Journal of Islamic Economics and Finance Studies, Dec 29, 2023
The potential of zakat in East Java is significant, reaching Rp547.4 billion. However, the collec... more The potential of zakat in East Java is significant, reaching Rp547.4 billion. However, the collection results of ZIS by Baznas of East Java, both collected by Baznas at the provincial level and in districts/cities in East Java in 2021, only reached Rp122 billion. This means that only about 25 percent of ZIS potential could be collected. The objective of this study is to investigate how zakat institution applies institutional isomorphic theory to governance and administration. The research was conducted in Laznas Yatim Mandiri Ponorogo that employed in-depth interviews, observations, and documentation. Meanwhile, data sources were drawn from various references including journals, books, and other articles. The findings of the study demonstrate that the Laznas Yatim Mandiri in Ponorogo, Indonesia has managed in a coercive manner, within compliance with the shariah law and the 1945 Constitution. Through mimetic features, the Laznas Yatim Mandiri's administration has embraced many of the governance practices of other charitable institutions, particularly in the areas of information collecting, distribution, and transparency. In addition, the administration of the Laznas Yatim Mandiri through the normative aspect has served its purpose as an institution that adheres to the principles of good corporate governance, which include transparency, accountability, responsibility, independence, fairness, and equality.
JEBI (Jurnal Ekonomi dan Bisnis Islam), Jun 29, 2023
The pandemic covid-19 engulfed the entire world and influenced all business especially in Micro, ... more The pandemic covid-19 engulfed the entire world and influenced all business especially in Micro, Small and Medium Enterprise. This clarification leaves a business strategy issue that needs to be a question whether any changes or standstill. This study aims to analyze business strategy of a family business that sells typical food in a region namely sate Ayam Setono village Ponorogo. The using method is qualitative with case study exploratory approach by observation, interview and documentation. This study found that the business strategy has not changed much in this food family business during pandemic covid-19. The fear and anxiety that most people feel about sophistication of the government's pandemic policy has an effect on the overall operation of the company, just digitization does not match seller's capabilities while simultaneously attempting to preserve the qualities of this business. Attempts to change this strategy digitally have previously been made, but little has changed, so not every business impacted by covid-19 will adapt its business strategy online, because the Setono Ponorogo chicken satay company is one way of maintaining its features directly in society knowledge.
This research aimed to investigate the service quality provided by Garuda Indonesia Airlines at J... more This research aimed to investigate the service quality provided by Garuda Indonesia Airlines at Jogjakarta international Airport on customer satisfaction. 200 questionnaire was deployed which return and able to analyze about 142 questionnaire. Multiple Regression analysis employed to analyze the relationship between service quality dimension (tangible, reliability, responsiveness, and assurance) and customer satisfaction. The result shows that simultaneously all independents variable has a positive impact on dependent variable. Meanwhile, partially tangible and reliability has positive significant influence on customer satisfaction while responsiveness and assurance is insignificant to customer satisfaction. The R2 shows that 0.487 means 48.7% of dependent variable was explained and influenced by independent variables while the rest of it about 51.3% was influenced by another variable that not included in this research.
Introduction: The activity of making ceramics is a work that has been passed down from generation... more Introduction: The activity of making ceramics is a work that has been passed down from generation to generation from the ancestors of the Plered people until now. Amid its existence, the number of craftsmen in 2019 decreased to 163 from the previous number of 205 craftsmen. This study aims to determine Muslim ceramic craftsmen’s welfare level in the review maqaṣhid syari'ah in Plered District, Purwakarta Regency. Research Methods: Research data sources are primary and secondary data. A sample of 114 craftsmen was obtained through the Simple Random Sampling technique. Data collection techniques are observation, documentation, and questionnaires. The analysis technique used is a quantitative descriptive analysis technique with a percentage formula through a Likert scale assessment tool. Results: The results of this study indicate that overall Muslim ceramics craftsmen who are classified as high welfare criteria are 38 people (33.3%), 74 people (64.9%) are at the moderate welfare l...
This paper is intended to analyze the opportunities and challenges of collaboration between the f... more This paper is intended to analyze the opportunities and challenges of collaboration between the fintech industry and Islamic banking in Indonesia. This research is a descriptive qualitative study of literature review, by collecting information, identifying problems, and making evaluations. Data analysis using SWOT platform. The results of the study show there are opportunities, that the digitalization system in Indonesia is developing very quickly, so that it can be used as a means to improve services in Islamic banking. In this way, Islamic Bank services can reach remote areas, reduce costs, and increase the Islamic financial inclusion. The biggest challenge is related to regulators. The Indonesian, which is predominantly Muslim, requires definite sharia rules regarding services at several types of fintech, which until now do not have a sharia fatwa. Fintech will continue to develop, or contrary, Islamic fintech may sink and be replaced by other technological innovations.
