Contemporary Research: An Interdisciplinary Academic Journal
Work force diversity has become an organizational imperative and as such, it is important for org... more Work force diversity has become an organizational imperative and as such, it is important for organizations to understand, embrace and manage diversity to be able to outperform competitors. Researchers have produced mixed result on the impact of diversity on performance. Some scholars found a positive relation between diversity factors and performance whilst others have found negative relations between diversity factors and performance. This paper therefore examines the effect of work force diversity factors (generational diversity, gender diversity, ethnic/racial diversity) and the role of managerial expertise on organizational performance. This study followed the correlational research design as it intends to evaluate the impact of workforce diversity on banking sector performance. The population of the study was managerial level employees working in banking sector of Nepal and 156 responses were collected and analyzed. Five-point Likert scale questionnaire was used to collect the...
The study aims to assess the public perception on the effectiveness of health insurance services ... more The study aims to assess the public perception on the effectiveness of health insurance services provided by the Government of Nepal. This study adopts a descriptive and analytical research design. A sample of usable 135 respondents was collected using purposive sampling method from the respondents in Kathmandu District. The influencing factors of public perception taken were level of awareness, information sources, level of satisfaction and problems faced. The study also examined the public perception influenced on the health insurance service growth in Nepal. The study concluded that for the successful implementation of health insurance coverage, it was found necessary to understand the basic dynamics of consumer preferences, service providers, acceptability, and pricing of health insurance products.
Journal of Business and Social Sciences, Dec 3, 2018
We are pleased to welcome you all for the pages of JBSS. It is our great opportunity to publish t... more We are pleased to welcome you all for the pages of JBSS. It is our great opportunity to publish the original research based articles through this second issue of the journal. During the course of collection, peer review process, acceptance-rejection, correction, and publication have really been memorable and remarkable. The continuous commitment of peer reviewed and editorial board become the appreciable motivational job for the publisher. With the help of many dedicated managing editors, peer reviewed team, administrative and all the associates of the journal, the publication become successful.
The objective of the research paper is to analyze the inventory management and the profitability ... more The objective of the research paper is to analyze the inventory management and the profitability of PE in Nepal. The descriptive and analytical research designs have been adopted in the study. The quantitative research approach has been used in the study. The population of the study is 37 public enterprises in Nepal. NFC, HPPC, and DDC are the samples taken based on purposive sampling method. The descriptive analysis, correlation analysis, and multiple regression analysis tools have been used in the study with seven years data from the years 2011AD to 2017AD. The variables used are CR, QR, CCC, ITR, ROA, ROE, OM, firm growth, and size of the firm. The results provide the negative and insignificant relationship between inventory turnover and liquidity ratios with profitability. The results concluded the negative and insignificant relationship with current assets, quick assets with profitability. CCC is found as insignificant positive relationship with profitability. Thus, the study c...
Fashion clothes industry is dependent on endless ideas and new opportunities. The apparel industr... more Fashion clothes industry is dependent on endless ideas and new opportunities. The apparel industry replicates people’s lifestyles and represents their social and economic status. The study aims on analyzing the impact of fashion involvement and hedonistic consumption tendency on purchase intention towards fashion apparel industry. The sample contained the representation of population from different cities between the age group 18 to 40. The purposive sampling technique, non-probability sampling techniques and 200 respondents had been selected to collect the data. The result specified that the data was highly reliable with the different values as reported by Cronbach’s Alpha test. Factor analysis, ANOVA, and regression analysis had been done to analyze the data. The regression analysis concluded and proved that there was a positive significant impact of fashion involvement and hedonistic consumption tendency on purchase intention.
The study aims at analyzing the determinants of job satisfaction in bank employees of Kathmandu v... more The study aims at analyzing the determinants of job satisfaction in bank employees of Kathmandu valley, Nepal. The research has adopted analytical research design. The Exploratory Factor Analysis has been conducted to analyze the factor influencing job satisfaction of junior level bank employees in Kathmandu valley. The 31 usable sample sizes have been taken for the study purpose. The study found most significant factor as job security, years of experience, social status and financial status. The study concludes that the job security, experience and salary ad allowance are the building block of job satisfaction for junior level bank employees in Kathmandu valley.
