Papers by Ms. Sadhana Tiwari (SBS Assistant Professor)

Indian working women millennials: An assessment of the relevance of green banking practices
Journal of Statistics and Management Systems
Green banking encourage environment-friendly practices and minimizing carbon foot-printing from b... more Green banking encourage environment-friendly practices and minimizing carbon foot-printing from banking activities. By using latest emerging technologies in Indian banking services, customers reduce using paper such as they used in traditional banking but now they doing banking transactions by digitally instead of paper. Green Banking service is a service that is given by the bank to its customers and done through mainly green phones. So, in this research paper, the researchers’ goal is to gauge the awareness level of millennial working women towards green banking practices in Indian Banking sector. The study is centered on millennial working women, who were born in 1981-96 (22-37age group).The study is descriptive and cross-sectional in nature and it is completely based on primary research and data gathered from 100 millennial working women of India.

International Journal of Life Science and Pharma Research
A pyramid is a polyhedron with any base and three or more triangular faces that meet at a point c... more A pyramid is a polyhedron with any base and three or more triangular faces that meet at a point called an apex or a pyramid is a three-dimensional shape with triangular sides. The pyramidal structure is a storehouse of energy. The pyramid is said to have the power to heal your chakras and align your mind. There are three main examples of a pyramid in our real life, are perfume bottles, tents in military camps and the roof of a house. Pyramid meditation is designed to increase vision and for other many benefits such as strengthening eye muscles, improving hearing, lowering blood pressure, relieving arthritis symptoms and treating insomnia. It can also help improve memory and cognitive function, as well as healthy skin and hormonal balance. Now a day, anxiety and stress are common problem among the youth. This study talks about the effect of Pyramid meditation on the variables of stress and anxiety among adults. There are 200 participants participated in this survey out of which 100 w...

International Journal of Life Science and Pharma Research
The author aims to study the major driving forces that affect the operational efficiency of the I... more The author aims to study the major driving forces that affect the operational efficiency of the Indian pharmaceutical industry with special reference to the SME pharmaceutical companies in India. For this, Porter's Five Force Model is used as a frame of reference to gauge the effect of the various environmental and regulatory forces that affect the working of the Indian SME pharmaceutical industry, using Regression Analysis as the main tool. The reliability and the Regression equation derived from the Regression Analysis showed that competitive rivalry among existing firms is the strongest force, followed by the bargaining power of buyers, the threat of new entrants, the bargaining power of suppliers, and the threat of substitute products in that order. Many researchers have studied the Porter model in theory, and others have studied the different aspects of the pharmaceutical industry. However, there needs to be more research on the analysis of the pharma industry using the Por...
Status of implementation of a women empowerment government scheme in rural India: A case study
Journal of Statistics and Management Systems
India is a country where several Goddesses are worshipped, and women have been respected since an... more India is a country where several Goddesses are worshipped, and women have been respected since ancient times. For overcoming this gender-based discrimination and suffering and for empowering a girl child, the Government of India, introduced various schemes. ‘Save Girl Child, Educate Girl Child’, introduced in 2015, is one such scheme. The paper intends to find the awareness levels, issues, and hurdles in the implementation process of this scheme; and takes a few villages of U.P., India as case study. The methodology involves both- quantitative and qualitative analysis. The findings could be helpful in making future strategies for the success of the scheme for rural women empowerment.

VEETHIKA-An International Interdisciplinary Research Journal
The worth of wellbeing in human existence is incomprehensible. In the circle of wellbeing, as in ... more The worth of wellbeing in human existence is incomprehensible. In the circle of wellbeing, as in any remaining areas, the advances delivered and concentrates on led in this field have brought about contrasts. The motivation behind this exploration is to take a gander at the requests in the area of wellbeing and to give models to recognizing the best innovation. Three new innovation improvements in writing are researched in this review. Inside the extent of the review, the ideas of edge processing, mist com putting, and distributed computing were investigated. These three thoughts have been concentrated in the writing, and regions where they can be leaned toward in the field of medical services have been given. Besides, the significance of futurist medical care frameworks, which will cover all wellbeing administrations, is featured at the finish of the review.

VEETHIKA-An International Interdisciplinary Research Journal
India really does have the most youthful population on the planet, with an average age of just ... more India really does have the most youthful population on the planet, with an average age of just over 30 years, while also being the second most populous country in the world after China. The year 2020 commenced in India with high aspirations and potential, however, to stop the spread of the Covid-19 epidemic, the nation quickly went into lockdown. The education industry, which was severely impacted from primary to higher streams in school, colleges, and universities, is the most afflicted at this pivotal moment. Digital alternatives were simplified to cover the curriculum, and cell phones and other electronic devices that were officially forbidden in schools ended up being the sole supporting technology during the lockdown. One study was done with a focus on students, teaching staff, and parents of school-age children in order to examine the consequences of students' and teachers' abrupt adoption of online learning. The poll had 301 responses in all, and the outcomes were v...