The purpose of this research is to analyze the strategy used by shop Veil Mazaya use business mod... more The purpose of this research is to analyze the strategy used by shop Veil Mazaya use business model canvas. The research method used in the research approaches qualitative descriptive with using technique collection data that is observation field, interview, and documentation. Results from the study On element business canvas model by whole on business veil Mazaya have advantages which described on 5 elements BMC, that is customer relationship, value proposition, key activities, key resources, and key partners.
ABSTRACTThis study aims to examine the effect of Covid-19 on the economy in Singapore. The metho... more ABSTRACTThis study aims to examine the effect of Covid-19 on the economy in Singapore. The method used in this study is a qualitative method using secondary data in the form of scientific journals and other literature studies. Based on the research results, the authors can conclude that the impact of the corona virus pandemic is not only on the health sector, but also all sectors are feeling the impact. Several countries that joined ASEAN had to experience a recession during the corona virus pandemic. This happens because there is a government policy in every country which requires people not to create crowds and reduce activities outside the home which causes crowds and reduces activities outside the home which causes economic processes to be hampered. This policy was made so that the spread of the corona virus can be overcome and the pandemic ends quickly so that everyone can carry out moral activities as before.Keywords: Singapore, Economic, Covid 19.
The purpose of this study was to determine the effect of social media promotion (online) and Word... more The purpose of this study was to determine the effect of social media promotion (online) and Word of Mouth (WOM) on consumer purchasing decisions at La Tansa Gontor Bookstore. This research is a quantitative research with data sources obtained from primary data in the form of the results of respondents' answers to La Tansa Gontor Bookstore consumers, and secondary data in the form of written information from the web and social media. Questionnaire data was collected using random sampling technique, with an infinite number of populations. The sample used is 300 respondents. The results showed: 1) Social media promotion (online) had a positive and significant effect on consumer purchasing decisions at La Tansa Gontor Bookstore, this was because the social media admin of La Tansa Gontor Bookstore provided good and interesting and responsive information so that it could influence consumers. to make consumer purchasing decisions. 2) Word of Mouth (WOM) has a positive and significant ...
The purpose of this study was to determine the effect of social media promotion (online) and Word... more The purpose of this study was to determine the effect of social media promotion (online) and Word of Mouth (WOM) on consumer purchasing decisions at La Tansa Gontor Bookstore. This research is quantitative research with data sources obtained from primary data in the form of the results of respondents' answers to La Tansa Gontor Bookstore consumers, and secondary data in the form of written information from the web and social media. Questionnaire data was collected using random sampling technique, with an infinite number of populations. The sample used is 300 respondents. The results showed: 1) Social media promotion (online) had a positive and significant effect on consumer purchasing decisions at La Tansa Gontor Bookstore, this was because the social media admin of La Tansa Gontor Bookstore provided good and interesting and responsive information so that it could influence consumers. to make consumer purchasing decisions. 2) Word of Mouth (WOM) has a positive and significant effect on purchasing decisions because consumers are satisfied with the service and product quality offered.
Kegiatan usaha adalah kegiatan yang meliputi aspek perencanaan, inovasi, evaluasi dan target. Cal... more Kegiatan usaha adalah kegiatan yang meliputi aspek perencanaan, inovasi, evaluasi dan target. Calon pengusaha untuk mencapai tahapan sukses perlu membekali diri dengan beberapa skill jiwa pengusaha; yaitu riset perilaku pasar dan kecenderungan minat pasar. Memenuhi kebutuhan pasar saja tidak cukup, tapi harus memahami karakter dan minat pasar, sehingga tujuan usaha tercapai. Strategi marketing mix Islam salah satu strategi mendistribusikan produk yang adil karena kehadiran produsen disamping sifatnya memehuni kebutuhan, juga melayani konsumen sesuai dengan siafat-sifat yang diatur dalam Quran dan Sunnah. Objek kajian dilakukan di CV. Rumah Warna yang berdiri sejak tahun 2000 dan kini telah memiliki mitra usaha waralaba lebih dari 40 tersebar di seluruh daerah di Indonesia. Jenis kajian karya ini adalah kajian kualitatif yang bersifat lapangan, metode pengumpulan data dilakukan dengan cara wawancara dan observasi, nara sumber adalah bagian produksi dan pemasar CV. Rumah Warna Yogyakarta. Hasil kajian menemukan bahwa analisis kelayakan usaha yang dilakukan CV. Rumah Warna sesuai dengan alur perencanaan usaha, yaitu meliputi tempat, bahan produk, alat produksi, dan segmen pasar. Sedangkan penerapan marketing mix Islami di Rumah Warna ditemukan sudah memenuhi standar strategi; yang diukur dari indikator 7P (kualitas produk, harga sesuai kualitas, jujur saat promosi, tempatnya sesuai segmen pasar, kecakapan SDM, pelayanan fisik memadai, dan ketelitian saat proses produksi).
