The College Board is a mission-driven not-for-profit organization that connects students to colle... more The College Board is a mission-driven not-for-profit organization that connects students to college success and opportunity. Founded in 1900, the College Board was created to expand access to higher education. Today, the membership association is made up of more than 5,900 of the world's leading educational institutions and is dedicated to promoting excellence and equity in education. Each year, the College Board helps more than seven million students prepare for a successful transition to college through programs and services in college readiness and college success-including the SAT ® and the Advanced Placement Program ®. The organization also serves the education community through research and advocacy on behalf of students, educators and schools. For further information, visit www.collegeboard.org. College Board Advocacy & Policy Center The College Board Advocacy & Policy Center was established to help transform education in America. Guided by the College Board's principles of excellence and equity in education, we work to ensure that students from all backgrounds have the opportunity to succeed in college and beyond. We make critical connections between policy, research and real-world practice to develop innovative solutions to the most pressing challenges in education today. advocacy.collegeboard.org TRENDS IN HIGHER EDUCATION SERIES TRENDS IN STUDENT AID 2011 3 For detailed background data and additional information, please visit http://trends.collegeboard.org.
This report, based on the College Board's Annual Survey of Colleges, provides updated information... more This report, based on the College Board's Annual Survey of Colleges, provides updated information on tuition and other expenses associated with attending,public and private nonprofit institutions of postsecondary education in the United States in the 2003-2004 academic year. The annual survey is distributed to more than 2,800 postsecondary institutions across the country to collect information about enrollment, admissions, degrees and majors, tuition, financial aid, and other aspects of undergraduate education. For the 2003-2004 academic year, the average tuition and fees for in-state students at public 4-year colleges and universities is $4,694, up from $4,115 in 2002-2003, an increase of 14.1%. Because room and board charges increased at the lower rate of 6.6%, the increase in average total charges at 4-year public colleges and universities for 2003-2004 was 9.8%, to $10,636. Tuition and fees at public 2-year colleges, averaging $1,905 in 2003-2004, are only about 40% of these at public 4-year institutions. However this year's increase represents a rise of 13.8%. Private colleges posted smaller percentage increases in their tuition and fees. Average 4-year private college tuition and fees rose by 6.0%, to $19,710. Almost 60% of undergraduates receive some form of financial aid to help them pay for college. Estimates suggest that in 2002-2003, grant aid averages almost $2,000 per student in 2-year colleges, more than $2,400 at public 4-year institutions, and about $7,300 at private 4-year institutions. About 29% of undergraduate students at 4-year colleges and universities full time are enrolled in institutions charging less than $4,00 in tuition and fees, and almost 70% face published tuition charges of less than $8,000. As in previous years, data show that the cost associated with not going to college is likely to be much greater than the costs of attendance. (Contains 6 figures and 15 tables.) (SLD) Reproductions supplied by EDRS are the best that can be made from the original document.
Glossary • Auto-IBR-refers to the consortium's proposed single, automatic repayment plan based on... more Glossary • Auto-IBR-refers to the consortium's proposed single, automatic repayment plan based on income for all new federal student loan borrowers. • Current IBR-refers to the Pay As You Earn Repayment Plan (PAYE), available to new borrowers as of October 1, 2007 who took out a loan after October 1, 2011) and the new Income-Based Repayment Plan (IBR), available to new borrowers for new loans as of July 1, 2014). Under both plans, a borrower's monthly payment amount is 10 percent of his or her adjusted-gross income (AGI) above a specified exemption with forgiveness of the remaining balance after 20 years. • Repayment plans based on income-refers to the current menu of federal loan repayment plans that are based on a borrower's income, including Income-Based Repayment, Income-Contingent Repayment (ICR), and Pay As You Earn; also refers to the general concept of calculating borrowers' monthly payments based on their income. Automatic for the Borrower: How Repayment Based on Income Can Reduce Loan Defaults and Manage Risk.