The research aims to provide empirical evidence of the effects of POPs on organizational performa... more The research aims to provide empirical evidence of the effects of POPs on organizational performance. The organizational performance has been analyzed with the variables job stress and job satisfaction. The population of the study is IOM, TUTH as a public service organization. The purposive sampling method was adopted in the primary survey analysis. One hundred ten questionnaires had been collected from administrators, academician, consultant, and professionals. The usable questionnaires were one hundred comprising of sixty percent male and forty percent female. The already tested questionnaires; nine items five point likert scale in measuring POPs, seven items five point likert scale in measuring job stress and six items five point likert scale in measuring job satisfaction have been used to collect the responses on research issue. The research is qualitative study based on descriptive statistics. The study has shown the negative POPs inside the organization. The misuse of authorit...
IT is considered as a prominent cause for an organization's success. IT assists in collecting... more IT is considered as a prominent cause for an organization's success. IT assists in collecting, processing and disseminating data and information that helps in decisionmaking and ultimately in increasing performance. Presenting and justifying the effectiveness of technology in generating performance is a critical task. In the 21st century competitiveness is considered as the outcome of effective use of information technology. As in other countries, Information Technology is substantially used by the organizations in Nepal but assessment of effectiveness of IT and its impact on organizational performance is very few. Thus, this study is conducted to determine the level of use of information technology and its relationship with organizational performance. To achieve the objectives of the study, a descriptive and correlational design was used. Primary data was collected through a questionnaire administered electronically. The population for this study comprised of employees working ...
The investors' prioritization towards the gold investment and capital market investment is really... more The investors' prioritization towards the gold investment and capital market investment is really interesting issue. To clear the issue in the context of Nepal, the research paper seeks the relationship between gold prices on Nepalese capital market. The descriptive and analytical research design has been adopted in the study. The study is based on quantitative approach. The data has been collected from July 2015 to July 2018. The information on market index and gold price has been collected for the same period. The information has been collected from the annual reports of NEPSE, Nepal Gem and Jewellery Association (NEGJA), Nepal gold market and Federation of Nepal Gold and Silver Dealer's Association (FENEGOSIDA). The comparative analyses of gold market and capital market have shown the direct relationship between these two markets. The investors' tendency to switch to gold investment is found risky. The gold prices and interest rates have influence on NEPSE.
The research aims to provide empirical evidence of the effects of POPs on organizational performa... more The research aims to provide empirical evidence of the effects of POPs on organizational performance. The organizational performance has been analyzed with the variables job stress and job satisfaction. The population of the study is IOM, TUTH as a public service organization. The purposive sampling method was adopted in the primary survey analysis. One hundred ten questionnaires had been collected from administrators, academician, consultant, and professionals. The usable questionnaires were one hundred comprising of sixty percent male and forty percent female. The already tested questionnaires; nine items five point likert scale in measuring POPs, seven items five point likert scale in measuring job stress and six items five point likert scale in measuring job satisfaction have been used to collect the responses on research issue. The research is qualitative study based on descriptive statistics. The study has shown the negative POPs inside the organization. The misuse of authorit...
International Research Journal of Management Science
The study aims in analyzing the role of cooperatives for sustainable livelihood of people in Bagm... more The study aims in analyzing the role of cooperatives for sustainable livelihood of people in Bagmati Province (3), in Nepal. Cooperatives areconsidered to be the third pillar of Nepalese economy. The ongoing literature suggests that the cooperative movements have relationship with quality of work life of people and poverty reduction. Nepal is developing her future prosperity and growth. Hence, the study has pointed out the gap in the literature and the practice. The descriptive and analytical research designs have been adopted in the study. The secondary source has been used to collect the data. The MS Excel Software has been used to tabulate and analyze the data. The study found that the cooperative movement is more prone in Bagmati and Gandaki Province that resulted decrease in poverty rate and the increase in the employment rate. The activities of the cooperatives in the investment in share, saving, lending and employment creation hadcontributed in the sustainable livelihood of p...
The research paper aims to analyze the impact of green banking practices on bank’s environmental ... more The research paper aims to analyze the impact of green banking practices on bank’s environmental performance in Nepal. The casual relational research design has been adopted in the study. The simple and stepwise multiple regression analysis have been performed to accomplish the objective of the research. The research paper follows cross-sectional qualitative research with descriptive outcome. The Chronbach’s Alpha has been used to analyze the reliability of instruments and data. The 189 samples have been collected from the banks using convenience sampling method. The SPSS software has been used to tabulate and analyze the data. The research paper concluded the energy efficient equipment and green policy posed the significant impact on bank’s environmental performance; green loan and green project as not. Similarly, the environmental training contributed mild to bank’s environmental performance. The findings of the paper suggested the role of banks and government in encouraging envir...
