五大銀行（台銀、合庫銀、土銀、華銀及一銀）新承做放款金額與利率統計表

單位：新台幣百萬元、年息百分比率
購屋貸款 資本支出貸款 週轉金貸款 消費性貸款 合計 不含國庫借
年/月
金額 利率 金額 利率 金額 利率 金額 利率 金額 加權平 款之加權平
均利率 均利率
83/07 29,044 9.197 42,451 7.863 195,787 8.372 6,139 9.068 273,421 8.396
83/08 28,476 9.198 11,204 8.703 231,672 8.705 5,924 9.118 277,276 8.764
83/09 28,058 9.335 27,871 7.933 206,135 8.679 6,055 9.257 268,119 8.667
83/10 28,083 9.397 9,845 8.883 166,837 8.737 4,620 9.355 209,385 8.845
83/11 31,304 9.500 14,296 8.789 195,718 8.632 5,204 9.548 246,522 8.769
83/12 34,301 9.452 17,345 8.860 231,622 8.594 6,199 9.548 289,467 8.733
84/01 31,252 9.328 24,319 8.460 271,965 8.464 5,109 9.639 332,645 8.561
84/02 17,962 9.307 11,673 8.416 145,022 8.706 3,559 9.389 178,216 8.766
84/03 35,921 9.267 34,860 8.121 195,278 8.680 4,979 9.268 271,038 8.688
84/04 23,491 9.311 8,536 8.812 178,134 8.686 4,337 9.335 214,498 8.772
84/05 26,032 9.290 11,106 8.786 195,746 8.636 5,904 9.368 238,788 8.733
84/06 26,887 9.276 13,652 8.698 214,036 8.485 5,168 9.340 259,743 8.595
84/07 27,344 9.198 51,513 7.860 185,847 8.450 4,630 9.186 269,334 8.440
84/08 27,748 9.094 17,378 8.274 219,586 8.330 4,859 9.031 269,571 8.442
84/09 22,678 9.087 40,800 7.947 254,218 8.419 4,953 8.919 322,649 8.431
84/10 26,060 9.074 18,967 8.120 185,390 8.219 4,502 8.928 234,919 8.335
84/11 23,650 9.008 11,922 8.498 194,089 8.338 4,933 9.105 234,594 8.448
84/12 27,644 8.941 18,663 8.464 223,334 8.200 5,767 8.772 275,408 8.324
85/01 20,868 8.988 15,030 8.416 231,690 8.057 5,003 8.802 272,591 8.175
85/02 21,355 9.022 16,502 8.232 165,727 8.484 4,981 8.908 208,565 8.564
85/03 18,676 8.941 11,624 8.470 180,814 8.460 4,641 9.063 215,755 8.546
85/04 19,061 8.861 12,984 8.244 166,403 8.454 5,122 9.036 203,570 8.516
85/05 21,779 8.833 11,021 8.492 169,759 8.356 4,985 8.897 207,544 8.453
85/06 21,342 8.809 16,783 8.083 190,107 7.940 4,861 8.908 233,093 8.074
85/07 18,652 8.826 9,875 8.369 174,517 8.069 5,251 8.682 208,295 8.188
85/08 19,613 8.716 6,779 8.495 194,499 8.027 4,759 8.783 225,650 8.137
85/09 18,863 8.651 11,204 8.289 162,172 7.837 4,689 8.785 196,928 7.990
85/10 15,272 8.623 7,253 8.313 171,876 7.699 4,386 8.669 198,787 7.830
85/11 16,789 8.689 8,811 8.139 193,099 7.779 6,990 8.726 225,689 7.909
85/12 20,978 8.622 16,042 8.260 241,258 7.563 6,534 8.712 284,812 7.727
86/01 18,265 8.554 22,218 7.667 216,146 7.766 6,133 8.643 262,762 7.864
86/02 12,160 8.575 10,004 7.587 163,723 7.905 9,283 8.386 195,170 7.979
86/03 14,404 8.589 12,802 8.000 200,509 7.885 10,378 8.371 238,093 7.990
86/04 14,843 8.519 15,822 8.090 198,376 7.966 8,098 8.393 237,139 8.053
86/05 18,793 8.405 15,795 7.742 198,142 7.724 5,678 8.633 238,408 7.824
86/06 20,340 8.330 16,079 7.954 246,725 7.952 6,399 8.578 289,543 8.023
86/07 21,100 8.254 11,171 8.064 238,976 7.923 5,471 8.553 276,718 8.005
86/08 15,796 8.352 12,119 8.116 237,825 8.189 5,738 8.601 271,478 8.239
86/09 14,957 8.341 12,294 8.220 228,550 8.278 5,515 8.558 261,316 8.284
86/10 13,394 8.384 12,287 8.149 178,669 8.528 5,342 8.699 209,692 8.501
86/11 11,927 8.425 9,487 8.099 214,931 8.381 5,031 8.688 241,376 8.378
86/12 13,061 8.419 23,223 7.897 240,338 8.408 7,878 8.156 284,500 8.358
87/01 14,176 8.144 13,456 8.111 233,999 8.620 5,194 8.544 266,825 8.567
87/02 13,457 8.461 8,934 8.330 218,422 8.686 3,850 8.820 244,663 8.662
87/03 15,868 8.515 8,787 8.622 219,828 8.630 5,134 8.789 249,617 8.624
87/04 14,974 8.567 15,117 8.243 204,854 8.500 5,199 8.720 240,144 8.490