Berita Resmi Statistik No. 45/07/Th. XV, 2 Juli 2012 menyebutkan; tinggi rendahnya tingkat kemisk... more Berita Resmi Statistik No. 45/07/Th. XV, 2 Juli 2012 menyebutkan; tinggi rendahnya tingkat kemiskinan yang terjadi di Indonesia salah satunya tergantung pada pendapatan yang diterima oleh masyarakat, pengeluaran terhadap pendidikan serta kebijakan pemerintah dalam menurunkan tingkat pengangguran. Adapun upaya pemerintah dalam meningkatkan pendapatan kaum miskin tersebut diberlakukan sebuah program pinjaman modal dan dana bantuan sosial. Badan Wakaf Uang Tunai (BWU-T) MUI DIY sebagai lembaga sosial kemasyarakatan, mencoba mendukung program pemerintah Indonesia dengan memberikan bantuan modal pada kaum miskin dengan membebaskan biaya-biaya yang memberatkan seperti jaminan dan agunan. Program BWU-T yang dinamakan PROTAB (Pinjaman Produktif Tanpa Agunan dan Biaya) itu tidak sekedar memberikan pinjaman dana saja, tapi juga memperhatikan mauquf alaihi (nasabahnya) berupa pendampingan dalam berwira usaha serta membina pengembangan usaha sebagai upaya pengawasan. Penelitian ini ditujukan un...
This study aimed to investigate the effect of characteristic variables of the mauquf alaihi�s s... more This study aimed to investigate the effect of characteristic variables of the mauquf alaihi�s smoothness on repayment of PROTAB loan at Cash Waqf Board (BWUT) and to know the quality of BWU-T service to their members. The variables that suspected to affect the smoothness of repayment of PROTAB loan are the characteristics of mauquf alaihi which is based on the 3C (character,capasity and condition). while the variables of the quality of Waqf Board service are the model of service quality and customer satisfaction developed by Zeithaml, Parasuraman and Berry (1990) including variable configurations, reliability,responsiveness, assurance, empathy and guidance. The smoothness of repayment of loans and satisfaction of mauquf alaihi is the dependent variable. The study was conducted in 57 respondents, they are members of Yogyakarta society who received the guidance and capital assistance from the BWU-T. The selection of respondents carried out in non probability sampling. While the data...
Berkembangnya bisnis makanan yang semakin pesat di Indonesia menyebabkan persaingan yang meningka... more Berkembangnya bisnis makanan yang semakin pesat di Indonesia menyebabkan persaingan yang meningkat. Sebagai salah satu gerai yang bergerak di bidang bisnis makanan, warung makan Spesial Sambal merupakan salah satu gerai warung makan yang selalu dipenuhi oleh pengunjung. Setiap hari total konsumennya bisa mencapai kisaran 70-80 orang. Dalam teori diungkapkan beberapa cara yang dapat digunakan untuk mencapai keunggulan tersebut salah satunya dengan meninjau teori pemasaran yang mencakup 7P yaitu Product, Price, Place, Promotion, People, Physical Evidance, dan Process serta faktor motivasi yang menentukan keputusan pembelian. Tujuan dari penelitian ini adalah untuk mengetahui apakah motivasi dan marketing mix islami berpengaruh terhadap keputusan pembelian. Penelitian ini merupakan penelitian kuantitatif, data yang digunakan adalah data primer yang didapat dari kuesioner yang dibagikan kepada 61 responden konsumen Warung makan Spesial Sambal SS Cab. Muntilan dengan metode random sampli...
