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Njord is an on-chain protocol on Solana for paying per verified action. A funder deposits USDC into a campaign escrow; when a verified action is recorded on-chain, the program calculates the payout, deducts the fee, and releases funds to the earner's wallet in ~3 seconds for ~$0.00025 — no invoice, no middleman, no human approving each transfer.
Today that primitive powers decentralized affiliate marketing: companies fund campaigns, affiliates earn commissions settled in seconds, and independent bridge operators bring the whole world in through fiat on/off ramps.
No more NET-90 payment terms. No more black-box tracking. No more trust issues.
Strip Njord down to its core and you get escrow + verified action + automatic settlement — the exact payment leg autonomous software needs in 2026. As the "AI agent economy" takes shape (the x402 / HTTP-402 pattern, stablecoin rails, sub-second settlement), agents and backends increasingly need to pay per action, per conversion, or per API call without a person approving each transfer.
That is what Njord's escrow does. A funded budget an agent can't overspend, payment triggered by a verified event (record_attribution → payout), and settlement fast and cheap enough to sit inside a request/response loop. "Affiliate" becomes "agent"; "conversion" becomes "completed action"; the same machinery settles it.
To be clear about scope: the shipped product today is human affiliate marketing on devnet. The agent-native pay-per-action API, x402 adapter, and programmatic budget guardrails are on the roadmap, not yet live. We build in the open and flag what's real versus planned.
- Slow payments — Affiliates wait 30–90 days to get paid
- Opaque tracking — Proprietary dashboards with no way to verify numbers
- High fees — Networks take 15–30% of every commission
- Fraud with no accountability — Bad actors thrive, honest participants suffer
- Regional gatekeeping — KYC-heavy platforms lock out global talent
sequenceDiagram
participant Company
participant Njord as ⛓️ Njord Protocol
participant Affiliate
participant Customer
participant Bridge as 🌐 Bridge
Company->>Njord: Create campaign & fund escrow
Affiliate->>Njord: Join campaign
Affiliate->>Customer: Share tracking link
Customer->>Bridge: Complete purchase
Bridge->>Njord: Record attribution on Solana
Njord->>Affiliate: Commission released (~3 seconds)
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Njord is a general pay-per-verified-action settlement layer. Some of what that enables:
| Use case | Who funds | What triggers payout |
|---|---|---|
| Affiliate marketing (live today) | A company | A verified purchase or signup attributed to an affiliate |
| Pay-per-conversion referrals | A SaaS company | A verified paid conversion |
| Bounties & task rewards | A DAO or company | A verified completed task |
| Autonomous agents paying for actions (roadmap) | An agent operator | An agent reports a completed action against a pre-funded budget — pay-per-call, pay-per-result |
| Agent-to-agent settlement (roadmap) | One agent's budget | Another agent completes a requested action (x402-style) |
The escrow, attribution, and payout instructions are the same across all of these — the difference is only who funds the budget and what counts as a verified action.
| Traditional Networks | Njord Protocol | |
|---|---|---|
| Payment Speed | 30–90 days | ~3 seconds |
| Transparency | Proprietary dashboards | On-chain, fully auditable |
| Platform Fee | 15–30% | 2.5% protocol + 1% bridge |
| Fraud Handling | Manual review, weeks | Automated scoring + economic challenges |
| Global Access | Regional, KYC-heavy | Permissionless + optional bridge KYC |
| Trust Model | "Trust the network" | Trustless smart contracts |
| Settlement | Bank transfers | Direct USDC to wallet |
| Metric | Value |
|---|---|
| Settlement time | ~3 seconds |
| Transaction cost | ~$0.00025 |
| Protocol fee | 2.5% |
| Total NJORD supply | 1,000,000,000 |
| Affiliate tiers | 4 (New → Verified → Trusted → Elite) |
| Bridge tiers | 4 (Bronze → Silver → Gold → Platinum) |
flowchart LR
Companies["🏢 Companies"] --> Contracts["⛓️ Njord Smart Contracts"]
Affiliates["📢 Affiliates"] --> Contracts
Bridges["🌐 Bridge Operators"] --> Contracts
Contracts --> Escrow["💰 Escrow & Payouts"]
Contracts --> Fraud["🛡️ Fraud Detection"]
Contracts --> Gov["🗳️ Governance"]
NJORD["🪙 NJORD Token"] --> Gov
NJORD --> Bridges
| I want to... | Go here |
|---|---|
| Explore the network | Dashboard → |
| See where Njord is headed | Roadmap → |
| Read the full documentation | Documentation → |
| Understand how it works | How It Works → |
| Start as an affiliate | For Affiliates → |
| Launch a campaign | For Companies → |
| Run a bridge | For Bridge Operators → |
| Understand the token | Tokenomics → |
| Package | Description |
|---|---|
@njord/sdk |
Core TypeScript SDK for protocol interaction |
@njord/react |
React hooks and components for frontend apps |
@njord/bridge-sdk |
SDK for building bridge operator services |
@njord/indexer |
Event indexer with GraphQL API |
| Network | Program ID | Status |
|---|---|---|
| Devnet | Hm5WfS2KL4UPaUqVJ3vadCuPMCftw2oybqvpDr7fn9Hv |
Live |
| Mainnet | Hm5WfS2KL4UPaUqVJ3vadCuPMCftw2oybqvpDr7fn9Hv |
Pending |
git clone https://github.com/cryptuon/njord.git
cd njord
pnpm install
pnpm buildFor detailed setup, deployment, and API documentation, see the Developer Guide.
Contributions are welcome. See CONTRIBUTING.md for guidelines.
For security concerns, email [email protected] or open a private security advisory.
njord is one of 20 open-source blockchain-infrastructure projects from Cryptuon Research — blockchain theory, shipped as protocols.
Related projects: Mentat · Moby Market · Sarpoy
Docs: docs.cryptuon.com/njord · Contact: [email protected]