87/05 15,913 8.540 7,902 8.692 209,753 8.402 5,074 8.736 238,642 8.429
87/06 16,792 8.523 17,839 8.199 259,930 8.394 6,290 8.555 300,851 8.391
87/07 15,791 8.509 9,008 8.570 233,679 8.389 5,926 8.652 264,404 8.408
87/08 15,249 8.404 12,975 8.372 217,094 8.322 5,561 8.615 250,879 8.335
87/09 15,987 8.394 15,560 8.288 268,719 8.123 5,562 8.557 305,828 8.154
87/10 15,149 8.269 9,508 8.277 225,897 7.985 4,775 8.529 255,329 8.022
87/11 13,811 8.284 14,097 8.189 246,751 7.687 6,115 8.446 280,774 7.756
87/12 14,857 8.290 14,379 7.977 298,525 7.510 6,997 8.356 334,758 7.582
88/01 15,790 7.850 9,117 8.248 212,281 7.495 5,531 8.366 242,719 7.566
88/02 18,107 7.554 8,195 8.064 191,781 7.311 4,252 8.336 222,335 7.376
88/03 25,169 7.225 12,467 7.992 257,807 7.242 5,992 8.200 301,435 7.291
88/04 24,485 7.323 14,833 7.786 237,021 7.149 5,695 8.281 282,034 7.219
88/05 31,257 7.576 32,639 7.621 290,940 7.060 5,337 8.280 360,173 7.174
88/06 27,453 7.827 22,580 7.601 359,423 6.979 5,132 8.346 414,588 7.086
88/07 25,706 7.709 10,191 7.931 293,397 7.042 4,512 8.300 333,806 7.136
88/08 19,655 7.754 12,591 7.586 308,334 6.999 6,273 7.634 346,853 7.075
88/09 17,579 7.897 12,148 7.732 338,544 6.862 4,235 8.174 372,506 6.954
88/10 17,294 7.750 14,572 7.715 288,678 6.924 3,857 8.243 324,401 7.020
88/11 18,094 7.501 15,272 7.404 340,087 6.706 5,307 8.759 378,760 6.802
88/12 24,324 7.377 24,256 7.255 387,176 6.838 5,098 8.248 440,854 6.908
 五大銀行（台銀、合庫銀、土銀、華銀及一銀）新承做放款金額與利率統計表
單位：新台幣百萬元、年息百分比率
購屋貸款 資本支出貸款 週轉金貸款 消費性貸款 合計 不含國庫借
年/月
金額 利率 金額 利率 金額 利率 金額 利率 金額 加權平 款之加權平
均利率 均利率
89/01 25,824 7.140 21,215 7.308 347,020 6.933 5,894 8.051 399,953 6.981
89/02 17,054 7.295 20,555 6.457 254,229 6.889 3,161 8.291 294,999 6.897
89/03 24,594 7.210 15,758 7.272 364,948 6.856 4,520 8.113 409,820 6.906
89/04 23,593 6.982 15,334 6.995 308,027 6.762 4,189 8.163 351,143 6.805
89/05 28,551 6.848 14,020 7.116 341,130 6.788 6,108 7.949 389,809 6.822
89/06 28,126 6.767 14,221 7.179 421,140 6.528 4,977 7.950 468,464 6.578
89/07 25,973 6.897 12,042 7.340 361,014 6.578 4,143 7.982 403,172 6.636
89/08 21,974 6.662 14,230 7.153 328,590 6.702 3,609 8.057 368,403 6.730
89/09 28,850 6.513 14,459 6.681 370,018 6.650 3,621 8.001 416,948 6.654
89/10 29,821 6.410 13,758 6.988 371,223 6.646 6,105 7.473 420,907 6.651
89/11 27,392 6.462 16,574 6.789 382,974 6.628 3,955 7.922 430,895 6.636
89/12 35,414 6.522 36,655 6.792 531,021 6.517 6,543 7.912 609,633 6.548
90/01 25,029 6.640 17,465 6.971 317,019 6.806 4,409 8.034 363,922 6.817
90/02 18,151 6.500 7,476 7.048 264,181 6.568 2,185 8.131 291,993 6.587
90/03 24,777 6.368 11,772 6.852 338,041 6.475 2,833 8.102 377,423 6.493
90/04 24,076 6.226 7,579 6.912 311,251 6.261 3,285 7.893 346,191 6.288
90/05 26,428 6.184 18,575 6.651 329,532 6.263 5,767 7.816 380,302 6.301
90/06 25,112 5.993 12,494 6.228 352,247 6.038 4,074 8.028 393,927 6.062
90/07 23,294 6.009 14,326 6.043 403,939 5.580 2,826 8.337 444,385 5.636
90/08 20,134 5.830 22,069 5.968 349,039 5.777 2,953 8.073 394,195 5.808
90/09 13,343 5.994 7,871 6.489 389,534 5.074 3,196 7.627 413,944 5.150
90/10 16,148 5.716 7,890 6.091 352,602 5.190 4,167 7.480 380,807 5.256
90/11 21,609 5.346 9,186 5.950 335,634 4.922 5,372 7.243 371,801 5.006
90/12 28,227 5.093 20,499 4.539 467,386 4.365 9,002 7.326 525,114 4.462
91/01 23,136 4.963 9,584 5.355 360,090 4.460 7,181 7.112 399,991 4.557
91/02 13,884 4.760 6,838 4.963 232,792 4.504 1,697 6.496 255,211 4.543