Islamc banks have became a tredsetter nowadays. Its appear wherever. It is supported by the regul... more Islamc banks have became a tredsetter nowadays. Its appear wherever. It is supported by the regulation for Islamic banks conducted by Bank of Indonesia. However, this fact is not followed by the quality of Islamic bank itself. Many products are not suitable with the Islamic rules, ie. saving by wadi’ah yad dhamanah contract. After reviewing some classical literatures, it is concluded that fikih scholars agreed in understanding wadi’ah merely as yad amanah or pure trust without any guarantee. The product of Wadi’ah yad dhamah is the result of contemporary muslim scholars’s reasoning for the sake of bank to gain the profit. This is in accordance the aim of establishment of conventional financial institution for making profit. Fikih scholars agreed that the core of wadi’ah is trust, whether yad dhamanah has the meaning ‘untrust’. By applying transaction of wadi’ah yad dhamanah, it means the manipulation of trust is permitted.
Seorang pemimpin merupakan sosok yang mengarahkan, membimbing, dan mempengaruhi orang lain, agar ... more Seorang pemimpin merupakan sosok yang mengarahkan, membimbing, dan mempengaruhi orang lain, agar pikiran dan kegiatannya tidak menyimpang dari tugas pokok bidangnya masing-masing. Kepemimpinan Islam adalah kegiatan menuntun, membimbing, memandu dan menunjukkan jalan yang diridhoi Allah SWT. Jadi orientasi utama dalam kepemimpinan islam adalah keridhaan Allah. Penerapan kepemimpinan Islam diperlukan dalam suatu organisasi, agar pemimpin organisasi dapat menjalankan tugas yang diembannya dengan baik, selalu memberikan motivasi spiritualitas pada bawahannya sehingga tujuan keberhasilan tidak hanya didasarkan pada materi, tetapi juga memperhatikan aspek religiusitas. Dalam menjalankan etika bisnis yang sesuai dengan ajaran Islam, pastilah ada yang mengatur jalannya etika bisnis tersebut. Dia adalah seorang pemimpin atau manajer perusahaan tersebut. Etika yang dipakai pada suatu perusahaan tergantung pada siapa pemimpin atau manajernya dan konsep apa yang digunakannya. Toko Art Root Cent...
This study examines the impact of the application of the ACFTA trade cooperation on the economy i... more This study examines the impact of the application of the ACFTA trade cooperation on the economy in Indonesia in terms of the international trade theory of Ibn Khaldun and Abu Ubaid. The methods used is mixed methods (qualitative and quantitative methods) by analyzed the impact of ACFTA on Import and exports beetwen Indonesia and China using time series data during 2005-2018 were sourced from Central Bereau of Statistics and see the relevants thingking of Abu Ubaid dan Ibnu Khaldun to the implementation of ACFTA in Indonesia. The result showed that ACFTA has bad impact on the economy of Indonesia due to the zero cost of tariff on incoming goods. So, a new policy is needed as mentioned by the thingking of Abu Ubaid and Ibnu Khaldun. By eliminating the zero tariff policy and prioritizing economic succes based on the principle of justice and benefit of Indonesia.Penelitian ini mengkaji tentang dampak penerapan kerjasama dagang ACFTA terhadap perekonomian di Indonesia ditinjau dari teori...
Perkembangan masjid terus meningkat, dan diperkirakan oleh Dewan Masjid Indonesia (DMI) masjid tu... more Perkembangan masjid terus meningkat, dan diperkirakan oleh Dewan Masjid Indonesia (DMI) masjid tumbuh mencapai 60-75% pertahun, bahkan di tahun 2018 dengan berbagai tipologinya (masjid besar, masjid agung, masjid raya, masjid jami', masjid bersejarah dan masjid instansi perkantoran) lebih kurang 800.000 masjid yang tersebar di wilayah nusantara ini. Kondisi ini menunjukkan bahwa philantropy Islam (berupa zakat, infak, sedekah, wakaf dan hibah) dinilai cukup memuaskan di Indonesia, mengingat potensi masjid tersebut jika difungsikan sebagai sumber idiologi ekonomi yang mempersatukan umat dan mengentaskan kemiskinan. Saat ini masjid hanya difungsikan sebagai kegiatan ritual yang sifatnya spiritual (seperti shalat berjamaah, I’tikaf dan pengajian) saja, sehingga kegiatan fundamental perekonomian Islam tidak berjalan efektif dan efisien. Padahal masjid adalah satu-satunya media yang memadukan dua dimensi; dimensi ilahiyah dan dimensi insaniyah. Kedua dimensi tersebut menyatu membentu...