Journal of Business and Social Sciences, Dec 3, 2018
The research paper aims to analyze the impact of green banking practices on bank's environmental ... more The research paper aims to analyze the impact of green banking practices on bank's environmental performance in Nepal. The casual relational research design has been adopted in the study. The simple and stepwise multiple regression analysis have been performed to accomplish the objective of the research. The research paper follows cross-sectional qualitative research with descriptive outcome. The Chronbach's Alpha has been used to analyze the reliability of instruments and data. The 189 samples have been collected from the banks using convenience sampling method. The SPSS software has been used to tabulate and analyze the data. The research paper concluded the energy efficient equipments and green policy posed the significant impact on bank's environmental performance; green loan and green project as not. Similarly, the environmental training contributed mild to bank's environmental performance. The findings of the paper suggested the role of banks and government in encouraging environmentally sustainable technologies as highly important for increasing bank's reputation and awareness among customers.
The research paper aim to analyze the financial strength and weaknesses of NEA by using DuPont an... more The research paper aim to analyze the financial strength and weaknesses of NEA by using DuPont analysis. The descriptive and analytical research designs have been adopted in the research. The quantitative data has been obtained from annual reports of NEA. The study covers eight years period from 2011/12 to 2018/19. The study concludes despite being the sole distributor of the electricity in the country, the financial performance, measured in terms of ROE, of NEA is very poor in first five years (2010/11 – 2015/16) of the study period. The primary source of such poor performance was negative profit margin. Besides, NEA is also exposed to higher financial risk measured in terms of equity multiplier. However, both these measures, ROE and EM have improved in later two years (2016/17 – 2017/18) of the study period.
The paper has been built up with the aim of analyzing the microfinance institutions status and in... more The paper has been built up with the aim of analyzing the microfinance institutions status and indebtedness in Nepal. Initially, the paper starts with the thematic review based on etymological, ontological, epistemological dimensions then the status of microfinance institutions and indebtedness in Nepal have been presented in the second part. The descriptive analytical research design has been adopted to analyze and interpret the population data. The fifty three microfinance institutions' data have been reviewed, tabulated and analyzed using MSExcel. The microfinance institutions have been found efficient in saving and credit services. The microfinance credit service has not been utilized as per the need of the people and capacity of the institutions. The loan recovery, interest recovery, clients awareness/activeness have been found effective. Overall, microfinance institutions status has been found sound. Only few institutions are below the satisfaction level. The microfinance ...
This paper aims toward amplifying the concept of cryptocurrency as emerging digital money in the ... more This paper aims toward amplifying the concept of cryptocurrency as emerging digital money in the world and its practices in Nepal. The paper is based on review of various articles, books and relevant websites that provide information regarding cryptocurrencies. The paper highlighted the conceptual part and types of cryptocurrencies in the first section, the major literature review in the context of world in the second section, and the practices of cryptocurrency in Nepal in third section followed by conclusion in final section. An exploratory research design has been adopted in the study. The primary survey has been done to collect the data with self administered questionnaire. The paper reveals the importance of cryptocurrencies in the present context of digital world. The paper concluded that the majority of the respondents are not well known about cryptocurrency in Nepal. The respondents are found interested to invest with knowledge, policy and security on cryptocurrency in Nepal...
The research paper aims to examine the attitudinal factors influencing herding behavior in order ... more The research paper aims to examine the attitudinal factors influencing herding behavior in order to manage the fluctuations, bubbles, and bursts in the Nepal capital market. The descriptive and analytical research design has been adopted in the study. The qualitative data has been collected through the structured, self-administered questionnaire distributed to five hundred investors of the securities market in Nepal. The usable questionnaires have been confined to 407responses. The statistical tools mean, percentages, correlation and regression analysis has been done to process the data towards findings. As the result, the decision accuracy, age and experiences have not been found significant. The result from the analysis revealed the significant relationship of hasty decision with herd behavior.
