Papers by Ariodillah Hidayat
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat
During the COVID-19 pandemic, SME in Indonesia became one type of business that was able to adapt... more During the COVID-19 pandemic, SME in Indonesia became one type of business that was able to adapt and survive and even become a solution for improving the national economy. Fintech has supported SME to develop their business through collaboration with e-commerce partners. This is very helpful for SME during the Covid-19 pandemic. In increasing the capacity of SME actors towards fintech, it is necessary to provide permanent assistance such as digital training. It is intended that actors have digital skills which are expected to have an impact on their financial capabilities. Ulak Banding Village is one of the villages in South Sumatra, Ogan Ilir Regency where SME in the village still lack information about fintech. The problem of SME in Ulak Banding Village in terms of financing can be overcome with capital assistance from peer to peer (P2P) lending and crowdfunding. As well as to increase revenue using digital payment transfers through digital wallet applications, marketplaces, and ...
Indonesian Journal of Business Analytics
The Covid-19 outbreak that spreads to almost all countries in the world is predicted to have a hu... more The Covid-19 outbreak that spreads to almost all countries in the world is predicted to have a huge impact on world economic growth. In early 2020, there were many disasters ranging from floods, natural disasters such as tornadoes, landslides, mountain eruptions, tidal waves or abrasion, forest and land fires and also earthquakes. This study used a simple linear regression analysis method. Simple regression analysis is used to find out the relationships and influences that exist on variables bound to free variables carried out with time series data. The results of the study that the Open Unemployment Rate (TPT) and Economic Growth. dependent var 2.394632. If the economic growth variable is fixed or 0 then the open displacement rate variable is 7.50 percent. The remainder (91.52 percent) is explained by other variables that do not participate in the regression model. The impact of the Covid-19 pandemic or coronavirus is felt by all sectors including the economic sector which result...
MANAGEMENT AND ECONOMICS REVIEW
The banking sector contributes to the pace of the economy. Since the increasing outbreak of the C... more The banking sector contributes to the pace of the economy. Since the increasing outbreak of the COVID-19 virus, there are many risks that banks will face, such as bad loans as measured by the Non-Performing Loan (NPL) ratio, a decrease in net interest margin as measured by the Net Interest Margin (NIM) ratio, increasing Operating Costs to Operating Income (BOPO), and increasing Third Party Funds (DPK) but not followed by high lending. This disrupts the balance between loans and deposits, measured through the Loan-to-Deposit Ratio (LDR). In this study using secondary data types in the form of data on the highest Core Capital Bank Group (BUKU IV) in Indonesia, using quarterly data for the 2018-2021 period using the Fixed Effect Model method. This data is obtained from the website of the Financial Services Authority (OJK) Indonesia, and Worldometer. The purpose of this study was to analyze the effect of the NPL, NIM, BOPO, and Dummy COVID-19 variables on LDR. The results showed that du...
Sricommerce: Journal of Sriwijaya Community Services
Kemampuan berwirausaha harus dioptimalkan dan dimaksimalkan sejak dini, karena berwirausaha merup... more Kemampuan berwirausaha harus dioptimalkan dan dimaksimalkan sejak dini, karena berwirausaha merupakan salah satu kunci penting untuk dapat menunjang kehidupan masa depan yang lebih baik dari segi ekonomi dan sosial masyarakat karena adanya peningkatan pendapatan. Namun, masih banyak potensi dan ide kreatif yang belum tergali secara optimal. Oleh karena itu, penyuluhan dan pelatihan kewirausahaan akan sangat bermanfaat untuk memberikan edukasi tentang pentingnya jiwa wirausaha sehingga tercipta wirausaha baru dan diharapkan kesejahteraan masyarakat meningkat serta memberikan pelatihan dan pendidikan kepada masyarakat sehingga agar mereka dapat mengetahui dan menemukan peluang usaha yang dapat dikembangkan dan dapat merencanakan usaha. Oleh karena itu, masyarakat Desa Ulak Kembahang II membutuhkan pelatihan kewirausahaan agar masyarakat sadar akan pentingnya memiliki jiwa wirausaha dalam rangka menciptakan kemandirian dan membantu masyarakat untuk memperoleh sumber pendapatan lain den...