91/03 25,420 4.590 8,356 4.929 327,626 4.401 2,528 6.507 363,930 4.441
91/04 28,897 4.253 12,747 4.212 340,204 4.217 3,523 6.807 385,371 4.244
91/05 25,059 4.349 8,156 4.573 291,385 4.531 7,628 7.381 332,228 4.584
91/06 15,765 4.688 8,679 5.030 358,177 4.054 3,892 7.132 386,513 4.134
91/07 16,413 4.522 9,635 4.117 321,424 3.926 2,659 6.977 350,131 3.982
91/08 15,904 4.493 16,450 3.349 317,115 3.882 2,938 6.611 352,407 3.910
91/09 14,482 4.424 22,135 3.103 342,582 3.644 2,607 6.626 381,806 3.661
91/10 17,476 4.244 15,841 3.023 345,717 3.668 3,094 6.363 382,128 3.690
91/11 16,778 4.078 14,064 3.442 326,784 3.508 2,750 6.293 360,376 3.553
91/12 24,244 3.686 21,117 3.031 398,369 3.446 10,308 5.481 454,038 3.486
92/01 23,553 3.498 11,454 3.125 352,349 3.103 7,125 5.884 394,481 3.178
92/02 9,939 3.532 9,968 3.379 219,164 3.266 3,104 4.731 242,175 3.300
92/03 15,881 3.461 10,911 3.407 286,448 3.247 12,237 3.372 325,477 3.267
92/04 18,464 3.293 11,772 3.566 311,552 2.926 20,429 3.127 362,217 2.977
92/05 18,385 3.201 9,245 3.618 288,397 2.953 18,841 3.229 334,867 3.000
92/06 18,271 3.135 14,271 3.241 380,921 2.788 15,632 3.303 429,096 2.835
92/07 18,408 2.992 9,534 3.239 297,756 2.783 8,522 3.476 334,220 2.826
92/08 19,070 2.870 11,302 2.981 289,932 2.769 5,904 3.605 326,209 2.797
92/09 18,452 2.803 11,815 2.857 337,831 2.547 5,267 3.643 373,364 2.584
92/10 21,959 2.638 12,336 2.792 286,199 2.600 5,902 3.596 326,395 2.627
92/11 21,725 2.555 11,521 2.872 344,972 2.229 5,086 3.688 383,303 2.287
92/12 33,286 2.490 35,921 2.732 473,094 2.290 13,493 3.323 555,792 2.355
93/01 17,781 2.480 15,764 2.846 372,192 2.086 7,396 3.432 413,135 2.156 2.540
93/02 18,415 2.481 15,344 2.859 302,871 2.389 3,580 3.972 340,210 2.435 2.500
93/03 25,572 2.537 15,677 2.711 386,616 2.223 4,878 4.260 432,744 2.282 2.386
93/04 25,719 2.470 16,840 2.473 324,402 2.276 8,076 3.779 375,037 2.331 2.436
93/05 26,423 2.437 18,849 2.246 399,422 2.078 12,293 3.462 456,987 2.142 2.269
93/06 28,764 2.408 26,868 2.624 421,206 2.199 6,270 3.937 483,108 2.258 2.262
93/07 29,505 2.380 18,529 2.303 325,668 2.124 4,849 4.116 378,551 2.178 2.210
93/08 22,532 2.384 16,964 2.706 316,174 2.306 4,543 3.929 360,214 2.351 2.371
93/09 20,587 2.358 37,064 1.878 314,189 2.302 9,533 3.480 381,374 2.293 2.313
93/10 21,201 2.346 22,852 2.290 342,190 2.139 8,202 3.632 394,446 2.190 2.328
93/11 26,540 2.306 26,115 2.519 408,858 2.140 10,753 3.451 472,266 2.199 2.370
93/12 34,418 2.291 35,209 2.376 480,481 2.082 21,915 3.272 572,025 2.159 2.256
 五大銀行（台銀、合庫銀、土銀、華銀及一銀）新承做放款金額與利率統計表
單位：新台幣百萬元、年息百分比率
購屋貸款 資本支出貸款 週轉金貸款 消費性貸款 合計 不含國庫借
年/月
金額 利率 金額 利率 金額 利率 金額 利率 金額 加權平 款之加權平
均利率 均利率
94/01 28,446 2.282 25,716 2.174 331,898 2.268 10,654 3.527 396,713 2.297 2.312
94/02 17,356 2.278 14,776 2.732 253,414 2.290 6,099 3.588 291,644 2.338 2.415
94/03 27,925 2.317 32,921 2.383 342,592 2.392 10,103 3.559 413,541 2.414 2.453
94/04 26,276 2.285 19,583 2.280 284,980 2.385 11,250 3.469 342,086 2.407 2.407
94/05 27,887 2.273 25,943 2.424 337,186 2.304 13,545 3.397 404,560 2.347 2.436
94/06 31,552 2.288 30,169 2.246 431,417 2.232 7,644 3.570 500,781 2.258 2.261
94/07 27,394 2.303 21,452 2.498 353,935 2.250 5,365 3.957 408,146 2.288 2.288
94/08 29,128 2.306 17,490 2.651 366,232 2.318 6,337 3.810 419,188 2.353 2.353
94/09 25,768 2.292 24,760 2.461 422,420 2.230 6,394 3.812 479,340 2.267 2.267
94/10 27,059 2.314 19,333 2.577 377,951 2.276 5,946 3.771 430,289 2.311 2.311