Proposals to reform the federal student loan repayment system and education tax credits and deduc... more Proposals to reform the federal student loan repayment system and education tax credits and deductions emerge from a general consensus on the importance of a simpler student aid system that is better targeted to students facing financial barriers to college access and success. In our review of studies, reports, Congressional bills, and recently proposed policy changes, we find many ideas that would make the system more equitable and efficient. However, the details of these approaches vary considerably, and some would likely generate unintended consequences that would not serve the interests of students or taxpayers. Moreover, many of the suggestions are quite complicated. Examining the details of the proposed reforms makes it easier to understand not only how the existing system became so complex, but how important it is for policymakers to develop simple programs that will be transparent to students and families at the same time they improve the targeting and effectiveness of the student aid system. Key observations emerging from our review and evaluation of detailed proposals to strengthen income-driven repayment (IDR) of federal student loans and consolidate tax credits and deductions are below.
Project was designed in part to provide a forum for leading thinkers across the nation to put for... more Project was designed in part to provide a forum for leading thinkers across the nation to put forward innovative and potentially important economic policy ideas that share the Project's broad goals of promoting economic growth, broad-based participation in growth, and economic security. The authors are invited to express their own ideas in discussion papers, whether or not the Project's staff or advisory council agrees with the specific proposals. This discussion paper is offered in that spirit.
See the Trends in Higher Education website at trends.collegeboard.org for the figures and tables ... more See the Trends in Higher Education website at trends.collegeboard.org for the figures and tables in this report and for more information and data. About the College Board The College Board is a mission-driven not-for-profit organization that connects students to college success and opportunity. Founded in 1900, the College Board was created to expand access to higher education. Today, the membership association is made up of over 6,000 of the world's leading educational institutions and is dedicated to promoting excellence and equity in education. Each year, the College Board helps more than seven million students prepare for a successful transition to college through programs and services in college readiness and college success-including the SAT ® and the Advanced Placement Program ®. The organization also serves the education community through research and advocacy on behalf of students, educators, and schools. For further information, visit www.collegeboard.org. Trends in Higher Education The Trends in Higher Education publications include the annual Trends in College Pricing and Trends in Student Aid reports and the Education Pays series, along with How College Shapes Lives and other research reports and topical analysis briefs. These reports are designed to provide a foundation of evidence to strengthen policy discussions and decisions. The tables supporting all of the graphs in this report, a PDF version of the report, and a PowerPoint file containing individual slides for all of the graphs are available on our website trends.collegeboard.org.
Recent data from the College Board's Annual Survey of Colleges reveal significant variation in in... more Recent data from the College Board's Annual Survey of Colleges reveal significant variation in institutional aid patterns among colleges and universities. The undergraduate tuition discount rate-the ratio of institutional grant aid to published tuition and fee charges-is higher at private institutions than at public institutions, but there are also notable differences within sectors. It is not just the magnitude of the discounts offered that is important but also the purposes of the discounts and the distribution of the grants to students in different circumstances. Since 2000-01, the total discount rate has been relatively stable in the public sector but continues to rise in the private sector. Breaking the discount rate down into aid that meets financial need, aid that goes beyond financial need (or goes to students with no documented need), and the more specialized categories of tuition waivers and athletic awards, Table 1 shows that tuition waivers are the dominant form of discount at public two-year colleges, aid that meets need accounts for two-thirds of the discounts at private not-for-profit four-year colleges, and all forms of discounts are important at public four-year institutions. 2 Looking only at general institutional grant aid and excluding tuition waivers and athletic scholarships, which we are unable to break down by whether or not they meet need, Figure 1 reveals that 46% of these institutional grants at public four-year colleges go to students with no financial need or exceed the need of the students to whom they are awarded. 3
and the acorn logo are registered trademarks of the College Board. All other products and service... more and the acorn logo are registered trademarks of the College Board. All other products and services may be trademarks of their respective owners. Visit the College Board on the Web: www.collegeboard.org. How College Shapes Lives explains of some theoretical issues underlying analysis of the benefits of college. Does college help people because they actually learn things (human capital), or is it just the existence of the credential that matters (signaling)? What is meant by the "option value" of a college degree, and how should people who have earned advanced degrees be considered in measuring the value of college? Acknowledging that not all postsecondary paths are productive for all students (and that some are productive for very few) helps put the stories of unfortunate but atypical students into perspective. Stories of individuals who borrowed thousands of dollars only to learn that their schools did not provide recognized
