Papers by Dr. B. S . Navi
International Journal of Management and Development Studies, Apr 15, 2014
During the last decades, the social responsibility of institutions, public as well as private, ha... more During the last decades, the social responsibility of institutions, public as well as private, has been subject to intense debates, activities and academic research. The aims of the paper are to highlight in short the importance of the social responsibility of educational institutions, and to analyze the results of a research regarding students’ perceptions on corporate social responsibility activities. By using primary data obtained from a survey based on a questionnaire a set of three hypotheses was tested during our research. The results of our research emphasize that students attach importance to the corporate social responsibility at academic level, a fact indicated through their involvement degree in the specific activities of this concept.
Social Science Research Network, 2013
Nothing is permanent in the world, only change is permanent. In this current changing business sc... more Nothing is permanent in the world, only change is permanent. In this current changing business scenario, retail industry has witnessed major revolution and global attention. The Indian retail industry is the largest and attractive in the world and accounts over 10% of the country’s GDP and 8% of total employment. In the background of changing retail trends, understanding customers perceptions, building relationship and retaining customers has been identified as major source of competitive advantage. So the present paper attempts to bring three critical areas in retailing: Customers perceptions, CRM and Changing waves in retailing. A survey was conducted in Belgaum, Karnataka by serving questionnaires to 75 respondents. Five product and twelve store attributes were measured using Liker’s five point scale and final score has been calculated using weighted ranking method. Research identified the major opportunities and challenges in retailing and indicates that product, quality, variety, customer relationship and service were given highest preference.
The corporate governance practices are generally helps in improving the quality of life of the co... more The corporate governance practices are generally helps in improving the quality of life of the co-operative banks. The governing practices are used to refer changes and movements of the banking system and its activities. The need for corporate governance in developing, emerging and transitional economies not only arises from resolving problems of ownership and control, but also from ensuring transparency in achieving the desired goal of corporate governance in perspective of cooperative banks. In the co-operative banking sector the corporate governance is not practiced perfectly because of lack of management, poor board governance, fraudulent activities, lack of disclosure and transparency. The distinct nature of co-operatives, relevant trends and issues within corporate governance are explored within the framework of the co-operative sector. And this implies that three groups require clearly defined rights and responsibilities; members, directors and managers. The present study has encompasses both primary and secondary data. The sample size includes 20 Co-operative banks which are situated in Vijayapur city. The simple statistical measurements have used to analyse the data. In this paper an attempt has been made to understand the problems and prospects of governance practices in cooperative banking sector. The paper traces out the possible benefits and adverse effect of negligence in governance practice and try to suggest some measures to overcome from possible adverse impacts of the same.
Development Economics: Macroeconomic Issues in Developing Economies eJournal, 2016
The nature of financial inclusion in India or other developing countries is different from develo... more The nature of financial inclusion in India or other developing countries is different from developed countries. The number of financially excluded people is much larger in India compared to developed countries. Numerous studies on financial inclusion are done in developed countries; the researches concluded that the larger population is excluded from the financial facilities. In India, though the concept of financial inclusion is an old phenomenon, recently it is coming into prominence. It is estimated that, 40% of population is deprived of basic financial amenities. The present paper is an effort in throughing light on financial inclusion and banking in India. The Several steps have been taken by RBI and GOI to include more and more people under the umbrella of basic financial services.
AARN: Topics of Concern in Applied Anthropology (Topic), 2016
This study examined the impact of rural banking on rural farmers in Belgaum district. The conveni... more This study examined the impact of rural banking on rural farmers in Belgaum district. The convenient sampling procedure was used to select 90 farmers and 12 workers at the regional rural banks studied for the research. Frequencies, percentages and bar graphs were the major statistical tools used to analyze the data collected from the regional rural banks. The article clearly states that higher rate of interest on loans will reduces the loan borrowing ability of the farmers. That is, higher interest rates tends to have an adverse effect on the development or growth of the farmers or businesses in India since they depend very much on availability and accessibility to funds.
International Journal of Commerce and Management Research, 2017
Accounting for educational institutions is important as is to the business, industry and others. ... more Accounting for educational institutions is important as is to the business, industry and others. Education is on the ‘Concurrent list’ in the Union List of the Constitution. This makes both Central and State Government responsible to make policies to provide for the planned development of educational institutions, inculcation of healthy educational practice, maintenance and improvement in the standards of education and better organization, discipline and control over educational institutions with a view to fostering the harmonious development of the mental and physical faculties of students. The higher education system in India has grown in a remarkable way, particularly in the post-independence period. So the paper is an attempt to give broader discerning for the application of Accounting Standards in educational institutions.
