This is an Equity Council use case to publish the debt of graduates analyzed alongside wages.
Here's some globally utilized student debt/aggregate outcome statistics:
- Average debt at graduation - the average amount of student loan debt held by students upon graduating from an institution or program. This is often calculated separately for undergraduate and graduate programs.
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- Loan default rates - the percentage of borrowers who are unable to repay their student loans within a certain timeframe and enter default status.
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- Loan repayment rates - the percentage of borrowers who have made progress in repaying their student loans, usually measured by the percentage of borrowers who have made payments on their loans for a certain number of months after entering repayment.
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- Total student loan debt - the total amount of outstanding student loan debt held by borrowers in a certain country or region.
Sources Include:
- In the United States, the National Center for Education Statistics (NCES) and the Federal Student Aid office within the U.S. Department of Education collect and publish data on student debt and other higher education outcomes. https://nces.ed.gov/
- States/Provinces. See Texas definitions below.
- The Organization for Economic Cooperation and Development (OECD) collects data on student debt and other higher education outcomes for its member countries and publishes reports and analyses of the data. https://www.oecd.org/education/
- The United Nations Educational, Scientific and Cultural Organization (UNESCO) also collects and publishes data on higher education outcomes, including student debt, for countries around the world. https://data.uis.unesco.org/
- The World Bank also collects and publishes data on higher education outcomes and student debt for countries around the world. https://datatopics.worldbank.org/education/
United State College Scorecard Glossary of Outcome Data
https://collegescorecard.ed.gov/data/glossary/
State of Texas Definitions for Sudent Loan/Debt Statistics:
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| Loan_Amount |
Average loan amount at graduation. |
|
Average loan amount is calculated by averaging each student’s loan debt, accumulated at all Texas institutions up to the time of receiving an applicable degree, based on the student’s highest degree earned. Only students with debt are included. Each student's loan debt includes all loans reported in the THECB financial aid database (FADS) report by any institution for that student in the last 15 years. Parent loans are excluded. Data are available for programs with at least 5 graduates with loans. Source: THECB CBM001, CBM009, Financial Aid Database System (FADS) |
| Loan_Percent |
Percent of graduates with loans. |
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The percentage of graduates who accumulated student loan debt at the time of award as reported on the THECB FADS reports by any institution in the last 15 years. Parent loans are excluded. Source: THECB FADS Report |
| Loan_to_First_Wage_Ratio |
Loan as a percentage of first year wages. |
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The median of individual student loan debt as a percentage of first year wages. Individual must have student loan debt at time of award and wages in first year following award. Each student's loan debt includes all student loans reported in the THECB financial aid database (FADS) report by any institution for that student in the last 15 years. Parent loans are excluded. First year wages are based wage data reported to the Texas Workforce Commission (TWC). Source: THECB CBM009, FADS Report, TWC UI wage records |
This is an Equity Council use case to publish the debt of graduates analyzed alongside wages.
Here's some globally utilized student debt/aggregate outcome statistics:
Sources Include:
United State College Scorecard Glossary of Outcome Data
https://collegescorecard.ed.gov/data/glossary/
State of Texas Definitions for Sudent Loan/Debt Statistics:
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