94/11 31,167 2.297 22,895 2.684 421,485 2.196 7,212 3.669 482,760 2.248 2.298
94/12 35,479 2.268 39,165 3.370 567,773 2.180 16,772 3.369 659,188 2.285 2.353
95/01 35,073 2.282 35,994 2.654 429,091 2.244 6,717 3.575 506,875 2.294 2.428
95/02 22,196 2.287 19,100 2.997 375,586 2.169 3,867 3.467 420,750 2.225 2.286
95/03 41,571 2.289 27,826 2.354 450,495 2.286 6,187 3.506 526,079 2.304 2.343
95/04 35,275 2.270 23,411 2.908 401,225 2.314 8,892 3.245 468,804 2.359 2.424
95/05 41,981 2.253 24,745 3.263 447,436 2.354 11,449 3.318 525,611 2.409 2.452
95/06 46,487 2.241 49,700 2.482 507,381 2.332 6,962 3.144 610,530 2.346 2.353
95/07 47,489 2.258 55,076 2.296 392,122 2.435 5,481 3.115 500,169 2.411 2.411
95/08 44,136 2.271 39,906 2.563 458,908 2.400 6,270 3.267 549,220 2.412 2.416
95/09 47,187 2.259 25,622 2.898 467,710 2.350 5,674 3.268 546,193 2.378 2.402
95/10 45,685 2.264 28,534 2.875 448,395 2.418 5,733 3.289 528,346 2.438 2.438
95/11 50,444 2.264 22,646 2.831 506,704 2.430 10,402 3.352 590,196 2.448 2.501
95/12 56,964 2.281 28,973 2.882 617,932 2.333 16,384 3.360 720,253 2.374 2.422
96/01 54,706 2.297 16,939 2.777 560,851 2.328 8,007 3.317 640,503 2.349 2.428
96/02 37,843 2.287 25,343 2.597 381,328 2.424 4,188 3.448 448,701 2.433 2.489
96/03 52,506 2.301 19,888 2.917 489,998 2.455 6,131 3.448 568,523 2.468 2.472
96/04 48,072 2.334 16,731 2.904 396,016 2.578 10,052 3.489 470,871 2.585 2.585
96/05 52,668 2.347 20,604 2.882 524,108 2.526 13,559 3.494 610,939 2.544 2.556
96/06 41,451 2.406 23,047 3.319 531,156 2.972 8,978 3.199 604,632 2.950 2.958
96/07 40,298 2.469 40,557 2.972 577,670 2.774 7,449 3.362 665,975 2.774 2.777
96/08 35,074 2.564 26,449 3.228 549,067 2.788 6,906 3.377 617,495 2.800 2.800
96/09 27,492 2.612 22,851 3.231 536,435 2.775 4,784 3.643 591,562 2.793 2.811
96/10 29,624 2.640 24,701 3.281 579,805 2.816 6,087 3.635 640,217 2.833 2.833
96/11 35,392 2.619 22,167 3.258 611,761 2.770 11,705 3.584 681,025 2.799 2.856
96/12 39,425 2.621 49,311 3.104 752,868 2.831 13,508 3.502 855,112 2.847 2.905
97/01 36,919 2.702 52,216 2.804 666,475 2.830 6,985 3.541 762,594 2.829 2.863
97/02 21,187 2.735 17,996 3.226 511,349 2.836 4,476 3.495 555,008 2.850 2.870
97/03 34,163 2.758 23,082 3.318 634,310 2.825 5,815 3.661 697,372 2.845 2.848
97/04 42,700 2.766 25,844 3.219 592,210 2.892 10,731 3.549 671,485 2.908 2.908
97/05 45,044 2.760 27,523 3.249 606,207 2.853 12,573 3.563 691,348 2.877 2.883
97/06 49,941 2.799 30,176 3.277 650,119 2.873 7,150 3.490 737,386 2.890 2.897
97/07 43,606 2.833 27,294 3.161 679,040 2.873 7,582 3.552 757,524 2.888 2.888
97/08 31,974 2.833 29,374 3.176 629,755 2.835 5,777 3.549 696,878 2.855 2.855
97/09 34,311 2.859 27,906 3.332 676,428 2.855 7,019 3.531 745,664 2.879 2.883
97/10 34,114 2.849 29,743 3.174 701,619 2.811 6,474 3.485 771,950 2.832 2.832
97/11 39,116 2.759 37,085 3.133 540,074 2.678 10,486 3.341 626,760 2.722 2.748
97/12 60,183 2.523 44,735 2.849 724,224 2.293 12,984 2.839 842,126 2.348 2.400
98/01 38,450 2.041 31,859 2.201 412,155 1.901 3,962 2.973 486,426 1.940 2.070
98/02 34,804 1.858 26,673 2.170 457,570 1.670 3,247 3.033 522,294 1.716 1.892
98/03 48,067 1.850 29,076 2.226 588,891 1.489 4,524 2.734 670,558 1.555 1.651
98/04 42,407 1.889 31,932 2.107 505,728 1.375 11,046 2.066 591,113 1.465 1.623
98/05 41,095 1.853 21,187 2.105 389,906 1.458 8,614 2.098 460,802 1.536 1.548
98/06 56,543 1.791 32,662 2.075 513,571 1.459 5,059 2.656 607,835 1.532 1.532