Journal of Islamic Economics and Finance Studies, Dec 29, 2023
The potential of zakat in East Java is significant, reaching Rp547.4 billion. However, the collec... more The potential of zakat in East Java is significant, reaching Rp547.4 billion. However, the collection results of ZIS by Baznas of East Java, both collected by Baznas at the provincial level and in districts/cities in East Java in 2021, only reached Rp122 billion. This means that only about 25 percent of ZIS potential could be collected. The objective of this study is to investigate how zakat institution applies institutional isomorphic theory to governance and administration. The research was conducted in Laznas Yatim Mandiri Ponorogo that employed in-depth interviews, observations, and documentation. Meanwhile, data sources were drawn from various references including journals, books, and other articles. The findings of the study demonstrate that the Laznas Yatim Mandiri in Ponorogo, Indonesia has managed in a coercive manner, within compliance with the shariah law and the 1945 Constitution. Through mimetic features, the Laznas Yatim Mandiri's administration has embraced many of the governance practices of other charitable institutions, particularly in the areas of information collecting, distribution, and transparency. In addition, the administration of the Laznas Yatim Mandiri through the normative aspect has served its purpose as an institution that adheres to the principles of good corporate governance, which include transparency, accountability, responsibility, independence, fairness, and equality.
JEBI (Jurnal Ekonomi dan Bisnis Islam), Jun 29, 2023
The pandemic covid-19 engulfed the entire world and influenced all business especially in Micro, ... more The pandemic covid-19 engulfed the entire world and influenced all business especially in Micro, Small and Medium Enterprise. This clarification leaves a business strategy issue that needs to be a question whether any changes or standstill. This study aims to analyze business strategy of a family business that sells typical food in a region namely sate Ayam Setono village Ponorogo. The using method is qualitative with case study exploratory approach by observation, interview and documentation. This study found that the business strategy has not changed much in this food family business during pandemic covid-19. The fear and anxiety that most people feel about sophistication of the government's pandemic policy has an effect on the overall operation of the company, just digitization does not match seller's capabilities while simultaneously attempting to preserve the qualities of this business. Attempts to change this strategy digitally have previously been made, but little has changed, so not every business impacted by covid-19 will adapt its business strategy online, because the Setono Ponorogo chicken satay company is one way of maintaining its features directly in society knowledge.
This research aimed to investigate the service quality provided by Garuda Indonesia Airlines at J... more This research aimed to investigate the service quality provided by Garuda Indonesia Airlines at Jogjakarta international Airport on customer satisfaction. 200 questionnaire was deployed which return and able to analyze about 142 questionnaire. Multiple Regression analysis employed to analyze the relationship between service quality dimension (tangible, reliability, responsiveness, and assurance) and customer satisfaction. The result shows that simultaneously all independents variable has a positive impact on dependent variable. Meanwhile, partially tangible and reliability has positive significant influence on customer satisfaction while responsiveness and assurance is insignificant to customer satisfaction. The R2 shows that 0.487 means 48.7% of dependent variable was explained and influenced by independent variables while the rest of it about 51.3% was influenced by another variable that not included in this research.
Introduction: The activity of making ceramics is a work that has been passed down from generation... more Introduction: The activity of making ceramics is a work that has been passed down from generation to generation from the ancestors of the Plered people until now. Amid its existence, the number of craftsmen in 2019 decreased to 163 from the previous number of 205 craftsmen. This study aims to determine Muslim ceramic craftsmen’s welfare level in the review maqaṣhid syari'ah in Plered District, Purwakarta Regency. Research Methods: Research data sources are primary and secondary data. A sample of 114 craftsmen was obtained through the Simple Random Sampling technique. Data collection techniques are observation, documentation, and questionnaires. The analysis technique used is a quantitative descriptive analysis technique with a percentage formula through a Likert scale assessment tool. Results: The results of this study indicate that overall Muslim ceramics craftsmen who are classified as high welfare criteria are 38 people (33.3%), 74 people (64.9%) are at the moderate welfare l...
This paper is intended to analyze the opportunities and challenges of collaboration between the f... more This paper is intended to analyze the opportunities and challenges of collaboration between the fintech industry and Islamic banking in Indonesia. This research is a descriptive qualitative study of literature review, by collecting information, identifying problems, and making evaluations. Data analysis using SWOT platform. The results of the study show there are opportunities, that the digitalization system in Indonesia is developing very quickly, so that it can be used as a means to improve services in Islamic banking. In this way, Islamic Bank services can reach remote areas, reduce costs, and increase the Islamic financial inclusion. The biggest challenge is related to regulators. The Indonesian, which is predominantly Muslim, requires definite sharia rules regarding services at several types of fintech, which until now do not have a sharia fatwa. Fintech will continue to develop, or contrary, Islamic fintech may sink and be replaced by other technological innovations.