The College Board is a mission-driven not-for-profit organization that connects students to colle... more The College Board is a mission-driven not-for-profit organization that connects students to college success and opportunity. Founded in 1900, the College Board was created to expand access to higher education. Today, the membership association is made up of over 6,000 of the world's leading educational institutions and is dedicated to promoting excellence and equity in education. Each year, the College Board helps more than seven million students prepare for a successful transition to college through programs and services in college readiness and college success-including the SAT ® and the Advanced Placement Program ®. The organization also serves the education community through research and advocacy on behalf of students, educators and schools. For further information, visit www.collegeboard.org. Trends in Higher Education The Trends in Higher Education publications include the Trends in College Pricing, Trends in Student Aid, and Education Pays series in addition to How College Shapes Lives: Understanding the Issues and other research reports and topical analysis briefs published periodically. These reports are designed to provide a foundation of evidence to strengthen policy discussions and decisions. In addition to the figures and tables included in this report, more information and data can be found on the Trends in Higher Education website: trends.collegeboard.org
As the nation slowly emerges from the Great Recession, the patterns of student aid are returning ... more As the nation slowly emerges from the Great Recession, the patterns of student aid are returning to the paths they were on before the economy crashed. The federal government, which dramatically stepped up its subsidies to students in 2009-10 and 2010-11, continues to play an expanded role, but not a growing role. Students continue to borrow at levels that are high by historical standards, but that represent a retreat from the soaring debt levels of a few years ago. New data allow a clear focus on the characteristics of students who are most at risk from debt. As Trends in Student Aid 2015 documents, those who do not graduate are particularly vulnerable. Older, independent students, those who take longer to earn their degrees, African-American students, and those who attend for-profit institutions accumulate more debt than others.
See the Trends in Higher Education website at trends.collegeboard.org for the figures and tables ... more See the Trends in Higher Education website at trends.collegeboard.org for the figures and tables in this report and for more information and data. About the College Board The College Board is a mission-driven not-for-profit organization that connects students to college success and opportunity. Founded in 1900, the College Board was created to expand access to higher education. Today, the membership association is made up of over 6,000 of the world's leading educational institutions and is dedicated to promoting excellence and equity in education. Each year, the College Board helps more than seven million students prepare for a successful transition to college through programs and services in college readiness and college success-including the SAT ® and the Advanced Placement Program ®. The organization also serves the education community through research and advocacy on behalf of students, educators, and schools. For further information, visit www.collegeboard.org. Trends in Higher Education The Trends in Higher Education publications include the annual Trends in College Pricing and Trends in Student Aid reports and the Education Pays series, along with How College Shapes Lives and other research reports and topical analysis briefs. These reports are designed to provide a foundation of evidence to strengthen policy discussions and decisions. The tables supporting all of the graphs in this report, a PDF version of the report, and a PowerPoint file containing individual slides for all of the graphs are available on our website trends.collegeboard.org.
Estimated figures represent best approximations and are updated each year as additional informati... more Estimated figures represent best approximations and are updated each year as additional information becomes available. Nonfederal Loans: Estimates for 2011-12 through 2015-16 are based on data provided by the Consumer Bankers Association, MeasureOne, and the Consumer Financial Protection Bureau. Earlier data are based on information provided by lenders supplemented by data from annual reports and from NPSAS 2008. Estimates of institutional lending are based on NPSAS 2008 and 2012, as well as a survey of institutions conducted for the College Board by the National Association of Student Financial Aid Administrators (NASFAA). Data on loans from states are based on information collected from staff of statesponsored private loan programs or state grant agencies, in addition to NASSGAP.
Highlights supplement family and student payments over the decade from 2002-03 to 2012-13, making... more Highlights supplement family and student payments over the decade from 2002-03 to 2012-13, making higher education financially accessible. Increases in total funds are important indicators of the resources being devoted to student assistance. But these figures may create an overly optimistic view of the benefits available to individual students because they do not account for increases in the number of students enrolled in postsecondary education.