Jurnal ABDINUS : Jurnal Pengabdian Nusantara
Desa Kota Daro II Kec. Rantau Panjang, Kab. Ogan Ilir memiliki peluang dalam memproduksi kue keri... more Desa Kota Daro II Kec. Rantau Panjang, Kab. Ogan Ilir memiliki peluang dalam memproduksi kue kering yang dapat dijadikan ibu rumah tangga sebagai usaha dalam meningkatkan pendapatan. Hal tersebut dilatarbelakangi oleh sebagian besar dari masyarakat sangat menyukai kue kering karena rasanya yang enak, gurih, dan nikmat. Oleh karena itu pengabdian kepada masyarakat ini memberikan pelatihan perencanaan dan hasil usaha industri kue kering. Pelaksanaan pengabdian kepada masyarakat ini dilakukan di Desa Kota Daro pada Kamis, 15 November 2018. Target peserta yang mengikuti kegiatan ini sebanyak 30 orang ibu rumah tangga, 3 orang mahasiswa, dan 2 orang dosen. Metode pelaksanaan kegiatan dengan memberikan literasi atau edukasi, demonstrasi, diskusi dan evaluasi. Masyarakat telah mengetahui bagaimana cara mengolah dan mengemas kue kering yang baik untuk meningkatkan nilai ekonomi yang menguntungkan bila dikelola dengan benar.
JURNAL MANAJEMEN DAN BISNIS SRIWIJAYA
Penelitian ini dilakukan untuk mengetahui peranan financial technology dalam meningkatkan keuanga... more Penelitian ini dilakukan untuk mengetahui peranan financial technology dalam meningkatkan keuangan inklusif Usaha Mikro, Kecil dan Menengah di Sumatera Selatan. Metodologi yang digunakan dalam penelitian yaitu regresi linier sederhana. Data dalam penelitian ini diperoleh dari wawancara kepada pelaku Usaha Mikro, Kecil dan Menengah. Alat analisis data menggunakan IBM SPSS Statistics 20. Hasil penelitian menujukkan bahwa variabel financial technologi berpengaruh signifikan terhadap tingkat keuangan inklusif Usaha Mikro, Kecil dan Menengah di Sumatera Selatan. Penelitian ini dilakukan pada Usaha Mikro, Kecil dan Menengah di Sumatera Selatan dengan sampel penelitian yaitu Usaha Mikro, Kecil dan Menengah di Kota Palembang.Penelitian ini diharapkan dapat memberikan informasi dan saran kepada pemerintah tentang kondisi tingkat keuangan inklusi Usaha Mikro, Kecil dan Menengah di Sumatera Selatan, sehingga dapat menjadi referensi bagi pemerintah dalam mengambil kebijkan untuk terus meningkat...
Signifikan: Jurnal Ilmu Ekonomi
This study investigates the relationship between air pollution, economicgrowth, and life expectan... more This study investigates the relationship between air pollution, economicgrowth, and life expectancy in Indonesia. The observation periodduring 1985-2019 used time-series data obtained from the WorldBank. Quantitative approach by applying two main models, namelythe autoregressive distributed lag (ARDL) model by considering theeffect of time-lapse and Granger causality with vector error correctionmethod. Research findings prove that air pollution has a negativeand significant effect on life expectancy in the long run. Economicgrowth has a positive and significant effect on life expectancy. In theshort run, the current life expectancy is positively and significantlyinfluenced by the life expectancy of the previous period. Air pollutionhas a negative and significant effect on life expectancy, and economicgrowth has a negative and significant effect on life expectancy. Anotherfinding in the Granger causality model is a two-way relationshipbetween air pollution and life expectancy. Other ...
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat
The training includes introducing the concept of packaging, the benefits of packaging, packaging ... more The training includes introducing the concept of packaging, the benefits of packaging, packaging design, and making packaging product. Kemplang crackers, Rengginang, Chips, and Pempek are commodities produced by the SMEs assisted by the PPMK in Prabumulih City. However, the packaging is inadequate so that it is not feasible to be marketed to a wider market such as minimarkets, hotels, or other modern markets. The result of this training is that participants understand the importance of adequate packaging so the product has value-added and can increase product competitiveness. Participants become skilled in packaging after packaging practice. We recommend that the training program for packaging craft products be continued by providing packaging tools so that more groups of craftsmen can experience the benefits. The training participants are expected to be able to take an active role in improving the quality of the product and pass the knowledge they have gained to other craftsmen in ...
JEJAK
This paper aims to analyze factors affecting the Composite Stock Price Index (IHSG) on the Jakart... more This paper aims to analyze factors affecting the Composite Stock Price Index (IHSG) on the Jakarta Stock Exchange (IDX) during the Pademi Corona Crisis. This study uses the multiple linear regression analysis technique where the variable number of confirmed Covid-19 cases in the world, the number of confirmed Covid-19 cases in Indonesia, the Rupiah exchange rate per 1 US dollar, and the world crude oil price are used as independent variables (X) and the IHSG as the dependent variable (Y), the data used in this study are weekly time series data from the period December 2019 to September 2020. Based on the results of variable regression between the IHSG, Exchange Rates, Oil Prices, cases of COVID-19 in Indonesia and COVID-19 World, It is concluded that collectively the independent variables have a significant effect on the IHSG. Partially, Oil Prices, COVID-19 cases in Indonesia and COVID-19 cases in the world have a significant effect on the IHSG. Meanwhile, the exchange rate has no...