98/07 56,218 1.760 23,935 2.123 521,366 1.192 4,348 2.690 605,867 1.292 1.513
98/08 58,164 1.723 30,279 2.016 511,817 1.203 3,515 2.714 603,775 1.302 1.397
98/09 42,730 1.786 45,125 2.092 447,365 1.493 4,431 2.670 539,651 1.577 1.577
98/10 45,168 1.780 31,234 2.009 392,681 1.465 3,828 2.677 472,911 1.540 1.540
98/11 47,009 1.694 42,854 1.529 465,161 1.278 9,690 1.957 564,714 1.344 1.436
98/12 55,523 1.641 61,859 1.971 658,573 1.245 13,278 1.936 789,233 1.341 1.454
 五大銀行（台銀、合庫銀、土銀、華銀及一銀）新承做放款金額與利率統計表
單位：新台幣百萬元、年息百分比率
購屋貸款 資本支出貸款 週轉金貸款 消費性貸款 合計 不含國庫借
年/月
金額 利率 金額 利率 金額 利率 金額 利率 金額 加權平 款之加權平
均利率 均利率
99/01 47,960 1.671 37,792 1.876 496,620 1.279 3,509 2.610 585,881 1.358 1.553
99/02 36,227 1.668 28,580 1.963 284,119 1.510 3,428 2.553 352,354 1.573 1.573
99/03 51,717 1.640 49,606 1.861 449,999 1.437 5,266 2.455 556,588 1.502 1.520
99/04 48,430 1.635 41,317 1.816 446,365 1.330 10,264 1.968 546,376 1.404 1.452
99/05 48,668 1.616 258,173 1.402 410,895 1.403 10,482 1.929 728,218 1.423 1.424
99/06 48,968 1.649 49,978 1.846 468,391 1.385 5,919 2.353 573,256 1.459 1.468
99/07 48,140 1.679 46,832 1.825 411,020 1.429 4,521 2.444 510,513 1.499 1.499
99/08 39,192 1.699 52,216 1.889 454,460 1.334 5,008 2.372 550,876 1.422 1.509
99/09 42,699 1.745 53,760 1.833 468,690 1.384 4,664 2.488 569,813 1.464 1.464
99/10 43,513 1.764 38,616 1.948 425,335 1.431 3,540 2.473 511,004 1.505 1.505
99/11 50,599 1.775 58,977 1.875 526,499 1.336 11,028 1.999 647,103 1.430 1.465
99/12 58,574 1.739 71,052 1.983 712,637 1.297 8,985 2.018 851,248 1.392 1.482
100/01 61,447 1.760 54,988 1.918 592,667 1.335 3,616 2.519 712,718 1.422 1.520
100/02 30,532 1.780 31,284 2.017 382,867 1.347 2,385 2.465 447,068 1.429 1.468
100/03 62,585 1.767 48,778 1.937 528,627 1.406 5,449 2.501 645,439 1.490 1.507
100/04 51,142 1.785 35,389 2.075 428,497 1.491 11,471 2.262 526,499 1.577 1.577
100/05 51,666 1.826 42,648 1.970 550,041 1.385 8,637 2.216 652,992 1.470 1.494
100/06 49,013 1.827 54,411 1.965 552,523 1.451 4,424 2.903 660,371 1.529 1.549
100/07 55,283 1.867 49,297 2.043 474,909 1.525 3,776 2.988 583,265 1.611 1.621
100/08 48,511 1.883 65,790 2.588 537,653 1.506 4,434 2.743 656,388 1.650 1.650
100/09 48,775 1.878 59,937 2.046 543,996 1.518 4,309 2.829 657,017 1.602 1.608
100/10 44,027 1.889 38,502 2.088 509,827 1.533 4,032 2.847 596,388 1.605 1.606
100/11 44,714 1.888 40,913 2.067 598,702 1.433 11,303 2.217 695,632 1.511 1.526
100/12 48,190 1.881 63,248 1.971 691,485 1.456 9,076 2.353 811,999 1.531 1.644
101/01 32,884 1.888 37,928 2.184 661,259 1.435 3,266 2.897 735,337 1.501 1.631
101/02 33,454 1.899 51,689 1.776 485,983 1.473 2,654 3.188 573,780 1.534 1.611
101/03 48,419 1.894 49,744 2.100 597,484 1.513 3,420 2.995 699,067 1.588 1.637
101/04 51,559 1.881 35,085 2.171 561,237 1.519 8,450 2.198 656,331 1.591 1.709
101/05 55,391 1.888 39,570 2.179 457,000 1.628 7,087 2.331 559,048 1.701 1.716
101/06 51,387 1.879 53,128 2.191 489,117 1.604 3,284 2.955 596,916 1.686 1.691
101/07 55,726 1.892 39,801 2.192 548,242 1.516 3,138 3.087 646,907 1.596 1.705
101/08 45,778 1.903 38,879 2.183 466,597 1.725 3,297 3.078 554,551 1.779 1.779
101/09 37,377 1.897 32,736 2.109 562,230 1.510 5,552 2.450 637,895 1.572 1.650
101/10 40,143 1.896 37,175 2.317 501,343 1.648 3,679 2.998 582,340 1.717 1.717
101/11 41,781 1.905 40,083 2.114 491,808 1.620 10,334 2.780 584,006 1.694 1.696
101/12 45,423 1.912 64,258 2.030 762,841 1.438 9,092 2.739 881,614 1.519 1.599
