# FinMasters

> Expert-driven advice and resources to help you earn, save and grow your money.

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## Posts

- [An update on our newest media brand 18 months and $289,000 later.](https://finmasters.com/an-update-on-our-newest-media-brand-18-months-and-289000-later/): This article is a continuation of our initial story on launching FinMasters and spending $477,924 to do so, make sure...
- [HSA Rollover Rules](https://finmasters.com/hsa-rollover-rules/): Have you left an HSA behind at an old employer? It may be time for a rollover, but you'll want...
- [SPY vs VOO vs IVV: Major S&P 500 Index Funds Compared](https://finmasters.com/spy-vs-voo-vs-ivv/): SPY vs VOO vs IVV? If you're trying to decide which of these three heavyweight S&P 500 index funds to buy, this comparison may help.
- [VTI vs VOO: Index Funds Go Head to Head](https://finmasters.com/vti-vs-voo/): VTI vs VOO, which index fund is right for you? We break down the difference and similarities between these major index funds.
- [Fundrise Review: What You Need to Know](https://finmasters.com/fundrise-review-what-you-need-to-know/): Fundrise offers smaller investors access to alternative asset classes for as little as $10. Find out more in this Fundrise review.
- [Consumer Debt Statistics: Data, Trends & Demographics](https://finmasters.com/consumer-debt-statistics/): America has a debt problem. These consumer debt statistics break that problem down into numbers and make it easier to understand.
- [What Is the Average Cost of Groceries ?](https://finmasters.com/average-cost-of-groceries/): Groceries are one of the leading costs for American households. But what is the average cost of groceries? Let's look at the numbers.
- [How Much Does It Cost to Start a Business?](https://finmasters.com/how-much-does-it-cost-to-start-a-business/): How much does it cost to start a business? That can vary widely depending on the business. Here's how you can estimate your startup costs.
- [The Worst Shark Tank Products: 12 Epic Fails Revealed](https://finmasters.com/worst-shark-tank-products/): ABC's Shark Tank has generated some winners and also some big losers. We look at the latter in this review of the worst Shark Tank Products.
- [Types of Personal Loan: A Comprehensive Guide](https://finmasters.com/types-of-personal-loans/): There are different types of personal loans available to borrowers. It's important to know which is right for you.
- [Optima Tax Relief Review: Are They Legit? What Do They Cost?](https://finmasters.com/optima-tax-relief/): Our Optima Tax Relief Review helps you determine if they are legit as well as how much their tax debt relief service costs.
- [The Best Shark Tank Products: 20 That Made It](https://finmasters.com/best-shark-tank-products/): ABC's Shark Tank has attracted numerous viewers, but what happens after the show? What are the best Shark Tank products? Let's see.
- [Make 100 Dollars a Day: 25 Top Strategies](https://finmasters.com/make-100-dollars-a-day/): Wondering how to make 100 dollars a day? Discover 25 great ways to boost your daily income by an extra $100.
- [20+ Best Side Hustles for Women (Online and Offline)](https://finmasters.com/side-hustles-for-women/): A side hustle won’t get you rich overnight, but it can boost your budget. Learn what the best side hustles...
- [What Does Being Audited Mean?](https://finmasters.com/what-does-being-audited-mean/): What does being audited mean for you? Here's how to navigate the process effectively and minimize any potential damage.
- [How Much Money Do I Need to Invest to Make $3,000 a Month?](https://finmasters.com/how-much-money-do-i-need-to-invest-to-make-3000-a-month/): We provide three answers using different investment assets to this question: "How much money do I need to invest to make $3000 a month?".
- [Varo Believe Card Review: Building Credit With Your Debit Card](https://finmasters.com/varo-believe-card-review/): The Believe card promises to help you build your credit, but does it actually work? We take a closer look in this Varo Believe card review.
- [How to Make Money With Canva: 10 Creative Ways](https://finmasters.com/how-to-make-money-with-canva/): Discover how to make money with Canva if you have experience in content creation and online design. Read on to learn more.
- [How to Profit From a Reverse Stock Split](https://finmasters.com/profit-from-a-reverse-stock-split/): It's not generally a positive sign for a company, but there are ways to profit from a reverse stock split. We take a closer look.
- [How to Save Money on Car Insurance](https://finmasters.com/save-money-on-car-insurance/): Car insurance costs are rising fast, and drivers are looking for ways to save money on car insurance. These suggestions can help.
- [What Triggers an IRS Audit?](https://finmasters.com/what-triggers-an-irs-audit/): Understanding what triggers an IRS audit can help you avoid the stress and trouble of being audited. Here are some...
- [SPY vs QQQ: Index Fund Faceoff](https://finmasters.com/spy-vs-qqq/): SPY and QQQ are two of the most visible ETFs out there, but which is right for you? We put them head to head, SPY vs QQQ, to help you choose.
- [How Do Credit Card Companies Make Money?](https://finmasters.com/how-do-credit-card-companies-make-money/): Have you ever wondered how credit card companies make money? Learn about their revenue streams to help minimize the amount you pay them.
- [Financial Illiteracy Education: How We Teach Bad Financial Habits](https://finmasters.com/financial-illiteracy-education/): Financial literacy education can help, but it has to overcome financial illiteracy education: the way we actively teach bad money habits.
- [Private Real Estate Investing: Pros and Cons](https://finmasters.com/private-real-estate-investing/): Before jumping into the world of private real estate investing, review this guide to achieve success, and avoid pitfalls.
- [The Health Insurance Appeal Letter: Overcoming Coverage Denials](https://finmasters.com/health-insurance-appeal-letter/): Use these health insurance appeal letter templates to ask your insurer to rethink its decision to deny your claim.
- [What Is a Paid in Full Letter and How to Request One?](https://finmasters.com/paid-in-full-letter/): If you ever need to prove that a debt is fully paid and can no longer be collected, then a paid-in-full letter can be your best friend.
- [TC2000 Review: A Closer Look](https://finmasters.com/tc2000-review/): TC2000 is a powerful research and trading tool, especially for technical analysis. Check this TC2000 review to see if it's right for you.
- [Best Pay-Per-Mile Car Insurance](https://finmasters.com/pay-per-mile-car-insurance/): Pay-per-mile car insurance can save you money on your car insurance premiums, but is it worth it to have your driving tracked?
- [Budgeting for Teens: Practical Advice for Parents](https://finmasters.com/budgeting-for-teens/): If you're trying to tackle budgeting for teens, you have some distinct challenges ahead. Here are the key concepts you should teach first.
- [How Much Is Car Insurance for a 17-Year-Old?](https://finmasters.com/how-much-is-car-insurance-for-a-17-year-old/): How much is car insurance for a 17-year-old? Teenagers pay more for car insurance, but there are tips to make coverage more affordable.
- [Best Usage-Based Car Insurance Policies](https://finmasters.com/usage-based-car-insurance/): Usage-based car insurance policies and discounts can help you save a bundle on your car insurance premiums.
- [How to Save for a Car as a Teenager: A Step-by-Step Guide](https://finmasters.com/how-to-save-for-a-car-as-a-teenager-a-step-by-step-guide/): Want to know how to save for a car as a teenager? Start by doing some research, getting a job, and having a talk with your parents.
- [Best Apps for Freelancers: Boost Your Efficiency](https://finmasters.com/best-apps-for-freelancers/): If you're freelancing you need to manage your business and personal finances at the same time. The best apps for freelancers can help.
- [Should I Rent or Buy? The Great Housing Debate](https://finmasters.com/should-i-buy-or-rent/): Should I buy or rent? This decision will depend on finances, priorities, and the housing market. Let's look at some factors.
- [What To Do With $50,000: A Step-by-Step Guide](https://finmasters.com/what-to-do-with-50000/): This step-by-step guide will show you what to do with a $50,000 windfall and how to make the most out...
- [21 Best Real Estate Stocks & ETFs to Watch](https://finmasters.com/best-real-estate-stocks/): Real estate is a great way to diversify a portfolio, and the best real estate stocks open this asset class up even to small investors.
- [What to Do After Paying Off Your Mortgage](https://finmasters.com/what-to-do-after-paying-off-your-mortgage/): Wondering what to do after paying off your mortgage? Here's a step-by-step guide to make the process easier.
- [Why Did My Credit Score Go Down When Nothing Changed?](https://finmasters.com/why-did-my-credit-score-go-down-when-nothing-changed/): Why did my credit score go down when nothing changed? Let's explore the key factors causing these unexpected drops.
- [What Credit Score Do You Need to Buy a Car? A Quick Answer](https://finmasters.com/what-credit-score-do-you-need-to-buy-a-car/): What credit score do you need to buy a car? Luckily, even if you have bad credit, it's still possible to secure an auto loan.
- [10 Best Natural Gas Stocks & ETFs to Watch](https://finmasters.com/best-natural-gas-stocks-etfs/): Demand for cleaner fuels has pushed natural gas prices up. This can be the moment to look for the best natural gas stocks and ETFs.
- [Clear Your ChexSystems Report: Step-by-Step Guide](https://finmasters.com/how-to-clear-your-chexsystems-report/): Learn how to clear your ChexSystems report and regain account options. Essential steps for a better financial future.
- [10 Best Cannabis Stocks & ETFs to Watch](https://finmasters.com/best-cannabis-stocks/): Legal cannabis is a new business, and investors are looking for the best cannabis stocks. Here are some picks to consider.
- [Trade Ideas Review: Is It the Best Trading Platform This Year?](https://finmasters.com/trade-ideas-review/): We review the pros and cons in this Trade Ideas review. Trade Ideas is a premium trading platform, but is it right for you?