The purpose of this research is to analyze the strategy used by shop Veil Mazaya use business mod... more The purpose of this research is to analyze the strategy used by shop Veil Mazaya use business model canvas. The research method used in the research approaches qualitative descriptive with using technique collection data that is observation field, interview, and documentation. Results from the study On element business canvas model by whole on business veil Mazaya have advantages which described on 5 elements BMC, that is customer relationship, value proposition, key activities, key resources, and key partners.
ABSTRACTThis study aims to examine the effect of Covid-19 on the economy in Singapore. The metho... more ABSTRACTThis study aims to examine the effect of Covid-19 on the economy in Singapore. The method used in this study is a qualitative method using secondary data in the form of scientific journals and other literature studies. Based on the research results, the authors can conclude that the impact of the corona virus pandemic is not only on the health sector, but also all sectors are feeling the impact. Several countries that joined ASEAN had to experience a recession during the corona virus pandemic. This happens because there is a government policy in every country which requires people not to create crowds and reduce activities outside the home which causes crowds and reduces activities outside the home which causes economic processes to be hampered. This policy was made so that the spread of the corona virus can be overcome and the pandemic ends quickly so that everyone can carry out moral activities as before.Keywords: Singapore, Economic, Covid 19.
The purpose of this study was to determine the effect of social media promotion (online) and Word... more The purpose of this study was to determine the effect of social media promotion (online) and Word of Mouth (WOM) on consumer purchasing decisions at La Tansa Gontor Bookstore. This research is a quantitative research with data sources obtained from primary data in the form of the results of respondents' answers to La Tansa Gontor Bookstore consumers, and secondary data in the form of written information from the web and social media. Questionnaire data was collected using random sampling technique, with an infinite number of populations. The sample used is 300 respondents. The results showed: 1) Social media promotion (online) had a positive and significant effect on consumer purchasing decisions at La Tansa Gontor Bookstore, this was because the social media admin of La Tansa Gontor Bookstore provided good and interesting and responsive information so that it could influence consumers. to make consumer purchasing decisions. 2) Word of Mouth (WOM) has a positive and significant ...
The purpose of this study was to determine the effect of social media promotion (online) and Word... more The purpose of this study was to determine the effect of social media promotion (online) and Word of Mouth (WOM) on consumer purchasing decisions at La Tansa Gontor Bookstore. This research is quantitative research with data sources obtained from primary data in the form of the results of respondents' answers to La Tansa Gontor Bookstore consumers, and secondary data in the form of written information from the web and social media. Questionnaire data was collected using random sampling technique, with an infinite number of populations. The sample used is 300 respondents. The results showed: 1) Social media promotion (online) had a positive and significant effect on consumer purchasing decisions at La Tansa Gontor Bookstore, this was because the social media admin of La Tansa Gontor Bookstore provided good and interesting and responsive information so that it could influence consumers. to make consumer purchasing decisions. 2) Word of Mouth (WOM) has a positive and significant effect on purchasing decisions because consumers are satisfied with the service and product quality offered.
Kegiatan usaha adalah kegiatan yang meliputi aspek perencanaan, inovasi, evaluasi dan target. Cal... more Kegiatan usaha adalah kegiatan yang meliputi aspek perencanaan, inovasi, evaluasi dan target. Calon pengusaha untuk mencapai tahapan sukses perlu membekali diri dengan beberapa skill jiwa pengusaha; yaitu riset perilaku pasar dan kecenderungan minat pasar. Memenuhi kebutuhan pasar saja tidak cukup, tapi harus memahami karakter dan minat pasar, sehingga tujuan usaha tercapai. Strategi marketing mix Islam salah satu strategi mendistribusikan produk yang adil karena kehadiran produsen disamping sifatnya memehuni kebutuhan, juga melayani konsumen sesuai dengan siafat-sifat yang diatur dalam Quran dan Sunnah. Objek kajian dilakukan di CV. Rumah Warna yang berdiri sejak tahun 2000 dan kini telah memiliki mitra usaha waralaba lebih dari 40 tersebar di seluruh daerah di Indonesia. Jenis kajian karya ini adalah kajian kualitatif yang bersifat lapangan, metode pengumpulan data dilakukan dengan cara wawancara dan observasi, nara sumber adalah bagian produksi dan pemasar CV. Rumah Warna Yogyakarta. Hasil kajian menemukan bahwa analisis kelayakan usaha yang dilakukan CV. Rumah Warna sesuai dengan alur perencanaan usaha, yaitu meliputi tempat, bahan produk, alat produksi, dan segmen pasar. Sedangkan penerapan marketing mix Islami di Rumah Warna ditemukan sudah memenuhi standar strategi; yang diukur dari indikator 7P (kualitas produk, harga sesuai kualitas, jujur saat promosi, tempatnya sesuai segmen pasar, kecakapan SDM, pelayanan fisik memadai, dan ketelitian saat proses produksi).