102/01 45,315 1.947 42,572 2.138 557,227 1.533 3,595 3.137 648,709 1.611 1.723
102/02 25,708 1.969 29,586 2.245 393,702 1.600 2,661 2.920 451,657 1.672 1.717
102/03 39,640 1.948 43,878 2.170 587,285 1.514 4,291 2.857 675,094 1.591 1.681
102/04 41,377 1.946 45,483 2.272 446,752 1.670 8,916 2.724 542,528 1.759 1.797
102/05 45,622 1.980 42,570 2.258 419,362 1.728 8,646 2.711 516,200 1.810 1.840
102/06 40,117 1.950 52,213 2.217 513,333 1.631 4,854 2.691 610,517 1.710 1.710
102/07 50,346 1.950 55,787 2.312 507,213 1.568 5,540 2.743 618,886 1.677 1.800
102/08 43,033 1.947 49,010 2.232 417,122 1.686 4,575 2.741 513,740 1.769 1.798
102/09 44,339 1.942 50,535 2.179 550,314 1.600 4,583 2.660 649,771 1.676 1.676
102/10 43,179 1.945 46,352 2.210 460,710 1.654 5,530 2.716 555,771 1.733 1.762
102/11 54,467 1.935 54,071 2.142 427,872 1.675 10,211 2.698 546,621 1.766 1.805
102/12 66,389 1.934 74,508 2.191 630,544 1.588 9,778 2.698 781,219 1.689 1.689
103/01 50,423 1.963 49,811 2.289 549,964 1.486 4,247 2.902 654,445 1.593 1.754
103/02 31,296 1.970 34,814 2.272 371,083 1.597 2,777 2.882 439,970 1.685 1.771
103/03 44,354 1.967 52,041 2.148 550,762 1.527 4,972 2.737 652,129 1.616 1.705
103/04 45,943 1.956 49,057 2.123 502,825 1.578 10,215 2.662 608,040 1.669 1.825
103/05 46,540 1.961 48,702 2.157 423,799 1.703 7,737 2.703 526,778 1.782 1.801
103/06 47,732 1.956 54,346 2.105 504,840 1.633 4,793 2.707 611,711 1.708 1.726
103/07 44,726 1.958 50,281 2.223 458,238 1.694 4,543 2.766 557,788 1.771 1.783
103/08 40,439 1.963 47,223 2.153 463,580 1.643 5,689 2.597 556,931 1.719 1.739
103/09 37,961 1.972 51,077 2.136 630,537 1.446 4,189 2.876 723,764 1.530 1.611
103/10 34,574 1.977 54,537 2.135 459,548 1.685 4,444 2.910 553,103 1.757 1.758
103/11 36,481 1.959 33,622 2.153 422,045 1.661 9,149 2.779 501,297 1.737 1.765
103/12 41,883 1.962 73,058 1.865 615,450 1.595 7,525 2.889 737,916 1.655 1.720
 五大銀行（台銀、合庫銀、土銀、華銀及一銀）新承做放款金額與利率統計表
單位：新台幣百萬元、年息百分比率
購屋貸款 資本支出貸款 週轉金貸款 消費性貸款 合計 不含國庫借
年/月
金額 利率 金額 利率 金額 利率 金額 利率 金額 加權平 款之加權平
均利率 均利率
104/01 31,961 1.985 44,415 2.178 496,416 1.541 3,838 2.980 576,630 1.624 1.688
104/02 24,049 1.984 38,842 2.213 409,091 1.549 3,008 3.062 474,990 1.635 1.773
104/03 32,153 1.990 50,979 2.172 582,411 1.544 5,178 2.654 670,721 1.621 1.728
104/04 30,948 1.986 43,455 2.233 400,515 1.734 8,505 2.803 483,423 1.814 1.837
104/05 32,575 1.981 33,510 2.277 401,881 1.732 6,881 2.788 474,847 1.803 1.825
104/06 33,916 1.983 49,745 2.228 496,119 1.699 4,810 2.806 584,590 1.769 1.780
104/07 35,377 1.976 47,112 2.284 464,537 1.560 4,926 2.775 551,952 1.659 1.814
104/08 32,344 1.974 35,234 2.258 424,208 1.648 5,267 2.663 497,053 1.723 1.804
104/09 31,742 1.964 41,612 2.140 567,162 1.502 4,874 2.695 645,390 1.575 1.627
104/10 36,895 1.911 43,581 2.146 461,412 1.586 5,609 2.748 547,497 1.664 1.731
104/11 38,035 1.906 56,211 2.208 527,856 1.544 10,228 2.637 632,330 1.642 1.659
104/12 86,371 1.895 78,753 2.103 627,426 1.484 9,065 2.626 801,615 1.602 1.615
105/01 36,831 1.852 58,260 1.973 519,912 1.393 4,540 2.694 619,543 1.485 1.614
105/02 21,696 1.835 32,906 2.053 393,469 1.473 3,087 2.647 451,158 1.541 1.593
105/03 34,677 1.816 60,064 2.049 521,865 1.502 5,823 2.690 622,429 1.583 1.703
105/04 35,809 1.740 34,393 2.045 424,893 1.478 9,252 2.611 504,347 1.556 1.685
105/05 41,297 1.731 42,805 2.006 443,838 1.471 7,735 2.619 535,675 1.551 1.642
105/06 39,209 1.724 51,126 1.930 492,523 1.523 5,374 2.733 588,232 1.583 1.583