- [What to Do With an Inherited IRA: Most Common Scenarios](https://finmasters.com/what-to-do-with-an-inherited-ira-most-common-scenarios/): Should you cash out an inherited IRA or save the money for the future? What's the best thing to do...
- [How to Finance a Computer With Bad Credit (Step-by-Step)](https://finmasters.com/finance-a-computer-with-bad-credit/): The rise of remote work has made it important to own a computer. But what if you need to finance...
- [10 Best Biotech Stocks & ETFs of This Year](https://finmasters.com/best-biotech-stocks/): Here are some of the best biotech stocks. These biotech companies apply cutting edge technology to key medical and agricultural challenges.
- [Best Credit Cards for 18-Year-Olds: 1 Absolute Top & 8 Runner-Ups](https://finmasters.com/best-credit-cards-for-18-year-olds/): When you turn 18 you are eligible for your own card. Here are some of the best credit cards for 18-year-olds you can consider.
- [Girl Math: Valid Budgeting Technique or Dangerous TikTok Trend?](https://finmasters.com/girl-math/): "Girl math" is a unique take on spending that rationalizes purchases as "free" or defends their cost per use. But does this actually work?
- [9 Best Banking Stocks & ETFs to Watch](https://finmasters.com/best-banking-stocks/): Banks are at the center of the global economy, and investors are always looking for the best banking stocks. Here are some top picks.
- [10 Key Financial and Credit Steps to Take When a Loved One Dies](https://finmasters.com/credit-steps-to-take-when-a-loved-one-dies/): What financial and credit steps do you need to take when a loved one dies? Let's look at 10 of...
- [Average Net Worth : By Age, Education, Race & More](https://finmasters.com/average-net-worth/): Have you wondered how your overall financial standing stacks up? These figures on the average net worth of Americans will tell you.
- [13 Best Money-Making Apps That Are Worth a Try](https://finmasters.com/best-money-making-apps/): These best money-making apps cover a wide range of options. Which one is going to be ideal for you depends on how you want to make money!
- [5 Best Second-Chance Credit Cards With No Security Deposit](https://finmasters.com/5-best-second-chance-credit-cards-with-no-security-deposit/): Here is our list of the best second-chance credit cards with no security deposit. Can you get an unsecured credit card with bad credit? Yes.
- [5 Surprising Benefits of Downsizing Your Home](https://finmasters.com/benefits-to-downsizing-your-home/): There are real benefits to downsizing your home, but be sure to consider all the angles before making your move.
- [15 Banks That Don’t Use ChexSystems (And Credit Unions)](https://finmasters.com/banks-that-dont-use-chexsystems/): Here's a list of credit unions and banks that don't use ChexSystems. Stop getting denied for new checking accounts!
- [How to Buy Starlink Stock](https://finmasters.com/how-to-buy-starlink-stock/): Starlink's rapid growth has investors wondering how to buy Starlink stock. Here are some possible ways to do it in 2025.
- [Cash-Out Refinance vs HELOC (Home Equity Line of Credit)](https://finmasters.com/cash-out-refinance-vs-heloc/): Choosing between cash-out refinance vs HELOC depends on your goals and financial situation. Both offer ways to convert home equity into cash.
- [How to Apply for a Personal Loan With a Co-Signer (in 9 Steps)](https://finmasters.com/personal-loan-with-a-co-signer/): Before you set out to qualify for a personal loan with a co-signer, it's essential to know the benefits and risks involved.
- [What Is Upper Class? Is This Still a Thing?](https://finmasters.com/what-is-upper-class/): What is upper class? Many want to be rich yet aren't sure what it takes to be upper class. Let's learn more about it.
- [15+ Personal Loan Statistics : Rates, Debt, Borrowers](https://finmasters.com/personal-loan-statistics/): These personal loan statistics tell us all: who is using these loans, how much they're borrowing, and how they're using the money.
- [What Is Self-Directed Investing: The Pros and Cons Explained](https://finmasters.com/self-directed-investing/): Self-directed investing has the potential for high returns (and large losses), but most will find more success with passive investments.
- [9 Best EV Stocks & ETFs](https://finmasters.com/best-ev-stocks/): Electric Vehicles (EVs) are a booming sector getting a lot of attention from investors. Here are some of the best EV stocks and ETFs.
- [How to Buy Blue Origin Stock: Is It Actually Possible?](https://finmasters.com/how-to-buy-blue-origin-stock-is-it-actually-possible/): The billionaire space race is in the news and investors are wondering how to buy Blue Origin stock. Here's the score.
- [How to Pay Rent Online: 10 Battle-Tested Payment Methods](https://finmasters.com/pay-rent-online/): You can pay rent online, but is it always a good idea? We look at the ways and means and the pros and cons of online rent payments.
- [What Is an Accredited Investor? Your Answer in Plain English](https://finmasters.com/what-is-an-accredited-investor/): What is an accredited investor? You might have heard of it when looking into unregistered securities. Find out if you qualify.
- [6 of the Absolute Best Portfolio Analysis Tools Compared](https://finmasters.com/6-of-the-absolute-best-portfolio-analysis-tools-compared/): You can't manage your portfolio effectively if you don't understand it. The best portfolio analysis tools are designed to help.
- [Why You Shouldn't Buy a Timeshare (Probably)](https://finmasters.com/why-you-shouldnt-buy-a-timeshare/): High fees, inescapable contracts, and inflexible vacation experiences are just some of the reasons why you shouldn't buy a timeshare.
- [Should Parents Buy Their Child a Car? Pros, Cons and Inbetweens](https://finmasters.com/should-parents-buy-their-child-a-car/): Should parents buy their child a car or let them pay for it themselves? Find out how to make the...
- [What Is Prop Trading? In Plain English](https://finmasters.com/what-is-prop-trading/): What is prop trading? Discover how it allows you to trade with someone else's money and whether it's the right fit for you.
- [12 of the Best Tech Stocks & ETFs](https://finmasters.com/best-tech-stocks/): Tech is a sector that has been at the top of investor radar screens for decades. So what are the best tech stocks? Here are some picks.
- [What Is an Expense Ratio? This Is What You Need to Know](https://finmasters.com/what-is-an-expense-ratio/): What is an expense ratio? It describes the annual fees you pay for investing in a mutual fund. These fees play a big role in overall returns.
- [How Stores Trick You Into Spending More (And How Not to Fall for It)](https://finmasters.com/how-stores-trick-you-into-spending/): Stores use subtle strategies to influence your buying decisions. Here's how stores trick you into spending more than you planned.
- [How to Make $10k Fast: 10 Practical Ideas](https://finmasters.com/how-to-make-10k-fast-10-practical-ideas/): What do you do when loans are not an option and you need cash fast? Here are some safe and...
- [Best Healthcare Stocks & ETFs](https://finmasters.com/best-healthcare-stocks/): Healthcare is one of the most resilient sectors in the entire economy. Here are some of the best healthcare stocks and ETFs.
- [Is a Master's Degree Worth It?](https://finmasters.com/is-masters-degree-worth-it/): Is a master's degree worth it in today's economy? Given how expensive and time-consuming getting your master's can be.
- [What Is UltraFICO? Here's What You Need to Know](https://finmasters.com/what-is-ultrafico-heres-what-you-need-to-know/): If you ever asked yourself, "what is UltraFICO?" don't worry as this post will help you learn more about it.
- [What Are Personal Loan Origination Fees and How Do They Work?](https://finmasters.com/personal-loan-origination-fees/): Personal loan origination fees are upfront charges that come out of the loan balance when you receive a personal loan.
- [401(k) Statistics: What Is the Average 401(k) Balance?](https://finmasters.com/average-401k-balance/): The 401(k) is a popular way to save for retirement. Let's look at the average 401(k) balance and other 401(k) statistics.
- [15 Remote Jobs That You Can Do Without Experience](https://finmasters.com/remote-jobs-without-experience/): Is it possible to find remote jobs without experience? Yes! There are multiple job opportunities out there that don't call for experience.
- [How Does a Personal Loan Affect Credit Score? This Is How](https://finmasters.com/how-does-a-personal-loan-affect-credit-score/): How does a personal loan affect credit score? Initially, it can cause a short-term dip, but if managed well the score will rise!
- [13 of the Best Energy Stocks & ETFs to Look Into Today](https://finmasters.com/13-of-the-best-energy-stocks-etfs-to-look-into-today/): Energy is a huge, diverse, and vital industry. Here's an introduction and the best energy stocks for investors interested in this sector.
- [9 Best Semiconductor Stocks & ETFs](https://finmasters.com/best-semiconductor-stocks/): Here's a list of some of the best semiconductor stocks. Semiconductors are vital components in an extraordinary range of products.
- [How to Write a Medical Bill Dispute Letter (Template Included)](https://finmasters.com/medical-bill-dispute-letter/): Learn how to write a medical bill dispute letter and avoid paying more than you need to for medical procedures.
- [How to Invest $100k to Make $1 Million](https://finmasters.com/how-to-invest-100k-to-make-1-million/): How to invest $100k to make $1 million? Not quickly. It takes time, patience, and more several possible methods to make it happen.
- [Unveiling 6 Best Credit Cards Reddit Users Love Most](https://finmasters.com/best-credit-cards-reddit/): What are Reddit's best credit cards? Or, rather, Reddit users favorite cards and why? We scoured all the threads to find the answer.
- [How to Invest in Real Estate with Little Money](https://finmasters.com/invest-in-real-estate-with-little-money/): Real estate investing is not just for the rich. Here are some ways to invest in real estate with little...
- [30+ Outsourcing Statistics You Need to Know](https://finmasters.com/outsourcing-statistics/): Wondering what the state of the outsourcing market is? Here are the most interesting outsourcing statistics you should know this year.