Berita Resmi Statistik No. 45/07/Th. XV, 2 Juli 2012 menyebutkan; tinggi rendahnya tingkat kemisk... more Berita Resmi Statistik No. 45/07/Th. XV, 2 Juli 2012 menyebutkan; tinggi rendahnya tingkat kemiskinan yang terjadi di Indonesia salah satunya tergantung pada pendapatan yang diterima oleh masyarakat, pengeluaran terhadap pendidikan serta kebijakan pemerintah dalam menurunkan tingkat pengangguran. Adapun upaya pemerintah dalam meningkatkan pendapatan kaum miskin tersebut diberlakukan sebuah program pinjaman modal dan dana bantuan sosial. Badan Wakaf Uang Tunai (BWU-T) MUI DIY sebagai lembaga sosial kemasyarakatan, mencoba mendukung program pemerintah Indonesia dengan memberikan bantuan modal pada kaum miskin dengan membebaskan biaya-biaya yang memberatkan seperti jaminan dan agunan. Program BWU-T yang dinamakan PROTAB (Pinjaman Produktif Tanpa Agunan dan Biaya) itu tidak sekedar memberikan pinjaman dana saja, tapi juga memperhatikan mauquf alaihi (nasabahnya) berupa pendampingan dalam berwira usaha serta membina pengembangan usaha sebagai upaya pengawasan. Penelitian ini ditujukan un...
This study aimed to investigate the effect of characteristic variables of the mauquf alaihi�s s... more This study aimed to investigate the effect of characteristic variables of the mauquf alaihi�s smoothness on repayment of PROTAB loan at Cash Waqf Board (BWUT) and to know the quality of BWU-T service to their members. The variables that suspected to affect the smoothness of repayment of PROTAB loan are the characteristics of mauquf alaihi which is based on the 3C (character,capasity and condition). while the variables of the quality of Waqf Board service are the model of service quality and customer satisfaction developed by Zeithaml, Parasuraman and Berry (1990) including variable configurations, reliability,responsiveness, assurance, empathy and guidance. The smoothness of repayment of loans and satisfaction of mauquf alaihi is the dependent variable. The study was conducted in 57 respondents, they are members of Yogyakarta society who received the guidance and capital assistance from the BWU-T. The selection of respondents carried out in non probability sampling. While the data...
Berkembangnya bisnis makanan yang semakin pesat di Indonesia menyebabkan persaingan yang meningka... more Berkembangnya bisnis makanan yang semakin pesat di Indonesia menyebabkan persaingan yang meningkat. Sebagai salah satu gerai yang bergerak di bidang bisnis makanan, warung makan Spesial Sambal merupakan salah satu gerai warung makan yang selalu dipenuhi oleh pengunjung. Setiap hari total konsumennya bisa mencapai kisaran 70-80 orang. Dalam teori diungkapkan beberapa cara yang dapat digunakan untuk mencapai keunggulan tersebut salah satunya dengan meninjau teori pemasaran yang mencakup 7P yaitu Product, Price, Place, Promotion, People, Physical Evidance, dan Process serta faktor motivasi yang menentukan keputusan pembelian. Tujuan dari penelitian ini adalah untuk mengetahui apakah motivasi dan marketing mix islami berpengaruh terhadap keputusan pembelian. Penelitian ini merupakan penelitian kuantitatif, data yang digunakan adalah data primer yang didapat dari kuesioner yang dibagikan kepada 61 responden konsumen Warung makan Spesial Sambal SS Cab. Muntilan dengan metode random sampli...