105/07 40,492 1.695 48,995 1.879 561,020 1.238 4,793 2.696 655,300 1.325 1.418
105/08 33,820 1.684 55,186 1.870 522,342 1.298 5,166 2.530 616,514 1.381 1.604
105/09 36,111 1.669 45,934 1.855 612,370 1.238 4,515 2.626 698,930 1.310 1.417
105/10 34,792 1.661 47,385 1.885 521,098 1.336 4,976 2.585 608,251 1.408 1.490
105/11 36,302 1.678 58,155 1.912 485,385 1.406 11,253 2.352 591,095 1.491 1.542
105/12 44,652 1.659 109,359 1.893 652,012 1.381 7,987 2.462 814,010 1.475 1.519
106/01 35,096 1.674 31,622 1.983 591,607 1.231 4,029 2.786 662,354 1.300 1.402
106/02 23,118 1.668 30,591 1.903 440,020 1.338 3,282 2.724 497,011 1.397 1.483
106/03 36,885 1.665 44,214 2.032 627,511 1.333 5,718 2.634 714,328 1.403 1.502
106/04 29,338 1.666 35,545 1.915 449,137 1.400 8,911 2.338 522,931 1.466 1.549
106/05 34,366 1.655 48,621 1.956 497,088 1.401 7,784 2.395 587,859 1.475 1.515
106/06 46,737 1.647 53,331 1.922 645,404 1.282 5,432 2.630 750,904 1.360 1.387
106/07 38,880 1.642 38,560 1.929 522,654 1.287 4,697 2.640 604,791 1.361 1.475
106/08 42,563 1.638 45,844 1.917 524,506 1.391 5,004 2.578 617,917 1.457 1.504
106/09 39,956 1.633 55,552 1.915 604,715 1.355 5,060 2.584 705,283 1.424 1.467
106/10 37,794 1.627 39,489 1.948 452,695 1.443 4,732 2.580 534,710 1.503 1.503
106/11 48,095 1.630 47,956 1.928 520,045 1.356 10,639 2.310 626,735 1.437 1.472
106/12 48,572 1.632 61,187 1.873 661,426 1.353 8,589 2.369 779,774 1.422 1.448
107/01 47,582 1.635 43,777 1.946 606,869 1.227 4,939 2.625 703,167 1.309 1.390
107/02 28,812 1.633 38,389 1.868 503,466 1.226 3,890 2.416 574,557 1.297 1.411
107/03 44,536 1.628 49,918 1.916 654,575 1.244 5,456 2.498 754,485 1.320 1.424
107/04 34,098 1.629 51,050 1.939 456,521 1.399 8,474 2.309 550,143 1.477 1.504
107/05 44,863 1.627 66,686 1.833 510,083 1.388 7,982 2.312 629,614 1.464 1.520
107/06 41,339 1.624 57,605 1.820 708,374 1.232 5,213 2.392 812,531 1.301 1.313
107/07 41,150 1.620 43,941 1.924 504,163 1.393 5,407 2.405 594,661 1.457 1.489
107/08 36,850 1.626 50,176 1.913 521,304 1.382 5,145 2.438 613,475 1.449 1.466
107/09 38,680 1.620 49,120 1.887 624,971 1.310 4,432 2.445 717,203 1.374 1.397
107/10 46,074 1.627 58,851 1.856 588,600 1.279 5,441 2.466 698,966 1.360 1.418
107/11 44,236 1.626 53,795 1.923 683,015 1.262 10,220 2.283 791,266 1.341 1.363
107/12 45,916 1.617 82,866 1.484 735,670 1.313 7,304 2.739 871,756 1.358 1.358
108/01 49,483 1.629 62,601 1.875 828,560 1.165 5,601 2.665 946,245 1.245 1.341
108/02 34,565 1.638 41,299 1.942 473,035 1.280 2,989 2.407 551,888 1.358 1.413
108/03 46,482 1.627 61,628 1.951 670,642 1.260 4,910 2.414 783,662 1.344 1.371
108/04 47,635 1.622 68,822 1.622 500,318 1.389 8,619 2.303 625,394 1.445 1.479
108/05 52,379 1.622 67,402 1.838 494,415 1.393 8,132 2.345 622,328 1.473 1.473
108/06 48,384 1.621 69,939 1.829 739,047 1.246 5,069 2.468 862,439 1.322 1.322
108/07 63,709 1.619 59,018 1.877 524,761 1.383 5,252 2.486 652,740 1.459 1.475
108/08 38,386 1.624 53,037 1.792 478,667 1.375 5,076 2.552 575,166 1.440 1.440
108/09 45,702 1.615 63,044 1.889 597,486 1.312 4,516 2.528 710,748 1.390 1.415
108/10 55,108 1.615 66,952 1.859 591,375 1.355 5,070 2.610 718,505 1.431 1.431
108/11 50,313 1.617 86,536 1.817 562,841 1.320 9,802 2.311 709,492 1.415 1.415
108/12 60,407 1.608 99,769 1.633 723,410 1.335 9,238 2.385 892,824 1.398 1.398
109/01 38,263 1.617 63,721 1.775 642,115 1.222 4,088 2.688 748,187 1.297 1.307
109/02 46,350 1.611 58,950 1.858 473,222 1.355 4,139 2.495 582,661 1.434 1.443