VEETHIKA-An International Interdisciplinary Research Journal
The modern business world faces new obstacles as a result of the constantly shifting corporate en... more The modern business world faces new obstacles as a result of the constantly shifting corporate environment in order to function in this setting. Corporates must advocate for sustainability in order to meet these issues. Sustainability guarantees the least amount of resource waste possible and lower manufacturing costs, giving one organisation a competitive edge over another. 'Human Resource Management' is a crucial area where sustainability is required in the current demanding and competitive corporate environment. The goal of "sustainable HRM" requires the adoption of a number of strategies and plans, and this cannot be done with the help of material resources like technology, machinery, or materials. They are the ones who can develop tactics and successfully carry them out. In order to attain sustainable goals, it is crucial to utilise and develop human resources to their full potential. In order to attain the goal of sustainable HRM, this study paper aims to ide...

Journal of Business Management and Information Systems
Since 1880, there has been an average annual increase in the ambient temperature of about 0.8° Ce... more Since 1880, there has been an average annual increase in the ambient temperature of about 0.8° Celsius, which is what causes global warming. As a result of continued climate change, ocean water has become more acidic, and rising carbon levels have encouraged the development of green bonds. These bonds designed to benefit the environment. As people's understanding of sustainable development has expanded. The amount of money received through the selling of Programs that support the use of renewable energy sources, the growth of agriculture, fisheries, and poultry, as well as clean transportation, afforestation, the preservation of biodiversity, moderate fossil fuel consumption, and the slowed rate of global warming are funded with the help of green bonds. Studies show that some investors look for green bonds that give a fixed income as well as environmental protection and decision-making that takes into account positive societal effects or environmental benefits. The economy must ...

VEETHIKA-An International Interdisciplinary Research Journal
Supply chain management has restructured how a business can be accomplished not only in India but... more Supply chain management has restructured how a business can be accomplished not only in India but also throughout the world. Currently Indian having over 500 million internet user which secured the 2nd position in the world after China. The hefty number of internet user sky rocketed E retailing market in India with consumer preferences. Flipkart is one of the big names in E retiling market of India getting over 10000 orders per day. The aim of this research paper to do a deep study of supply chain management and logistics that how Flipkart making the goods available to the consumer at distinct location through over India in given period of time at a minimal cost. Modern technology and network they have implemented over the years to run smooth operations and take a glance at impact of COVID -19 on E commerce business with reference to Flipkart
The impact of digital transformation on workforce engagement in Indian banking sector
Journal of Information & Optimization Sciences
The banking business is undergoing a massive digital shift. To stay ahead of the curve in a marke... more The banking business is undergoing a massive digital shift. To stay ahead of the curve in a market that is always shifting and developing, firms must priorities components of transformation as a top priority. Changes are happening that are both basic and descriptive, but they are also very dynamic. Organizations will use digital transformation techniques to improve their own performance, hence improving the likelihood of their operations being viable for extended periods of time. In order to get an understanding of how digital innovation affects workforce engagement, a primary research approach is employed to gain the viewpoint of the people.
“Normal to New Normal”: Perspectives on Building Innovative Business Models Practices
An impact of environment on consumer loyalty towards sustainable businesses in India
Materials Today: Proceedings, 2021

Turkish Journal of Computer and Mathematics Education (TURCOMAT), 2021
Banks have seen a convergence in end-customer banking interactions over the last decade, owing to... more Banks have seen a convergence in end-customer banking interactions over the last decade, owing to IT-enabled solutions and services such as Core Banking, Online Banking, Mobile Banking, Wallet, Wallets Kiosk Banking. The evolution of IT in the banking industry supports both banks and their clients. Banks' business models are now centered on delivering consumer joy via IT-enabled solutions and services. Cloud technology allows banks to follow a digital paradigm for providing novel channels, reducing TAT to market new offerings, fulfilling consumer expectations, and adhering to regulatory requirements at a lower cost. In constantly evolving technical paradigms, cloud-based solutions offer a higher value proposition to IT solutions and services. Device administrators can remotely assemble, upload, customize, and execute virtual tools to manage a business solution using cloud infrastructure. Furthermore, cloud IT technology can be scaled up or down at any time based on planned use a...

Journal of Risk and Financial Management
India’s financial inclusion has significantly improved during the last several years. In recent y... more India’s financial inclusion has significantly improved during the last several years. In recent years, there has been a rise in the number of Indians who have bank accounts, with this figure believed to be close to 80% at present. Fintech businesses in India are progressively becoming more noticeable as the Government of India (GoI) continues to strive for expanding financial services to the underbanked sector of the population. To reach the underbanked segments of the population and provide a stable operating environment for fintech businesses, India must seek to increase financial inclusion. In this study, regression and correlation were employed, together with secondary data gathered from the RBI, to analyze this influence. The aim was to determine the impact of fintech and digital financial services on financial inclusion in India. According to the results, fintech businesses have significantly aided financial inclusion in this nation, especially for the middle class. These find...
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Papers by Ms. Sadhana Tiwari (SBS Assistant Professor)