Jurnal Ekonomi Pembangunan
The objective of this study is to test the trilemma and the quadrilemma monetary policy using Ind... more The objective of this study is to test the trilemma and the quadrilemma monetary policy using Indonesia data with covering years 1983 – 2017. The research suggest that the monetary independence and capital account openness might have been more passionately pursued by Bank Indonesia for testing the trilemma; while testing of the quadrilemma, the concentration seems to have shifted to take a middle position within each policy objectives. In this study, the full sample period is split in three subsamples: 1983-2017, 1983 – 1999 and 2000 – 2017. The methodology used in this research is ordinary least square. Our findings show that the policy might have shifted from exchange rate stability, capital account openness and foreign reserves in the first subsample to other four policy objectives in the second subsample. It indicates that foreign reserve plays as fourth objective leading the central bank to achieve at the same time the three “impossible” goals. Therefore, taking into account fo...
Tujuan yang ingin dicapai dalam penelitian ini adalah untuk menganalisis pengaruh pemberian kredi... more Tujuan yang ingin dicapai dalam penelitian ini adalah untuk menganalisis pengaruh pemberian kredit usaha dan besanya modal awal terhadap peningkatan omzet usaha UMKM binaan PNPM-MP PPMK di Kota Palembang. Subjek penelitian adalah pelaku usaha binaan PPMK PNPM-MP di Kota Palembang. Penelitian ini menggunakan dua variabel yakni variabel bebas dan variabel tergantung. Variabel bebas (X1) adalah kredit modal usaha dan (X2) adalah modal usaha dan variabel tergantung (Y) adalah peningkatan omzet UMKM pelaku usaha binaan PPMK PNPM-MP di Kota Palembang. Hasil penelitian yaitu secara bersama-sama kredit usaha dan modal usaha berpengaruh (significant/berarti secara statistik) terhadap peningkatan omzet UMKM, namun bila diuji secara parsial didapatkan hanya variabel modal usaha yang berpengaruh terhadap peningkatan omzet UMKM. Penelitian berikutnya diharapkan melakukan penelitian lebih lanjut dengan mengkaji hubungan struktural variabel lain yang diduga kuat mempengaruhi pendapatan UKM yaitu b...
Processed foods such as kemplang crackers, various chips, pempek etc. are commodity products prod... more Processed foods such as kemplang crackers, various chips, pempek etc. are commodity products produced by Entrepreneurs assisted by Korkot OKI, South Sumatra Province. The training will include training on introducing the concept of packaging, benefits of packaging, packaging design and making product packaging. This training is important because the processed food (kemplang, rengginang, chips, pempek) that is produced will certainly have added value if it is properly packaged. This packaging aims to maintain product quality, facilitate product distribution, and attract consumer attention. In implementing this packaging, all business participants do not have adequate packaging and do not have a product brand, so they will further provide assistance to design the training participants' brands and product packaging.
Dewasa ini perkembangan Usaha Mikro, Kecil, dan Menengah (UMKM) didukung dengan perkembangan tekn... more Dewasa ini perkembangan Usaha Mikro, Kecil, dan Menengah (UMKM) didukung dengan perkembangan teknologi. Adanya revolusi industri 4.0 memberikan dampak positif terhadap perkembangan dunia usaha. Pemanfaatan teknologi mutakhir tepat guna dalam pengembangan usaha yang berdasarkan pada jiwa entrepreneur yang mapan akan dapat mengoptimalkan proses sekaligus hasil dari unit usaha yang dikembangkan. Pelatihan e-Commerce pada home industry memberikan manfaat pada pelaku Usaha Mikro, Kecil, dan Menengah di Desa Kerinjing untuk meningkatkan omset penjualan serta dapat mengembangkan usaha yang dijalaninya agar berkembang menjadi lebih besar lagi. Adanya website e-Commerce ini pelanggan yang didapat bukan hanya dari lingkup Desa Kerinjing saja, akan tetapi pelanggan bisa dari Desa Kerinjing bahkan bisa di luar Sumatera Selatan, tentunya dapat membantu pemerintah dalam meningkatkan perekonomian terutama didaerah desa, sehingga daerah desa menjadi terbuka peluang untuk bisa bersaing dikancah nasi...
The goal of this research is to analyze the factors that affect the rate of loan repayment by SME... more The goal of this research is to analyze the factors that affect the rate of loan repayment by SMEs with a case study on SMEs businesses PNPM-MP PPMK built in Palembang, Indonesia. This study used logistic regression analysis techniques using six independent variables are gender, Business Turnover Value, Ceiling Loans, Period Repayments, Loans Frequency, and Installment Credit System. The dependent variable is the rate of repayment that is categorized Current and Delinquent. The results showed that the factors that influence and significantly related to the rate of repayment PPMK loan repayments are a business turnover value, Ceiling credits value, payback periods and installment system.
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Papers by Ariodillah Hidayat