- [How to Buy Twitter Stock , Really](https://finmasters.com/how-to-buy-twitter-stock/): Twitter's high visibility and the involvement of Elon Musk have investors wondering how to buy Twitter stock. Is it possible?
- [11 of the Best Oil Stocks & ETFs](https://finmasters.com/best-oil-stocks-etfs/): Oil isn't going away, and many of the best oil stocks / ETFs have offered high dividends and substantial gains. Here are the best ones.
- [Average Cost of Clothes Per Month: How Much Do We Spend?](https://finmasters.com/how-much-do-we-spend-on-clothing/): Many people wonder what the average clothing cost per month is. Here's a look at the data on how much we actually spend on clothing.
- [How to Write a Medical Bill Negotiation Letter](https://finmasters.com/medical-bill-negotiation-letter/): Here is a template for a medical bill negotiation letter to help you successfully decrease your medical debt.
- [35 Best Jobs for Seniors: Consider Them if You're Over 60](https://finmasters.com/jobs-for-seniors/): Many seniors want to work, either to add to their retirement income or just to stay busy. Here are some...
- [11 of the Best Utility Stocks & ETFs to Look Into](https://finmasters.com/best-utility-stocks/): Utility stocks are known for their stability and solid dividends; some also offer solid growth potential. Here are the best utility stocks.
- [Timeshare Exit Scams: How to Spot and Avoid Them](https://finmasters.com/timeshare-exit-scams/): Getting rid of a timeshare is difficult, and many desperate owners fall for timeshare exit scams. Can you avoid them? Here's how.
- [8 Best Battery Stocks & ETFs to Watch](https://finmasters.com/8-best-battery-stocks-etfs-to-watch-in-2023/): Batteries are used in everything from watches to power grids, and demand is exploding. Here are the best battery stocks and ETFS.
- [5 of the Best Real Estate Investment Apps Tested](https://finmasters.com/best-real-estate-investment-apps/): Discover the best real estate investment apps that make property investing accessible for everyone. Diversify your portfolio effortlessly.
- [How to Make Money With Your Phone: 15 Ways That Work](https://finmasters.com/how-to-make-money-with-your-phone/): Wondering how to make money with your phone? There are at least 15 ways you can do that. Here's how each one works.
- [How to Survive a Timeshare Presentation](https://finmasters.com/surviving-timeshare-presentation/): Looking for how to survive a timeshare presentation? Timeshares lure you in with enticing perks. Here's how to escape with an intact wallet.
- [Looking for New Highs: An Analysis of the Cannabis Industry and Selected Companies](https://finmasters.com/cannabis-industry-analysis/): The cannabis industry has been forced to the periphery by its product's federal legal status. That could change at any time!
- [How to Sell Plants Online From Home: A Case Study](https://finmasters.com/how-to-sell-plants-online-from-home/): If you have a green thumb and you love raising plants, you have a side hustle waiting for you! Here's how to sell plants online from home.
- [5 Best Stock Picking Services Compared](https://finmasters.com/best-stock-picking-services/): Stock picking services provide vetted investment recommendations supported by analysis. Here are some of the best stock picking services.
- [Why Is Timeshare Bad? And What's a Timeshare Anyway?](https://finmasters.com/why-is-timeshare-bad/): Why is timeshare bad? Is a timeshare an investment? Salespeople often tout it as a solid financial asset, but, in reality, it's just not true.
- [10 Creative Ways to Make Money With a Drone](https://finmasters.com/make-money-with-a-drone/): Flying a drone can be a fun hobby, but it can also be a fantastic earning opportunity. Find out how...
- [Upstart Holdings (UPST) Stock Analysis](https://finmasters.com/upstart-holdings-upst-stock-analysis/): Upstart has seen its stock soar and crash, while the company moves forward with its unique and disruptive technology.
- [How McDonald’s Makes Money](https://finmasters.com/how-mcdonalds-makes-money/): If you want to know how McDonald's makes money, look beyond Big Macs and Happy Meals, and instead examine the...
- [100 Chores Kids Can Do for Money (Around the House)](https://finmasters.com/chores-kids-can-do-for-money/): If you are giving your kids an allowance, let them earn it. There are plenty of household chores kids can do for money.
- [7 Best Prop Trading Firms  Reviewed](https://finmasters.com/best-prop-trading-firms/): Here are some of the best prop trading firms you can look into. Prop trading can give you access to resources ordinary traders don't have.
- [15 Best AI Stocks & ETFs to Pay Attention to This Year](https://finmasters.com/best-ai-stocks-and-etf/): AI is THE topic these days. But what about investing in AI? Here are the best AI stocks and ETFs to look into this year.
- [Car Loan Statistics: Average Debt, Payment and Default Rate](https://finmasters.com/car-loan-statistics/): Car loans account for a significant portion of US consumer debt. These car loan statistics will tell you more about it.
- [10 Top Quantum Computing Stocks and ETFs to Invest In](https://finmasters.com/quantum-computing-stocks/): With the interest in quantum technology ramping up, this may be the perfect time to learn about some of the best quantum computing stocks.
- [How to Qualify for Medicaid or CHIP - We Take You Step-by-Step](https://finmasters.com/how-to-qualify-for-medicaid/): Different states have different requirements for Medicaid and CHIP, which can be confusing. Here's how to find out if you...
- [20 of the Highest-Paying Work-From-Home Jobs](https://finmasters.com/highest-paying-work-from-home-jobs/): These are some of the highest-paying work-from-home jobs available this year. Based on real data from reputable sources.
- [Cool Company Ltd (CoolCo) (CLCO) Stock Analysis](https://finmasters.com/cool-company-ltd-coolco-clco-stock-analysis/): CoolCo is one of the few publicly traded companies focused exclusively on LNG shipping. Here's why that matters.
- [US Car Sales Statistics: Brand, Model, Price, EVs](https://finmasters.com/car-sales-statistics/): These US auto sales statistics help us define and understand the state of the US motor vehicle market in 2023.
- [Mercado Libre (MELI) Stock Analysis](https://finmasters.com/mercado-libre-meli-stock-analysis/): Mercado Libre dominates Latin America's fast-growing e-commerce and fintech sectors. This Mercado Libre stock analysis breaks it down.
- [6 Best Timeshare Exit Companies : Reviews & Cost](https://finmasters.com/best-timeshare-exit-companies/): The timeshare exit business is riddled with scams and predators, but there are some credible players. Here are some to...
- [Online Shopping Statistics & Trends](https://finmasters.com/online-shopping-statistics/): How big is e-commerce, and how fast is it growing? These online shopping statistics give a closer look at the trends.
- [How to Qualify for SNAP and How Much Can You Get](https://finmasters.com/how-to-qualify-for-snap/): The Supplemental Nutrition Assistance Program (SNAP) helps families and individuals buy food. Here's how you can qualify.
- [How to Get Out of a Timeshare Legally](https://finmasters.com/how-to-get-out-of-a-timeshare/): A timeshare can be an expensive liability, no matter how good the salespeople sound. Here's how you can get out...
- [9 Best Silver Stocks & ETFs](https://finmasters.com/best-silver-stocks/): Silver is in high demand and production is below consumption. The best silver stocks are set to reap the benefits.
- [Contemporary Amperex Technology Co. (CATL - 300750.SZ) Stock Analysis](https://finmasters.com/catl-stock-analysis/): CATL is the world's leading producer of EV batteries. Here's a closer look at the company and its investment potential.
- [70+ Cheap Date Ideas: From First Dates to Golden Anniversaries](https://finmasters.com/cheap-date-ideas/): You don't have to spend a fortune to make an impression. Here's a list of 70+ cheap date ideas for the first date and all that come after.
- [Pros and Cons of I Bonds: Are I Bonds a Good Investment](https://finmasters.com/pros-and-cons-of-i-bonds/): I Bonds offer a valuable hedge against inflation but are not for every investor. Consider these pros and cons of I Bonds before investing.
- [20 Best Side Hustles for College Students](https://finmasters.com/best-side-hustles-for-college-students/): Students always need money, and the best side hustles for college students provide ways to earn it with a flexible schedule.
- [Average Retirement Savings: By Age, State, Income & Race](https://finmasters.com/average-retirement-savings/): What is the average American retirement savings balance? Our retirement statistics look at the current state of retirement savings in the US.
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- [Neighbor.com Review: Can You Make Money?](https://finmasters.com/neighbor-review/): Neighbor.com is the Air BnB of storage. You can rent out your spare space or find affordable storage in your area. Here's how it works.
- [How to Become a Health Coach: An Interview with Aaron Darko](https://finmasters.com/how-to-become-a-health-coach/): If you're interested in pursuing a career in health coaching or just curious about it, this interview is a must-read.
- [Emerging Value: Spotlight on Brazil](https://finmasters.com/emerging-value-brazil/): Brazil offers investors high growth, rich resources, a young population, and exceptional dividends. There are also risks. Here's a breakdown.
- [Should I Consolidate Medical Debt?](https://finmasters.com/consolidate-medical-debt/): Consolidating medical debt into a new credit account is usually a mistake. Find out what protections you could lose and...
- [Trim Review: Pros, Cons & Is It Worth It](https://finmasters.com/trim-review/): Trim is a bill negotiation service that claims to be able to save you money with no risk to you. Does it work? Find out in our Trim review.
- [16 Ways to Get Paid to Read Books](https://finmasters.com/get-paid-to-read-books/): Reading can be a lucrative job or a side hustle. Take a look at some of the best jobs that...
- [20+ Best Finance Podcasts to Listen to in 2025](https://finmasters.com/best-finance-podcasts/): Looking for a podcast about finance? Here are 35+ picks to help build your financial knowledge and keep you informed.