Global journal for research analysis, 2018
The move by the government to demonetize Rs.500 and Rs.1000 notes by replacing them with new Rs.5... more The move by the government to demonetize Rs.500 and Rs.1000 notes by replacing them with new Rs.500 and Rs.2000 notes has taken the country with surprise. This measure has been taken by the PM in an attempt to address the resolve against corruption, black money and counterfeit notes. From an equity market perspective, this move would be positive for sectors like Banking andInfrastructure in the medium to long term. This could be negative for sectors like ConsumerDurables, Luxury items, Gems and Jewellery, Real Estate and allied sectors, in the near tomedium term. This move can lead to improved tax compliance, better fiscal balance, lowerinflation, lower corruption, complete elimination of fake currency and another stepping stonefor sustained economic growth in the longer term.At an aggregate level, this move is expected to cleanse the formal economic system and is to tackle the menace of black money, corruption, terror funding and fake currency and will benefit the economy in the me...
The growth of the UCBs was much attributed to their better local reach, personal interaction with... more The growth of the UCBs was much attributed to their better local reach, personal interaction with customers and their ability to catch the nerve of the local clientele. Human resources and appropriate technology coupled with a responsive organizational structure and similar issues add to their problems of inadequate internal supervision. Political affiliations are another concern, reemphasizing the need for visionary leaders with mission. Urban Co-operative banking Sector is an important constituent of Multi Agency banking system operation in the country. These institutions play an important role in the economic enlistment of lower and middle-income group of persons.
In the global economy of the 21st century, international trade will be a key source of economic g... more In the global economy of the 21st century, international trade will be a key source of economic growth and development. Recent surveys conducted in several countries by the National Foundation of Women Business Owners (NFWBO) indicate that women-owned firms involved in the global marketplace have greater revenues, are more optimistic about their business prospects and are more focused on business expansion than women-owned firms that are domestically oriented. Obviously, expanding into international trade can pay off for women-owned firms. However, it is not clear that smaller enterprises are benefiting from these potential as much as larger firms. In connection with the above here an attempt has made to study the role of women entrepreneurs in economic development. © 2017 Elixir All rights reserved. Elixir Fin. Mgmt 113 (2017) 49177-49181 Finance Management Available online at www.elixirpublishers.com (Elixir International Journal) B S.Navi / Elixir Fin. Mgmt 113 (2017) 49177-49181...
Entrepreneurs are playing very important role in the development of economy. The main purpose of ... more Entrepreneurs are playing very important role in the development of economy. The main purpose of the Employability & Entrepreneurship study is the modernization of Higher Education Institutions (HEIs) through the involvement of business representatives in the definition, promotion and validation of business, management and economics graduates' key skills. That will be achieved by developing and promoting students' employability and entrepreneurship based on cooperation between universities and firms. The study objectives have a positive impact on the target groups like students, professors, tutors and staff, labour market and HEI. Nowadays, universities are regarded as effective contributors to the economic development by offering entrepreneurship education courses and training. The objective of the present paper is to examine the unique and influential role that Higher education institutions play in securing .employability. and thus develop entrepreneurial individuals. Entrepreneurship and enterprise education have given higher education institutions the opportunity to grant societies employable graduates who have the necessary kit of innovation, motivation and creativity to develop new products, services, and small and medium enterprises (SMEs) that not only boost economies but also contribute to the overall cultural and social development of individuals.
ELIXIR International Journal
ABSTRACT
In the global economy of the 21st century, international trade will be a key source of e... more ABSTRACT
In the global economy of the 21st century, international trade will be a key source of economic growth and development. Recent surveys conducted in several countries by the National Foundation of Women Business Owners (NFWBO) indicate that women-owned firms involved in the global marketplace have greater revenues, are more optimistic about their business prospects and are more focused on business expansion than women-owned firms that are domestically oriented. Obviously, expanding into international trade can pay off for women-owned firms. However, it is not clear that smaller enterprises are benefiting from these potential as much as larger firms. In connection with the above here an attempt has made to study the role of women entrepreneurs in economic development.
Keywords: Entrepreneurs, Economy, Contribution, Business.
In today's globalised world, corporations need to access global pools of capital and to attract a... more In today's globalised world, corporations need to access global pools of capital and to attract and retain the best human capital from various parts of the world. Under such a scenario, unless a corporation embraces and demonstrates ethical conduct, it will not be able to succeed. Ever since India's biggest-ever corporate fraud and governance failure unearthed at Satyam Computer Services Limited, the concerns about good Corporate Governance have increased phenomenally. The rapidly increasing economic growth that corporate India witnessed the high profile governance failure scams since the 1990s brought to the forefront the need for Indian companies to adopt corporate governance practices and standards, which are consistent with international principles and standards. A number of studies in India and abroad have indicated that markets and investors take notice of well managed companies and respond positively to them. The Corporate Governance issue has emerged primarily because of the growing importance of corporations in the national economies and their interaction with the international agencies and institutions. This form of management is also designed to limit risk and eliminate corrosive elements within an organization with haste. Hence, it imperative for a corporation to be fair and transparent to all its stakeholders in all its transactions by adhering to the best corporate governance practices.