The sources of the grant aid supporting students have changed over time. In 2006-07, 43% of all g... more The sources of the grant aid supporting students have changed over time. In 2006-07, 43% of all grant aid came from the colleges and universities in which students enrolled and 28% came from the federal government. With the sharp increase in federal grants during the Great Recession, the federal share peaked at 44% in 2010-11, and the institutional share fell to 35%. But since then, institutional grant aid has increased rapidly, as both enrollment and federal grant aid have declined. In 2016-17, institutions provided 47% of all grant aid to postsecondary students. The impact of this $58.7 billion tuition discount is best understood in the context of the increases in published prices reported in Trends in College Pricing 2017. Trends in Student Aid 2017 reveals a continuing decline in annual education borrowing, which fell (in inflation-adjusted dollars) in 2016-17 for the sixth consecutive year. Federal education loans per FTE undergraduate student followed the same pattern, but the average amount borrowed by graduate students increased for the second year in a row-to $17,710, almost four times as high as the $4,620 in federal loans per undergraduate student.
Page 1. Altruism in Individual and Joint-Giving Decisions What's Gender Got to Do With It? L... more Page 1. Altruism in Individual and Joint-Giving Decisions What's Gender Got to Do With It? Linda Kamas Anne Preston Sandy Baum Department of Economics ... including gender. See Bohnet and Frey (1999), Scharlemann et al. (2001 ...
institutions. The evidence provided here is intended to inform discussions of the rapid growth of... more institutions. The evidence provided here is intended to inform discussions of the rapid growth of the sector in recent years. Enrollments Between fall 2000 and fall 2009, full-time enrollment in degree-granting institutions in the for-profit sector increased from 366,000 to 1.5 million. In just nine years, the sector went from enrolling 4% of full-time students (and 3% of all students) to enrolling 11% of full-time students (and 9% of all students). Among students in this sector, 61% are enrolled in institutions that offer four-year degrees, 24% are in two-year institutions, and 15% attend less-than-two-year institutions. Undergraduates account for 86% of the total. Among students in the for-profit sector, 76% are enrolled full-time, compared to 62% of postsecondary students overall. 1
The College Board is a mission-driven not-for-profit organization that connects students to colle... more The College Board is a mission-driven not-for-profit organization that connects students to college success and opportunity. Founded in 1900, the College Board was created to expand access to higher education. Today, the membership association is made up of more than 5,900 of the world's leading educational institutions and is dedicated to promoting excellence and equity in education. Each year, the College Board helps more than seven million students prepare for a successful transition to college through programs and services in college readiness and college success-including the SAT ® and the Advanced Placement Program ®. The organization also serves the education community through research and advocacy on behalf of students, educators and schools. For further information, visit www.collegeboard.org. College Board Advocacy & Policy Center The College Board Advocacy & Policy Center was established to help transform education in America. Guided by the College Board's principles of excellence and equity in education, we work to ensure that students from all backgrounds have the opportunity to succeed in college and beyond. We make critical connections between policy, research and real-world practice to develop innovative solutions to the most pressing challenges in education today. advocacy.collegeboard.org TRENDS IN HIGHER EDUCATION SERIES TRENDS IN STUDENT AID 2011 3 For detailed background data and additional information, please visit http://trends.collegeboard.org.
This report, based on the College Board's Annual Survey of Colleges, provides updated information... more This report, based on the College Board's Annual Survey of Colleges, provides updated information on tuition and other expenses associated with attending,public and private nonprofit institutions of postsecondary education in the United States in the 2003-2004 academic year. The annual survey is distributed to more than 2,800 postsecondary institutions across the country to collect information about enrollment, admissions, degrees and majors, tuition, financial aid, and other aspects of undergraduate education. For the 2003-2004 academic year, the average tuition and fees for in-state students at public 4-year colleges and universities is $4,694, up from $4,115 in 2002-2003, an increase of 14.1%. Because room and board charges increased at the lower rate of 6.6%, the increase in average total charges at 4-year public colleges and universities for 2003-2004 was 9.8%, to $10,636. Tuition and fees at public 2-year colleges, averaging $1,905 in 2003-2004, are only about 40% of these at public 4-year institutions. However this year's increase represents a rise of 13.8%. Private colleges posted smaller percentage increases in their tuition and fees. Average 4-year private college tuition and fees rose by 6.0%, to $19,710. Almost 60% of undergraduates receive some form of financial aid to help them pay for college. Estimates suggest that in 2002-2003, grant aid averages almost $2,000 per student in 2-year colleges, more than $2,400 at public 4-year institutions, and about $7,300 at private 4-year institutions. About 29% of undergraduate students at 4-year colleges and universities full time are enrolled in institutions charging less than $4,00 in tuition and fees, and almost 70% face published tuition charges of less than $8,000. As in previous years, data show that the cost associated with not going to college is likely to be much greater than the costs of attendance. (Contains 6 figures and 15 tables.) (SLD) Reproductions supplied by EDRS are the best that can be made from the original document.