- [20 Best Personal Finance YouTube Channels to Follow](https://finmasters.com/best-personal-finance-youtube-channels/): Looking for personal finance advice and motivation? The best personal finance YouTube channels can help. See which one suits you best!
- [Business Loan vs. Personal Loan: Which One to Use for Business Financing](https://finmasters.com/business-loan-vs-personal-loan/): Business loans and personal loans are different, but both can be used for starting a business. Here are some of the pros and cons.
- [10+ TikTok Statistics : Users, Engagement & Revenue](https://finmasters.com/tiktok-statistics/): TikTok has emerged as a dominant social media platform. These TikTok statistics will give you a closer look at what makes TikTok tick.
- [How to Make $1,000+/month  Flipping Furniture](https://finmasters.com/make-money-furniture-flipping/): I started furniture flipping as a pandemic hobby and turned it into a flourishing business. Here's how that process worked for me.
- [PayZen: A Better Way  to Finance Medical Bills](https://finmasters.com/payzen-a-better-way-to-finance-medical-bills/): Medical debt is a pervasive problem in the US, even with insurance. PayZen offers financing without interest or fees. Here's how it works.
- [What Is A Good Credit Score and Why It Matters](https://finmasters.com/good-credit-score/): We all know that a good credit score is a good thing to have, but what is a good credit...
- [How Long Does It Take to Build Business Credit?](https://finmasters.com/how-long-does-it-take-to-build-business-credit/): On average, it can take two or more years to build good business credit, depending on how well you manage your tradelines.
- [Best No Annual Fee Credit Cards for Travel](https://finmasters.com/best-no-fee-travel-cards/): Many travel credit cards have huge annual fees, but not all do. These are the best no-fee credit cards for frequent travelers.
- [Can You Use a Personal Loan to Buy a Car?](https://finmasters.com/can-you-use-a-personal-loan-to-buy-a-car/): Can you use a personal loan to buy a car? Sure, but generally an auto loan is preferable. Here's how the two options stack up.
- [Industry Primer: Telecom](https://finmasters.com/industry-primer-telecom/): Telecom is an omnipresent industry that has split into multiple sectors. It's also a widely misunderstood industry. Here's a closer look.
- [How to Check Your Business Credit Score](https://finmasters.com/how-to-check-your-business-credit-score/): Do you know how to check your business credit score with each of the major business credit bureaus? And where you check it for free?
- [Payday Loans Vs. Personal Loans](https://finmasters.com/payday-loans-vs-personal-loans/): When should you use payday loans vs. personal loans? What's the difference? We break down the pros & cons of each.
- [What Is a Good Business Credit Score?](https://finmasters.com/good-business-credit-score/): Each business credit bureau has its own guidelines on what number is a good credit score. A good business credit score could be 1 or 1600!
- [Can You Use a Personal Loan to Buy a House?](https://finmasters.com/can-you-use-a-personal-loan-to-buy-a-house/): Can you use a personal loan to buy a house? It's generally not a practical option except in a few cases. Here's why.
- [Can You Use a Personal Loan for a Down Payment on a House?](https://finmasters.com/can-you-use-a-personal-loan-for-a-down-payment-on-a-house/): Find out if you can use a personal loan for a down payment on a house and what might be some better options for you.
- [What Is a Business Credit Score and How Does It Work?](https://finmasters.com/what-is-a-business-credit-score/): We look at what business credit is, what factors influence it, how it benefits you, and how to establish it.
- [Investor Profile: Stanley Druckenmiller](https://finmasters.com/investor-profile-stanley-druckenmiller/): Stanley Druckenmiller is one of the most successful investors of the last 30 years. Here's a look at the method behind the results.
- [How to Estimate Your Closing Costs: How Much Will You Pay?](https://finmasters.com/how-to-estimate-your-closing-costs/): Closing costs are part of every home purchase. Let's look at how you can estimate how much your closing costs will be.
- [What Are Closing Costs on a House? Who Pays Them?](https://finmasters.com/what-are-closing-costs/): What are closing costs? They are the expenses and fees you are required to pay when purchasing a home. There are a lot of them.
- [What Is a CD Ladder, and How Can You Use One?](https://finmasters.com/what-is-a-cd-ladder-and-how-can-you-use-one/): Article about how to simultaneously invest in CDs of different maturities. Includes examples and guidance for creating your own CD ladder.
- [How to Rent an Apartment with Bad Credit](https://finmasters.com/how-to-rent-an-apartment-with-bad-credit/): Renting an apartment with bad credit can be very difficult. Here are some tips for securing an apartment, even if you have low or no credit.
- [SNAP Benefits 2024: Food Stamps Benefits are Being Reduced](https://finmasters.com/snap-benefits/): Since March 2020 recipients of SNAP benefits (Food Stamps) have been getting extra allotments. Those are now being phased out.
- [Personal Loan vs Credit Card: What's the Difference and Which to Use](https://finmasters.com/personal-loan-vs-credit-card/): Personal loans and credit cards are both useful and important types of credit, but you'll use them for different purposes.
- [Treasury Inflation-Protected Securities: What Investors Should Know About TIPS](https://finmasters.com/treasury-inflation-protected-securities/): Treasury Inflation Protected Securities or TIPS are a unique type of bond that has special appeal during periods of high...
- [Defense Industry Industry Overview & Outlook](https://finmasters.com/defense-industry-primer/): Should you invest in the defense industry? If you do, how would you begin assessing the contenders? Here are some factors to consider.
- [20+ Best Places to Sell Used Furniture](https://finmasters.com/best-places-to-sell-used-furniture/): Wondering where you can sell your used furniture? Here are the 20 best places to sell used furniture online and locally.
- [8 Best Ways to Get Paid to Search the Web](https://finmasters.com/8-best-ways-to-get-paid-to-search-the-web-in-2023/): If you like spending time surfing the web, why not monetize it? Here are some of the top ways to get paid to search the web.
- [18+ Best Places to Sell Used Clothes for Cash (Online and Local)](https://finmasters.com/sell-used-clothes/): Selling used clothes can help you clear your closet and bring in extra cash. Here's where you can sell used clothes online and in person.
- [Equitybee Review : How It Works, Pros & Cons](https://finmasters.com/equitybee-review/): Equitybee links private company employees who need funding to exercise stock options with private investors. Here's how it works.
- [What Is Market Rotation and How to Use It to Your Advantage?](https://finmasters.com/market-rotation/): Market rotation is the shift of capital from sector to sector as economic conditions change. You can use it to your advantage!
- [What Credit Score Do I Need to Rent an Apartment?](https://finmasters.com/what-credit-score-do-i-need-to-rent-an-apartment/): Perhaps you're wondering, "What credit score do I need to rent an apartment?" The answer will vary, and not all landlords will even check.
- [Capitalizing on USA-China Tensions](https://finmasters.com/capitalizing-on-usa-china-tensions/): The rivalry between the US and China is a fact of life. Investors can't change it, but they can look for ways to exploit it.
- [Stay Ahead of the Curve - Learn the Dividend Dates You Need to Know](https://finmasters.com/need-to-know-dividend-dates-to-mark-on-your-calendar/): If you're a dividend-focused investor there are four dividend dates that you need to know. Here's an explanation.
- [10+ Best Behavioral Finance Books to Read](https://finmasters.com/best-behavioral-finance-books/): Behavioral finance books help understand the impact of psychology on financial decisions. Check out the top titles.
- [13 Best Finance Books for Young Adults](https://finmasters.com/best-finance-books-for-young-adults/): If you are a young adult just starting to build your financial literacy these finance books will help get you to get off on the right foot.
- [20+ Companies with Excellent Tuition Reimbursement Programs](https://finmasters.com/tuition-reimbursement-companies/): Looking for an employer who can help you pursue higher education? Here are the companies with amazing tuition reimbursement programs.
- [6 Best Credit Counseling Companies](https://finmasters.com/best-credit-counseling-companies/): The best credit counseling companies can give you a low-cost solution to debt woes. Here are some top choices.
- [Wealthfront vs. Betterment:  Robo-Advisor Faceoff](https://finmasters.com/wealthfront-vs-betterment-robo-advisor-faceoff/): Wealthfront and Betterment are two of the best-known Robo-advisors. We put them head to head and compare their offerings.
- [Value Traps: What Are They and How to Avoid Them](https://finmasters.com/value-traps/): Every value investor will encounter value traps, and many will fall into one. Understanding them can help limit the damage.
- [What Are You Really Buying When You Buy a Share?](https://finmasters.com/what-are-you-really-buying-when-you-buy-a-share/): Knowing what you are really buying when you buy a share can help you understand your investments and plan them more effectively.
- [When Should I Refinance My Mortgage?](https://finmasters.com/when-should-i-refinance-my-mortgage/): When should you refinance your mortgage? That depends on several factors, starting with the specific goals you hope to achieve.
- [5 Top Klarna Alternatives: Features, Fees, Pros & Cons](https://finmasters.com/klarna-alternatives/): Buy now pay later firms like Klarna have emerged as a popular alternative to credit cards. Consider these 5 Klarna alternatives.
- [5 Ways to Get Money to Start a Business](https://finmasters.com/how-to-get-money-to-start-a-business/): You are ready to start a business. How do you get money to start that business? It’s a great question, with at least 5 great answers.