The views expressed in apotheosis are those of the contributors and not necessarily those of the ... more The views expressed in apotheosis are those of the contributors and not necessarily those of the editorial board or the publisher.
Accounting for educational institutions is important as is to the business, industry and
others. ... more Accounting for educational institutions is important as is to the business, industry and
others. Education is on the ‘Concurrent list’ in the Union List of the Constitution. This makes
both Central and State Government responsible to make policies to provide for the planned
development of educational institutions, inculcation of healthy educational practice,
maintenance and improvement in the standards of education and better organization,
discipline and control over educational institutions with a view to fostering the harmonious
development of the mental and physical faculties of students. The higher education system in
India has grown in a remarkable way, particularly in the post-independence period. So the
paper is an attempt to give broader discerning for the application of Accounting Standards in
educational institutions.
Investors have many investment opportunities but they should be intelligent enough to select
the ... more Investors have many investment opportunities but they should be intelligent enough to select
the scheme in which they are going to invest. Investing in various types of assets is an
interesting activity that attracts people from all walks of the life irrespective of their
occupation, economic status, education and family background. Savings form an important
part of the economy of any nation. With savings invested in various options available to the
people, the money acts as the driver for growth of the country. Indian financial scene too
presents multiple avenues to the investors. The study depends majorly on the primary data
and the questionnaire had been served to 90 respondents to collect information with respect
to investment avenues and awareness. Simple statistical tool like percentage and averages
are used to analyze and interpret the data.
During the last decades, the social responsibility of institutions, public as well as private, ha... more During the last decades, the social responsibility of institutions, public as well as private, has
been subject to intense debates, activities and academic research. The aims of the paper are to highlight
in short the importance of the social responsibility of educational institutions, and to analyze the results
of a research regarding students’ perceptions on corporate social responsibility activities. By using
primary data obtained from a survey based on a questionnaire a set of three hypotheses was tested during
our research. The results of our research emphasize that students attach importance to the corporate
social responsibility at academic level, a fact indicated through their involvement degree in the specific
activities of this concept.
The corporate governance practices are generally helps in improving the quality of life of the co... more The corporate governance practices are generally helps in improving the quality of life of the cooperative
banks. The governing practices are used to refer changes and movements of the banking system and
its activities. The need for corporate governance in developing, emerging and transitional economies not only
arises from resolving problems of ownership and control, but also from ensuring transparency in achieving the
desired goal of corporate governance in perspective of cooperative banks. In the co-operative banking sector
the corporate governance is not practiced perfectly because of lack of management, poor board governance,
fraudulent activities, lack of disclosure and transparency. The distinct nature of co-operatives, relevant trends
and issues within corporate governance are explored within the framework of the co-operative sector. And this
implies that three groups require clearly defined rights and responsibilities; members, directors and managers.
The present study has encompasses both primary and secondary data. The sample size includes 20 Co-operative
banks which are situated in Vijayapur city. The simple statistical measurements have used to analyse the data.
In this paper an attempt has been made to understand the problems and prospects of governance practices in
cooperative banking sector. The paper traces out the possible benefits and adverse effect of negligence in
governance practice and try to suggest some measures to overcome from possible adverse impacts of the same.
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Papers by Dr. B. S . Navi
In the global economy of the 21st century, international trade will be a key source of economic growth and development. Recent surveys conducted in several countries by the National Foundation of Women Business Owners (NFWBO) indicate that women-owned firms involved in the global marketplace have greater revenues, are more optimistic about their business prospects and are more focused on business expansion than women-owned firms that are domestically oriented. Obviously, expanding into international trade can pay off for women-owned firms. However, it is not clear that smaller enterprises are benefiting from these potential as much as larger firms. In connection with the above here an attempt has made to study the role of women entrepreneurs in economic development.
Keywords: Entrepreneurs, Economy, Contribution, Business.
others. Education is on the ‘Concurrent list’ in the Union List of the Constitution. This makes
both Central and State Government responsible to make policies to provide for the planned
development of educational institutions, inculcation of healthy educational practice,
maintenance and improvement in the standards of education and better organization,
discipline and control over educational institutions with a view to fostering the harmonious
development of the mental and physical faculties of students. The higher education system in
India has grown in a remarkable way, particularly in the post-independence period. So the
paper is an attempt to give broader discerning for the application of Accounting Standards in
educational institutions.
the scheme in which they are going to invest. Investing in various types of assets is an
interesting activity that attracts people from all walks of the life irrespective of their
occupation, economic status, education and family background. Savings form an important
part of the economy of any nation. With savings invested in various options available to the
people, the money acts as the driver for growth of the country. Indian financial scene too
presents multiple avenues to the investors. The study depends majorly on the primary data
and the questionnaire had been served to 90 respondents to collect information with respect
to investment avenues and awareness. Simple statistical tool like percentage and averages
are used to analyze and interpret the data.