Glossary • Auto-IBR-refers to the consortium's proposed single, automatic repayment plan based on... more Glossary • Auto-IBR-refers to the consortium's proposed single, automatic repayment plan based on income for all new federal student loan borrowers. • Current IBR-refers to the Pay As You Earn Repayment Plan (PAYE), available to new borrowers as of October 1, 2007 who took out a loan after October 1, 2011) and the new Income-Based Repayment Plan (IBR), available to new borrowers for new loans as of July 1, 2014). Under both plans, a borrower's monthly payment amount is 10 percent of his or her adjusted-gross income (AGI) above a specified exemption with forgiveness of the remaining balance after 20 years. • Repayment plans based on income-refers to the current menu of federal loan repayment plans that are based on a borrower's income, including Income-Based Repayment, Income-Contingent Repayment (ICR), and Pay As You Earn; also refers to the general concept of calculating borrowers' monthly payments based on their income. Automatic for the Borrower: How Repayment Based on Income Can Reduce Loan Defaults and Manage Risk.
Proposals to reform the federal student loan repayment system and education tax credits and deduc... more Proposals to reform the federal student loan repayment system and education tax credits and deductions emerge from a general consensus on the importance of a simpler student aid system that is better targeted to students facing financial barriers to college access and success. In our review of studies, reports, Congressional bills, and recently proposed policy changes, we find many ideas that would make the system more equitable and efficient. However, the details of these approaches vary considerably, and some would likely generate unintended consequences that would not serve the interests of students or taxpayers. Moreover, many of the suggestions are quite complicated. Examining the details of the proposed reforms makes it easier to understand not only how the existing system became so complex, but how important it is for policymakers to develop simple programs that will be transparent to students and families at the same time they improve the targeting and effectiveness of the student aid system. Key observations emerging from our review and evaluation of detailed proposals to strengthen income-driven repayment (IDR) of federal student loans and consolidate tax credits and deductions are below.
Project was designed in part to provide a forum for leading thinkers across the nation to put for... more Project was designed in part to provide a forum for leading thinkers across the nation to put forward innovative and potentially important economic policy ideas that share the Project's broad goals of promoting economic growth, broad-based participation in growth, and economic security. The authors are invited to express their own ideas in discussion papers, whether or not the Project's staff or advisory council agrees with the specific proposals. This discussion paper is offered in that spirit.
See the Trends in Higher Education website at trends.collegeboard.org for the figures and tables ... more See the Trends in Higher Education website at trends.collegeboard.org for the figures and tables in this report and for more information and data. About the College Board The College Board is a mission-driven not-for-profit organization that connects students to college success and opportunity. Founded in 1900, the College Board was created to expand access to higher education. Today, the membership association is made up of over 6,000 of the world's leading educational institutions and is dedicated to promoting excellence and equity in education. Each year, the College Board helps more than seven million students prepare for a successful transition to college through programs and services in college readiness and college success-including the SAT ® and the Advanced Placement Program ®. The organization also serves the education community through research and advocacy on behalf of students, educators, and schools. For further information, visit www.collegeboard.org. Trends in Higher Education The Trends in Higher Education publications include the annual Trends in College Pricing and Trends in Student Aid reports and the Education Pays series, along with How College Shapes Lives and other research reports and topical analysis briefs. These reports are designed to provide a foundation of evidence to strengthen policy discussions and decisions. The tables supporting all of the graphs in this report, a PDF version of the report, and a PowerPoint file containing individual slides for all of the graphs are available on our website trends.collegeboard.org.