---


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#
# Detailed Content


## Posts

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Have you left an HSA behind at an old employer? It may be time for a rollover, but you'll want to review these HSA rollover rules first.

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SPY vs VOO vs IVV? If you're trying to decide which of these three heavyweight S&P 500 index funds to buy, this comparison may help.

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VTI vs VOO, which index fund is right for you? We break down the difference and similarities between these major index funds.

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Fundrise offers smaller investors access to alternative asset classes for as little as $10. Is it right for you? Find out in this Fundrise review.

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America has a debt problem. These consumer debt statistics break that problem down into numbers and make it easier to understand.

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Groceries are one of the leading costs for American households. But what is the average cost of groceries? Let's look at the numbers.

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How much does it cost to start a business? That can vary widely depending on the business. Here's how you can estimate your startup costs.

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ABC's Shark Tank has generated some winners and also some big losers. We look at the latter in this review of the worst Shark Tank Products.

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There are different types of personal loans available to borrowers. It's important to know which is right for you.

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Optima Tax Relief is a legitimate tax relief company that provides services nationwide through an online portal. If your tax problem is relatively simple, you may be better off addressing it on your own, but if you’re overwhelmed by the prospect of dealing with the IRS, Optima Tax Relief offers an option.

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ABC's Shark Tank has attracted numerous viewers, but what happens after the show? What are the best Shark Tank products? Let's see.

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Wondering how to make 100 dollars a day? Discover 25 great ways to boost your daily income by an extra $100.

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A side hustle won’t get you rich overnight, but it can boost your budget. Learn what the best side hustles for women are and try them out.

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What does being audited mean for you? Here's how to navigate the process effectively and minimize any potential damage.

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Last week I asked myself how much money do I need to invest to make $3,000 a month. In this article, we propose three different ways that require different skills and different initial investments.

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The Believe card promises to help you build your credit, but does it actually work? We take a closer look in this Varo Believe card review.

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If you have any experience with content creation and online design, you can make money with Canva. Read on to learn more.

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It's not generally a positive sign for a company, but there are ways to profit from a reverse stock split. We take a closer look.

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Car insurance costs are rising fast, and drivers are looking for ways to save money on car insurance. These suggestions can help.

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Understanding what triggers an IRS audit can help you avoid the stress and trouble of being audited. Here are some triggers to watch out for.

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SPY and QQQ are two of the most visible ETFs out there, but which is right for you? We put them head to head, SPY vs QQQ, to help you choose.

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Have you ever wondered how credit card companies make money? Learn about their revenue streams to help minimize the amount you pay them.

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Financial literacy education can help, but it has to overcome financial illiteracy education: the way we actively teach bad money habits.

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Before jumping into the world of private real estate investing, review this guide to achieve success, and avoid pitfalls.

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Use these health insurance appeal letter templates to ask your insurer to rethink its decision to deny your claim.

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If you ever need to prove that a debt is fully paid and can no longer be collected, then a paid-in-full letter can be your best friend.

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TC2000 is a powerful research and trading tool, especially for technical analysis. Check this TC2000 review to see if it's right for you.

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Pay-per-mile insurance can save you money on your car insurance premiums, but is it worth it to have your driving tracked?

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If you're trying to tackle budgeting for teens, you have some distinct challenges ahead. Here are the key concepts you should teach first.

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17-year-olds pay huge premiums for car insurance, but there are tips that they can use to make coverage more affordable.

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Usage-based car insurance policies and discounts can help you save a bundle on your car insurance premiums.

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Want to know how to save for a car as a teenager? Start by doing some research, getting a job, and having a talk with your parents.

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If you're freelancing you need to manage your business and personal finances at the same time. The best apps for freelancers can help.

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To buy or to rent? Your decision will depend on your finances, your priorities, and the housing market. Let's look at some factors.

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This step-by-step guide will show you what to do with a $50,000 windfall and how to make the most out of your money.

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Real estate is a great way to diversify a portfolio, and the best real estate stocks open this asset class up even to small investors.

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Paying off your mortgage is a huge relief, but there are things you'll need to do. Here's a step-by-step guide to make the process easier.

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Your credit score can change for many reasons, even if you don't think anything on your report has changed.

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Even if you have bad credit, it's still possible to secure an auto loan. So, what credit score do you need to buy a car?

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Demand for cleaner fuels and the war in Ukraine have pushed natural gas prices up. The best natural gas stocks are poised to benefit.

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Having a bad ChexSystems report and score can hurt your ability to open a new checking or savings account, but how can you clear it?

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Legal cannabis is a new business, and investors are looking for the best cannabis stocks. Here are some picks to consider.

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Trade Ideas is a premium trading platform, but is it right for you? We review the pros and cons in this Trade Ideas review.

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Should you cash out an inherited IRA or save the money for the future? What's the best thing to do with an inherited IRA?

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The rise of remote work has made it important to own a computer. But what if you need to finance a computer with bad credit? Here's how.

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Biotech companies apply cutting edge technology to key medical and agricultural challenges. Here are some of the best biotech stocks.

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When you turn 18 you are eligible for your own card. The best credit cards for 18-year-olds will help you establish credit and shop safely.

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Girl math is a unique take on spending that rationalizes purchases as free or defends their cost per use. But does this method actually work?

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Banks are at the center of the global economy, and investors are always looking for the best banking stocks. Here are some top picks.

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What financial and credit steps do you need to take when a loved one dies? Let's look at 10 of the most important ones.

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Have you wondered how your overall financial standing stacks up? These figures on the average net worth of Americans will tell you.

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The best money-making apps cover a wide range of options. Which one is the best depends on how you want to make money!

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Can you get an unsecured credit card with bad credit? Yes. Here is our list of the best second-chance credit cards with no security deposit.

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There are real benefits to downsizing your home, but be sure to consider all the angles before making your move.

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Stop getting denied for new checking accounts. Check out this list of credit unions and banks that don't use ChexSystems.

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Starlink's rapid growth has investors wondering how to buy Starlink stock. Here are some possible ways to do it.

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Cash out refinancing and HELOCs both let you turn home equity into cash. Which is better depends on your goals and financial circumstances.

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Before you set out to qualify for a personal loan with a co-signer, it's essential to know the benefits and risks involved.

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Many want to be rich yet aren't sure what it takes to be upper class. Let's learn more about this class and how accessible it is.

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Who is using these loans, how much are they borrowing, and how are they using the money? These personal loan statistics tell us.

---

Self-directed investing has the potential for high returns (and large losses), but most will find more success with passive investments.

---

Electric Vehicles (EVs) are a booming sector getting a lot of attention from investors. Here are some of the best EV stocks and ETFs.

---

The billionaire space race is in the news and investors are wondering how to buy Blue Origin stock. Here's the score.

