for everyday tran... more E-wallets are becoming increasingly popular as more people use digital payments for everyday transactions. The research is determined to assess the relationship among essential factors for usage intention to use e-wallets among some selected undergraduate university students in Bangladesh. The researchers took a more precise approach by combining the TAM and TPB models to conduct this research. Primary and secondary data collection are required for investigation. About 347 data have been collected. Data were analyzed through SPSS as well as SmartPLS software. Collected data was analyzed through a mix of descriptive and inferential statistics. Students' adoption of electronic wallets at public universities was studied using inferential statistics. Researchers used descriptive statistics to break down the demographics and personalities of e-wallet users. The sample of users for e-wallets who provided the data is representative of the general population. Using structural equation modelling, the researchers discovered support for all but two of their hypotheses. Thus, the study concluded that both positive attitudes toward e-wallets and high estimates of their usefulness are significantly associated with long-term intentions to use them. The study's implication, combining TAM and TPB models, was empirically evaluated at some selected universities to identify students' persistent intent to use electronic wallets. In addition, developers of e-wallet apps bear in mind the aspects of e-wallet adoption by users as they create their apps.
This study aims to determine the present and future scopes of the digital economy in Bangladesh t... more This study aims to determine the present and future scopes of the digital economy in Bangladesh to build a developed and prosperous country by 2041. Simultaneously, it analyses the components of the Digital Economy from numerous perspectives from contributing to Bangladeshi economy with an adaptation of the 4th Industrial Revolution and emerging technologies. In the methodology section, qualitative approach is conducted to determine the research objectives where secondary data is used. Around 100 papers are collected and 51 articles are used for conducting this study. The findings of the study are to present the current state of the digital economy which is developing trends that contribute to national GDP for the adaptation of the 4IR for the transformation of smart Bangladesh. From the conceptual implication, companies and individuals are aware of the digital economy, which would lessen digital divide and create a strong link between technology and the economy. Furthermore, establ...
Journal of Asian Finance, Economics & Business (JAFEB), 2023
The study attempts to examine the relationship among revenue growth factors from different angles... more The study attempts to examine the relationship among revenue growth factors from different angles and provides a comprehensive overview of tax revenue collection for developing countries. The impact of income tax, customs duty, and value-added tax on the gross domestic product is examined using the ordinary least-square (OLS) multiple regression approach. To confirm the association, a multiple regression model is applied to time-series data. SPSS software, MS Excel, is used to draw the empirical results, trend analysis, and some graphical presentation to reach the study's objective. The findings show that while the value-added tax has a significant impact and the highest coefficient, regardless of country, income tax and customs duty may or may not be significant depending on the circumstances. It triggers effectual and efficacious economic growth. The paper has implications in policy-making areas where governments are seeking how to stimulate revenue growth effectively and efficiently. To promote economic growth, the tax net and tax rate on luxury goods should be increased along with human resources in the tax administration for the short term. But in the long term, decentralization & digitization of tax administration, dismantling the existing tax barriers and good governance are necessary.
Purpose Money laundering (ML) is a major criminal offence stemming from unethical practices by pe... more Purpose Money laundering (ML) is a major criminal offence stemming from unethical practices by personnel on the ground at Chattogram Port, an important import and export facility in Bangladesh. Because money can be more easily laundered through imports, it is necessary to investigate the dubious process in this sector. This study aims to identify the items most regularly used for easy ML and the factors contributing to their vulnerability. Design/methodology/approach This research uses a qualitative approach and analyses information from primary sources. Data is obtained from customs officials, port authority personnel, importers and customs brokers through semi-structured questionnaires. Although there are many techniques for ML, this study only found three most overwhelming: under-invoicing, over-invoicing and misdeclaration. A few case studies have been used based on newspaper reports and the internet to triangulate the qualitative data. Findings Four import items – food products...
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