News & Insights - First National Capital Corporation

The 21-Day Aircraft Market

February 2026 | Aviation Finance The aircraft market changed. Your financing approach didn’t. That’s why you’re competing for what’s left instead of what’s best. A Market That Doesn’t Wait The preowned business aircraft market has undergone a structural transformation that many buyers haven’t fully internalized. Inventory levels have compressed to approximately 6.5% of the active fleet—well below the historical average of 7.6% that characterized the buyer-friendly markets of the

The Residual Value Bet

February 2026 | Aviation Finance Your lender assumes your aircraft will be worth 40% of purchase price at lease end. The actual secondary market says 55-60%. Guess who pockets the difference? The Hidden Tax on Expertise Gaps Every aircraft financing transaction involves a fundamental question: what will this asset be worth at the end of the term? The answer determines your payment structure, your total cost of ownership, and

A Great Week in Houston: FNCC at the 2026 Texas Children’s Houston Open

Our team had the privilege of being on the ground at Memorial Park Golf Course for the 2026 Texas Children’s Houston Open — and what a week it was. Gary Woodland delivered a historic performance, finishing at 21-under for the lowest 72-hole score in tournament history and his first PGA TOUR win since 2019. TCH Open Watching that kind of comeback unfold in person was something special. But the real

First National Capital Corporation Announces Sponsorship of the 2026 Texas Children’s Houston Open

Irvine-Based Commercial Finance Leader Joins Community Effort to Support Texas Children’s Hospital IRVINE, CA, UNITED STATES, March 25, 2026 /EINPresswire.com/ — First National Capital Corporation (FNCC), one of America’s leading private credit CapEx and project financing companies, is proud to announce its sponsorship of the 2026 Texas Children’s Houston Open, the PGA TOUR event taking place March 26–29 at Memorial Park Golf Course in Houston, Texas. The tournament is the

Your Bank Is Costing You Multiple Points at Exit

The Hidden Math of Financing Delays—and Why the “Cheapest” Capital Is Often the Most Expensive Here’s a question almost no operating partner asks when comparing equipment financing options: What does waiting cost? The conversation always centers on rate. Basis points. Fees. Total cost of capital calculated to the second decimal. These metrics are easy to measure, easy to compare, and completely miss the point. Because the real cost of equipment

First National Capital Corporation Closes $20 Million Equipment Finance Facility for Major Agribusiness Expansion

IRVINE, Calif., (January 19, 2026) — First National Capital Corporation (FNCC), a full-service provider of equipment financing and project finance solutions, closed a $20 million equipment finance facility for a leading agribusiness company to support the expansion of its processing facility and significantly increase production capacity. The financing supported the completion of the largest single-site processing plant in the US, designed to approximately double the company’s processing throughput. The transaction

First National Capital Corporation Delivers $22MM Financing Solution for Packaging and Printing Company

First National Capital Corporation (FNCC), a full-service provider of commercial equipment and project finance, closed a $22 million in strategic financing for a leading packaging and printing company to support a transformative contract with a blue-chip customer. The client, a packaging and printing firm, faced challenges such as tight debt coverage at 1.2x, limited liquidity, and long lead times for capital investments. After securing a $22 million contract requiring new equipment,

First National Capital Closes $56MM Equipment Financing Facility for Energy and Mining Company

First National Capital, a full-service commercial equipment and aviation finance provider, closed a $56 million equipment financing facility for a privately held U.S.-based energy and mining company to refinance existing senior debt and enhance liquidity. The transaction provided a complete capital solution by paying off a higher-cost note and the remaining funds for liquidity. This strategy aimed to strengthen the company’s balance sheet and support investments in ongoing operations. First

First National Capital Celebrates Successful ESOP Termination with Initial $30.7 Million Employee Payout

IRVINE, Calif., (July 29, 2025) — First National Capital Corporation (FNCC), a full-service commercial equipment and aviation finance provider, today announced the successful termination of its Employee Stock Ownership Plan (ESOP) effective December 31, 2024, marking a significant milestone after nine prosperous years. During this period, share values for ESOP participants increased by an exceptional 585%. As a result of the termination, 39 current employees and several past employees have

Construction Benefits: Building Advantage Through OBBB Tax Strategy

Construction’s Tax Renaissance: Multi-Faceted Benefits for Industry Growth The One Big Beautiful Bill Act delivers unprecedented opportunities for construction companies through multiple channels: immediate depreciation on equipment and vehicles, enhanced business interest deductibility for project financing, and lucrative opportunities to capitalize on clients’ Qualified Production Property (QPP) benefits. For construction enterprises ranging from specialty contractors to major industrial builders, these provisions can improve project margins by 15-25% while creating entirely

Manufacturing Benefits: Integrated Tax Strategy for Industrial Renaissance

The Perfect Storm: Stacking OBBB Benefits for Manufacturing Supremacy The One Big Beautiful Bill Act creates an unprecedented convergence of tax incentives specifically designed to revitalize American manufacturing. By combining Qualified Production Property (QPP) immediate depreciation, 100% bonus depreciation on equipment, immediate R&D expensing, and enhanced interest deductibility, manufacturing companies can achieve effective tax savings of 35-50% on comprehensive facility investments, fundamentally transforming the economics of domestic production and creating

R&D Expensing Restoration: Innovation Investment Revolution

The Return of Immediate R&D Deductibility: Transforming Innovation Economics The One Big Beautiful Bill Act’s restoration of immediate R&D expensing for domestic activities represents one of the most significant innovation incentives in decades. By allowing 100% first-year deduction of Section 174 costs through 2029, while maintaining 15-year amortization for foreign R&D, the legislation creates a powerful 93% first-year tax advantage for domestic innovation investment, fundamentally transforming the economics of research

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