---

You can pay rent online, but is it always a good idea? We look at the ways and means and the pros and cons of online rent payments.

---

You might have heard the term "accredited investor" when looking into unregistered securities. Find out if you qualify.

---

You can't manage your portfolio effectively if you don't understand it. The best portfolio analysis tools are designed to help.

---

High fees, inescapable contracts, and inflexible vacation experiences are just some of the reasons why you shouldn't get a timeshare.

---

Should parents buy their child a car or let them pay for it themselves? Find out how to make the best decision for your circumstances.

---

Prop trading is a way to trade with someone else's money. But is it right for you? Let's look at what prop trading is and how it works.

---

Tech is a sector that has been at the top of investor radar screens for decades. So what are the top tech stocks? Here are some picks.

---

Expense ratios describe the annual fees you pay for investing in a mutual fund. These fees play a big role in overall returns.

---

Stores use subtle strategies to influence your buying decisions. Here's how stores trick you into spending more than you planned.

---

What do you do when loans are not an option and you need cash fast? Here are some safe and practical ideas on how to make $10k fast.

---

Healthcare is one of the most resilient sectors in the entire economy. Here are some of the top picks in the healthcare sector.

---

For many, a master's degree is the logical next step. But, given how expensive and time-consuming it can be, is it always worth it?

---

UltraFICO is a new credit scoring model that includes your banking history. It can boost your credit score and improve your approval odds.

---

Personal loan origination fees are upfront charges that come out of the loan balance when you receive a personal loan.

---

The 401(k) is a popular way to save for retirement. Let's look at average 401(k) balances and other 401(k) statistics.

---

It is possible to work from home even without experience. People find these jobs every day and you can too! Here's where to start.

---

Getting a personal loan can cause a short-term drop in your credit score. Handle your new loan well and your score will increase!

---

Energy is a huge, diverse, and vital industry. Here's an introduction and some top companies for investors interested in energy.

---

Semiconductors are vital components in an extraordinary range of products. Here are some top choices in this central tech niche.

---

Learn how to craft a medical bill dispute letter and avoid paying more than you need to for medical procedures.

---

How do you invest $100k to make $1 million? Not quickly. It takes time, patience, and more several possible methods to make it happen.

---

What are Reddit's favorite credit cards? We scoured the credit card threads to find out what actual users recommend.

---

Real estate investing is not just for the rich. Here are some ways to invest in real estate with little money.

---

Outsourcing is a hot political issue, but how prevalent is it, and how does it work? These outsourcing statistics help to explain it.

---

Twitter's high visibility and the involvement of Elon Musk have investors wondering how to buy Twitter stock. Is it possible?

---

Oil isn't going away, and many companies in it have provided high dividends and substantial gains. Here are some top oil stocks.

---

The cost of clothing is a significant part of many budgets. Here's a look at the data on how much we actually spend on clothes.

---

Here is a template for a medical bill negotiation letter to help you successfully decrease your medical debt.

---

Many seniors want to work, either to add to their retirement income or just to stay busy. Here are some top job options.

---

Utility stocks are known for their stability and solid dividends, and some also offer solid growth potential. Here are some top picks.

---

Getting rid of a timeshare is difficult, and many desperate owners fall for timeshare exit scams. Can you avoid them?

---

Batteries are used in everything from watches to power grids, and demand is exploding. Here are some top battery stocks and ETFS.

---

Real estate investing can diversify your portfolio, but it has long been inaccessible to most investors. These real estate apps change that.

---

Here are fifteen effective ways to use your smartphone to boost your finances and make extra cash outside of work.

---

Timeshare resorts offer attractive perks to get you into their sales presentations. Can you escape with your wallet intact?

---

The cannabis industry has been forced to the periphery by its product's federal legal status. That could change at any time!

---

If you have a green thumb and you love raising plants, you have a side hustle waiting for you! Here's how to make money selling plants.

---

Stock picking services provide vetted investment recommendations supported by analysis. Here are some of the best ones.

---

Salespeople claim that a timeshare is an investment and a solid financial asset. Unfortunately, it's just not true.

---

Flying a drone can be a fun hobby, but it can also be a fantastic earning opportunity. Find out how to make money with a drone.

---

Upstart has seen its stock soar and crash, while the company moves forward with its unique and disruptive technology.

---

If you want to know how McDonald's makes money, look beyond Big Macs and Happy Meals, and instead examine the real estate it owns.

---

If you are giving your kids an allowance, let them earn it, There are plenty of household chores kids can do.

---

Prop trading can give you access to resources ordinary traders don't have. Here are some of the top prop trading options.

---

With applications like ChatGPT taking the world by storm, you might want to consider investing in some of the best AI stocks around today.

---

Car loans account for a significant portion of US consumer debt. These car loan statistics will tell you more about it.

---

With the interest in quantum technology ramping up, this may be the perfect time to learn about some of the best quantum computing stocks.

---

Different states have different requirements for Medicaid and CHIP, which can be confusing. Here's how to find out if you qualify.

---

Work-from-home jobs present unique career opportunities. These are some of the best paid work-from-home jobs available.

---

CoolCo is one of the few publicly traded companies focused exclusively on LNG shipping. Here's why that matters.

---

These US auto sales statistics help us define and understand the state of the US motor vehicle market in 2023.

---

Mercado Libre dominates Latin America's fast-growing e-commerce and fintech sectors. This Mercado Libre stock analysis breaks it down.

---

The timeshare exit business is riddled with scams and predators, but there are some credible players. Here are some to consider.

---

How big is e-commerce, and how fast is it growing? These online shopping statistics give a closer look at the trends.

---

The Supplemental Nutrition Assistance Program (SNAP) helps families and individuals buy food. Here's how you can qualify.

---

A timeshare can be an expensive liability, no matter how good the salespeople sound. Here's how you can get out of an unwanted timeshare.

---

Silver is in high demand and production is below consumption. The best silver stocks are set to reap the benefits.

---

CATL is the world's leading producer of EV batteries. Here's a closer look at the company and its investment potential.

---

You don't have to spend a fortune to make an impression. Here's a list of 70+ cheap date ideas for the first date and all that come after.

---

I Bonds offer a valuable hedge against inflation but are not for every investor. Consider these pros and cons of I Bonds before investing.

---

Students always need money, and the best side hustles for college students provide ways to earn it with a flexible schedule.

---

What is the average American retirement savings balance? Our retirement statistics look at the current state of retirement savings in the US.

---

There are few sectors more basic - and more resilient - than food. The best food stocks give diversified exposure to this key industry.

---

Personal loans and 401(k) loans can both solve an urgent financial problem. To make the best choice, review the pros and cons of both.

---

Seibu holdings is attractively valued and positioned to benefit from Japan's post-COVID opening, the weak yen, and a strong tourism industry.

---

If your car has been repossessed, your credit takes a bit hit. Here's how to remove repossession from your credit report.

---

If you are looking at how to switch banks, then this list of 5 key steps can help you successfully make the switch.

---

Knowing how to read stock charts is essential for investors who want to review a stock's price history or try technical analysis.

---

Home equity loan vs. cash-out refinance loan, which is the better option for drawing upon your home's equity?

---

High oil prices have driven renewed interest in nuclear power, and the best uranium stocks stand to benefit. Here are some top picks.

---

How much do Americans earn? It varies widely with location, but these average US salary statistics give a general idea.

---

Applied Materials (NASDAQ:AMAT) is the dominant provider of equipment to the semiconductor industry. Here's a closer look.

---

How much do Americans owe on their cards, and how has that changed? Find that data and much more in these credit card debt statistics.

---

Alternative credit data like income and banking history can help you get cards or loans even if you have no credit history.

---

TrendSpider and TradingView are two of the top charting and analysis tools on the market. Let's see what's best for you.

---

Copper demand is soaring, driven by the needs of the green energy industry. The best copper stocks stand to benefit.

---

These days anyone can do (almost) anything, but there are still some side hustles - like these - that tend to attract men more than women.

---

In this Cred.ai review, we'll explore how this system helps build you build credit and who the Unicorn card is best suited for.

---

Illumina is a biotech company dominating the high-growth field of gene sequencing. The stock price has dropped to attractive levels.

---

Consumers use coupons as a strategy for budgeting and managing finances. Here's a look at the latest couponing statistics, facts and trends.

---

Hustle culture sometimes seems designed for outgoing, social people. Don't worry, there are perfect side hustles for introverts too!

---

Lithium demand is booming, propelled by rising demand for batteries across multiple industries. Here are some of the best lithium stocks.

---

See what the minimum credit score is for every type of home loan. From FHA to Conventional, VA to USDA, we reveal the credit scores required.

---

Social media have changed our lives, from where we get our news to how we develop new skills. What has been the impact on our finances?

---

We all have ways of saving money. Some are more eccentric than others. Here are some weird ways people are cutting back on everyday expenses.

---

Debt settlement and bankruptcy are options if you have no way to pay your debts. Let's find out which is the better choice.