Recent data from the College Board's Annual Survey of Colleges reveal significant variation in in... more Recent data from the College Board's Annual Survey of Colleges reveal significant variation in institutional aid patterns among colleges and universities. The undergraduate tuition discount rate-the ratio of institutional grant aid to published tuition and fee charges-is higher at private institutions than at public institutions, but there are also notable differences within sectors. It is not just the magnitude of the discounts offered that is important but also the purposes of the discounts and the distribution of the grants to students in different circumstances. Since 2000-01, the total discount rate has been relatively stable in the public sector but continues to rise in the private sector. Breaking the discount rate down into aid that meets financial need, aid that goes beyond financial need (or goes to students with no documented need), and the more specialized categories of tuition waivers and athletic awards, Table 1 shows that tuition waivers are the dominant form of discount at public two-year colleges, aid that meets need accounts for two-thirds of the discounts at private not-for-profit four-year colleges, and all forms of discounts are important at public four-year institutions. 2 Looking only at general institutional grant aid and excluding tuition waivers and athletic scholarships, which we are unable to break down by whether or not they meet need, Figure 1 reveals that 46% of these institutional grants at public four-year colleges go to students with no financial need or exceed the need of the students to whom they are awarded. 3
and the acorn logo are registered trademarks of the College Board. All other products and service... more and the acorn logo are registered trademarks of the College Board. All other products and services may be trademarks of their respective owners. Visit the College Board on the Web: www.collegeboard.org. How College Shapes Lives explains of some theoretical issues underlying analysis of the benefits of college. Does college help people because they actually learn things (human capital), or is it just the existence of the credential that matters (signaling)? What is meant by the "option value" of a college degree, and how should people who have earned advanced degrees be considered in measuring the value of college? Acknowledging that not all postsecondary paths are productive for all students (and that some are productive for very few) helps put the stories of unfortunate but atypical students into perspective. Stories of individuals who borrowed thousands of dollars only to learn that their schools did not provide recognized
The College Board is a mission-driven not-for-profit organization that connects students to colle... more The College Board is a mission-driven not-for-profit organization that connects students to college success and opportunity. Founded in 1900, the College Board was created to expand access to higher education. Today, the membership association is made up of over 6,000 of the world's leading educational institutions and is dedicated to promoting excellence and equity in education. Each year, the College Board helps more than seven million students prepare for a successful transition to college through programs and services in college readiness and college success-including the SAT ® and the Advanced Placement Program ®. The organization also serves the education community through research and advocacy on behalf of students, educators and schools. For further information, visit www.collegeboard.org. Trends in Higher Education The Trends in Higher Education publications include the Trends in College Pricing, Trends in Student Aid, and Education Pays series in addition to How College Shapes Lives: Understanding the Issues and other research reports and topical analysis briefs published periodically. These reports are designed to provide a foundation of evidence to strengthen policy discussions and decisions. In addition to the figures and tables included in this report, more information and data can be found on the Trends in Higher Education website: trends.collegeboard.org
As the nation slowly emerges from the Great Recession, the patterns of student aid are returning ... more As the nation slowly emerges from the Great Recession, the patterns of student aid are returning to the paths they were on before the economy crashed. The federal government, which dramatically stepped up its subsidies to students in 2009-10 and 2010-11, continues to play an expanded role, but not a growing role. Students continue to borrow at levels that are high by historical standards, but that represent a retreat from the soaring debt levels of a few years ago. New data allow a clear focus on the characteristics of students who are most at risk from debt. As Trends in Student Aid 2015 documents, those who do not graduate are particularly vulnerable. Older, independent students, those who take longer to earn their degrees, African-American students, and those who attend for-profit institutions accumulate more debt than others.