109/03 53,686 1.593 87,145 1.803 774,940 1.203 6,697 2.332 922,468 1.291 1.319
109/04 49,325 1.381 67,878 1.657 554,683 1.252 11,372 1.932 683,258 1.313 1.323
109/05 44,277 1.349 67,794 1.661 500,586 1.255 32,893 1.889 645,550 1.336 1.391
109/06 52,472 1.359 94,368 1.607 844,848 1.052 17,641 1.918 1,009,329 1.135 1.232
109/07 54,753 1.359 75,916 1.649 567,913 1.208 5,838 2.146 704,420 1.275 1.288
109/08 57,490 1.359 58,508 1.665 511,708 1.208 4,909 2.205 632,615 1.272 1.283
 五大銀行（台銀、合庫銀、土銀、華銀及一銀）新承做放款金額與利率統計表
單位：新台幣百萬元、年息百分比率
購屋貸款 資本支出貸款 週轉金貸款 消費性貸款 合計 不含國庫借
年/月
金額 利率 金額 利率 金額 利率 金額 利率 金額 加權平 款之加權平
均利率 均利率
109/09 55,346 1.359 83,822 1.590 643,529 1.173 5,431 2.233 788,128 1.237 1.268
109/10 51,244 1.367 86,992 1.435 543,340 1.165 5,027 2.210 686,603 1.222 1.225
109/11 57,954 1.361 85,574 1.601 533,655 1.174 10,053 2.037 687,236 1.256 1.270
109/12 68,337 1.356 123,691 1.739 650,592 1.188 9,716 2.056 852,336 1.291 1.316
 五大銀行（台銀、合庫銀、土銀、華銀及一銀）新承做放款金額與利率統計表
單位：新台幣百萬元、年息百分比率
購屋貸款 資本支出貸款 週轉金貸款 消費性貸款 合計 不含國庫借
年/月
金額 利率 金額 利率 金額 利率 金額 利率 金額 加權平 款之加權平
均利率 均利率
110/01 58,071 1.362 84,310 1.615 558,445 1.126 4,810 2.329 705,636 1.212 1.232
110/02 37,718 1.367 58,442 1.598 465,341 1.119 4,552 2.129 566,053 1.193 1.269
110/03 56,883 1.357 77,030 1.626 621,080 1.142 6,370 2.171 761,363 1.215 1.277
110/04 56,195 1.357 75,876 1.628 493,533 1.239 9,456 2.054 635,060 1.308 1.336
110/05 65,959 1.350 83,430 1.590 540,769 1.197 8,334 2.097 698,492 1.269 1.369
110/06 66,718 1.353 87,013 1.590 757,142 0.987 26,822 1.935 937,695 1.096 1.342
110/07 50,334 1.349 70,582 1.587 572,708 1.148 10,903 2.020 704,527 1.220 1.227
110/08 43,501 1.349 73,368 1.581 533,080 1.194 5,432 2.140 655,381 1.255 1.255
110/09 55,552 1.346 74,841 1.543 597,378 1.166 5,060 2.075 732,831 1.224 1.253
110/10 62,956 1.351 67,533 1.531 576,645 1.097 5,134 2.093 712,268 1.167 1.191
110/11 71,906 1.351 82,003 1.562 680,473 1.039 9,999 1.961 844,381 1.127 1.184
110/12 83,021 1.355 127,801 1.453 762,855 1.111 9,444 1.974 983,121 1.184 1.208
111/01 68,861 1.359 86,592 1.532 745,509 1.000 5,841 2.074 906,803 1.085 1.161
111/02 40,943 1.367 59,457 1.641 460,031 1.081 3,402 2.075 563,833 1.167 1.237
111/03 73,488 1.378 95,679 1.632 668,713 1.227 6,735 2.171 844,615 1.293 1.351
111/04 61,478 1.561 68,333 1.806 562,774 1.345 9,613 2.256 702,198 1.421 1.557
111/05 68,581 1.601 85,520 1.558 597,864 1.387 7,616 2.356 759,581 1.435 1.486
111/06 60,698 1.614 77,191 1.905 859,838 1.379 5,465 2.521 1,003,192 1.440 1.513
111/07 55,893 1.703 77,808 1.883 760,396 1.409 5,146 2.592 899,243 1.475 1.475
111/08 50,652 1.729 69,466 2.034 938,438 1.344 5,563 2.626 1,064,119 1.415 1.420
111/09 54,721 1.731 67,151 2.023 995,263 1.390 4,987 2.709 1,122,122 1.451 1.456
111/10 47,272 1.827 75,279 1.997 873,913 1.479 5,220 2.792 1,001,684 1.541 1.541
111/11 60,130 1.851 88,299 1.900 979,374 1.543 9,514 2.616 1,137,317 1.596 1.596
111/12 64,495 1.864 94,331 2.207 1,094,144 1.696 7,752 2.762 1,260,722 1.749 1.750
112/01 36,954 1.953 65,035 2.270 1,018,502 1.626 3,704 3.063 1,124,195 1.679 1.684
112/02 46,265 1.980 70,837 2.224 902,578 1.641 4,233 2.915 1,023,913 1.702 1.717
112/03 58,375 1.985 75,858 2.304 1,207,660 1.701 6,814 2.914 1,348,707 1.753 1.789
112/04 46,814 2.080 64,875 2.345 770,908 1.777 7,874 2.804 890,471 1.843 1.849
112/05 62,481 2.101 59,267 2.382 911,234 1.802 7,874 2.850 1,040,856 1.861 1.861
註:97年10月前五大銀行為台銀、合庫銀、一銀、華銀及彰銀，自11月起調整為台銀、合庫銀、土銀、華銀及一銀。