---

If you'd like to improve the interior of your home but your credit is weak, here are some furniture financing options.

---

Frugal living isn’t easy, but it’s well worth it. Some of these TV shows can help us learn to live more frugally!

---

Want to make money with your car? Here are some great ways to turn your vehicle into a money-making machine.

---

As exciting as day trading may be, it can wreck your financial well-being, especially if it turns into an addiction.

---

TrendSpider offers a powerful set of tools for technical and fundamental analysis. Is it worth the price? Find out in our TrendSpider review.

---

Dozens of delivery apps are advertising for new drivers. So how do you find the best delivery services to work for?

---

Gold has traditionally been a safe haven in troubled times. The best gold stocks give you an option other than holding physical gold.

---

We unveil the financial mechanisms behind lending to answer the questions of where do banks get money to lend to borrowers.

---

A stay-at-home mom can earn extra cash! Check out the best side hustles that can add to your family’s budget.

---

How can investors tap into the limitless potential of solar power? This list of the best solar stocks and ETFs offers a starting point.

---

Discover expert tips on how to save money in college without sacrificing fun. Learn how to maximize savings and enjoy your college experience!

---

While most experts recommend passively investing in the market, what kind of return does their strategy yield? And is this return consistent?

---

Wondering what you can do on weekends without breaking the bank? Here are 100 cheap fun options to check out.

---

Taxes are part of life, and most of us pay them in full and on time. These tax evasion statistics tell us more about who doesn't pay.

---

Technology has altered every facet of our personal finances, from how we make money to how we invest it. But with change comes negatives.

---

Charts are powerful analytical tools used in some form by most investors. Here's a look at some of the top charting software picks.

---

Driving for delivery companies is a popular side hustle. Here's a look at how to make it profitable, from an experienced veteran.

---

Foreclosures are on the rise, as financial stress and the withdrawal of COVID-era protections set in. Here are the figures.

---

OpenAI product Chat GPT has attracted a surge of attention, and that has investors wondering how to buy OpenAI stock. Here's a closer look.

---

Whether you are budgeting or investing, you are grappling with several psychological factors affecting your financial decisions.

---

Whether you need cash fast or are used to living day by day, these instant salary jobs are great for anyone who is in a hurry to get paid.

---

A well-written business plan may accelerate funding as well as keep leadership on course. Here's how to write a business plan well.

---

Financial literacy is critical, yet almost 60% of Americans struggle with the subject. So, who should teach us this valuable life skill?

---

Cheese is a relatively new provider of credit-builder loans. Find out what they do and how they can help you build credit.

---

Luck plays a large role in our financial lives, dooming some and catapulting others into success beyond their wildest dreams.

---

If you don’t get paid enough for your service to society, one of these side hustles for teachers can help you catch up.

---

The best discount brokers for retail investors span a range of platforms serving different types of retail investors.

---

Commodity stocks are often overlooked by growth investors, but if you're after value they have a lot to offer. Here are some top picks.

---

With a little time and preparation, even large business loans don't have to be intimidating. Here's how to get a million-dollar loan.

---

Expensive material possessions can create the illusion of wealth, but buying them can cripple your finances. Find out how and why.

---

You and your significant other have plenty of online and offline opportunities for earning a little extra. Check them out.

---

Vietnam has seen remarkable growth and is following a development curve similar to those of South Korea and Taiwan.

---

Want to save money with couponing? The 21 best coupon sites can help you find fantastic deals in 2023 and beyond!

---

Family and culture play a huge role in your financial perspective. Learn how to communicate with people who have different backgrounds.

---

Learn these eight easy steps to take out a personal loan while giving yourself the best chance of getting a good deal

---

Nurses can apply their specialized knowledge in many ways, opening up possibilities for earning on the side.

---

From NLP to automation, AI has been empowering the banking industry at a time when banks need to compete on a global stage like never before.

---

How does closing a credit card affect your credit score? Factors like credit mix, credit history, and utilization ratio all play a role.

---

Elon Musk is one of the most controversial investors of our time. Love him or hate him, but there are things we can learn from him.

---

Looking for the best way to sell your used tools and earn some cash? Here’s everything you need to know about the process.

---

Is interior design the right career for you? Check out these career insights from a working interior designer.

---

Day trading is appealing, but it's also an easy way to lose money. These day trading statistics take a look at the day trading landscape.

---

This Ovation Credit Repair review will help you understand what the company offers and determine whether they're worth hiring.

---

Monetizing your hobby can be the extra source of income you need to boost your savings. Here are some money-making hobbies you could enjoy.

---

Are you wondering whether you should use a loan or credit card to pay for medical care? Here's why you should avoid it.

---

There doesn't seem to be much difference between the terms "rich" vs. "wealthy." But people use them differently, and for good reason.

---

Wondering where to sell used office furniture? Discover the top ten online and local places to sell your second-hand items quickly!

---

A string of bank failures in March 2023 led to fears of a financial meltdown. Why are banks failing? We take a closer look.

---

If you think you've trimmed your budget as much as possible, you might be wrong! Try these frugal living tips.

---

Working from home is becoming mainstream. These work from home statistics will help you understand how this new trend is developing.

---

eToro has emerged as a highly popular trading platform. What does it really have to offer? Let's find out.

---

The high cost of healthcare makes insurance a must for Americans. Find out more about those who still lack this necessity.

---

Finding undervalued stocks requires a consistent strategy. Here are some strategies that have been proven effective.

---

Did you know spending time on Reddit could help you cut expenses, boost savings, and set up passive income? Here’s how.

---

Dividend ETFs make it easy to get exposure to dividend-paying companies. We've put together a list of the top dividend ETFs.

---

Teaching with Outschool can be a productive side hustle or a rewarding career. Here's one teacher's experience.

---

A car is one of the most expensive purchases you're likely to make in your lifetime. Find out how much car you can afford to buy.

---

Can you pay off a personal loan with credit cards? It's certainly possible, but it's usually not the best way to do it.

---

The gig economy is changing the way America works. These gig economy statistics will help you understand it better.

---

The yen has fallen dramatically against the dollar. But what does that mean, and how can investors leverage the yen devaluation?

---

Options are limited for checking your business credit. That's why we created this list of the best business credit monitoring services.

---

Evaluating investments is a complex, time consuming job. The best stock research tools can help, if you choose the best one for you.

---

Which are the best credit cards for building credit and how does each card provide you with the tools necessary to build good credit?

---

The best student credit cards come with all the same features and promotions of standard credit cards, but are easier to get.

---

If you use your card outside your country, you need a card with no foreign transaction fee. Here are some of the best ones.

---

While personal loans are available for all types of credit, you'll want at least fair credit to get an affordable loan.

---

India probably isn't the first place on your mind when you think of emerging markets, but there may be more there than you think.

---

How do you qualify for an SBA loan, and how can it help your business? Here's more on SBA loan types, terms, and eligibility requirements.

---

Road accidents cause millions of deaths and injuries every year. These figures give a closer look at the problem in the US and globally.

---

Online reviews often present misleading information. Find out how to evaluate online reviews and make better-informed purchase decisions.

---

Should you use a personal loan to pay off credit card debt? Sometimes, but not always. We look at the pros and cons.

---

Not all teen jobs involve bagging groceries and babysitting. There are plenty of online jobs for 16-year-olds that are easy and pay well.

---

When deciding to pay off a personal loan or credit card first, it's usually best to focus on high-interest credit cards.

---

Looking for the best cash advance app to help you make it until the next payday? Check out our top 5 picks for apps that provide quick cash access.

---

SNAP, also called food stamps, is a government program designed to prevent hunger. Here's what you can and can't buy with the benefits.

---

Gross pay is the salary you receive. Net pay is what's left after mandatory an optional deductions. We break down the difference.

---

If you want to start getting work experience early, there are jobs you can do even if you are only 14 or 15. Here's the complete list.

---

How common is bankruptcy in the US and where is it most common? These bankruptcy statistics help build a clearer picture.

---

Wondering where to sell used appliances? Check out the top 13 options to sell the old items you no longer need and earn extra cash!

---

How happy are Americans at work? With all the talk of "quiet quitting", these job satisfaction statistics may come as a surprise.

---

Building an emerging market portfolio is a challenge, especially if you're used to developed markets. Here are some tips to start with.

---

Do you want to build business credit with bad personal credit? Here's the difference between the two and why you should keep them separate.

---

Store credit cards offer unique perks and rewards when you shop with a specific retailer. Consider one if you often use a specific store.

---

Here is how to contact all three major credit bureaus, Experian, Equifax, and TransUnion, depending on your needs.

---

Do you have a spare mattress lying around and taking up your free space? Here's how to get rid of it and earn some extra cash along the way!

---

Stripe is one of the US market's most anticipated IPOs. These Stripe statistics should provide a picture of the company and its business.

---

Selling used shoes that no longer fit you or your style can be an excellent way of making some money on the side.

---

Can you earn $50 an hour as a virtual assistant? Here's how one VA found a lucrative specialty and turned it into a career.