been subject to intense debates, activities and academic research. The aims of the paper are to highlight
in short the importance of the social responsibility of educational institutions, and to analyze the results
of a research regarding students’ perceptions on corporate social responsibility activities. By using
primary data obtained from a survey based on a questionnaire a set of three hypotheses was tested during
our research. The results of our research emphasize that students attach importance to the corporate
social responsibility at academic level, a fact indicated through their involvement degree in the specific
activities of this concept.
banks. The governing practices are used to refer changes and movements of the banking system and
its activities. The need for corporate governance in developing, emerging and transitional economies not only
arises from resolving problems of ownership and control, but also from ensuring transparency in achieving the
desired goal of corporate governance in perspective of cooperative banks. In the co-operative banking sector
the corporate governance is not practiced perfectly because of lack of management, poor board governance,
fraudulent activities, lack of disclosure and transparency. The distinct nature of co-operatives, relevant trends
and issues within corporate governance are explored within the framework of the co-operative sector. And this
implies that three groups require clearly defined rights and responsibilities; members, directors and managers.
The present study has encompasses both primary and secondary data. The sample size includes 20 Co-operative
banks which are situated in Vijayapur city. The simple statistical measurements have used to analyse the data.
In this paper an attempt has been made to understand the problems and prospects of governance practices in
cooperative banking sector. The paper traces out the possible benefits and adverse effect of negligence in
governance practice and try to suggest some measures to overcome from possible adverse impacts of the same.
In the global economy of the 21st century, international trade will be a key source of economic growth and development. Recent surveys conducted in several countries by the National Foundation of Women Business Owners (NFWBO) indicate that women-owned firms involved in the global marketplace have greater revenues, are more optimistic about their business prospects and are more focused on business expansion than women-owned firms that are domestically oriented. Obviously, expanding into international trade can pay off for women-owned firms. However, it is not clear that smaller enterprises are benefiting from these potential as much as larger firms. In connection with the above here an attempt has made to study the role of women entrepreneurs in economic development.
Keywords: Entrepreneurs, Economy, Contribution, Business.
others. Education is on the ‘Concurrent list’ in the Union List of the Constitution. This makes
both Central and State Government responsible to make policies to provide for the planned
development of educational institutions, inculcation of healthy educational practice,
maintenance and improvement in the standards of education and better organization,
discipline and control over educational institutions with a view to fostering the harmonious
development of the mental and physical faculties of students. The higher education system in
India has grown in a remarkable way, particularly in the post-independence period. So the
paper is an attempt to give broader discerning for the application of Accounting Standards in
educational institutions.
the scheme in which they are going to invest. Investing in various types of assets is an
interesting activity that attracts people from all walks of the life irrespective of their
occupation, economic status, education and family background. Savings form an important
part of the economy of any nation. With savings invested in various options available to the
people, the money acts as the driver for growth of the country. Indian financial scene too
presents multiple avenues to the investors. The study depends majorly on the primary data
and the questionnaire had been served to 90 respondents to collect information with respect
to investment avenues and awareness. Simple statistical tool like percentage and averages
are used to analyze and interpret the data.
been subject to intense debates, activities and academic research. The aims of the paper are to highlight
in short the importance of the social responsibility of educational institutions, and to analyze the results
of a research regarding students’ perceptions on corporate social responsibility activities. By using
primary data obtained from a survey based on a questionnaire a set of three hypotheses was tested during
our research. The results of our research emphasize that students attach importance to the corporate
social responsibility at academic level, a fact indicated through their involvement degree in the specific
activities of this concept.
banks. The governing practices are used to refer changes and movements of the banking system and
its activities. The need for corporate governance in developing, emerging and transitional economies not only
arises from resolving problems of ownership and control, but also from ensuring transparency in achieving the
desired goal of corporate governance in perspective of cooperative banks. In the co-operative banking sector
the corporate governance is not practiced perfectly because of lack of management, poor board governance,
fraudulent activities, lack of disclosure and transparency. The distinct nature of co-operatives, relevant trends
and issues within corporate governance are explored within the framework of the co-operative sector. And this
implies that three groups require clearly defined rights and responsibilities; members, directors and managers.
The present study has encompasses both primary and secondary data. The sample size includes 20 Co-operative
banks which are situated in Vijayapur city. The simple statistical measurements have used to analyse the data.
In this paper an attempt has been made to understand the problems and prospects of governance practices in
cooperative banking sector. The paper traces out the possible benefits and adverse effect of negligence in
governance practice and try to suggest some measures to overcome from possible adverse impacts of the same.