Contemporary Research: An Interdisciplinary Academic Journal
Work force diversity has become an organizational imperative and as such, it is important for org... more Work force diversity has become an organizational imperative and as such, it is important for organizations to understand, embrace and manage diversity to be able to outperform competitors. Researchers have produced mixed result on the impact of diversity on performance. Some scholars found a positive relation between diversity factors and performance whilst others have found negative relations between diversity factors and performance. This paper therefore examines the effect of work force diversity factors (generational diversity, gender diversity, ethnic/racial diversity) and the role of managerial expertise on organizational performance. This study followed the correlational research design as it intends to evaluate the impact of workforce diversity on banking sector performance. The population of the study was managerial level employees working in banking sector of Nepal and 156 responses were collected and analyzed. Five-point Likert scale questionnaire was used to collect the...
The study aims to assess the public perception on the effectiveness of health insurance services ... more The study aims to assess the public perception on the effectiveness of health insurance services provided by the Government of Nepal. This study adopts a descriptive and analytical research design. A sample of usable 135 respondents was collected using purposive sampling method from the respondents in Kathmandu District. The influencing factors of public perception taken were level of awareness, information sources, level of satisfaction and problems faced. The study also examined the public perception influenced on the health insurance service growth in Nepal. The study concluded that for the successful implementation of health insurance coverage, it was found necessary to understand the basic dynamics of consumer preferences, service providers, acceptability, and pricing of health insurance products.
Journal of Business and Social Sciences, Dec 3, 2018
We are pleased to welcome you all for the pages of JBSS. It is our great opportunity to publish t... more We are pleased to welcome you all for the pages of JBSS. It is our great opportunity to publish the original research based articles through this second issue of the journal. During the course of collection, peer review process, acceptance-rejection, correction, and publication have really been memorable and remarkable. The continuous commitment of peer reviewed and editorial board become the appreciable motivational job for the publisher. With the help of many dedicated managing editors, peer reviewed team, administrative and all the associates of the journal, the publication become successful.
The objective of the research paper is to analyze the inventory management and the profitability ... more The objective of the research paper is to analyze the inventory management and the profitability of PE in Nepal. The descriptive and analytical research designs have been adopted in the study. The quantitative research approach has been used in the study. The population of the study is 37 public enterprises in Nepal. NFC, HPPC, and DDC are the samples taken based on purposive sampling method. The descriptive analysis, correlation analysis, and multiple regression analysis tools have been used in the study with seven years data from the years 2011AD to 2017AD. The variables used are CR, QR, CCC, ITR, ROA, ROE, OM, firm growth, and size of the firm. The results provide the negative and insignificant relationship between inventory turnover and liquidity ratios with profitability. The results concluded the negative and insignificant relationship with current assets, quick assets with profitability. CCC is found as insignificant positive relationship with profitability. Thus, the study c...
Fashion clothes industry is dependent on endless ideas and new opportunities. The apparel industr... more Fashion clothes industry is dependent on endless ideas and new opportunities. The apparel industry replicates people’s lifestyles and represents their social and economic status. The study aims on analyzing the impact of fashion involvement and hedonistic consumption tendency on purchase intention towards fashion apparel industry. The sample contained the representation of population from different cities between the age group 18 to 40. The purposive sampling technique, non-probability sampling techniques and 200 respondents had been selected to collect the data. The result specified that the data was highly reliable with the different values as reported by Cronbach’s Alpha test. Factor analysis, ANOVA, and regression analysis had been done to analyze the data. The regression analysis concluded and proved that there was a positive significant impact of fashion involvement and hedonistic consumption tendency on purchase intention.
The study aims at analyzing the determinants of job satisfaction in bank employees of Kathmandu v... more The study aims at analyzing the determinants of job satisfaction in bank employees of Kathmandu valley, Nepal. The research has adopted analytical research design. The Exploratory Factor Analysis has been conducted to analyze the factor influencing job satisfaction of junior level bank employees in Kathmandu valley. The 31 usable sample sizes have been taken for the study purpose. The study found most significant factor as job security, years of experience, social status and financial status. The study concludes that the job security, experience and salary ad allowance are the building block of job satisfaction for junior level bank employees in Kathmandu valley.