---

Nassim Taleb is an influential thinker, author, and investor. He's associated with the "black swan" theory but his work goes beyond that.

---

It's tax filing time again. The best tax software can help you get your filings right with minimum effort. Here are six top picks.

---

Learning to negotiate your salary can significantly increase your lifetime earnings. Find out how to do it effectively.

---

Saving money is more challenging than it appears. Here are some practical tips on saving from the best personal finance books available.

---

Buy Now Pay Later (BNPL) has emerged as a popular way to finance purchases. These BNPL statistics tell us more about how it's used.

---

Debt relief companies can help you settle your debts for less than you owe. Find out the best debt relief companies to use in 2023.

---

CATL is the world's dominant manufacturer of EV batteries. That dominance has investors wondering hot to buy CATL stock

---

Many of the conditions of 2022 look set to persist. What lessons can we extract from the most successful funds of last year?

---

BillTrim is a negotiation service that helps people save money on their monthly bills. Read our BillTrim review to learn more.

---

All HELOCs are not created equal. This lost Searching for the best HELOC lenders should help you find one that meets your needs.

---

Before you travel outside of the United States, it's important to know what foreign transaction fees are and how to avoid them.

---

If you don't pay a personal loan, don't expect the lender to give up and walk away. There will be consequences. Here's what to expect.

---

If you think it’s time to get rid of the used wedding dress sitting in your wardrobe, these places are your best options.

---

Neighbor.com is the Air BnB of storage. You can rent out your spare space or find affordable storage in your area. Here's how it works.

---

If you're interested in pursuing a career in health coaching or just curious about it, this interview is a must-read.

---

Brazil offers investors high growth, rich resources, a young population, and exceptional dividends. There are also risks. Here's a breakdown.

---

Consolidating medical debt into a new credit account is usually a mistake. Find out what protections you could lose and what to do instead.

---

Trim is a bill negotiation service that claims to be able to save you money with no risk to you. Does it work? Find out in our Trim review.

---

Reading can be a lucrative job or a side hustle. Take a look at some of the best jobs that pay you to read books.

---

Looking for a podcast about finance? Here are 35+ picks to help build your financial knowledge and keep you informed.

---

Looking for personal finance advice and motivation? The best personal finance YouTube channels can help. See which one suits you best!

---

Business loans and personal loans are different, but both can be used for starting a business. Here are some of the pros and cons.

---

TikTok has emerged as a dominant social media platform. These TikTok statistics will give you a closer look at what makes TikTok tick.

---

I started furniture flipping as a pandemic hobby and turned it into a flourishing business. Here's how that process worked for me.

---

Medical debt is a pervasive problem in the US, even with insurance. PayZen offers financing without interest or fees. Here's how it works.

---

We all know that a good credit score is a good thing to have, but what is a good credit score? We break it down.

---

On average, it can take two or more years to build good business credit, depending on how well you manage your tradelines.

---

Many travel credit cards have huge annual fees, but not all do. These are the best no-fee credit cards for frequent travelers.

---

Can you use a personal loan to buy a car? Sure, but generally an auto loan is preferable. Here's how the two options stack up.

---

Telecom is an omnipresent industry that has split into multiple sectors. It's also a widely misunderstood industry, Here's a closer look.

---

Do you know how to check your business credit score with each of the major business credit bureaus? And where you check it for free?

---

When should you use payday loans vs. personal loans? What's the difference? We break down the pros & cons of each.

---

Each business credit bureau has its own guidelines on what number is a good credit score. A good business credit score could be 1 or 1600!

---

Can you use a personal loan to buy a house? It's generally not a practical option except in a few cases. Here's why.

---

Find out if you can use a personal loan for a down payment on a house and what might be some better options for you.

---

We look at what business credit is, what factors influence it, how it benefits you, and how to establish it.

---

Stanley Druckenmiller is one of the most successful investors of the last 30 years. Here's a look at the method behind the results.

---

Closing costs are part of every home purchase. Let's look at how you can estimate how much your closing costs will be.

---

What are closing costs? They are the expenses and fees you are required to pay when purchasing a home. There are a lot of them.

---

Article about how to simultaneously invest in CDs of different maturities. Includes examples and guidance for creating your own CD ladder.

---

Renting an apartment with bad credit can be very difficult. Here are some tips for securing an apartment, even if you have low or no credit.

---

Since March 2020 recipients of SNAP benefits (Food Stamps) have been getting extra allotments. Those are now being phased out.

---

Personal loans and credit cards are both useful and important types of credit, but you'll use them for different purposes.

---

Treasury Inflation Protected Securities or TIPS are a unique type of bond that has special appeal during periods of high inflation.

---

Should you invest in the defense industry? If you do, how would you begin assessing the contenders? Here are some factors to consider.

---

Wondering where you can sell your used furniture? Here are the 20 best places to sell used furniture online and locally.

---

If you like spending time surfing the web, why not monetize it? Here are some of the top ways to get paid to search the web.

---

Selling used clothes can help you clear your closet and bring in extra cash. Here's where you can sell used clothes online and in person.

---

Equitybee links private company employees who need funding to exercise stock options with private investors. Here's how it works.

---

Market rotation is the shift of capital from sector to sector as economic conditions change. You can use it to your advantage!

---

Perhaps you're wondering, "What credit score do I need to rent an apartment?" The answer will vary, and not all landlords will even check.

---

The rivalry between the US and China is a fact of life. Investors can't change it, but they can look for ways to exploit it.

---

If you're a dividend-focused investor there are four dividend dates that you need to know. Here's an explanation.

---

Behavioral finance books help understand the impact of psychology on financial decisions. Check out the top titles.

---

If you are a young adult just starting to build your financial literacy these finance books will help get you to get off on the right foot.

---

Looking for an employer who can help you pursue higher education? Here are the companies with amazing tuition reimbursement programs.

---

The best credit counseling companies can give you a low-cost solution to debt woes. Here are some top choices.

---

Wealthfront and Betterment are two of the best-known Robo-advisors. We put them head to head and compare their offerings.

---

Every value investor will encounter value traps, and many will fall into one. Understanding them can help limit the damage.

---

Knowing what you are really buying when you buy a share can help you understand your investments and plan them more effectively.

---

When should you refinance your mortgage? That depends on several factors, starting with the specific goals you hope to achieve.

---

Buy now pay later firms like Klarna have emerged as a popular alternative to credit cards. Consider these 5 Klarna alternatives.

---

You are ready to start a business. How do you get money to start that business? It’s a great question, with at least 5 great answers.

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Using our retirement calculator you can determine how much you need to save for retirement and how long will that money last.

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Have you ever wondered how many hours you have to spend working to be able to buy something? Our price to hours worked calculator has an answer for you.

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Use our salary to hourly calculator to convert your annual salary, monthly, weekly, or daily wages into an hourly rate.

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Our budget calculator with taxes considers tax withholdings and payroll deductions to get a more thorough overview of your monthly finances.

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With our VIPKid pay calculator you can easily determine your VIPKid salary and hourly rate. Calculate your base pay and incentives.

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Our simple budget calculator can help you get a clear overview of your monthly finances in almost no time. See just how easy it is!

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Use our money counter to determine how much money you have by adding the number of bills and coins in various designations.

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Use our credit utilization ratio calculator to determine the percentage of available credit you are using. You can add up to five credit lines, their balances and credit limits to calculate your total credit utilization.

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If you are thinking about taking out a loan you can use our loan payoff calculator to see how long it will take you to pay it off.

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Are you looking to buy a new car? Use our auto loan calculator to estimate your monthly payments and the total cost of the loan.

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Use our online loan calculator to determine monthly payments on a loan. Get the total costs and the amount of interest owed.

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Use our debt consolidation calculator to see how much you can save with a debt consolidation loan. Find the monthly payment and the amount of interest on your new loan.

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Use our savings calculator to project the growth and future value of your money over time. See how quickly your savings can grow.

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See how sooner you could pay off a loan if you decide to start making extra payments.

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Use our bi-weekly loan payment calculator below to see the difference this payment method can make in retiring your loan early.

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Use our online student loan refinance calculator to see how much you could save by refinancing your student loans.

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Use our 50/30/20 budget calculator to estimate how you should divide your monthly income using this budgeting method.

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Use our 80/20 budget calculator to estimate how you should divide your monthly income using this popular budgeting method.

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Our online budget calculator will help you get an overview of how much money you have coming in and what you're spending it on.

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Use our online inflation calculator to see how the buying power of the US dollar has changed over time. Inflation rates from 1913 to 2021.

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Use our handy debt-to-income ratio calculator to compare your gross monthly income to your total debt payments. How does your DTI measure up?

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Use our online simple interest calculator to determine the total amount of interest on savings or a loan without the effects of compounding.

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Use our online sales tax calculator to calculate how much sales tax you pay on a transaction. Reverse Sales Tax Calculator included.

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Use our online lease calculator to find the monthly payment, the amount of interest as well as the total amount you pay on a lease.

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Use our discount calculator with sales tax to determine the final price of a product after discount. Multiple discount types supported.

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