Mahsool is crowd-lending platform that increase access to highly profitable projects with positive impact, by directly connecting investors to projects rated by risk level.
Mahsool is a Blockchain-based platform connects lenders with profitable small farmers around Egypt. Mahsool empower small farmers with increasing there access to financial resources and accses to market, connecting lenders to solvent projects. It offers a wide portfolio of investment opportunities, listed upon its risk ratings and at the same time allows access to small producers which are an important part of the 2 billion yet excluded, and thus achieving benefits for both parts: That’s what we call Positive Impact Lending.
Mahsool enables small Farmers from Egypt to access loans at much lower rates than the ones now available to them. Meaning both parties benefit from this exchange.
his whole process also created another hidden benefit. Since the ownership of lands was established for farmers using their digital ID, banks and institutional micro-lenders started to offer loans to these smaller farmers, improving their lifestyle.
lets them build smart contracts, trace and validate transactions and ownership rights, perform transactions through HARA tokens, and enables tokens to be traded on third-party token exchanges. The tokens incentivize the different parties in the system to participate, constantly building up a repository of valuable data. “Good information is the basis for good credit and goodwill. In our current economy, data is currency,” says Werner Vogels, CTO of Amazon and a strong supporter of the project.
Blockchain technology and Smart Contracts make a new level of crowdlending possible, improving its security and transparency, thus enabling transactions between strangers. Costs are significantly reduced, and transparency is higher by transferring Ethereum compatible tokens directly from investors’ to borrower’s wallets without financial intermediaries; A decentralized system giving rise to true international crowdlending, and also allowing for risk diversification: investing small tickets in multiple projects.
we now using hyperledger but aims to use ethereum
ABE Agri Phone service developed by efinanace "https://www.efinance.com.eg/ar/" Fawry https://fawry.com/
$ npm install composer-cli
$ # install locally to the node_modules directory of this packge
$ export HL_COMPOSER_CLI=$(npm bin)/composer
$ # this will now use the local version
$ npx composer --version
$ # this can be used to get npm to run the local version.Run ng serve for a dev server. Navigate to http://localhost:4200/. The app will automatically reload if you change any of the source files.
Run ng generate component component-name to generate a new component. You can also use ng generate directive|pipe|service|class|guard|interface|enum|module.
Run ng build to build the project. The build artifacts will be stored in the dist/ directory. Use the --prod flag for a production build.
Run ng test to execute the unit tests via Karma.
Run ng e2e to execute the end-to-end tests via Protractor.
To get more help on the Angular CLI use ng help or go check out the Angular CLI README.
Issue from the fabric-tools directory:
$ ./startFabric.sh
https://youtu.be/lH_lfm6WMaY https://youtu.be/c5xBNqxBaF8
A lender could create a profile with the information including: • Personal Information (Name, Address, and ID number) • Bank Account Information • Type of Investment a lender wants to make. For example, a lender might wish to lend money to the borrowers requesting a loan for the business purposes. • Criteria for different types of borrower, i.e., setting up the rate of interests according to the worthiness of a borrower. The profile is submitted to the marketplace where lenders and borrowers could find each other.
Once the account is successfully created, lender waits for the loan requests from the borrower. As soon as any request is received, the lender schedules an interview with the borrower.
A borrower setups an account with the following information: • Personal Information including name, address, and government-approved ID • Collateral- Crypto-coins, legal documents, and a guarantor.
After creating the account successfully, a borrower can send the loan request to all lenders around the world. Smart contracts allow borrowers to send loan requests to the lenders who are interested in the type of investment a borrower wants to make.
After receiving the loan request, a lender interviews borrower and asks the following questions: • Why do you want to take the loan? • What is your monthly earning? • What is your repayment rate? • How many times have you applied for the credit in history? A lender can either approve or reject the loan application based on the above questions.
If the lender approves the loan request, the smart contract decides the fixed rate of interest for different types of borrowers by checking their creditworthiness. The borrowers can be categorized as high-risk, medium-risk or low-risk borrowers based on their repayment rates. For example, lenders can set the low rate of interest for a low-risk borrower having good repayment rate. Using Lending Blockchain Platform, the rate of interests remain fixed all over the world.