The research aims to provide empirical evidence of the effects of POPs on organizational performa... more The research aims to provide empirical evidence of the effects of POPs on organizational performance. The organizational performance has been analyzed with the variables job stress and job satisfaction. The population of the study is IOM, TUTH as a public service organization. The purposive sampling method was adopted in the primary survey analysis. One hundred ten questionnaires had been collected from administrators, academician, consultant, and professionals. The usable questionnaires were one hundred comprising of sixty percent male and forty percent female. The already tested questionnaires; nine items five point likert scale in measuring POPs, seven items five point likert scale in measuring job stress and six items five point likert scale in measuring job satisfaction have been used to collect the responses on research issue. The research is qualitative study based on descriptive statistics. The study has shown the negative POPs inside the organization. The misuse of authorit...
IT is considered as a prominent cause for an organization's success. IT assists in collecting... more IT is considered as a prominent cause for an organization's success. IT assists in collecting, processing and disseminating data and information that helps in decisionmaking and ultimately in increasing performance. Presenting and justifying the effectiveness of technology in generating performance is a critical task. In the 21st century competitiveness is considered as the outcome of effective use of information technology. As in other countries, Information Technology is substantially used by the organizations in Nepal but assessment of effectiveness of IT and its impact on organizational performance is very few. Thus, this study is conducted to determine the level of use of information technology and its relationship with organizational performance. To achieve the objectives of the study, a descriptive and correlational design was used. Primary data was collected through a questionnaire administered electronically. The population for this study comprised of employees working ...
The investors' prioritization towards the gold investment and capital market investment is really... more The investors' prioritization towards the gold investment and capital market investment is really interesting issue. To clear the issue in the context of Nepal, the research paper seeks the relationship between gold prices on Nepalese capital market. The descriptive and analytical research design has been adopted in the study. The study is based on quantitative approach. The data has been collected from July 2015 to July 2018. The information on market index and gold price has been collected for the same period. The information has been collected from the annual reports of NEPSE, Nepal Gem and Jewellery Association (NEGJA), Nepal gold market and Federation of Nepal Gold and Silver Dealer's Association (FENEGOSIDA). The comparative analyses of gold market and capital market have shown the direct relationship between these two markets. The investors' tendency to switch to gold investment is found risky. The gold prices and interest rates have influence on NEPSE.
The research aims to provide empirical evidence of the effects of POPs on organizational performa... more The research aims to provide empirical evidence of the effects of POPs on organizational performance. The organizational performance has been analyzed with the variables job stress and job satisfaction. The population of the study is IOM, TUTH as a public service organization. The purposive sampling method was adopted in the primary survey analysis. One hundred ten questionnaires had been collected from administrators, academician, consultant, and professionals. The usable questionnaires were one hundred comprising of sixty percent male and forty percent female. The already tested questionnaires; nine items five point likert scale in measuring POPs, seven items five point likert scale in measuring job stress and six items five point likert scale in measuring job satisfaction have been used to collect the responses on research issue. The research is qualitative study based on descriptive statistics. The study has shown the negative POPs inside the organization. The misuse of authorit...
International Research Journal of Management Science
The study aims in analyzing the role of cooperatives for sustainable livelihood of people in Bagm... more The study aims in analyzing the role of cooperatives for sustainable livelihood of people in Bagmati Province (3), in Nepal. Cooperatives areconsidered to be the third pillar of Nepalese economy. The ongoing literature suggests that the cooperative movements have relationship with quality of work life of people and poverty reduction. Nepal is developing her future prosperity and growth. Hence, the study has pointed out the gap in the literature and the practice. The descriptive and analytical research designs have been adopted in the study. The secondary source has been used to collect the data. The MS Excel Software has been used to tabulate and analyze the data. The study found that the cooperative movement is more prone in Bagmati and Gandaki Province that resulted decrease in poverty rate and the increase in the employment rate. The activities of the cooperatives in the investment in share, saving, lending and employment creation hadcontributed in the sustainable livelihood of p...
The research paper aims to analyze the impact of green banking practices on bank’s environmental ... more The research paper aims to analyze the impact of green banking practices on bank’s environmental performance in Nepal. The casual relational research design has been adopted in the study. The simple and stepwise multiple regression analysis have been performed to accomplish the objective of the research. The research paper follows cross-sectional qualitative research with descriptive outcome. The Chronbach’s Alpha has been used to analyze the reliability of instruments and data. The 189 samples have been collected from the banks using convenience sampling method. The SPSS software has been used to tabulate and analyze the data. The research paper concluded the energy efficient equipment and green policy posed the significant impact on bank’s environmental performance; green loan and green project as not. Similarly, the environmental training contributed mild to bank’s environmental performance. The findings of the paper suggested the role of banks and government in encouraging envir...