See the Trends in Higher Education website at trends.collegeboard.org for the figures and tables ... more See the Trends in Higher Education website at trends.collegeboard.org for the figures and tables in this report and for more information and data. About the College Board The College Board is a mission-driven not-for-profit organization that connects students to college success and opportunity. Founded in 1900, the College Board was created to expand access to higher education. Today, the membership association is made up of over 6,000 of the world's leading educational institutions and is dedicated to promoting excellence and equity in education. Each year, the College Board helps more than seven million students prepare for a successful transition to college through programs and services in college readiness and college success-including the SAT ® and the Advanced Placement Program ®. The organization also serves the education community through research and advocacy on behalf of students, educators, and schools. For further information, visit www.collegeboard.org. Trends in Higher Education The Trends in Higher Education publications include the annual Trends in College Pricing and Trends in Student Aid reports and the Education Pays series, along with How College Shapes Lives and other research reports and topical analysis briefs. These reports are designed to provide a foundation of evidence to strengthen policy discussions and decisions. The tables supporting all of the graphs in this report, a PDF version of the report, and a PowerPoint file containing individual slides for all of the graphs are available on our website trends.collegeboard.org.
Estimated figures represent best approximations and are updated each year as additional informati... more Estimated figures represent best approximations and are updated each year as additional information becomes available. Nonfederal Loans: Estimates for 2011-12 through 2015-16 are based on data provided by the Consumer Bankers Association, MeasureOne, and the Consumer Financial Protection Bureau. Earlier data are based on information provided by lenders supplemented by data from annual reports and from NPSAS 2008. Estimates of institutional lending are based on NPSAS 2008 and 2012, as well as a survey of institutions conducted for the College Board by the National Association of Student Financial Aid Administrators (NASFAA). Data on loans from states are based on information collected from staff of statesponsored private loan programs or state grant agencies, in addition to NASSGAP.
Highlights supplement family and student payments over the decade from 2002-03 to 2012-13, making... more Highlights supplement family and student payments over the decade from 2002-03 to 2012-13, making higher education financially accessible. Increases in total funds are important indicators of the resources being devoted to student assistance. But these figures may create an overly optimistic view of the benefits available to individual students because they do not account for increases in the number of students enrolled in postsecondary education.
The sources of the grant aid supporting students have changed over time. In 2006-07, 43% of all g... more The sources of the grant aid supporting students have changed over time. In 2006-07, 43% of all grant aid came from the colleges and universities in which students enrolled and 28% came from the federal government. With the sharp increase in federal grants during the Great Recession, the federal share peaked at 44% in 2010-11, and the institutional share fell to 35%. But since then, institutional grant aid has increased rapidly, as both enrollment and federal grant aid have declined. In 2016-17, institutions provided 47% of all grant aid to postsecondary students. The impact of this $58.7 billion tuition discount is best understood in the context of the increases in published prices reported in Trends in College Pricing 2017. Trends in Student Aid 2017 reveals a continuing decline in annual education borrowing, which fell (in inflation-adjusted dollars) in 2016-17 for the sixth consecutive year. Federal education loans per FTE undergraduate student followed the same pattern, but the average amount borrowed by graduate students increased for the second year in a row-to $17,710, almost four times as high as the $4,620 in federal loans per undergraduate student.
Page 1. Altruism in Individual and Joint-Giving Decisions What's Gender Got to Do With It? L... more Page 1. Altruism in Individual and Joint-Giving Decisions What's Gender Got to Do With It? Linda Kamas Anne Preston Sandy Baum Department of Economics ... including gender. See Bohnet and Frey (1999), Scharlemann et al. (2001 ...
institutions. The evidence provided here is intended to inform discussions of the rapid growth of... more institutions. The evidence provided here is intended to inform discussions of the rapid growth of the sector in recent years. Enrollments Between fall 2000 and fall 2009, full-time enrollment in degree-granting institutions in the for-profit sector increased from 366,000 to 1.5 million. In just nine years, the sector went from enrolling 4% of full-time students (and 3% of all students) to enrolling 11% of full-time students (and 9% of all students). Among students in this sector, 61% are enrolled in institutions that offer four-year degrees, 24% are in two-year institutions, and 15% attend less-than-two-year institutions. Undergraduates account for 86% of the total. Among students in the for-profit sector, 76% are enrolled full-time, compared to 62% of postsecondary students overall. 1
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