Islamc banks have became a tredsetter nowadays. Its appear wherever. It is supported by the regul... more Islamc banks have became a tredsetter nowadays. Its appear wherever. It is supported by the regulation for Islamic banks conducted by Bank of Indonesia. However, this fact is not followed by the quality of Islamic bank itself. Many products are not suitable with the Islamic rules, ie. saving by wadi’ah yad dhamanah contract. After reviewing some classical literatures, it is concluded that fikih scholars agreed in understanding wadi’ah merely as yad amanah or pure trust without any guarantee. The product of Wadi’ah yad dhamah is the result of contemporary muslim scholars’s reasoning for the sake of bank to gain the profit. This is in accordance the aim of establishment of conventional financial institution for making profit. Fikih scholars agreed that the core of wadi’ah is trust, whether yad dhamanah has the meaning ‘untrust’. By applying transaction of wadi’ah yad dhamanah, it means the manipulation of trust is permitted.
Seorang pemimpin merupakan sosok yang mengarahkan, membimbing, dan mempengaruhi orang lain, agar ... more Seorang pemimpin merupakan sosok yang mengarahkan, membimbing, dan mempengaruhi orang lain, agar pikiran dan kegiatannya tidak menyimpang dari tugas pokok bidangnya masing-masing. Kepemimpinan Islam adalah kegiatan menuntun, membimbing, memandu dan menunjukkan jalan yang diridhoi Allah SWT. Jadi orientasi utama dalam kepemimpinan islam adalah keridhaan Allah. Penerapan kepemimpinan Islam diperlukan dalam suatu organisasi, agar pemimpin organisasi dapat menjalankan tugas yang diembannya dengan baik, selalu memberikan motivasi spiritualitas pada bawahannya sehingga tujuan keberhasilan tidak hanya didasarkan pada materi, tetapi juga memperhatikan aspek religiusitas. Dalam menjalankan etika bisnis yang sesuai dengan ajaran Islam, pastilah ada yang mengatur jalannya etika bisnis tersebut. Dia adalah seorang pemimpin atau manajer perusahaan tersebut. Etika yang dipakai pada suatu perusahaan tergantung pada siapa pemimpin atau manajernya dan konsep apa yang digunakannya. Toko Art Root Cent...
This study examines the impact of the application of the ACFTA trade cooperation on the economy i... more This study examines the impact of the application of the ACFTA trade cooperation on the economy in Indonesia in terms of the international trade theory of Ibn Khaldun and Abu Ubaid. The methods used is mixed methods (qualitative and quantitative methods) by analyzed the impact of ACFTA on Import and exports beetwen Indonesia and China using time series data during 2005-2018 were sourced from Central Bereau of Statistics and see the relevants thingking of Abu Ubaid dan Ibnu Khaldun to the implementation of ACFTA in Indonesia. The result showed that ACFTA has bad impact on the economy of Indonesia due to the zero cost of tariff on incoming goods. So, a new policy is needed as mentioned by the thingking of Abu Ubaid and Ibnu Khaldun. By eliminating the zero tariff policy and prioritizing economic succes based on the principle of justice and benefit of Indonesia.Penelitian ini mengkaji tentang dampak penerapan kerjasama dagang ACFTA terhadap perekonomian di Indonesia ditinjau dari teori...
Perkembangan masjid terus meningkat, dan diperkirakan oleh Dewan Masjid Indonesia (DMI) masjid tu... more Perkembangan masjid terus meningkat, dan diperkirakan oleh Dewan Masjid Indonesia (DMI) masjid tumbuh mencapai 60-75% pertahun, bahkan di tahun 2018 dengan berbagai tipologinya (masjid besar, masjid agung, masjid raya, masjid jami', masjid bersejarah dan masjid instansi perkantoran) lebih kurang 800.000 masjid yang tersebar di wilayah nusantara ini. Kondisi ini menunjukkan bahwa philantropy Islam (berupa zakat, infak, sedekah, wakaf dan hibah) dinilai cukup memuaskan di Indonesia, mengingat potensi masjid tersebut jika difungsikan sebagai sumber idiologi ekonomi yang mempersatukan umat dan mengentaskan kemiskinan. Saat ini masjid hanya difungsikan sebagai kegiatan ritual yang sifatnya spiritual (seperti shalat berjamaah, I’tikaf dan pengajian) saja, sehingga kegiatan fundamental perekonomian Islam tidak berjalan efektif dan efisien. Padahal masjid adalah satu-satunya media yang memadukan dua dimensi; dimensi ilahiyah dan dimensi insaniyah. Kedua dimensi tersebut menyatu membentu...
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