Journal of Business and Social Sciences, Dec 3, 2018
The research paper aims to analyze the impact of green banking practices on bank's environmental ... more The research paper aims to analyze the impact of green banking practices on bank's environmental performance in Nepal. The casual relational research design has been adopted in the study. The simple and stepwise multiple regression analysis have been performed to accomplish the objective of the research. The research paper follows cross-sectional qualitative research with descriptive outcome. The Chronbach's Alpha has been used to analyze the reliability of instruments and data. The 189 samples have been collected from the banks using convenience sampling method. The SPSS software has been used to tabulate and analyze the data. The research paper concluded the energy efficient equipments and green policy posed the significant impact on bank's environmental performance; green loan and green project as not. Similarly, the environmental training contributed mild to bank's environmental performance. The findings of the paper suggested the role of banks and government in encouraging environmentally sustainable technologies as highly important for increasing bank's reputation and awareness among customers.
The research paper aim to analyze the financial strength and weaknesses of NEA by using DuPont an... more The research paper aim to analyze the financial strength and weaknesses of NEA by using DuPont analysis. The descriptive and analytical research designs have been adopted in the research. The quantitative data has been obtained from annual reports of NEA. The study covers eight years period from 2011/12 to 2018/19. The study concludes despite being the sole distributor of the electricity in the country, the financial performance, measured in terms of ROE, of NEA is very poor in first five years (2010/11 – 2015/16) of the study period. The primary source of such poor performance was negative profit margin. Besides, NEA is also exposed to higher financial risk measured in terms of equity multiplier. However, both these measures, ROE and EM have improved in later two years (2016/17 – 2017/18) of the study period.
The paper has been built up with the aim of analyzing the microfinance institutions status and in... more The paper has been built up with the aim of analyzing the microfinance institutions status and indebtedness in Nepal. Initially, the paper starts with the thematic review based on etymological, ontological, epistemological dimensions then the status of microfinance institutions and indebtedness in Nepal have been presented in the second part. The descriptive analytical research design has been adopted to analyze and interpret the population data. The fifty three microfinance institutions' data have been reviewed, tabulated and analyzed using MSExcel. The microfinance institutions have been found efficient in saving and credit services. The microfinance credit service has not been utilized as per the need of the people and capacity of the institutions. The loan recovery, interest recovery, clients awareness/activeness have been found effective. Overall, microfinance institutions status has been found sound. Only few institutions are below the satisfaction level. The microfinance ...
This paper aims toward amplifying the concept of cryptocurrency as emerging digital money in the ... more This paper aims toward amplifying the concept of cryptocurrency as emerging digital money in the world and its practices in Nepal. The paper is based on review of various articles, books and relevant websites that provide information regarding cryptocurrencies. The paper highlighted the conceptual part and types of cryptocurrencies in the first section, the major literature review in the context of world in the second section, and the practices of cryptocurrency in Nepal in third section followed by conclusion in final section. An exploratory research design has been adopted in the study. The primary survey has been done to collect the data with self administered questionnaire. The paper reveals the importance of cryptocurrencies in the present context of digital world. The paper concluded that the majority of the respondents are not well known about cryptocurrency in Nepal. The respondents are found interested to invest with knowledge, policy and security on cryptocurrency in Nepal...
The research paper aims to examine the attitudinal factors influencing herding behavior in order ... more The research paper aims to examine the attitudinal factors influencing herding behavior in order to manage the fluctuations, bubbles, and bursts in the Nepal capital market. The descriptive and analytical research design has been adopted in the study. The qualitative data has been collected through the structured, self-administered questionnaire distributed to five hundred investors of the securities market in Nepal. The usable questionnaires have been confined to 407responses. The statistical tools mean, percentages, correlation and regression analysis has been done to process the data towards findings. As the result, the decision accuracy, age and experiences have not been found significant. The result from the analysis revealed the significant relationship of hasty decision with herd behavior.
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Papers by Nischal Risal